%PDF-1.5 % 1 0 obj <>>>>> endobj 4 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 72 cm 0 0 0 rg BT /F2 36 Tf 1 0 0 1 25.86 339.43 Tm (babyֱ) Tj ET BT /F2 24 Tf 1 0 0 1 398.63 297.4 Tm (Dental) Tj ET BT /F2 14 Tf 1 0 0 1 334.93 152.36 Tm (Effective July 1, 2024) Tj ET Q q Q Q endstream endobj 5 0 obj <>>>>> endobj 8 0 obj <>/Border[ 0 0 0]/Rect[ 72 677.4 220.01 691.2]/Subtype/Link>> endobj 9 0 obj <>/Border[ 0 0 0]/Rect[ 220.01 677.4 486.03 691.2]/Subtype/Link>> endobj 10 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 677.4 492.7 691.2]/Subtype/Link>> endobj 12 0 obj <>/Border[ 0 0 0]/Rect[ 82 662.9 172.61 674.4]/Subtype/Link>> endobj 13 0 obj <>/Border[ 0 0 0]/Rect[ 172.61 662.9 487.14 674.4]/Subtype/Link>> endobj 14 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 662.9 492.7 674.4]/Subtype/Link>> endobj 16 0 obj <>/Border[ 0 0 0]/Rect[ 82 651.4 110.35 662.9]/Subtype/Link>> endobj 17 0 obj <>/Border[ 0 0 0]/Rect[ 110.35 651.4 123.68 662.9]/Subtype/Link>> endobj 18 0 obj <>/Border[ 0 0 0]/Rect[ 123.68 651.4 278.18 662.9]/Subtype/Link>> endobj 19 0 obj <>/Border[ 0 0 0]/Rect[ 278.18 651.4 487.14 662.9]/Subtype/Link>> endobj 20 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 651.4 492.7 662.9]/Subtype/Link>> endobj 23 0 obj <>/Border[ 0 0 0]/Rect[ 82 639.91 128.69 651.4]/Subtype/Link>> endobj 24 0 obj <>/Border[ 0 0 0]/Rect[ 128.69 639.91 487.14 651.4]/Subtype/Link>> endobj 25 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 639.91 492.7 651.4]/Subtype/Link>> endobj 27 0 obj <>/Border[ 0 0 0]/Rect[ 82 628.41 183.16 639.91]/Subtype/Link>> endobj 28 0 obj <>/Border[ 0 0 0]/Rect[ 183.16 628.41 487.14 639.91]/Subtype/Link>> endobj 29 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 628.41 492.7 639.91]/Subtype/Link>> endobj 31 0 obj <>/Border[ 0 0 0]/Rect[ 82 616.91 186.52 628.41]/Subtype/Link>> endobj 32 0 obj <>/Border[ 0 0 0]/Rect[ 186.52 616.91 487.14 628.41]/Subtype/Link>> endobj 33 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 616.91 492.7 628.41]/Subtype/Link>> endobj 35 0 obj <>/Border[ 0 0 0]/Rect[ 82 605.41 199.84 616.91]/Subtype/Link>> endobj 36 0 obj <>/Border[ 0 0 0]/Rect[ 199.84 605.41 487.14 616.91]/Subtype/Link>> endobj 37 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 605.41 492.7 616.91]/Subtype/Link>> endobj 39 0 obj <>/Border[ 0 0 0]/Rect[ 82 593.91 159.81 605.41]/Subtype/Link>> endobj 40 0 obj <>/Border[ 0 0 0]/Rect[ 159.81 593.91 487.14 605.41]/Subtype/Link>> endobj 41 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 593.91 492.7 605.41]/Subtype/Link>> endobj 43 0 obj <>/Border[ 0 0 0]/Rect[ 82 582.41 172.03 593.91]/Subtype/Link>> endobj 44 0 obj <>/Border[ 0 0 0]/Rect[ 172.03 582.41 487.14 593.91]/Subtype/Link>> endobj 45 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 582.41 492.7 593.91]/Subtype/Link>> endobj 47 0 obj <>/Border[ 0 0 0]/Rect[ 82 570.91 472.79 582.41]/Subtype/Link>> endobj 48 0 obj <>/Border[ 0 0 0]/Rect[ 82 559.41 166.49 570.91]/Subtype/Link>> endobj 49 0 obj <>/Border[ 0 0 0]/Rect[ 166.49 559.41 487.14 570.91]/Subtype/Link>> endobj 50 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 559.41 492.7 570.91]/Subtype/Link>> endobj 52 0 obj <>/Border[ 0 0 0]/Rect[ 82 547.91 170.94 559.41]/Subtype/Link>> endobj 53 0 obj <>/Border[ 0 0 0]/Rect[ 170.94 547.91 487.14 559.41]/Subtype/Link>> endobj 54 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 547.91 492.7 559.41]/Subtype/Link>> endobj 56 0 obj <>/Border[ 0 0 0]/Rect[ 82 536.41 192.05 547.91]/Subtype/Link>> endobj 57 0 obj <>/Border[ 0 0 0]/Rect[ 192.05 536.41 487.14 547.91]/Subtype/Link>> endobj 58 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 536.41 492.7 547.91]/Subtype/Link>> endobj 60 0 obj <>/Border[ 0 0 0]/Rect[ 82 524.91 137.02 536.41]/Subtype/Link>> endobj 61 0 obj <>/Border[ 0 0 0]/Rect[ 137.02 524.91 487.14 536.41]/Subtype/Link>> endobj 62 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 524.91 492.7 536.41]/Subtype/Link>> endobj 64 0 obj <>/Border[ 0 0 0]/Rect[ 82 513.42 178.16 524.91]/Subtype/Link>> endobj 65 0 obj <>/Border[ 0 0 0]/Rect[ 178.16 513.42 487.14 524.91]/Subtype/Link>> endobj 66 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 513.42 492.7 524.91]/Subtype/Link>> endobj 68 0 obj <>/Border[ 0 0 0]/Rect[ 72 496.62 144.67 510.42]/Subtype/Link>> endobj 69 0 obj <>/Border[ 0 0 0]/Rect[ 144.67 496.62 486.03 510.42]/Subtype/Link>> endobj 70 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 496.62 492.7 510.42]/Subtype/Link>> endobj 72 0 obj <>/Border[ 0 0 0]/Rect[ 82 482.12 177.6 493.62]/Subtype/Link>> endobj 73 0 obj <>/Border[ 0 0 0]/Rect[ 177.6 482.12 487.14 493.62]/Subtype/Link>> endobj 74 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 482.12 492.7 493.62]/Subtype/Link>> endobj 76 0 obj <>/Border[ 0 0 0]/Rect[ 82 470.62 202.6 482.12]/Subtype/Link>> endobj 77 0 obj <>/Border[ 0 0 0]/Rect[ 202.6 470.62 487.14 482.12]/Subtype/Link>> endobj 78 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 470.62 492.7 482.12]/Subtype/Link>> endobj 80 0 obj <>/Border[ 0 0 0]/Rect[ 82 459.12 206.52 470.62]/Subtype/Link>> endobj 81 0 obj <>/Border[ 0 0 0]/Rect[ 206.52 459.12 487.14 470.62]/Subtype/Link>> endobj 82 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 459.12 492.7 470.62]/Subtype/Link>> endobj 84 0 obj <>/Border[ 0 0 0]/Rect[ 82 447.62 170.95 459.12]/Subtype/Link>> endobj 85 0 obj <>/Border[ 0 0 0]/Rect[ 170.95 447.62 487.14 459.12]/Subtype/Link>> endobj 86 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 447.62 492.7 459.12]/Subtype/Link>> endobj 88 0 obj <>/Border[ 0 0 0]/Rect[ 82 436.12 186.52 447.62]/Subtype/Link>> endobj 89 0 obj <>/Border[ 0 0 0]/Rect[ 186.52 436.12 487.14 447.62]/Subtype/Link>> endobj 90 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 436.12 492.7 447.62]/Subtype/Link>> endobj 92 0 obj <>/Border[ 0 0 0]/Rect[ 82 424.62 258.19 436.12]/Subtype/Link>> endobj 93 0 obj <>/Border[ 0 0 0]/Rect[ 258.19 424.62 487.14 436.12]/Subtype/Link>> endobj 94 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 424.62 492.7 436.12]/Subtype/Link>> endobj 96 0 obj <>/Border[ 0 0 0]/Rect[ 82 413.12 194.83 424.62]/Subtype/Link>> endobj 97 0 obj <>/Border[ 0 0 0]/Rect[ 194.83 413.12 487.14 424.62]/Subtype/Link>> endobj 98 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 413.12 492.7 424.62]/Subtype/Link>> endobj 100 0 obj <>/Border[ 0 0 0]/Rect[ 82 401.62 167.06 413.12]/Subtype/Link>> endobj 101 0 obj <>/Border[ 0 0 0]/Rect[ 167.06 401.62 487.14 413.12]/Subtype/Link>> endobj 102 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 401.62 492.7 413.12]/Subtype/Link>> endobj 104 0 obj <>/Border[ 0 0 0]/Rect[ 72 384.82 164 398.62]/Subtype/Link>> endobj 105 0 obj <>/Border[ 0 0 0]/Rect[ 164 384.82 486.03 398.62]/Subtype/Link>> endobj 106 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 384.82 492.7 398.62]/Subtype/Link>> endobj 108 0 obj <>/Border[ 0 0 0]/Rect[ 82 370.33 196.51 381.82]/Subtype/Link>> endobj 109 0 obj <>/Border[ 0 0 0]/Rect[ 196.51 370.33 487.14 381.82]/Subtype/Link>> endobj 110 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 370.33 492.7 381.82]/Subtype/Link>> endobj 112 0 obj <>/Border[ 0 0 0]/Rect[ 82 358.83 231.51 370.33]/Subtype/Link>> endobj 113 0 obj <>/Border[ 0 0 0]/Rect[ 231.51 358.83 487.14 370.33]/Subtype/Link>> endobj 114 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 358.83 492.7 370.33]/Subtype/Link>> endobj 116 0 obj <>/Border[ 0 0 0]/Rect[ 82 347.33 216.5 358.83]/Subtype/Link>> endobj 117 0 obj <>/Border[ 0 0 0]/Rect[ 216.5 347.33 487.14 358.83]/Subtype/Link>> endobj 118 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 347.33 492.7 358.83]/Subtype/Link>> endobj 120 0 obj <>/Border[ 0 0 0]/Rect[ 72 330.53 183.33 344.33]/Subtype/Link>> endobj 121 0 obj <>/Border[ 0 0 0]/Rect[ 183.33 330.53 486.03 344.33]/Subtype/Link>> endobj 122 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 330.53 492.7 344.33]/Subtype/Link>> endobj 124 0 obj <>/Border[ 0 0 0]/Rect[ 72 313.73 255.32 327.53]/Subtype/Link>> endobj 125 0 obj <>/Border[ 0 0 0]/Rect[ 255.32 313.73 486.03 327.53]/Subtype/Link>> endobj 126 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 313.73 492.7 327.53]/Subtype/Link>> endobj 128 0 obj <>/Border[ 0 0 0]/Rect[ 72 296.93 289.99 310.73]/Subtype/Link>> endobj 129 0 obj <>/Border[ 0 0 0]/Rect[ 289.99 296.93 486.03 310.73]/Subtype/Link>> endobj 130 0 obj <>/Border[ 0 0 0]/Rect[ 486.03 296.93 492.7 310.73]/Subtype/Link>> endobj 132 0 obj <>/Border[ 0 0 0]/Rect[ 82 282.43 217.62 293.93]/Subtype/Link>> endobj 133 0 obj <>/Border[ 0 0 0]/Rect[ 217.62 282.43 487.14 293.93]/Subtype/Link>> endobj 134 0 obj <>/Border[ 0 0 0]/Rect[ 487.14 282.43 492.7 293.93]/Subtype/Link>> endobj 136 0 obj <>/Border[ 0 0 0]/Rect[ 82 270.93 245.97 282.43]/Subtype/Link>> endobj 137 0 obj <>/Border[ 0 0 0]/Rect[ 245.97 270.93 481.58 282.43]/Subtype/Link>> endobj 138 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 270.93 492.7 282.43]/Subtype/Link>> endobj 140 0 obj <>/Border[ 0 0 0]/Rect[ 82 259.43 137.56 270.93]/Subtype/Link>> endobj 141 0 obj <>/Border[ 0 0 0]/Rect[ 137.56 259.43 481.58 270.93]/Subtype/Link>> endobj 142 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 259.43 492.7 270.93]/Subtype/Link>> endobj 144 0 obj <>/Border[ 0 0 0]/Rect[ 82 247.93 304.91 259.43]/Subtype/Link>> endobj 145 0 obj <>/Border[ 0 0 0]/Rect[ 304.91 247.93 481.58 259.43]/Subtype/Link>> endobj 146 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 247.93 492.7 259.43]/Subtype/Link>> endobj 148 0 obj <>/Border[ 0 0 0]/Rect[ 82 236.43 166.47 247.93]/Subtype/Link>> endobj 149 0 obj <>/Border[ 0 0 0]/Rect[ 166.47 236.43 481.58 247.93]/Subtype/Link>> endobj 150 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 236.43 492.7 247.93]/Subtype/Link>> endobj 152 0 obj <>/Border[ 0 0 0]/Rect[ 82 224.94 161.48 236.43]/Subtype/Link>> endobj 153 0 obj <>/Border[ 0 0 0]/Rect[ 161.48 224.94 481.58 236.43]/Subtype/Link>> endobj 154 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 224.94 492.7 236.43]/Subtype/Link>> endobj 156 0 obj <>/Border[ 0 0 0]/Rect[ 82 213.44 281.54 224.94]/Subtype/Link>> endobj 157 0 obj <>/Border[ 0 0 0]/Rect[ 281.54 213.44 481.58 224.94]/Subtype/Link>> endobj 158 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 213.44 492.7 224.94]/Subtype/Link>> endobj 160 0 obj <>/Border[ 0 0 0]/Rect[ 72 196.64 162 210.44]/Subtype/Link>> endobj 161 0 obj <>/Border[ 0 0 0]/Rect[ 162 196.64 479.35 210.44]/Subtype/Link>> endobj 162 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 196.64 492.7 210.44]/Subtype/Link>> endobj 164 0 obj <>/Border[ 0 0 0]/Rect[ 82 182.14 173.17 193.64]/Subtype/Link>> endobj 165 0 obj <>/Border[ 0 0 0]/Rect[ 173.17 182.14 481.58 193.64]/Subtype/Link>> endobj 166 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 182.14 492.7 193.64]/Subtype/Link>> endobj 168 0 obj <>/Border[ 0 0 0]/Rect[ 82 170.64 189.82 182.14]/Subtype/Link>> endobj 169 0 obj <>/Border[ 0 0 0]/Rect[ 189.82 170.64 481.58 182.14]/Subtype/Link>> endobj 170 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 170.64 492.7 182.14]/Subtype/Link>> endobj 172 0 obj <>/Border[ 0 0 0]/Rect[ 82 159.14 161.48 170.64]/Subtype/Link>> endobj 173 0 obj <>/Border[ 0 0 0]/Rect[ 161.48 159.14 481.58 170.64]/Subtype/Link>> endobj 174 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 159.14 492.7 170.64]/Subtype/Link>> endobj 176 0 obj <>/Border[ 0 0 0]/Rect[ 72 142.34 260.01 156.14]/Subtype/Link>> endobj 177 0 obj <>/Border[ 0 0 0]/Rect[ 260.01 142.34 479.35 156.14]/Subtype/Link>> endobj 178 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 142.34 492.7 156.14]/Subtype/Link>> endobj 180 0 obj <>/Border[ 0 0 0]/Rect[ 72 125.54 207.34 139.34]/Subtype/Link>> endobj 181 0 obj <>/Border[ 0 0 0]/Rect[ 207.34 125.54 479.35 139.34]/Subtype/Link>> endobj 182 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 125.54 492.7 139.34]/Subtype/Link>> endobj 184 0 obj <>/Border[ 0 0 0]/Rect[ 82 111.04 112.56 122.54]/Subtype/Link>> endobj 185 0 obj <>/Border[ 0 0 0]/Rect[ 112.56 111.04 481.58 122.54]/Subtype/Link>> endobj 186 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 111.04 492.7 122.54]/Subtype/Link>> endobj 188 0 obj <>/Border[ 0 0 0]/Rect[ 82 99.54 196.5 111.04]/Subtype/Link>> endobj 189 0 obj <>/Border[ 0 0 0]/Rect[ 196.5 99.54 481.58 111.04]/Subtype/Link>> endobj 190 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 99.54 492.7 111.04]/Subtype/Link>> endobj 192 0 obj <>/Border[ 0 0 0]/Rect[ 72 82.75 191.34 96.54]/Subtype/Link>> endobj 193 0 obj <>/Border[ 0 0 0]/Rect[ 191.34 82.75 479.35 96.54]/Subtype/Link>> endobj 194 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 82.75 492.7 96.54]/Subtype/Link>> endobj 195 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 72 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 159.68 637.14 Tm (Table of Contents) Tj ET BT /F6 12 Tf 1 0 0 1 0 608.34 Tm (OVERVIEW OF THE PLAN) Tj ET BT /F6 12 Tf 1 0 0 1 148.01 608.34 Tm (...............................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 608.34 Tm (1) Tj ET BT /F2 10 Tf 1 0 0 1 10 593.35 Tm (Purpose of the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 100.61 593.35 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 593.35 Tm (1) Tj ET BT /F2 10 Tf 1 0 0 1 10 581.85 Tm (Using) Tj ET BT /F21 10 Tf 1 0 0 1 38.35 581.85 Tm (my) Tj ET BT /F2 10 Tf 1 0 0 1 51.68 581.85 Tm (BlueCross to Get More Information) Tj ET BT /F2 10 Tf 1 0 0 1 206.18 581.85 Tm (...........................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 581.85 Tm (1) Tj ET BT /F2 10 Tf 1 0 0 1 10 570.35 Tm (Definitions) Tj ET BT /F2 10 Tf 1 0 0 1 56.69 570.35 Tm (.................................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 570.35 Tm (1) Tj ET BT /F2 10 Tf 1 0 0 1 10 558.85 Tm (Receipt of Dental Care) Tj ET BT /F2 10 Tf 1 0 0 1 111.16 558.85 Tm (.............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 558.85 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 547.35 Tm (Beginning of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 114.52 547.35 Tm (............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 547.35 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 535.85 Tm (Limitations and Exclusions) Tj ET BT /F2 10 Tf 1 0 0 1 127.84 535.85 Tm (.......................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 535.85 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 524.36 Tm (Dental Necessity) Tj ET BT /F2 10 Tf 1 0 0 1 87.81 524.36 Tm (.....................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 524.36 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 512.86 Tm (In-Network Benefits) Tj ET BT /F2 10 Tf 1 0 0 1 100.03 512.86 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 512.86 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 501.36 Tm (Relationship Between Blue Cross and/or Blue Shield Plans and the Blue Cross and Blue) Tj ET BT /F2 10 Tf 1 0 0 1 10 489.86 Tm (Shield Association) Tj ET BT /F2 10 Tf 1 0 0 1 94.49 489.86 Tm (...................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 489.86 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 478.36 Tm (Claims and Appeals) Tj ET BT /F2 10 Tf 1 0 0 1 98.94 478.36 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 478.36 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 466.86 Tm (Termination of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 120.05 466.86 Tm (..........................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 466.86 Tm (2) Tj ET BT /F2 10 Tf 1 0 0 1 10 455.36 Tm (Your Rights) Tj ET BT /F2 10 Tf 1 0 0 1 65.02 455.36 Tm (..............................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 455.36 Tm (3) Tj ET BT /F2 10 Tf 1 0 0 1 10 443.86 Tm (Your Responsibilities) Tj ET BT /F2 10 Tf 1 0 0 1 106.16 443.86 Tm (...............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 443.86 Tm (3) Tj ET BT /F6 12 Tf 1 0 0 1 0 427.55 Tm (ELIGIBILITY) Tj ET BT /F6 12 Tf 1 0 0 1 72.67 427.55 Tm (......................................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 427.55 Tm (3) Tj ET BT /F2 10 Tf 1 0 0 1 10 412.56 Tm (Eligibility for the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 105.6 412.56 Tm (...............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 412.56 Tm (3) Tj ET BT /F2 10 Tf 1 0 0 1 10 401.06 Tm (Enrollment Waiting Periods) Tj ET BT /F2 10 Tf 1 0 0 1 130.6 401.06 Tm (......................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 401.06 Tm (3) Tj ET BT /F2 10 Tf 1 0 0 1 10 389.57 Tm (Applying for Plan Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 134.52 389.57 Tm (.....................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 389.57 Tm (4) Tj ET BT /F2 10 Tf 1 0 0 1 10 378.07 Tm (Eligible Dependents) Tj ET BT /F2 10 Tf 1 0 0 1 98.95 378.07 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 378.07 Tm (4) Tj ET BT /F2 10 Tf 1 0 0 1 10 366.57 Tm (Beginning of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 114.52 366.57 Tm (............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 366.57 Tm (4) Tj ET BT /F2 10 Tf 1 0 0 1 10 355.07 Tm (Qualified Medical Child Support Orders) Tj ET BT /F2 10 Tf 1 0 0 1 186.19 355.07 Tm (..................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 355.07 Tm (4) Tj ET BT /F2 10 Tf 1 0 0 1 10 343.57 Tm (Termination of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 122.83 343.57 Tm (.........................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 343.57 Tm (5) Tj ET BT /F2 10 Tf 1 0 0 1 10 332.07 Tm (Leaves of Absence) Tj ET BT /F2 10 Tf 1 0 0 1 95.06 332.07 Tm (...................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 332.07 Tm (5) Tj ET BT /F6 12 Tf 1 0 0 1 0 315.76 Tm (COST SHARING) Tj ET BT /F6 12 Tf 1 0 0 1 92 315.76 Tm (................................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 315.76 Tm (6) Tj ET BT /F2 10 Tf 1 0 0 1 10 300.77 Tm (Calendar Year Deductible) Tj ET BT /F2 10 Tf 1 0 0 1 124.51 300.77 Tm (........................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 300.77 Tm (6) Tj ET BT /F2 10 Tf 1 0 0 1 10 289.27 Tm (Calendar Year Maximum Benefits) Tj ET BT /F2 10 Tf 1 0 0 1 159.51 289.27 Tm (............................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 289.27 Tm (6) Tj ET BT /F2 10 Tf 1 0 0 1 10 277.77 Tm (Other Cost Sharing Provisions) Tj ET BT /F2 10 Tf 1 0 0 1 144.5 277.77 Tm (.................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 277.77 Tm (6) Tj ET BT /F6 12 Tf 1 0 0 1 0 261.46 Tm (DENTAL BENEFITS) Tj ET BT /F6 12 Tf 1 0 0 1 111.33 261.46 Tm (..........................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 261.46 Tm (6) Tj ET BT /F6 12 Tf 1 0 0 1 0 244.67 Tm (DENTAL BENEFIT LIMITATIONS) Tj ET BT /F6 12 Tf 1 0 0 1 183.32 244.67 Tm (.....................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 244.67 Tm (9) Tj ET BT /F6 12 Tf 1 0 0 1 0 227.87 Tm (COORDINATION OF BENEFITS \(COB\)) Tj ET BT /F6 12 Tf 1 0 0 1 217.99 227.87 Tm (..........................................................) Tj ET BT /F6 12 Tf 1 0 0 1 414.03 227.87 Tm (9) Tj ET BT /F2 10 Tf 1 0 0 1 10 212.88 Tm (Order of Benefit Determination) Tj ET BT /F2 10 Tf 1 0 0 1 145.62 212.88 Tm (.................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 415.14 212.88 Tm (9) Tj ET BT /F2 10 Tf 1 0 0 1 10 201.38 Tm (Determination of Amount of Payment) Tj ET BT /F2 10 Tf 1 0 0 1 173.97 201.38 Tm (....................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 201.38 Tm (11) Tj ET BT /F2 10 Tf 1 0 0 1 10 189.88 Tm (COB Terms) Tj ET BT /F2 10 Tf 1 0 0 1 65.56 189.88 Tm (...........................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 189.88 Tm (11) Tj ET BT /F2 10 Tf 1 0 0 1 10 178.38 Tm (Right to Receive and Release Needed Information) Tj ET BT /F2 10 Tf 1 0 0 1 232.91 178.38 Tm (...............................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 178.38 Tm (12) Tj ET BT /F2 10 Tf 1 0 0 1 10 166.88 Tm (Facility of Payment) Tj ET BT /F2 10 Tf 1 0 0 1 94.47 166.88 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 166.88 Tm (12) Tj ET BT /F2 10 Tf 1 0 0 1 10 155.38 Tm (Right of Recovery) Tj ET BT /F2 10 Tf 1 0 0 1 89.48 155.38 Tm (...................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 155.38 Tm (12) Tj ET BT /F2 10 Tf 1 0 0 1 10 143.88 Tm (Special Rules for Coordination with Medicare) Tj ET BT /F2 10 Tf 1 0 0 1 209.54 143.88 Tm (.......................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 143.88 Tm (13) Tj ET BT /F6 12 Tf 1 0 0 1 0 127.57 Tm (SUBROGATION) Tj ET BT /F6 12 Tf 1 0 0 1 90 127.57 Tm (...............................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 127.57 Tm (13) Tj ET BT /F2 10 Tf 1 0 0 1 10 112.58 Tm (Right of Subrogation) Tj ET BT /F2 10 Tf 1 0 0 1 101.17 112.58 Tm (...............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 112.58 Tm (13) Tj ET BT /F2 10 Tf 1 0 0 1 10 101.09 Tm (Right of Reimbursement) Tj ET BT /F2 10 Tf 1 0 0 1 117.82 101.09 Tm (.........................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 101.09 Tm (13) Tj ET BT /F2 10 Tf 1 0 0 1 10 89.59 Tm (Right to Recovery) Tj ET BT /F2 10 Tf 1 0 0 1 89.48 89.59 Tm (...................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 89.59 Tm (13) Tj ET BT /F6 12 Tf 1 0 0 1 0 73.28 Tm (DENTAL BENEFIT EXCLUSIONS) Tj ET BT /F6 12 Tf 1 0 0 1 188.01 73.28 Tm (.................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 73.28 Tm (14) Tj ET BT /F6 12 Tf 1 0 0 1 0 56.48 Tm (CLAIMS AND APPEALS) Tj ET BT /F6 12 Tf 1 0 0 1 135.34 56.48 Tm (.................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 56.48 Tm (16) Tj ET BT /F2 10 Tf 1 0 0 1 10 41.49 Tm (Claims) Tj ET BT /F2 10 Tf 1 0 0 1 40.56 41.49 Tm (....................................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 41.49 Tm (16) Tj ET BT /F2 10 Tf 1 0 0 1 10 29.99 Tm (Your Right To Information) Tj ET BT /F2 10 Tf 1 0 0 1 124.5 29.99 Tm (......................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 29.99 Tm (17) Tj ET BT /F6 12 Tf 1 0 0 1 0 13.68 Tm (COBRA COVERAGE) Tj ET BT /F6 12 Tf 1 0 0 1 119.34 13.68 Tm (......................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 13.68 Tm (18) Tj ET Q q Q Q endstream endobj 196 0 obj <>>>>> endobj 198 0 obj <>/Border[ 0 0 0]/Rect[ 82 682.7 255.96 694.2]/Subtype/Link>> endobj 199 0 obj <>/Border[ 0 0 0]/Rect[ 255.96 682.7 481.58 694.2]/Subtype/Link>> endobj 200 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 682.7 492.7 694.2]/Subtype/Link>> endobj 202 0 obj <>/Border[ 0 0 0]/Rect[ 82 671.2 352.14 682.7]/Subtype/Link>> endobj 203 0 obj <>/Border[ 0 0 0]/Rect[ 352.14 671.2 481.58 682.7]/Subtype/Link>> endobj 204 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 671.2 492.7 682.7]/Subtype/Link>> endobj 206 0 obj <>/Border[ 0 0 0]/Rect[ 82 659.7 232.61 671.2]/Subtype/Link>> endobj 207 0 obj <>/Border[ 0 0 0]/Rect[ 232.61 659.7 481.58 671.2]/Subtype/Link>> endobj 208 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 659.7 492.7 671.2]/Subtype/Link>> endobj 210 0 obj <>/Border[ 0 0 0]/Rect[ 82 648.21 312.11 659.7]/Subtype/Link>> endobj 211 0 obj <>/Border[ 0 0 0]/Rect[ 312.11 648.21 481.58 659.7]/Subtype/Link>> endobj 212 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 648.21 492.7 659.7]/Subtype/Link>> endobj 214 0 obj <>/Border[ 0 0 0]/Rect[ 82 636.71 167.04 648.21]/Subtype/Link>> endobj 215 0 obj <>/Border[ 0 0 0]/Rect[ 167.04 636.71 481.58 648.21]/Subtype/Link>> endobj 216 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 636.71 492.7 648.21]/Subtype/Link>> endobj 218 0 obj <>/Border[ 0 0 0]/Rect[ 82 625.21 291 636.71]/Subtype/Link>> endobj 219 0 obj <>/Border[ 0 0 0]/Rect[ 291 625.21 481.58 636.71]/Subtype/Link>> endobj 220 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 625.21 492.7 636.71]/Subtype/Link>> endobj 222 0 obj <>/Border[ 0 0 0]/Rect[ 82 613.71 229.85 625.21]/Subtype/Link>> endobj 223 0 obj <>/Border[ 0 0 0]/Rect[ 229.85 613.71 481.58 625.21]/Subtype/Link>> endobj 224 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 613.71 492.7 625.21]/Subtype/Link>> endobj 226 0 obj <>/Border[ 0 0 0]/Rect[ 82 602.21 155.92 613.71]/Subtype/Link>> endobj 227 0 obj <>/Border[ 0 0 0]/Rect[ 155.92 602.21 481.58 613.71]/Subtype/Link>> endobj 228 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 602.21 492.7 613.71]/Subtype/Link>> endobj 230 0 obj <>/Border[ 0 0 0]/Rect[ 82 590.71 165.35 602.21]/Subtype/Link>> endobj 231 0 obj <>/Border[ 0 0 0]/Rect[ 165.35 590.71 481.58 602.21]/Subtype/Link>> endobj 232 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 590.71 492.7 602.21]/Subtype/Link>> endobj 234 0 obj <>/Border[ 0 0 0]/Rect[ 82 579.21 212.6 590.71]/Subtype/Link>> endobj 235 0 obj <>/Border[ 0 0 0]/Rect[ 212.6 579.21 481.58 590.71]/Subtype/Link>> endobj 236 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 579.21 492.7 590.71]/Subtype/Link>> endobj 238 0 obj <>/Border[ 0 0 0]/Rect[ 82 567.71 218.17 579.21]/Subtype/Link>> endobj 239 0 obj <>/Border[ 0 0 0]/Rect[ 218.17 567.71 481.58 579.21]/Subtype/Link>> endobj 240 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 567.71 492.7 579.21]/Subtype/Link>> endobj 242 0 obj <>/Border[ 0 0 0]/Rect[ 72 550.91 248.03 564.71]/Subtype/Link>> endobj 243 0 obj <>/Border[ 0 0 0]/Rect[ 248.03 550.91 479.35 564.71]/Subtype/Link>> endobj 244 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 550.91 492.7 564.71]/Subtype/Link>> endobj 246 0 obj <>/Border[ 0 0 0]/Rect[ 72 534.11 218.66 547.91]/Subtype/Link>> endobj 247 0 obj <>/Border[ 0 0 0]/Rect[ 218.66 534.11 479.35 547.91]/Subtype/Link>> endobj 248 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 534.11 492.7 547.91]/Subtype/Link>> endobj 250 0 obj <>/Border[ 0 0 0]/Rect[ 82 519.61 307.1 531.11]/Subtype/Link>> endobj 251 0 obj <>/Border[ 0 0 0]/Rect[ 307.1 519.61 481.58 531.11]/Subtype/Link>> endobj 252 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 519.61 492.7 531.11]/Subtype/Link>> endobj 254 0 obj <>/Border[ 0 0 0]/Rect[ 82 508.11 110.35 519.61]/Subtype/Link>> endobj 255 0 obj <>/Border[ 0 0 0]/Rect[ 110.35 508.11 481.58 519.61]/Subtype/Link>> endobj 256 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 508.11 492.7 519.61]/Subtype/Link>> endobj 258 0 obj <>/Border[ 0 0 0]/Rect[ 82 496.62 175.37 508.11]/Subtype/Link>> endobj 259 0 obj <>/Border[ 0 0 0]/Rect[ 175.37 496.62 481.58 508.11]/Subtype/Link>> endobj 260 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 496.62 492.7 508.11]/Subtype/Link>> endobj 262 0 obj <>/Border[ 0 0 0]/Rect[ 82 485.12 203.16 496.62]/Subtype/Link>> endobj 263 0 obj <>/Border[ 0 0 0]/Rect[ 203.16 485.12 481.58 496.62]/Subtype/Link>> endobj 264 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 485.12 492.7 496.62]/Subtype/Link>> endobj 266 0 obj <>/Border[ 0 0 0]/Rect[ 82 473.62 161.48 485.12]/Subtype/Link>> endobj 267 0 obj <>/Border[ 0 0 0]/Rect[ 161.48 473.62 481.58 485.12]/Subtype/Link>> endobj 268 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 473.62 492.7 485.12]/Subtype/Link>> endobj 270 0 obj <>/Border[ 0 0 0]/Rect[ 82 462.12 149.26 473.62]/Subtype/Link>> endobj 271 0 obj <>/Border[ 0 0 0]/Rect[ 149.26 462.12 481.58 473.62]/Subtype/Link>> endobj 272 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 462.12 492.7 473.62]/Subtype/Link>> endobj 274 0 obj <>/Border[ 0 0 0]/Rect[ 82 450.62 310.46 462.12]/Subtype/Link>> endobj 275 0 obj <>/Border[ 0 0 0]/Rect[ 310.46 450.62 481.58 462.12]/Subtype/Link>> endobj 276 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 450.62 492.7 462.12]/Subtype/Link>> endobj 278 0 obj <>/Border[ 0 0 0]/Rect[ 82 439.12 172.06 450.62]/Subtype/Link>> endobj 279 0 obj <>/Border[ 0 0 0]/Rect[ 172.06 439.12 481.58 450.62]/Subtype/Link>> endobj 280 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 439.12 492.7 450.62]/Subtype/Link>> endobj 282 0 obj <>/Border[ 0 0 0]/Rect[ 82 427.62 149.81 439.12]/Subtype/Link>> endobj 283 0 obj <>/Border[ 0 0 0]/Rect[ 149.81 427.62 481.58 439.12]/Subtype/Link>> endobj 284 0 obj <>/Border[ 0 0 0]/Rect[ 481.58 427.62 492.7 439.12]/Subtype/Link>> endobj 286 0 obj <>/Border[ 0 0 0]/Rect[ 72 410.82 148 424.62]/Subtype/Link>> endobj 287 0 obj <>/Border[ 0 0 0]/Rect[ 148 410.82 479.35 424.62]/Subtype/Link>> endobj 288 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 410.82 492.7 424.62]/Subtype/Link>> endobj 290 0 obj <>/Border[ 0 0 0]/Rect[ 72 394.02 267.33 407.82]/Subtype/Link>> endobj 291 0 obj <>/Border[ 0 0 0]/Rect[ 267.33 394.02 479.35 407.82]/Subtype/Link>> endobj 292 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 394.02 492.7 407.82]/Subtype/Link>> endobj 294 0 obj <>/Border[ 0 0 0]/Rect[ 72 377.23 279.35 391.02]/Subtype/Link>> endobj 295 0 obj <>/Border[ 0 0 0]/Rect[ 279.35 377.23 479.35 391.02]/Subtype/Link>> endobj 296 0 obj <>/Border[ 0 0 0]/Rect[ 479.35 377.23 492.7 391.02]/Subtype/Link>> endobj 297 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 72 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 159.68 637.14 Tm (Table of Contents) Tj ET BT /F2 10 Tf 1 0 0 1 10 613.15 Tm (COBRA Rights for Covered Employees) Tj ET BT /F2 10 Tf 1 0 0 1 183.96 613.15 Tm (.................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 613.15 Tm (19) Tj ET BT /F2 10 Tf 1 0 0 1 10 601.65 Tm (COBRA Rights for a Covered Spouse or Dependent Children) Tj ET BT /F2 10 Tf 1 0 0 1 280.14 601.65 Tm (..............................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 601.65 Tm (19) Tj ET BT /F2 10 Tf 1 0 0 1 10 590.15 Tm (Extension of COBRA for Disability) Tj ET BT /F2 10 Tf 1 0 0 1 160.61 590.15 Tm (.........................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 590.15 Tm (20) Tj ET BT /F2 10 Tf 1 0 0 1 10 578.65 Tm (Extensions of COBRA for Second Qualifying Events) Tj ET BT /F2 10 Tf 1 0 0 1 240.11 578.65 Tm (............................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 578.65 Tm (20) Tj ET BT /F2 10 Tf 1 0 0 1 10 567.15 Tm (Notice Procedures) Tj ET BT /F2 10 Tf 1 0 0 1 95.04 567.15 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 567.15 Tm (21) Tj ET BT /F2 10 Tf 1 0 0 1 10 555.65 Tm (Adding New Dependents to COBRA Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 219 555.65 Tm (....................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 555.65 Tm (21) Tj ET BT /F2 10 Tf 1 0 0 1 10 544.15 Tm (Medicare and COBRA Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 157.85 544.15 Tm (..........................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 544.15 Tm (21) Tj ET BT /F2 10 Tf 1 0 0 1 10 532.66 Tm (Electing COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 83.92 532.66 Tm (.....................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 532.66 Tm (22) Tj ET BT /F2 10 Tf 1 0 0 1 10 521.16 Tm (COBRA Premiums) Tj ET BT /F2 10 Tf 1 0 0 1 93.35 521.16 Tm (.................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 521.16 Tm (22) Tj ET BT /F2 10 Tf 1 0 0 1 10 509.66 Tm (Early Termination of COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 140.6 509.66 Tm (................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 509.66 Tm (22) Tj ET BT /F2 10 Tf 1 0 0 1 10 498.16 Tm (When COBRA Coverage Ends) Tj ET BT /F2 10 Tf 1 0 0 1 146.17 498.16 Tm (..............................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 498.16 Tm (23) Tj ET BT /F6 12 Tf 1 0 0 1 0 481.85 Tm (RESPECTING YOUR PRIVACY) Tj ET BT /F6 12 Tf 1 0 0 1 176.03 481.85 Tm (.....................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 481.85 Tm (23) Tj ET BT /F6 12 Tf 1 0 0 1 0 465.05 Tm (GENERAL INFORMATION) Tj ET BT /F6 12 Tf 1 0 0 1 146.66 465.05 Tm (..............................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 465.05 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 450.06 Tm (Delegation of Discretionary Authority to Blue Cross) Tj ET BT /F2 10 Tf 1 0 0 1 235.1 450.06 Tm (..............................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 450.06 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 438.56 Tm (Notice) Tj ET BT /F2 10 Tf 1 0 0 1 38.35 438.56 Tm (.....................................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 438.56 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 427.06 Tm (Correcting Payments) Tj ET BT /F2 10 Tf 1 0 0 1 103.37 427.06 Tm (..............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 427.06 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 415.56 Tm (Responsibility for Providers) Tj ET BT /F2 10 Tf 1 0 0 1 131.16 415.56 Tm (....................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 415.56 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 404.06 Tm (Misrepresentation) Tj ET BT /F2 10 Tf 1 0 0 1 89.48 404.06 Tm (...................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 404.06 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 392.57 Tm (Governing Law) Tj ET BT /F2 10 Tf 1 0 0 1 77.26 392.57 Tm (.......................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 392.57 Tm (25) Tj ET BT /F2 10 Tf 1 0 0 1 10 381.07 Tm (Termination of Benefits and Termination of the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 238.46 381.07 Tm (.............................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 381.07 Tm (26) Tj ET BT /F2 10 Tf 1 0 0 1 10 369.57 Tm (Changes in the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 100.06 369.57 Tm (...............................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 369.57 Tm (26) Tj ET BT /F2 10 Tf 1 0 0 1 10 358.07 Tm (No Assignment) Tj ET BT /F2 10 Tf 1 0 0 1 77.81 358.07 Tm (.......................................................................................................................) Tj ET BT /F2 10 Tf 1 0 0 1 409.58 358.07 Tm (26) Tj ET BT /F6 12 Tf 1 0 0 1 0 341.76 Tm (DEFINITIONS) Tj ET BT /F6 12 Tf 1 0 0 1 76 341.76 Tm (...................................................................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 341.76 Tm (27) Tj ET BT /F6 12 Tf 1 0 0 1 0 324.96 Tm (NOTICE OF NONDISCRIMINATION) Tj ET BT /F6 12 Tf 1 0 0 1 195.33 324.96 Tm (...............................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 324.96 Tm (28) Tj ET BT /F6 12 Tf 1 0 0 1 0 308.16 Tm (FOREIGN LANGUAGE ASSISTANCE) Tj ET BT /F6 12 Tf 1 0 0 1 207.35 308.16 Tm (...........................................................) Tj ET BT /F6 12 Tf 1 0 0 1 407.35 308.16 Tm (29) Tj ET Q q Q Q endstream endobj 298 0 obj <>>>>> endobj 299 0 obj <>stream q 0 0 612 792 re W n Q endstream endobj 300 0 obj <>>>>> endobj 301 0 obj [ 300 0 R /XYZ 72 701.5 0] endobj 7 0 obj [ 300 0 R /XYZ 72 701.5 0] endobj 303 0 obj [ 300 0 R /XYZ 72 517.16 0] endobj 11 0 obj [ 300 0 R /XYZ 72 517.16 0] endobj 304 0 obj [ 300 0 R /XYZ 72 406.37 0] endobj 15 0 obj [ 300 0 R /XYZ 72 406.37 0] endobj 306 0 obj <>/Border[ 0 0 0]/Rect[ 72 347.99 193.17 360.14]/Subtype/Link>> endobj 308 0 obj [ 300 0 R /XYZ 72 164.99 0] endobj 22 0 obj [ 300 0 R /XYZ 72 164.99 0] endobj 310 0 obj <>/Border[ 0 0 0]/Rect[ 323.26 131.7 369.94 143.2]/Subtype/Link>> endobj 311 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 462.44 14.2 Tm (1) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 420.73 668.2 Tm (22014/001) Tj ET BT /F6 18 Tf 1 0 0 1 0 625.96 Tm (OVERVIEW OF THE PLAN) Tj ET BT /F2 10 Tf 1 0 0 1 5.15 594.8 Tm (The following provisions of this booklet contain a summary in English of your rights and benefits) Tj ET BT /F2 10 Tf 1 0 0 1 5.15 581.58 Tm (under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 77.42 581.58 Tm (If you have questions about your benefits, please contact our Customer Service) Tj ET BT /F2 10 Tf 1 0 0 1 5.15 568.35 Tm (Department at 1-800-292-8868.) Tj ET BT /F2 10 Tf 1 0 0 1 150.79 568.35 Tm (If needed, simply request a translator and one will be provided to) Tj ET BT /F2 10 Tf 1 0 0 1 5.15 555.13 Tm (assist you in understanding your benefits.) Tj ET BT /F302 10 Tf 1 0 0 1 5.15 538.14 Tm (Las siguientes disposiciones de este folleto contienen un resumen en ingls de sus derechos) Tj ET BT /F302 10 Tf 1 0 0 1 5.15 524.23 Tm (y beneficios bajo el plan.) Tj ET BT /F302 10 Tf 1 0 0 1 126.35 524.23 Tm (Si usted tiene preguntas acerca de sus beneficios, por favor) Tj ET BT /F302 10 Tf 1 0 0 1 5.15 510.32 Tm (pngase en contacto con nuestro Departamento de Servicio al Cliente al 1-800-292-8868.) Tj ET BT /F302 10 Tf 1 0 0 1 428.94 510.32 Tm (Si) Tj ET BT /F302 10 Tf 1 0 0 1 5.15 496.41 Tm (es necesario, basta con solicitar un traductor de espaol y se le proporcionar uno para) Tj ET BT /F302 10 Tf 1 0 0 1 5.15 482.5 Tm (ayudarle a entender sus beneficios.) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -0.25 611.85 m -0.25 470.41 l S 1 w [] 0 d 0.5 w [] 0 d 449.75 611.85 m 449.75 470.41 l S 1 w [] 0 d 0.5 w [] 0 d -0.25 612.1 m 449.75 612.1 l S 1 w [] 0 d 0.5 w [] 0 d -0.25 470.16 m 449.75 470.16 l S 1 w [] 0 d BT /F6 12 Tf 1 0 0 1 0 447.05 Tm (Purpose of the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 427.06 Tm (The plan is a stand-alone dental plan. The plan is intended to help you and your covered dependents) Tj ET BT /F2 10 Tf 1 0 0 1 0 415.56 Tm (pay for the costs of dental care.) Tj ET BT /F2 10 Tf 1 0 0 1 145.08 415.56 Tm (The plan does not pay for all of your dental care.) Tj ET BT /F2 10 Tf 1 0 0 1 365.21 415.56 Tm (For example, you may) Tj ET BT /F2 10 Tf 1 0 0 1 0 404.06 Tm (be required to contribute through payroll deduction before you obtain coverage under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 422.51 404.06 Tm (You may) Tj ET BT /F2 10 Tf 1 0 0 1 0 392.56 Tm (also be required to pay deductibles and coinsurance.) Tj ET BT /F2 10 Tf 1 0 0 1 0 373.07 Tm (We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color,) Tj ET BT /F2 10 Tf 1 0 0 1 0 361.57 Tm (national origin, age, disability, or sex.) Tj ET BT /F6 12 Tf 1 0 0 1 0 336.16 Tm (Using) Tj ET BT /F305 12 Tf 1 0 0 1 36.67 336.16 Tm (my) Tj ET BT /F6 12 Tf 1 0 0 1 54.01 336.16 Tm (BlueCross to Get More Information) Tj ET BT /F2 10 Tf 1 0 0 1 0 315.41 Tm (By being a member of the plan, you get exclusive access to) Tj ET BT /F305 10 Tf 1 0 0 1 266.26 315.41 Tm (my) Tj ET BT /F6 10 Tf 1 0 0 1 280.7 315.41 Tm (BlueCross) Tj ET BT /F2 10 Tf 1 0 0 1 330.72 315.41 Tm ( an online service only for) Tj ET BT /F2 10 Tf 1 0 0 1 0 303.34 Tm (members.) Tj ET BT /F2 10 Tf 1 0 0 1 50.01 303.34 Tm (Use it to easily manage your healthcare coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 277.91 303.34 Tm (All you have to do is register at) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 0 291.76 Tm (babyֱBlue.com/Register) Tj ET 0.732 w [] 0 d 0 0 1 RG 0.365 290.33 m 120.8 290.33 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 121.17 291.76 Tm (.) Tj ET BT /F2 10 Tf 1 0 0 1 129.5 291.76 Tm (With) Tj ET BT /F305 10 Tf 1 0 0 1 152.28 291.76 Tm (my) Tj ET BT /F6 10 Tf 1 0 0 1 166.73 291.76 Tm (BlueCross) Tj ET BT /F2 10 Tf 1 0 0 1 216.75 291.76 Tm (, you have 24-hour access to personalized healthcare) Tj ET BT /F2 10 Tf 1 0 0 1 0 279.69 Tm (information, PLUS easy-to-use online tools that can help you save time and efficiently manage your) Tj ET BT /F2 10 Tf 1 0 0 1 0 268.19 Tm (healthcare:) Tj ET BT /F307 10 Tf 1 0 0 1 0 249.69 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 249.69 Tm (Download and print your benefit booklet or Summary of Benefits and Coverage.) Tj ET BT /F307 10 Tf 1 0 0 1 0 231.19 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 231.19 Tm (Request replacement or additional ID cards.) Tj ET BT /F307 10 Tf 1 0 0 1 0 212.69 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 212.69 Tm (View all your claim reports in one convenient place.) Tj ET BT /F307 10 Tf 1 0 0 1 0 194.19 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 194.19 Tm (Find a doctor.) Tj ET BT /F307 10 Tf 1 0 0 1 0 175.69 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 175.69 Tm (Track your health progress.) Tj ET BT /F307 10 Tf 1 0 0 1 0 157.19 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 157.19 Tm (Take a health assessment quiz.) Tj ET BT /F307 10 Tf 1 0 0 1 0 138.69 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 138.69 Tm (Get fitness, nutrition, and wellness tips.) Tj ET BT /F307 10 Tf 1 0 0 1 0 120.19 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 120.19 Tm (Get prescription drug information.) Tj ET BT /F6 12 Tf 1 0 0 1 0 94.88 Tm (Definitions) Tj ET BT /F2 10 Tf 1 0 0 1 0 74.89 Tm (Near the end of this booklet you will find a section called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 251.26 74.89 Tm (Definitions) Tj ET 0.732 w [] 0 d 251.62 73.47 m 297.58 73.47 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 297.94 74.89 Tm (, which identifies words and phrases) Tj ET BT /F2 10 Tf 1 0 0 1 0 63.39 Tm (that have specialized or particular meanings.) Tj ET BT /F2 10 Tf 1 0 0 1 203.44 63.39 Tm (In order to make this booklet more readable, we generally) Tj ET BT /F2 10 Tf 1 0 0 1 0 51.89 Tm (do not use initial capitalized letters to denote defined terms.) Tj ET BT /F2 10 Tf 1 0 0 1 268.49 51.89 Tm (Please take the time to familiarize yourself) Tj ET BT /F2 10 Tf 1 0 0 1 0 40.39 Tm (with these definitions so that you will understand your benefits.) Tj ET Q q Q Q endstream endobj 312 0 obj <>>>>> endobj 313 0 obj [ 312 0 R /XYZ 72 744.5 0] endobj 26 0 obj [ 312 0 R /XYZ 72 744.5 0] endobj 314 0 obj [ 312 0 R /XYZ 72 687.7 0] endobj 30 0 obj [ 312 0 R /XYZ 72 687.7 0] endobj 316 0 obj <>/Border[ 0 0 0]/Rect[ 219.86 654.41 258.76 665.91]/Subtype/Link>> endobj 317 0 obj [ 312 0 R /XYZ 72 630.91 0] endobj 34 0 obj [ 312 0 R /XYZ 72 630.91 0] endobj 318 0 obj [ 312 0 R /XYZ 72 562.61 0] endobj 38 0 obj [ 312 0 R /XYZ 72 562.61 0] endobj 319 0 obj <>/Border[ 0 0 0]/Rect[ 383.31 517.81 430 529.31]/Subtype/Link>> endobj 320 0 obj [ 312 0 R /XYZ 72 505.81 0] endobj 42 0 obj [ 312 0 R /XYZ 72 505.81 0] endobj 321 0 obj [ 312 0 R /XYZ 188.02 505.81 0] endobj 322 0 obj <>/Border[ 0 0 0]/Rect[ 72 426.52 153.15 438.02]/Subtype/Link>> endobj 323 0 obj [ 312 0 R /XYZ 72 360.52 0] endobj 46 0 obj [ 312 0 R /XYZ 72 360.52 0] endobj 324 0 obj [ 312 0 R /XYZ 72 220.94 0] endobj 51 0 obj [ 312 0 R /XYZ 72 220.93 0] endobj 325 0 obj [ 312 0 R /XYZ 72 129.64 0] endobj 55 0 obj [ 312 0 R /XYZ 72 129.64 0] endobj 326 0 obj <>/Border[ 0 0 0]/Rect[ 184.29 96.34 223.19 107.84]/Subtype/Link>> endobj 327 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (2) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 686.14 Tm (Receipt of Dental Care) Tj ET BT /F2 10 Tf 1 0 0 1 0 666.15 Tm (Even if the plan does not provide benefits, you and your provider may decide that care and treatment are) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.65 Tm (necessary.) Tj ET BT /F2 10 Tf 1 0 0 1 53.91 654.65 Tm (You and your provider are responsible for making this decision.) Tj ET BT /F6 12 Tf 1 0 0 1 0 629.34 Tm (Beginning of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 609.35 Tm (The section of this booklet called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 147.86 609.35 Tm (Eligibility) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 148.23 607.93 m 186.4 607.93 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 186.76 609.35 Tm ( will tell you what is required for you to be covered under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 597.86 Tm (plan and when your coverage begins.) Tj ET BT /F6 12 Tf 1 0 0 1 0 572.54 Tm (Limitations and Exclusions) Tj ET BT /F2 10 Tf 1 0 0 1 0 552.56 Tm (The plan contains a number of provisions that limit or exclude benefits for certain services and supplies,) Tj ET BT /F2 10 Tf 1 0 0 1 0 541.06 Tm (even if dentally necessary.) Tj ET BT /F2 10 Tf 1 0 0 1 123.4 541.06 Tm (You need to be aware of these limits and exclusions in order to take) Tj ET BT /F2 10 Tf 1 0 0 1 0 529.56 Tm (maximum advantage of this plan.) Tj ET BT /F6 12 Tf 1 0 0 1 0 504.25 Tm (Dental Necessity) Tj ET BT /F2 10 Tf 1 0 0 1 0 484.26 Tm (The plan will only pay for care that is dentally necessary and not investigational, as determined by us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 472.76 Tm (The definitions of dental necessity and investigational are found in the) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 311.31 472.76 Tm (Definitions) Tj ET 0.732 w [] 0 d 311.68 471.33 m 357.64 471.33 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 358 472.76 Tm ( section of this booklet.) Tj ET BT /F6 12 Tf 1 0 0 1 0 447.45 Tm (In-Network Benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 427.46 Tm (One way in which the plan tries to manage dental care costs and provide enhanced dental benefits is) Tj ET BT /F2 10 Tf 1 0 0 1 0 415.97 Tm (through negotiated discounts with in-network dentists.) Tj ET BT /F2 10 Tf 1 0 0 1 243.47 415.97 Tm (In-network dentists are dentists that contract with) Tj ET BT /F2 10 Tf 1 0 0 1 0 404.47 Tm (Blue Cross and Blue Shield of babyֱ for furnishing dental care services at a reduced price.) Tj ET BT /F2 10 Tf 1 0 0 1 418.56 404.47 Tm (Preferred) Tj ET BT /F2 10 Tf 1 0 0 1 0 392.97 Tm (Dentists are in-network dentists in the state of babyֱ.) Tj ET BT /F2 10 Tf 1 0 0 1 252.9 392.97 Tm (To locate in-network dentists for the plan, go to) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 0 381.47 Tm (babyֱBlue.com) Tj ET 0.732 w [] 0 d 0.365 380.04 m 80.79 380.04 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 81.15 381.47 Tm (.) Tj ET BT /F2 10 Tf 1 0 0 1 89.49 381.47 Tm (Assuming the services are covered, you will normally only be responsible for out-of-) Tj ET BT /F2 10 Tf 1 0 0 1 0 369.97 Tm (pocket costs such as deductibles and coinsurance when using in-network dentists.) Tj ET BT /F2 10 Tf 1 0 0 1 0 350.47 Tm (If you receive covered services or supplies from an out-of-network dentist, in most cases, you will have to) Tj ET BT /F2 10 Tf 1 0 0 1 0 338.97 Tm (pay significantly more than what you would pay an in-network dentist because these out-of-network) Tj ET BT /F2 10 Tf 1 0 0 1 0 327.47 Tm (dental care providers can bill you amounts in excess of the allowable amounts under the plan.) Tj ET BT /F6 12 Tf 1 0 0 1 0 302.16 Tm (Relationship Between Blue Cross and/or Blue Shield Plans and the Blue Cross) Tj ET BT /F6 12 Tf 1 0 0 1 0 288.36 Tm (and Blue Shield Association) Tj ET BT /F2 10 Tf 1 0 0 1 0 268.38 Tm (Blue Cross and Blue Shield of babyֱ is an independent corporation operating under a license from the) Tj ET BT /F2 10 Tf 1 0 0 1 0 256.88 Tm (Blue Cross and Blue Shield Association, an association of independent Blue Cross and Blue Shield) Tj ET BT /F2 10 Tf 1 0 0 1 0 245.38 Tm (plans.) Tj ET BT /F2 10 Tf 1 0 0 1 32.24 245.38 Tm (The Blue Cross and Blue Shield Association permits us to use the Blue Cross and Blue Shield) Tj ET BT /F2 10 Tf 1 0 0 1 0 233.88 Tm (service marks in the state of babyֱ.) Tj ET BT /F2 10 Tf 1 0 0 1 175.07 233.88 Tm (Blue Cross and Blue Shield of babyֱ is not acting as an agent) Tj ET BT /F2 10 Tf 1 0 0 1 0 222.38 Tm (of the Blue Cross and Blue Shield Association.) Tj ET BT /F2 10 Tf 1 0 0 1 211.79 222.38 Tm (No representation is made that any organization other) Tj ET BT /F2 10 Tf 1 0 0 1 0 210.88 Tm (than Blue Cross and Blue Shield of babyֱ and your employer will be responsible for honoring this) Tj ET BT /F2 10 Tf 1 0 0 1 0 199.38 Tm (contract.) Tj ET BT /F2 10 Tf 1 0 0 1 43.91 199.38 Tm (The purpose of this paragraph is for legal clarification; it does not add additional obligations on) Tj ET BT /F2 10 Tf 1 0 0 1 0 187.88 Tm (the part of Blue Cross and Blue Shield of babyֱ not created under the original agreement.) Tj ET BT /F6 12 Tf 1 0 0 1 0 162.57 Tm (Claims and Appeals) Tj ET BT /F2 10 Tf 1 0 0 1 0 142.58 Tm (When you receive services from in-network dentists, your dentist will generally file claims for you.) Tj ET BT /F2 10 Tf 1 0 0 1 434.05 142.58 Tm (In other) Tj ET BT /F2 10 Tf 1 0 0 1 0 131.09 Tm (cases, you may be required to pay the provider and then file a claim with us for reimbursement under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 119.59 Tm (terms of the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 82.82 119.59 Tm (If we deny a claim in whole or in part, you may file an appeal with us.) Tj ET BT /F2 10 Tf 1 0 0 1 392.42 119.59 Tm (We will give you) Tj ET BT /F2 10 Tf 1 0 0 1 0 108.09 Tm (a full and fair review.) Tj ET BT /F2 10 Tf 1 0 0 1 97.27 108.09 Tm (The provisions of the plan dealing with claims or appeals are found further on in this) Tj ET BT /F2 10 Tf 1 0 0 1 0 96.59 Tm (booklet.) Tj ET BT /F6 12 Tf 1 0 0 1 0 71.28 Tm (Termination of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 51.29 Tm (The section below called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 112.29 51.29 Tm (Eligibility) Tj ET 0.732 w [] 0 d 112.65 49.86 m 150.82 49.86 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 151.19 51.29 Tm ( tells you when coverage will terminate under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 397.43 51.29 Tm (If coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 39.79 Tm (terminates, no benefits will be provided thereafter, even if for a condition that began before the plan or) Tj ET BT /F2 10 Tf 1 0 0 1 0 28.29 Tm (your coverage termination.) Tj ET BT /F2 10 Tf 1 0 0 1 123.95 28.29 Tm (In some cases you will have the opportunity to buy COBRA coverage after) Tj ET BT /F2 10 Tf 1 0 0 1 0 16.79 Tm (your group coverage terminates.) Tj ET BT /F2 10 Tf 1 0 0 1 149.52 16.79 Tm (COBRA coverage is explained in detail later in this booklet.) Tj ET Q q Q Q endstream endobj 328 0 obj <>>>>> endobj 329 0 obj [ 328 0 R /XYZ 72 744.5 0] endobj 59 0 obj [ 328 0 R /XYZ 72 744.5 0] endobj 330 0 obj [ 328 0 R /XYZ 72 545.71 0] endobj 63 0 obj [ 328 0 R /XYZ 72 545.71 0] endobj 331 0 obj [ 328 0 R /XYZ 72 410.41 0] endobj 67 0 obj [ 328 0 R /XYZ 72 410.41 0] endobj 315 0 obj [ 328 0 R /XYZ 72 410.41 0] endobj 332 0 obj [ 328 0 R /XYZ 72 377.71 0] endobj 71 0 obj [ 328 0 R /XYZ 72 377.71 0] endobj 333 0 obj [ 328 0 R /XYZ 72 185.92 0] endobj 75 0 obj [ 328 0 R /XYZ 72 185.92 0] endobj 335 0 obj <>/Border[ 0 0 0]/Rect[ 314.38 110.12 416.12 121.62]/Subtype/Link>> endobj 336 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 462.44 14.2 Tm (3) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 674.39 Tm (Your Rights) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.4 Tm (As a member of the plan, you have the right to:) Tj ET BT /F307 10 Tf 1 0 0 1 0 635.9 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 635.9 Tm (Receive information about us, our services, in-network providers, and your rights and responsibilities.) Tj ET BT /F307 10 Tf 1 0 0 1 0 617.4 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 617.4 Tm (Be treated with respect and recognition of your dignity and your right to privacy.) Tj ET BT /F307 10 Tf 1 0 0 1 0 598.9 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 598.9 Tm (Participate with providers in making decisions about your healthcare.) Tj ET BT /F307 10 Tf 1 0 0 1 0 580.4 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 580.4 Tm (A candid discussion of appropriate or medically necessary treatment options for your conditions,) Tj ET BT /F2 10 Tf 1 0 0 1 18 568.9 Tm (regardless of cost or benefit coverage.) Tj ET BT /F307 10 Tf 1 0 0 1 0 550.4 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 550.4 Tm (Voice complaints or appeals about us, or the healthcare the plan provides.) Tj ET BT /F307 10 Tf 1 0 0 1 0 531.9 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 531.9 Tm (Make recommendations regarding our member rights and responsibilities policy.) Tj ET BT /F2 10 Tf 1 0 0 1 0 512.4 Tm (If you would like to voice a complaint, please call the Customer Service Department number on the back) Tj ET BT /F2 10 Tf 1 0 0 1 0 500.9 Tm (of your ID card.) Tj ET BT /F6 12 Tf 1 0 0 1 0 475.59 Tm (Your Responsibilities) Tj ET BT /F2 10 Tf 1 0 0 1 0 455.6 Tm (As a member of the plan, you have the responsibility to:) Tj ET BT /F307 10 Tf 1 0 0 1 0 437.1 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 437.1 Tm (Supply information \(to the extent possible\) that we need for payment of your care and your providers) Tj ET BT /F2 10 Tf 1 0 0 1 18 425.6 Tm (need in order to provide care.) Tj ET BT /F307 10 Tf 1 0 0 1 0 407.1 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 407.1 Tm (Follow plans and instructions for care that you have agreed to with your providers and verify through) Tj ET BT /F2 10 Tf 1 0 0 1 18 395.6 Tm (the benefit booklet provided to you the coverage or lack thereof under your plan.) Tj ET BT /F307 10 Tf 1 0 0 1 0 377.1 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 377.1 Tm (Understand your health problems and participate in developing mutually agreed-upon treatment) Tj ET BT /F2 10 Tf 1 0 0 1 18 365.61 Tm (goals, to the degree possible.) Tj ET BT /F6 18 Tf 1 0 0 1 0 334.86 Tm (ELIGIBILITY) Tj ET BT /F6 12 Tf 1 0 0 1 0 307.6 Tm (Eligibility for the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 287.61 Tm (You are eligible to enroll in this plan if all of the following requirements are satisfied:) Tj ET BT /F307 10 Tf 1 0 0 1 0 269.11 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 269.11 Tm (You are an employee and are treated as such by your group.) Tj ET BT /F2 10 Tf 1 0 0 1 293.17 269.11 Tm (Examples of persons who are not) Tj ET BT /F2 10 Tf 1 0 0 1 18 257.61 Tm (employees include independent contractors, board members, and consultants;) Tj ET BT /F307 10 Tf 1 0 0 1 0 239.11 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 239.11 Tm (Your group has determined that you work on average 30 or more hours per week \(including vacation) Tj ET BT /F2 10 Tf 1 0 0 1 18 227.61 Tm (and certain leaves of absence that are discussed in the section dealing with termination of coverage\)) Tj ET BT /F2 10 Tf 1 0 0 1 18 216.11 Tm (in accordance with the Affordable Care Act;) Tj ET BT /F307 10 Tf 1 0 0 1 0 197.61 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 197.61 Tm (You are in a category or classification of employees that is covered by the plan;) Tj ET BT /F307 10 Tf 1 0 0 1 0 179.11 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 179.11 Tm (You meet any additional eligibility or participation rules established by your group; and,) Tj ET BT /F307 10 Tf 1 0 0 1 0 160.61 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 160.61 Tm (You satisfy any applicable waiting period, as explained below.) Tj ET BT /F2 10 Tf 1 0 0 1 0 141.11 Tm (You must continue to meet these eligibility conditions for the duration of your participation in the plan.) Tj ET BT /F6 12 Tf 1 0 0 1 0 115.8 Tm (Enrollment Waiting Periods) Tj ET BT /F2 10 Tf 1 0 0 1 0 95.82 Tm (There may be a waiting period under the plan, as determined by your group.) Tj ET BT /F2 10 Tf 1 0 0 1 342.42 95.82 Tm (You should contact your) Tj ET BT /F2 10 Tf 1 0 0 1 0 84.32 Tm (group to determine if this is the case.) Tj ET BT /F2 10 Tf 1 0 0 1 168.98 84.32 Tm (Your group will also tell you the length of any applicable waiting) Tj ET BT /F2 10 Tf 1 0 0 1 0 72.82 Tm (period.) Tj ET BT /F2 10 Tf 1 0 0 1 36.13 72.82 Tm (Under federal law, any waiting period established by your group cannot be longer than 90 days.) Tj ET BT /F2 10 Tf 1 0 0 1 0 53.32 Tm (Coverage will begin on the date specified below under) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 242.38 53.32 Tm (Beginning of Coverage) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 242.74 51.89 m 343.75 51.89 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 344.12 53.32 Tm (, but in no event later than) Tj ET BT /F2 10 Tf 1 0 0 1 0 41.82 Tm (the 91st day in which you first meet the eligibility or participation rules established by your group \(other) Tj ET BT /F2 10 Tf 1 0 0 1 0 30.32 Tm (than any applicable waiting period\).) Tj ET Q q Q Q endstream endobj 337 0 obj <>>>>> endobj 338 0 obj [ 337 0 R /XYZ 72 744.5 0] endobj 79 0 obj [ 337 0 R /XYZ 72 744.5 0] endobj 339 0 obj [ 337 0 R /XYZ 72 664.71 0] endobj 83 0 obj [ 337 0 R /XYZ 72 664.71 0] endobj 340 0 obj [ 337 0 R /XYZ 72 478.91 0] endobj 87 0 obj [ 337 0 R /XYZ 72 478.91 0] endobj 334 0 obj [ 337 0 R /XYZ 206.68 478.91 0] endobj 341 0 obj [ 337 0 R /XYZ 72 333.12 0] endobj 342 0 obj [ 337 0 R /XYZ 72 190.13 0] endobj 91 0 obj [ 337 0 R /XYZ 72 190.13 0] endobj 343 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (4) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 686.14 Tm (Applying for Plan Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 666.15 Tm (Fill out an application form completely and give it to your group.) Tj ET BT /F2 10 Tf 1 0 0 1 285.7 666.15 Tm (You must name all eligible dependents) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.65 Tm (to be covered on the application.) Tj ET BT /F2 10 Tf 1 0 0 1 150.1 654.65 Tm (Your group will collect all of the employees' applications and send them) Tj ET BT /F2 10 Tf 1 0 0 1 0 643.15 Tm (to us.) Tj ET BT /F2 10 Tf 1 0 0 1 30.02 643.15 Tm (Some employers provide for electronic online enrollment.) Tj ET BT /F2 10 Tf 1 0 0 1 287.92 643.15 Tm (Check with your group to see if this) Tj ET BT /F2 10 Tf 1 0 0 1 0 631.65 Tm (option is available.) Tj ET BT /F6 12 Tf 1 0 0 1 0 606.34 Tm (Eligible Dependents) Tj ET BT /F2 10 Tf 1 0 0 1 0 586.36 Tm (Your eligible dependents are:) Tj ET BT /F307 10 Tf 1 0 0 1 0 567.86 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 567.86 Tm (Your spouse;) Tj ET BT /F307 10 Tf 1 0 0 1 0 549.36 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 549.36 Tm (Your married or unmarried child up to age 26; and,) Tj ET BT /F307 10 Tf 1 0 0 1 0 530.86 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 530.86 Tm (Your unmarried, incapacitated child who \(1\) is age 26 and over; \(2\) is not able to support himself; and) Tj ET BT /F2 10 Tf 1 0 0 1 18 519.36 Tm (\(3\) depends on you for support, if the incapacity occurred before age 26.) Tj ET BT /F2 10 Tf 1 0 0 1 0 499.86 Tm (The child may be the employee's natural child; stepchild; legally adopted child; child placed for adoption;) Tj ET BT /F2 10 Tf 1 0 0 1 0 488.36 Tm (or eligible foster child.) Tj ET BT /F2 10 Tf 1 0 0 1 102.27 488.36 Tm (An eligible foster child is a child that is placed with you by an authorized) Tj ET BT /F2 10 Tf 1 0 0 1 0 476.86 Tm (placement agency or by court order.) Tj ET BT /F2 10 Tf 1 0 0 1 0 457.36 Tm (You may cover your grandchild only if you are eligible to claim your grandchild as a dependent on your) Tj ET BT /F2 10 Tf 1 0 0 1 0 445.86 Tm (federal income tax return.) Tj ET BT /F6 12 Tf 1 0 0 1 0 420.55 Tm (Beginning of Coverage) Tj ET BT /F21 10 Tf 1 0 0 1 0 400.56 Tm (Late Enrollment Not Permitted) Tj ET BT /F2 10 Tf 1 0 0 1 0 381.06 Tm (If you do not enroll as a regular enrollee, you may not enroll in the plan.) Tj ET BT /F21 10 Tf 1 0 0 1 0 361.57 Tm (Regular Enrollment Period) Tj ET BT /F2 10 Tf 1 0 0 1 0 342.07 Tm (If you apply within 30 days after the date on which you meet the plan's eligibility requirements \(including) Tj ET BT /F2 10 Tf 1 0 0 1 0 330.57 Tm (any applicable waiting periods established by your group\), your coverage will begin as of the date) Tj ET BT /F2 10 Tf 1 0 0 1 0 319.07 Tm (thereafter specified by your group but in no event later than the 91) Tj ET BT /F2 6 Tf 1 0 0 1 292.41 322.07 Tm (st) Tj ET BT /F2 10 Tf 1 0 0 1 297.08 319.07 Tm ( day in which you first meet the) Tj ET BT /F2 10 Tf 1 0 0 1 0 307.57 Tm (eligibility requirements established by your group \(other than any applicable waiting periods\).) Tj ET BT /F2 10 Tf 1 0 0 1 415.23 307.57 Tm (If you are a) Tj ET BT /F2 10 Tf 1 0 0 1 0 296.07 Tm (new employee, coverage will not begin earlier than the first day on which you report to active duty.) Tj ET BT /F21 10 Tf 1 0 0 1 0 276.57 Tm (Special Enrollment Period for Newly Acquired Dependents) Tj ET BT /F2 10 Tf 1 0 0 1 0 257.07 Tm (If you are already enrolled and have a new dependent as a result of marriage, birth, placement for) Tj ET BT /F2 10 Tf 1 0 0 1 0 245.57 Tm (adoption, adoption, or placement as an eligible foster child, you may enroll your spouse and your new) Tj ET BT /F2 10 Tf 1 0 0 1 0 234.07 Tm (dependent provided that you request enrollment within 30 days of the event.) Tj ET BT /F2 10 Tf 1 0 0 1 341.89 234.07 Tm (The effective date of) Tj ET BT /F2 10 Tf 1 0 0 1 0 222.58 Tm (coverage will be the date of birth, placement for adoption, adoption, or placement as an eligible foster) Tj ET BT /F2 10 Tf 1 0 0 1 0 211.08 Tm (child.) Tj ET BT /F2 10 Tf 1 0 0 1 28.9 211.08 Tm (In the case of a dependent acquired through marriage, the effective date will be no later than the) Tj ET BT /F2 10 Tf 1 0 0 1 0 199.58 Tm (first day of the first calendar month beginning after the date the plan receives the request for special) Tj ET BT /F2 10 Tf 1 0 0 1 0 188.08 Tm (enrollment.) Tj ET BT /F2 10 Tf 1 0 0 1 0 168.58 Tm (If we accept your application, you will receive an identification card.) Tj ET BT /F2 10 Tf 1 0 0 1 302.38 168.58 Tm (If we decline your application, all the) Tj ET BT /F2 10 Tf 1 0 0 1 0 157.08 Tm (law requires us to do is refund any fees paid.) Tj ET BT /F6 12 Tf 1 0 0 1 0 131.77 Tm (Qualified Medical Child Support Orders) Tj ET BT /F2 10 Tf 1 0 0 1 0 111.78 Tm (If the group \(the plan administrator\) receives an order from a court or administrative agency directing the) Tj ET BT /F2 10 Tf 1 0 0 1 0 100.28 Tm (plan to cover a child, the group will determine whether the order is a Qualified Medical Child Support) Tj ET BT /F2 10 Tf 1 0 0 1 0 88.78 Tm (Order \(QMCSO\).) Tj ET BT /F2 10 Tf 1 0 0 1 81.11 88.78 Tm (A QMCSO is a qualified order from a court or administrative agency directing the plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 77.28 Tm (to cover the employee's child regardless of whether the employee has enrolled the child for coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 65.79 Tm (The group has adopted procedures for determining whether such an order is a QMCSO.) Tj ET BT /F2 10 Tf 1 0 0 1 395.21 65.79 Tm (You have a) Tj ET BT /F2 10 Tf 1 0 0 1 0 54.29 Tm (right to obtain a copy of those procedures free of charge by contacting your group.) Tj ET BT /F2 10 Tf 1 0 0 1 0 34.79 Tm (The plan will cover an employee's child if required to do so by a QMCSO.) Tj ET BT /F2 10 Tf 1 0 0 1 329.28 34.79 Tm (If the group determines that an) Tj ET BT /F2 10 Tf 1 0 0 1 0 23.29 Tm (order is a QMCSO, we will enroll the child for coverage effective as of a date specified by the group, but) Tj ET BT /F2 10 Tf 1 0 0 1 0 11.79 Tm (not earlier than the later of the following:) Tj ET Q q Q Q endstream endobj 344 0 obj <>>>>> endobj 345 0 obj [ 344 0 R /XYZ 72 513.02 0] endobj 95 0 obj [ 344 0 R /XYZ 72 513.02 0] endobj 347 0 obj <>/Border[ 0 0 0]/Rect[ 158.38 426.72 243.44 438.22]/Subtype/Link>> endobj 348 0 obj [ 344 0 R /XYZ 72 109.23 0] endobj 99 0 obj [ 344 0 R /XYZ 72 109.23 0] endobj 346 0 obj [ 344 0 R /XYZ 180.71 109.23 0] endobj 349 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 462.44 14.2 Tm (5) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F307 10 Tf 1 0 0 1 0 675.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 675.2 Tm (If we receive a copy of the order within 30 days of the date on which it was entered, along with) Tj ET BT /F2 10 Tf 1 0 0 1 18 663.7 Tm (instructions from the group to enroll the child pursuant to the terms of the order, coverage will begin) Tj ET BT /F2 10 Tf 1 0 0 1 18 652.2 Tm (as of the date on which the order was entered.) Tj ET BT /F307 10 Tf 1 0 0 1 0 633.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 633.7 Tm (If we receive a copy of the order later than 30 days after the date on which it was entered, along with) Tj ET BT /F2 10 Tf 1 0 0 1 18 622.2 Tm (instructions from the group to enroll the child pursuant to the terms of the order, coverage will begin) Tj ET BT /F2 10 Tf 1 0 0 1 18 610.7 Tm (as of the date on which we receive the order.) Tj ET BT /F2 10 Tf 1 0 0 1 222.56 610.7 Tm (We will not provide retroactive coverage in this) Tj ET BT /F2 10 Tf 1 0 0 1 18 599.2 Tm (instance.) Tj ET BT /F2 10 Tf 1 0 0 1 0 579.7 Tm (Coverage may continue for the period specified in the order up to the time the child ceases to satisfy the) Tj ET BT /F2 10 Tf 1 0 0 1 0 568.2 Tm (definition of an eligible dependent.) Tj ET BT /F2 10 Tf 1 0 0 1 157.34 568.2 Tm (If the employee is required to pay extra to cover the child, the group) Tj ET BT /F2 10 Tf 1 0 0 1 0 556.7 Tm (may increase the employee's payroll deductions.) Tj ET BT /F2 10 Tf 1 0 0 1 220.91 556.7 Tm (During the period the child is covered under the plan as) Tj ET BT /F2 10 Tf 1 0 0 1 0 545.2 Tm (a result of a QMCSO, all plan provisions and limits remain in effect with respect to the child's coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 533.71 Tm (except as otherwise required by federal law.) Tj ET BT /F2 10 Tf 1 0 0 1 200.66 533.71 Tm (For example, a child covered by a QMCSO may be subject) Tj ET BT /F2 10 Tf 1 0 0 1 0 522.21 Tm (to a pre-existing condition exclusion.) Tj ET BT /F2 10 Tf 1 0 0 1 0 502.71 Tm (While the QMCSO is in effect we will make benefit payments other than payments to providers to the) Tj ET BT /F2 10 Tf 1 0 0 1 0 491.21 Tm (parent or legal guardian who has been awarded custody of the child.) Tj ET BT /F2 10 Tf 1 0 0 1 308.54 491.21 Tm (We will also provide sufficient) Tj ET BT /F2 10 Tf 1 0 0 1 0 479.71 Tm (information and forms to the child's custodial parent or legal guardian to allow the child to enroll in the) Tj ET BT /F2 10 Tf 1 0 0 1 0 468.21 Tm (plan.) Tj ET BT /F2 10 Tf 1 0 0 1 27.24 468.21 Tm (We will also send claims reports directly to the child's custodial parent or legal guardian.) Tj ET BT /F6 12 Tf 1 0 0 1 0 442.9 Tm (Termination of Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 422.91 Tm (Plan coverage ends as a result of the first to occur of the following \(generally, coverage will continue to) Tj ET BT /F2 10 Tf 1 0 0 1 0 411.41 Tm (the end of the month in which the event occurs\):) Tj ET BT /F307 10 Tf 1 0 0 1 0 392.91 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 392.91 Tm (The date on which the employee fails to satisfy the conditions for eligibility to participate in the plan,) Tj ET BT /F2 10 Tf 1 0 0 1 18 381.41 Tm (such as termination of employment or reduction in hours \(except during vacation or as otherwise) Tj ET BT /F2 10 Tf 1 0 0 1 18 369.92 Tm (provided in the) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 86.38 369.92 Tm (Leaves of Absence) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 86.75 368.49 m 171.07 368.49 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 171.44 369.92 Tm ( rules below\);) Tj ET BT /F307 10 Tf 1 0 0 1 0 351.42 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 351.42 Tm (For spouses, the date of divorce or other termination of marriage;) Tj ET BT /F307 10 Tf 1 0 0 1 0 332.92 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 332.92 Tm (For children, the date a child ceases to be a dependent;) Tj ET BT /F307 10 Tf 1 0 0 1 0 314.42 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 314.42 Tm (For the employee and his or her dependents, the date of the employee's death;) Tj ET BT /F307 10 Tf 1 0 0 1 0 295.92 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 295.92 Tm (You fail to pay your group any contribution amount due within 30 days after the day due; or) Tj ET BT /F307 10 Tf 1 0 0 1 0 277.42 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 277.42 Tm (Upon discovery of fraud or intentional misrepresentation of a material fact by you.) Tj ET BT /F2 10 Tf 1 0 0 1 0 257.92 Tm (In all cases, the termination occurs automatically and without notice.) Tj ET BT /F2 10 Tf 1 0 0 1 306.82 257.92 Tm (All the dates of termination assume) Tj ET BT /F2 10 Tf 1 0 0 1 0 246.42 Tm (that payment for coverage for you and your dependents in the proper amount has been made to that) Tj ET BT /F2 10 Tf 1 0 0 1 0 234.92 Tm (date.) Tj ET BT /F2 10 Tf 1 0 0 1 27.8 234.92 Tm (If it has not, termination will occur back to the date for which coverage was last paid.) Tj ET BT /F2 10 Tf 1 0 0 1 0 215.42 Tm (Our contract with your group \(and your coverage as administered by us\) will end as a result of the first to) Tj ET BT /F2 10 Tf 1 0 0 1 0 203.92 Tm (occur of the following \(generally, coverage will continue to the end of the month in which the event) Tj ET BT /F2 10 Tf 1 0 0 1 0 192.42 Tm (occurs\):) Tj ET BT /F307 10 Tf 1 0 0 1 0 173.92 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 173.92 Tm (Your group fails to pay us the amount due within 30 days after the day due;) Tj ET BT /F307 10 Tf 1 0 0 1 0 155.42 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 155.42 Tm (Upon discovery of fraud or intentional misrepresentation of a material fact by your group;) Tj ET BT /F307 10 Tf 1 0 0 1 0 136.92 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 136.92 Tm (When none of your group's members still live, reside or work in babyֱ; or,) Tj ET BT /F307 10 Tf 1 0 0 1 0 118.42 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 118.42 Tm (On 30-days advance written notice from your group to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 98.92 Tm (In all cases except the last item above, the termination occurs automatically and without notice.) Tj ET BT /F2 10 Tf 1 0 0 1 425.78 98.92 Tm (All the) Tj ET BT /F2 10 Tf 1 0 0 1 0 87.42 Tm (dates of termination assume that payment for coverage for you and all other employees in the proper) Tj ET BT /F2 10 Tf 1 0 0 1 0 75.92 Tm (amount has been made to that date.) Tj ET BT /F2 10 Tf 1 0 0 1 166.23 75.92 Tm (If it has not, termination will occur back to the date for which) Tj ET BT /F2 10 Tf 1 0 0 1 0 64.42 Tm (coverage was last paid.) Tj ET BT /F6 12 Tf 1 0 0 1 0 39.12 Tm (Leaves of Absence) Tj ET BT /F2 10 Tf 1 0 0 1 0 19.13 Tm (If your group is covered by the Family and Medical Leave Act of 1993 \(FMLA\), you may retain your) Tj ET BT /F2 10 Tf 1 0 0 1 0 7.63 Tm (coverage under the plan during an FMLA leave, provided that you continue to pay your premiums.) Tj ET BT /F2 10 Tf 1 0 0 1 438.59 7.63 Tm (In) Tj ET Q q Q Q endstream endobj 350 0 obj <>>>>> endobj 351 0 obj [ 350 0 R /XYZ 72 601.51 0] endobj 103 0 obj [ 350 0 R /XYZ 72 601.51 0] endobj 352 0 obj [ 350 0 R /XYZ 72 470.37 0] endobj 107 0 obj [ 350 0 R /XYZ 72 470.37 0] endobj 353 0 obj [ 350 0 R /XYZ 72 330.58 0] endobj 111 0 obj [ 350 0 R /XYZ 72 330.58 0] endobj 354 0 obj [ 350 0 R /XYZ 72 262.28 0] endobj 115 0 obj [ 350 0 R /XYZ 72 262.28 0] endobj 355 0 obj [ 350 0 R /XYZ 72 156.98 0] endobj 119 0 obj [ 350 0 R /XYZ 72 156.98 0] endobj 356 0 obj [ 350 0 R /XYZ 72 156.98 0] endobj 357 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (6) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 687.95 Tm (general, the FMLA applies to employers who employ 50 or more employees.) Tj ET BT /F2 10 Tf 1 0 0 1 343.5 687.95 Tm (You should contact your) Tj ET BT /F2 10 Tf 1 0 0 1 0 676.45 Tm (group to determine whether a leave qualifies as FMLA leave.) Tj ET BT /F2 10 Tf 1 0 0 1 0 656.95 Tm (You may also continue your coverage under the plan for up to 30 days during an employer-approved) Tj ET BT /F2 10 Tf 1 0 0 1 0 645.45 Tm (leave of absence, including sick leave.) Tj ET BT /F2 10 Tf 1 0 0 1 175.66 645.45 Tm (Contact your group to determine whether such leaves of absence) Tj ET BT /F2 10 Tf 1 0 0 1 0 633.95 Tm (are offered.) Tj ET BT /F2 10 Tf 1 0 0 1 56.7 633.95 Tm (If your leave of absence also qualifies as FMLA leave, your 30-day leave time runs) Tj ET BT /F2 10 Tf 1 0 0 1 0 622.45 Tm (concurrently with your FMLA leave.) Tj ET BT /F2 10 Tf 1 0 0 1 161.73 622.45 Tm (This means that you will not be permitted to continue coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 610.96 Tm (during your 30-day leave time in addition to your FMLA leave.) Tj ET BT /F2 10 Tf 1 0 0 1 0 591.46 Tm (If you are on military leave covered by the Uniformed Services Employment and Reemployment Rights) Tj ET BT /F2 10 Tf 1 0 0 1 0 579.96 Tm (Act of 1994, you should see your group for information about your rights to continue coverage under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 568.46 Tm (plan.) Tj ET BT /F6 18 Tf 1 0 0 1 0 537.72 Tm (COST SHARING) Tj ET BT /F2 8 Tf 1 0 0 1 26.45 505.52 Tm (Calendar Year Deductible) Tj ET BT /F2 8 Tf 1 0 0 1 299.58 505.52 Tm ($25) Tj ET BT /F2 8 Tf 1 0 0 1 276.02 491.94 Tm (\(three per family\)) Tj ET BT /F2 8 Tf 1 0 0 1 210.86 478.36 Tm (\(does not apply to diagnostic and preventive services\)) Tj ET BT /F2 8 Tf 1 0 0 1 12.45 464.04 Tm (Calendar Year Maximum Benefits) Tj ET BT /F2 8 Tf 1 0 0 1 294.02 464.04 Tm ($1,000) Tj ET BT /F2 8 Tf 1 0 0 1 236.44 450.46 Tm (\(does not apply to orthodontic services\)) Tj ET 2 J 0.75 w [] 0 d 0 0 0 RG -5.78 515.77 m -5.78 447.12 l S 1 w [] 0 d 0.75 w [] 0 d 150.27 515.77 m 150.27 447.12 l S 1 w [] 0 d 0.75 w [] 0 d 462.23 515.77 m 462.23 447.12 l S 1 w [] 0 d 0.75 w [] 0 d -5.78 516.14 m 462.22 516.14 l S 1 w [] 0 d 0.75 w [] 0 d -5.03 474.65 m 461.47 474.65 l S 1 w [] 0 d 0.75 w [] 0 d -5.78 446.74 m 462.22 446.74 l S 1 w [] 0 d BT /F6 12 Tf 1 0 0 1 0 412.01 Tm (Calendar Year Deductible) Tj ET BT /F2 10 Tf 1 0 0 1 0 392.02 Tm (Here are some special rules concerning application of the calendar year deductible:) Tj ET BT /F307 10 Tf 1 0 0 1 0 373.52 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 373.52 Tm (The calendar year deductible must be satisfied on a per person per calendar year basis, subject to a) Tj ET BT /F2 10 Tf 1 0 0 1 18 362.02 Tm (maximum of three deductibles per family in any one year.) Tj ET BT /F2 10 Tf 1 0 0 1 277.01 362.02 Tm (Once the maximum number of family) Tj ET BT /F2 10 Tf 1 0 0 1 18 350.52 Tm (members specified above has met the full deductible, no additional covered expenses will be applied) Tj ET BT /F2 10 Tf 1 0 0 1 18 339.02 Tm (toward any family member's individual deductible for the rest of the calendar year; however, all) Tj ET BT /F2 10 Tf 1 0 0 1 18 327.52 Tm (charges applied toward individual deductibles until that point are non-refundable.) Tj ET BT /F307 10 Tf 1 0 0 1 0 309.02 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 309.02 Tm (The deductible will be applied to claims in the order in which they are processed regardless of the) Tj ET BT /F2 10 Tf 1 0 0 1 18 297.52 Tm (order in which they are received.) Tj ET BT /F6 12 Tf 1 0 0 1 0 272.21 Tm (Calendar Year Maximum Benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 252.23 Tm (Charges applied toward annual and/or lifetime maximums incurred by you or your covered dependents) Tj ET BT /F2 10 Tf 1 0 0 1 0 240.73 Tm (while covered under another Blue Cross dental contract issued through your same employer or group will) Tj ET BT /F2 10 Tf 1 0 0 1 0 229.23 Tm (be applied toward the annual and/or lifetime maximums under this contract.) Tj ET BT /F6 12 Tf 1 0 0 1 0 203.92 Tm (Other Cost Sharing Provisions) Tj ET BT /F2 10 Tf 1 0 0 1 0 183.93 Tm (The plan may impose other types of cost sharing requirements such as the following:) Tj ET BT /F307 10 Tf 1 0 0 1 0 165.43 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 165.43 Tm (Coinsurance:) Tj ET BT /F2 10 Tf 1 0 0 1 82.48 165.43 Tm (Coinsurance is the amount that you must pay as a percent of the allowable amount.) Tj ET BT /F307 10 Tf 1 0 0 1 0 146.93 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 146.93 Tm (Amount in excess of the allowable amount:) Tj ET BT /F2 10 Tf 1 0 0 1 213.66 146.93 Tm (As a general rule, the allowable amount may often be) Tj ET BT /F2 10 Tf 1 0 0 1 18 135.43 Tm (less than the dentist's actual charges.) Tj ET BT /F2 10 Tf 1 0 0 1 190.01 135.43 Tm (When you receive benefits from an out-of-network dentist, you) Tj ET BT /F2 10 Tf 1 0 0 1 18 123.93 Tm (may be responsible for paying the dentist's charges in excess of the allowable amount.) Tj ET BT /F6 18 Tf 1 0 0 1 0 93.19 Tm (DENTAL BENEFITS) Tj ET BT /F2 10 Tf 1 0 0 1 0 71.73 Tm (The plans dental network is Preferred Dentist.) Tj ET BT /F2 10 Tf 1 0 0 1 210.65 71.73 Tm (We pay benefits toward the lesser of the allowable) Tj ET BT /F2 10 Tf 1 0 0 1 0 60.24 Tm (amount or the dentist's actual charge for services whether you receive services from an in-network or out-) Tj ET BT /F2 10 Tf 1 0 0 1 0 48.74 Tm (of-network dentist.) Tj ET BT /F2 10 Tf 1 0 0 1 87.26 48.74 Tm (There are three differences:) Tj ET BT /F307 10 Tf 1 0 0 1 0 30.24 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 30.24 Tm (All in-network dentists agree our payment is payment in full except for your deductible and) Tj ET BT /F2 10 Tf 1 0 0 1 18 18.74 Tm (coinsurance.) Tj ET BT /F2 10 Tf 1 0 0 1 80.26 18.74 Tm (If you are covered under another group dental plan, an in-network dentist may bill that) Tj ET BT /F2 10 Tf 1 0 0 1 18 7.24 Tm (plan for any difference between the allowable amount and his usual charge for a service.) Tj ET Q q Q Q endstream endobj 358 0 obj <>>>>> endobj 360 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 462.44 14.2 Tm (7) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F307 10 Tf 1 0 0 1 0 675.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 675.2 Tm (Out-of-network dentists may charge you the difference between the allowable amount and their billed) Tj ET BT /F2 10 Tf 1 0 0 1 18 663.7 Tm (charges.) Tj ET BT /F307 10 Tf 1 0 0 1 0 645.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 645.2 Tm (In-network dentists may not collect their fee for plan benefits from you except for deductibles and) Tj ET BT /F2 10 Tf 1 0 0 1 18 633.7 Tm (coinsurance.) Tj ET BT /F2 10 Tf 1 0 0 1 80.26 633.7 Tm (They must bill us first except for services which are not plan benefits, such as implants.) Tj ET 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 611.14 m 150.35 611.14 l S 1 w 16.22 w 150.85 611.14 m 462.3 611.14 l S 1 w BT /F6 10 Tf 1 0 0 1 50.52 607.2 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 607.2 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 11.78 592.29 Tm (Basic Diagnostic and Preventive) Tj ET BT /F2 8 Tf 1 0 0 1 57.14 581.71 Tm (Services) Tj ET BT /F2 8 Tf 1 0 0 1 296.35 592.29 Tm (100%) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 619.25 m -5.65 578.37 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 619.25 m 150.6 578.37 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 619.25 m 462.55 578.37 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 619.5 m 462.55 619.5 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 602.78 m 462.05 602.78 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 578.12 m 462.55 578.12 l S 1 w [] 0 d BT /F307 10 Tf 1 0 0 1 0 550.32 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 550.32 Tm (Dental exams, up to twice per calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 531.82 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 531.82 Tm (Dental X-ray exams:) Tj ET BT /F359 10 Tf 1 0 0 1 36 514.32 Tm (o) Tj ET BT /F2 10 Tf 1 0 0 1 54 514.32 Tm (Full mouth X-rays, one set during any 36 months in a row;) Tj ET BT /F359 10 Tf 1 0 0 1 36 496.82 Tm (o) Tj ET BT /F2 10 Tf 1 0 0 1 54 496.82 Tm (Bitewing X-rays, up to twice per calendar year; and) Tj ET BT /F359 10 Tf 1 0 0 1 36 479.32 Tm (o) Tj ET BT /F2 10 Tf 1 0 0 1 54 479.32 Tm (Other dental X-rays, used to diagnose a specific condition.) Tj ET BT /F307 10 Tf 1 0 0 1 0 460.82 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 460.82 Tm (Tooth sealants on teeth numbers 3, 14, 19 and 30, limited to one application per tooth each 48) Tj ET BT /F2 10 Tf 1 0 0 1 18 449.32 Tm (months. Benefits are limited to a maximum payment of) Tj ET BT /F6 10 Tf 1 0 0 1 261.99 449.32 Tm ($20 per tooth) Tj ET BT /F2 10 Tf 1 0 0 1 324.78 449.32 Tm ( and limited to the first) Tj ET BT /F2 10 Tf 1 0 0 1 18 437.82 Tm (permanent molars of children through age 13.) Tj ET BT /F307 10 Tf 1 0 0 1 0 419.32 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 419.32 Tm (Fluoride treatment for children through age 18, twice per calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 400.82 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 400.82 Tm (Routine cleanings, twice per calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 382.32 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 382.32 Tm (Space maintainers \(not made of precious metals\) that replace prematurely lost teeth for children) Tj ET BT /F2 10 Tf 1 0 0 1 18 370.82 Tm (through age 18.) Tj ET 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 336.77 m 150.35 336.77 l S 1 w 16.22 w 150.85 336.77 m 462.3 336.77 l S 1 w BT /F6 10 Tf 1 0 0 1 50.52 332.83 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 332.83 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 21.57 317.91 Tm (Basic Restorative Services) Tj ET BT /F2 8 Tf 1 0 0 1 298.57 317.91 Tm (80%) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 344.88 m -5.65 314.57 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 344.88 m 150.6 314.57 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 344.88 m 462.55 314.57 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 345.13 m 462.55 345.13 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 328.4 m 462.05 328.4 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 314.33 m 462.55 314.33 l S 1 w [] 0 d BT /F307 10 Tf 1 0 0 1 0 286.52 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 286.52 Tm (Fillings made of silver amalgam and tooth color materials \(tooth color materials include composite) Tj ET BT /F2 10 Tf 1 0 0 1 18 275.02 Tm (fillings on the front upper and lower teeth numbers 5-12 and 21-28; payment allowance for composite) Tj ET BT /F2 10 Tf 1 0 0 1 18 263.52 Tm (fillings used on posterior teeth is reduced to the allowance given on amalgam fillings\).) Tj ET BT /F307 10 Tf 1 0 0 1 0 245.02 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 245.02 Tm (Simple tooth extractions.) Tj ET BT /F307 10 Tf 1 0 0 1 0 226.52 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 226.52 Tm (Direct pulp capping, removal of pulp, and root canal treatment.) Tj ET BT /F307 10 Tf 1 0 0 1 0 208.02 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 208.02 Tm (Repairs to removable dentures.) Tj ET BT /F307 10 Tf 1 0 0 1 0 189.52 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 189.52 Tm (Emergency treatment for pain.) Tj ET 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 155.47 m 150.35 155.47 l S 1 w 16.22 w 150.85 155.47 m 462.3 155.47 l S 1 w BT /F6 10 Tf 1 0 0 1 50.52 151.53 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 151.53 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 31.57 136.61 Tm (Supplemental Services) Tj ET BT /F2 8 Tf 1 0 0 1 298.57 136.61 Tm (80%) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 163.58 m -5.65 133.27 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 163.58 m 150.6 133.27 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 163.58 m 462.55 133.27 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 163.83 m 462.55 163.83 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 147.1 m 462.05 147.1 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 133.03 m 462.55 133.03 l S 1 w [] 0 d BT /F307 10 Tf 1 0 0 1 0 116.72 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 116.72 Tm (Oral surgery, i.e., tooth extractions and impacted teeth and to treat mouth abscesses of the intra-oral) Tj ET BT /F2 10 Tf 1 0 0 1 18 105.22 Tm (and extra-oral soft tissue.) Tj ET BT /F307 10 Tf 1 0 0 1 0 86.72 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 86.72 Tm (General anesthesia when given for oral or dental surgery. This means drugs injected or inhaled to) Tj ET BT /F2 10 Tf 1 0 0 1 18 75.22 Tm (relax you or lessen the pain, or make you unconscious, but not analgesics, drugs given by local) Tj ET BT /F2 10 Tf 1 0 0 1 18 63.73 Tm (infiltration, or nitrous oxide.) Tj ET BT /F307 10 Tf 1 0 0 1 0 45.23 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 45.23 Tm (Treatment of the root tip of the tooth including its removal.) Tj ET Q q Q Q endstream endobj 361 0 obj <>>>>> endobj 362 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (8) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 676.89 m 150.35 676.89 l S 1 w 16.22 w 150.85 676.89 m 462.3 676.89 l S 1 w 0 0 0 rg BT /F6 10 Tf 1 0 0 1 50.52 672.95 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 672.95 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 38.24 658.04 Tm (Prosthetic Services) Tj ET BT /F2 8 Tf 1 0 0 1 298.57 658.04 Tm (50%) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 685 m -5.65 654.7 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 685 m 150.6 654.7 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 685 m 462.55 654.7 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 685.25 m 462.55 685.25 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 668.53 m 462.05 668.53 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 654.45 m 462.55 654.45 l S 1 w [] 0 d BT /F307 10 Tf 1 0 0 1 0 638.15 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 638.15 Tm (Full or partial dentures.) Tj ET BT /F307 10 Tf 1 0 0 1 0 619.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 619.65 Tm (Fixed or removable bridges.) Tj ET BT /F307 10 Tf 1 0 0 1 0 601.15 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 601.15 Tm (Inlays, onlays, veneers, or crowns to restore diseased or accidentally broken teeth, if less expensive) Tj ET BT /F2 10 Tf 1 0 0 1 18 589.65 Tm (fillings will not restore the teeth.) Tj ET BT /F2 10 Tf 1 0 0 1 0 570.15 Tm (Limits on prosthetic services:) Tj ET BT /F307 10 Tf 1 0 0 1 0 551.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 551.65 Tm (Partial dentures If a removable partial denture can restore the upper or lower dental arch) Tj ET BT /F2 10 Tf 1 0 0 1 18 540.15 Tm (satisfactorily, we will pay as though it were supplied even if you chose a more expensive means.) Tj ET BT /F307 10 Tf 1 0 0 1 0 521.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 521.65 Tm (Precision attachments There are no benefits for precision attachments.) Tj ET BT /F307 10 Tf 1 0 0 1 0 503.15 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 503.15 Tm (Dentures We pay only toward standard dentures.) Tj ET BT /F307 10 Tf 1 0 0 1 0 484.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 484.65 Tm (Replacement of existing dentures, fixed bridgework, veneers, or crowns We pay toward replacing) Tj ET BT /F2 10 Tf 1 0 0 1 18 473.15 Tm (an existing denture, fixed bridgework, veneer, or crown only if the old one cant be fixed.) Tj ET BT /F2 10 Tf 1 0 0 1 412.11 473.15 Tm (If one can) Tj ET BT /F2 10 Tf 1 0 0 1 18 461.65 Tm (be fixed, we will pay toward fixing it \(this includes repairs to fixed dentures\). We only pay to replace) Tj ET BT /F2 10 Tf 1 0 0 1 18 450.15 Tm (these items every five years.) Tj ET BT /F307 10 Tf 1 0 0 1 0 431.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 431.65 Tm (There are no benefits to replace lost or stolen items.) Tj ET 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 397.6 m 150.35 397.6 l S 1 w 16.22 w 150.85 397.6 m 462.3 397.6 l S 1 w BT /F6 10 Tf 1 0 0 1 50.52 393.65 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 393.65 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 36.01 378.74 Tm (Periodontic Services) Tj ET BT /F2 8 Tf 1 0 0 1 298.57 378.74 Tm (80%) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 405.71 m -5.65 375.4 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 405.71 m 150.6 375.4 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 405.71 m 462.55 375.4 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 405.96 m 462.55 405.96 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 389.23 m 462.05 389.23 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 375.15 m 462.55 375.15 l S 1 w [] 0 d BT /F307 10 Tf 1 0 0 1 0 358.85 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 358.85 Tm (Periodontic exams twice each 12 months.) Tj ET BT /F307 10 Tf 1 0 0 1 0 340.35 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 340.35 Tm (Removal of diseased gum tissue and reconstructing gums.) Tj ET BT /F307 10 Tf 1 0 0 1 0 321.85 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 321.85 Tm (Removal of diseased bone.) Tj ET BT /F307 10 Tf 1 0 0 1 0 303.35 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 303.35 Tm (Reconstruction of gums and mucous membranes by surgery.) Tj ET BT /F307 10 Tf 1 0 0 1 0 284.85 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 284.85 Tm (Removing plaque and calculus below the gum line for periodontal disease.) Tj ET 0.8 0.8 0.8 RG 0 J 16.22 w -5.4 250.79 m 150.35 250.79 l S 1 w 16.22 w 150.85 250.79 m 462.3 250.79 l S 1 w BT /F6 10 Tf 1 0 0 1 50.52 246.85 Tm (SERVICE) Tj ET BT /F6 10 Tf 1 0 0 1 285.19 246.85 Tm (BENEFIT) Tj ET BT /F2 8 Tf 1 0 0 1 35.35 231.94 Tm (Orthodontic Services) Tj ET BT /F2 8 Tf 1 0 0 1 15.34 218.36 Tm (Limited to a per member lifetime) Tj ET BT /F2 8 Tf 1 0 0 1 37.35 207.78 Tm (maximum of $1,000) Tj ET BT /F2 8 Tf 1 0 0 1 207.85 231.94 Tm (50%, subject to a per member lifetime deductible of $25) Tj ET 2 J 0.5 w [] 0 d 0 0 0 RG -5.65 258.91 m -5.65 204.44 l S 1 w [] 0 d 0.5 w [] 0 d 150.6 258.91 m 150.6 204.44 l S 1 w [] 0 d 0.5 w [] 0 d 462.55 258.91 m 462.55 204.44 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 259.16 m 462.55 259.16 l S 1 w [] 0 d 0.5 w [] 0 d -5.15 242.43 m 462.05 242.43 l S 1 w [] 0 d 0.5 w [] 0 d -5.65 204.19 m 462.55 204.19 l S 1 w [] 0 d BT /F2 10 Tf 1 0 0 1 0 186.89 Tm (Orthodontic benefits are provided for the initial and subsequent treatment and installation of orthodontic) Tj ET BT /F2 10 Tf 1 0 0 1 0 175.39 Tm (equipment for dependent children up to age 26.) Tj ET BT /F2 10 Tf 1 0 0 1 0 155.89 Tm (Exclusions and limitations on orthodontic benefits:) Tj ET BT /F307 10 Tf 1 0 0 1 0 137.39 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 137.39 Tm (The benefits for orthodontic services shall be paid only for months that you have orthodontic) Tj ET BT /F2 10 Tf 1 0 0 1 18 125.89 Tm (coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 67.47 125.89 Tm (There are no benefits for orthodontic services to you before your coverage by this contract) Tj ET BT /F2 10 Tf 1 0 0 1 18 114.4 Tm (is in effect.) Tj ET BT /F2 10 Tf 1 0 0 1 71.35 114.4 Tm (If you started orthodontic services before this coverage began and complete them while) Tj ET BT /F2 10 Tf 1 0 0 1 18 102.9 Tm (covered, we'll prorate the benefits for the services you actually get while covered.) Tj ET BT /F307 10 Tf 1 0 0 1 0 84.4 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 84.4 Tm (Any charge for the replacement and/or repair of any appliance furnished under the treatment plan) Tj ET BT /F2 10 Tf 1 0 0 1 18 72.9 Tm (shall not be paid.) Tj ET Q q Q Q endstream endobj 363 0 obj <>>>>> endobj 364 0 obj [ 363 0 R /XYZ 72 744.5 0] endobj 365 0 obj [ 363 0 R /XYZ 72 708.7 0] endobj 123 0 obj [ 363 0 R /XYZ 72 708.7 0] endobj 366 0 obj [ 363 0 R /XYZ 72 398.01 0] endobj 127 0 obj [ 363 0 R /XYZ 72 398.01 0] endobj 367 0 obj [ 363 0 R /XYZ 72 276.82 0] endobj 131 0 obj [ 363 0 R /XYZ 72 276.82 0] endobj 368 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 462.44 14.2 Tm (9) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F6 18 Tf 1 0 0 1 0 633.15 Tm (DENTAL BENEFIT LIMITATIONS) Tj ET BT /F2 10 Tf 1 0 0 1 0 611.7 Tm (Limits to all benefits:) Tj ET BT /F307 10 Tf 1 0 0 1 0 593.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 593.2 Tm (Examination and diagnosis no more than twice during any calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 574.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 574.7 Tm (Full mouth X-rays will be provided once each 36 months; bitewings no more than twice during any) Tj ET BT /F2 10 Tf 1 0 0 1 18 563.2 Tm (calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 544.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 544.7 Tm (Routine cleaning will be provided no more than twice during any calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 526.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 526.2 Tm (Fluoride treatment will be provided to members through age 18 no more than twice during any) Tj ET BT /F2 10 Tf 1 0 0 1 18 514.7 Tm (calendar year.) Tj ET BT /F307 10 Tf 1 0 0 1 0 496.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 496.2 Tm (Tooth sealants on teeth numbers 3, 14, 19 and 30, limited to one application per tooth each 48) Tj ET BT /F2 10 Tf 1 0 0 1 18 484.7 Tm (months.) Tj ET BT /F2 10 Tf 1 0 0 1 59.13 484.7 Tm (Benefits are limited to a maximum payment of $20 per tooth and limited to the first) Tj ET BT /F2 10 Tf 1 0 0 1 18 473.2 Tm (permanent molars of children through age 13.) Tj ET BT /F307 10 Tf 1 0 0 1 0 454.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 454.7 Tm (If you change dentists while being treated, or if two or more dentists do one procedure, well pay no) Tj ET BT /F2 10 Tf 1 0 0 1 18 443.2 Tm (more than if one dentist did all the work.) Tj ET BT /F307 10 Tf 1 0 0 1 0 424.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 424.7 Tm (When there are two ways to treat you and both would otherwise be plan benefits, well pay toward the) Tj ET BT /F2 10 Tf 1 0 0 1 18 413.2 Tm (less expensive one. The dentist may charge you for any excess.) Tj ET BT /F307 10 Tf 1 0 0 1 0 394.7 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 394.7 Tm (Prosthetic Gold, baked porcelain restorations, veneers, crowns and jackets If a tooth can be) Tj ET BT /F2 10 Tf 1 0 0 1 18 383.2 Tm (restored with a material such as amalgam, well pay toward that procedure even if a more expensive) Tj ET BT /F2 10 Tf 1 0 0 1 18 371.7 Tm (means is used.) Tj ET BT /F307 10 Tf 1 0 0 1 0 353.2 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 353.2 Tm (Prosthetic Payment will be made toward eliminating oral disease and replacing missing teeth.) Tj ET BT /F6 18 Tf 1 0 0 1 0 322.46 Tm (COORDINATION OF BENEFITS \(COB\)) Tj ET BT /F2 10 Tf 1 0 0 1 0 301.01 Tm (COB is a provision designed to help manage the cost of dental) Tj ET BT /F2 10 Tf 1 0 0 1 279.61 301.01 Tm (care by avoiding duplication of benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 289.51 Tm (when a person is covered by two or more benefit plans.) Tj ET BT /F2 10 Tf 1 0 0 1 250.69 289.51 Tm (COB provisions determine which plan is primary) Tj ET BT /F2 10 Tf 1 0 0 1 0 278.01 Tm (and which is secondary.) Tj ET BT /F2 10 Tf 1 0 0 1 112.28 278.01 Tm (A primary plan is one whose benefits for a persons dental care coverage must) Tj ET BT /F2 10 Tf 1 0 0 1 0 266.51 Tm (be determined first without taking the existence of any other plan into consideration.) Tj ET BT /F2 10 Tf 1 0 0 1 375.22 266.51 Tm (A secondary plan is) Tj ET BT /F2 10 Tf 1 0 0 1 0 255.01 Tm (one which takes into consideration the benefits of the primary plan before determining benefits available) Tj ET BT /F2 10 Tf 1 0 0 1 0 243.51 Tm (under its plan.) Tj ET BT /F2 10 Tf 1 0 0 1 68.37 243.51 Tm (Some COB terms have defined meanings.) Tj ET BT /F2 10 Tf 1 0 0 1 261.25 243.51 Tm (These terms are set forth at the end of this) Tj ET BT /F2 10 Tf 1 0 0 1 0 232.01 Tm (COB section.) Tj ET BT /F6 12 Tf 1 0 0 1 0 206.7 Tm (Order of Benefit Determination) Tj ET BT /F2 10 Tf 1 0 0 1 0 186.71 Tm (Which plan is primary is decided by the first rule below that applies:) Tj ET BT /F6 10 Tf 1 0 0 1 0 167.22 Tm (Noncompliant Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 99.45 167.22 Tm (If the other plan is a noncompliant plan, then the other plan shall be primary and) Tj ET BT /F2 10 Tf 1 0 0 1 0 155.72 Tm (this plan shall be secondary unless the COB terms of both plans provide that this plan is primary.) Tj ET BT /F6 10 Tf 1 0 0 1 0 136.22 Tm (Employee/Dependent:) Tj ET BT /F2 10 Tf 1 0 0 1 110.58 136.22 Tm (The plan covering a patient as an employee, member, subscriber, or contract) Tj ET BT /F2 10 Tf 1 0 0 1 0 124.72 Tm (holder \(that is, other than as a dependent\) is primary over the plan covering the patient as a dependent.) Tj ET BT /F2 10 Tf 1 0 0 1 0 113.22 Tm (In some cases, depending upon the size of the group, Medicare secondary payer rules may require us to) Tj ET BT /F2 10 Tf 1 0 0 1 0 101.72 Tm (reverse this order of payment.) Tj ET BT /F2 10 Tf 1 0 0 1 138.39 101.72 Tm (This can occur when the patient is covered as an inactive or retired) Tj ET BT /F2 10 Tf 1 0 0 1 0 90.22 Tm (employee, is also covered as a dependent of an active employee, and is also covered by Medicare.) Tj ET BT /F2 10 Tf 1 0 0 1 444.7 90.22 Tm (In) Tj ET BT /F2 10 Tf 1 0 0 1 0 78.72 Tm (this case, the order of benefit determination will be as follows: first, the plan covering the patient as a) Tj ET BT /F2 10 Tf 1 0 0 1 0 67.22 Tm (dependent; second, Medicare; and third, the plan covering the patient as an inactive or retired employee.) Tj ET BT /F6 10 Tf 1 0 0 1 0 47.72 Tm (Dependent Child Parents Not Separated or Divorced:) Tj ET BT /F2 10 Tf 1 0 0 1 265.05 47.72 Tm (If both plans cover the patient as a dependent) Tj ET BT /F2 10 Tf 1 0 0 1 0 36.22 Tm (child of parents who are married or living together \(regardless of whether they have ever been married\),) Tj ET BT /F2 10 Tf 1 0 0 1 0 24.73 Tm (the plan of the parent whose birthday falls earlier in the year will be primary.) Tj ET BT /F2 10 Tf 1 0 0 1 340.17 24.73 Tm (If the parents have the same) Tj ET BT /F2 10 Tf 1 0 0 1 0 13.23 Tm (birthday, the plan covering the patient longer is primary.) Tj ET Q q Q Q endstream endobj 369 0 obj <>>>>> endobj 370 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (10) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 10 Tf 1 0 0 1 0 687.95 Tm (Dependent Child Separated or Divorced Parents:) Tj ET BT /F2 10 Tf 1 0 0 1 245.62 687.95 Tm (If two or more plans cover the patient as a) Tj ET BT /F2 10 Tf 1 0 0 1 0 676.45 Tm (dependent child of parents who are divorced, separated, or no longer living together \(regardless of) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.95 Tm (whether they have ever been married\), benefits are determined in this order:) Tj ET BT /F2 10 Tf 1 0 0 1 0 647.45 Tm (1.) Tj ET BT /F2 10 Tf 1 0 0 1 36 647.45 Tm (If there is no court decree allocating responsibility for the childs dental care expenses or dental) Tj ET BT /F2 10 Tf 1 0 0 1 18 635.95 Tm (care coverage, the order of benefits for the child are as follows:) Tj ET BT /F2 10 Tf 1 0 0 1 36 618.45 Tm (a.) Tj ET BT /F2 10 Tf 1 0 0 1 72 618.45 Tm (first, the plan of the custodial parent;) Tj ET BT /F2 10 Tf 1 0 0 1 36 600.96 Tm (b.) Tj ET BT /F2 10 Tf 1 0 0 1 72 600.96 Tm (second, the plan covering the custodial parents spouse;) Tj ET BT /F2 10 Tf 1 0 0 1 36 583.46 Tm (c.) Tj ET BT /F2 10 Tf 1 0 0 1 72 583.46 Tm (third, the plan covering the non-custodial parent; and,) Tj ET BT /F2 10 Tf 1 0 0 1 36 565.96 Tm (d.) Tj ET BT /F2 10 Tf 1 0 0 1 72 565.96 Tm (last, the plan covering the non-custodial parents spouse.) Tj ET BT /F2 10 Tf 1 0 0 1 0 548.46 Tm (2.) Tj ET BT /F2 10 Tf 1 0 0 1 18 548.46 Tm (If a court decree states that a parent is responsible for the dependent childs dental care expenses or) Tj ET BT /F2 10 Tf 1 0 0 1 18 536.96 Tm (dental care coverage and the plan of that parent has actual knowledge of those terms, the plan of the) Tj ET BT /F2 10 Tf 1 0 0 1 18 525.46 Tm (court-ordered parent is primary.) Tj ET BT /F2 10 Tf 1 0 0 1 36 505.96 Tm (If the court-ordered parent has no dental care coverage for the dependent child, benefits will be) Tj ET BT /F2 10 Tf 1 0 0 1 36 494.46 Tm (determined in the following order:) Tj ET BT /F2 10 Tf 1 0 0 1 36 476.96 Tm (a.) Tj ET BT /F2 10 Tf 1 0 0 1 72 476.96 Tm (first, the plan of the spouse of the court-ordered parent;) Tj ET BT /F2 10 Tf 1 0 0 1 36 459.46 Tm (b.) Tj ET BT /F2 10 Tf 1 0 0 1 72 459.46 Tm (second, the plan of the non-court-ordered parent; and,) Tj ET BT /F2 10 Tf 1 0 0 1 36 441.97 Tm (c.) Tj ET BT /F2 10 Tf 1 0 0 1 72 441.97 Tm (third, the plan of the spouse of the non-court-ordered parent.) Tj ET BT /F2 10 Tf 1 0 0 1 36 422.47 Tm (If a court decree states that both parents are responsible for the dependent childs dental care) Tj ET BT /F2 10 Tf 1 0 0 1 36 410.97 Tm (expenses or dental) Tj ET BT /F2 10 Tf 1 0 0 1 123.28 410.97 Tm (care coverage, the provisions of Dependent Child Parents Not Separated) Tj ET BT /F2 10 Tf 1 0 0 1 36 399.47 Tm (or Divorced \(the birthday rule\) above shall determine the order of benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 36 379.97 Tm (If a court decree states that the parents have joint custody without specifying that one parent has) Tj ET BT /F2 10 Tf 1 0 0 1 36 368.47 Tm (responsibility for the dental) Tj ET BT /F2 10 Tf 1 0 0 1 157.73 368.47 Tm (care expenses or dental) Tj ET BT /F2 10 Tf 1 0 0 1 267.25 368.47 Tm (care coverage of the dependent child, the) Tj ET BT /F2 10 Tf 1 0 0 1 36 356.97 Tm (provisions of the birthday rule shall determine the order of benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 0 339.47 Tm (3.) Tj ET BT /F2 10 Tf 1 0 0 1 18 339.47 Tm (For a dependent child covered under more than one plan of individuals who are not the parents of the) Tj ET BT /F2 10 Tf 1 0 0 1 18 327.97 Tm (child, the order of benefits shall be determined, as applicable, under the birthday rule as if those) Tj ET BT /F2 10 Tf 1 0 0 1 18 316.47 Tm (individuals were parents of the child.) Tj ET BT /F6 10 Tf 1 0 0 1 0 296.98 Tm (Active Employee or Retired or Laid-Off Employee:) Tj ET BT /F2 10 Tf 1 0 0 1 0 279.48 Tm (1.) Tj ET BT /F2 10 Tf 1 0 0 1 18 279.48 Tm (The plan that covers a person as an active employee \(that is, an employee who is neither laid off nor) Tj ET BT /F2 10 Tf 1 0 0 1 18 267.98 Tm (retired\) or as a dependent of an active employee is the primary plan.) Tj ET BT /F2 10 Tf 1 0 0 1 325.94 267.98 Tm (The plan covering that same) Tj ET BT /F2 10 Tf 1 0 0 1 18 256.48 Tm (person as a retired or laid-off employee or as a dependent of a retired or laid-off employee is the) Tj ET BT /F2 10 Tf 1 0 0 1 18 244.98 Tm (secondary plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 227.48 Tm (2.) Tj ET BT /F2 10 Tf 1 0 0 1 18 227.48 Tm (If the other plan does not have this rule, and as a result, the plans do not agree on the order of) Tj ET BT /F2 10 Tf 1 0 0 1 18 215.98 Tm (benefits, this rule is ignored.) Tj ET BT /F2 10 Tf 1 0 0 1 0 198.48 Tm (3.) Tj ET BT /F2 10 Tf 1 0 0 1 18 198.48 Tm (This rule does not apply if the rule in the paragraph Employee/Dependent above can determine the) Tj ET BT /F2 10 Tf 1 0 0 1 18 186.98 Tm (order of benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 98.6 186.98 Tm (For example, if a retired employee is covered under his or her own plan as a retiree) Tj ET BT /F2 10 Tf 1 0 0 1 18 175.48 Tm (and is also covered as a dependent under an active spouses plan, the retiree plan will be primary) Tj ET BT /F2 10 Tf 1 0 0 1 18 163.98 Tm (and the spouses active plan will be secondary.) Tj ET BT /F6 10 Tf 1 0 0 1 0 144.49 Tm (COBRA or State Continuation Coverage:) Tj ET BT /F2 10 Tf 1 0 0 1 0 126.99 Tm (1.) Tj ET BT /F2 10 Tf 1 0 0 1 18 126.99 Tm (If a person whose coverage is provided pursuant to COBRA or under a right of continuation pursuant) Tj ET BT /F2 10 Tf 1 0 0 1 18 115.49 Tm (to state or other federal law is covered under another plan, the plan covering the person as an) Tj ET BT /F2 10 Tf 1 0 0 1 18 103.99 Tm (employee, member, subscriber or retiree or covering the person as a dependent of an employee,) Tj ET BT /F2 10 Tf 1 0 0 1 18 92.49 Tm (member, subscriber or retiree is the primary plan and the plan covering that same person pursuant to) Tj ET BT /F2 10 Tf 1 0 0 1 18 80.99 Tm (COBRA or under a right of continuation pursuant to state or other federal law is the secondary plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 63.49 Tm (2.) Tj ET BT /F2 10 Tf 1 0 0 1 18 63.49 Tm (If the other plan does not have this rule, and if, as a result, the plans do not agree on the order of) Tj ET BT /F2 10 Tf 1 0 0 1 18 51.99 Tm (benefits, this rule is ignored.) Tj ET BT /F2 10 Tf 1 0 0 1 0 34.49 Tm (3.) Tj ET BT /F2 10 Tf 1 0 0 1 18 34.49 Tm (This rule does not apply if the rule in the paragraph Employee/Dependent above can determine the) Tj ET BT /F2 10 Tf 1 0 0 1 18 22.99 Tm (order of benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 98.6 22.99 Tm (For example, if a former employee is receiving COBRA benefits under his former) Tj ET BT /F2 10 Tf 1 0 0 1 18 11.5 Tm (employers plan \(the COBRA plan\) and is also covered as a dependent under an active spouses) Tj ET Q q Q Q endstream endobj 371 0 obj <>>>>> endobj 372 0 obj [ 371 0 R /XYZ 72 590.01 0] endobj 135 0 obj [ 371 0 R /XYZ 72 590.01 0] endobj 373 0 obj [ 371 0 R /XYZ 72 377.93 0] endobj 139 0 obj [ 371 0 R /XYZ 72 377.93 0] endobj 374 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (11) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 18 676.2 Tm (plan, the COBRA plan will be primary and the spouses active plan will be secondary.) Tj ET BT /F2 10 Tf 1 0 0 1 399.86 676.2 Tm (Similarly, if a) Tj ET BT /F2 10 Tf 1 0 0 1 18 664.7 Tm (divorced spouse is receiving COBRA benefits under his or her former spouses plan \(the COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 18 653.2 Tm (plan\) and is also covered as a dependent under a new spouses plan, the COBRA plan will be) Tj ET BT /F2 10 Tf 1 0 0 1 18 641.7 Tm (primary and the new spouses plan will be secondary.) Tj ET BT /F6 10 Tf 1 0 0 1 0 622.2 Tm (Longer/Shorter Length of Coverage:) Tj ET BT /F2 10 Tf 1 0 0 1 177.79 622.2 Tm (If the preceding rules do not determine the order of benefits, the) Tj ET BT /F2 10 Tf 1 0 0 1 0 610.7 Tm (plan that covered the person for the longer period of time is the primary plan and the plan that covered) Tj ET BT /F2 10 Tf 1 0 0 1 0 599.2 Tm (the person for the shorter period of time is the secondary plan.) Tj ET BT /F6 10 Tf 1 0 0 1 0 579.7 Tm (Equal Division:) Tj ET BT /F2 10 Tf 1 0 0 1 77.79 579.7 Tm (If the plans cannot agree on the order of benefits within thirty \(30\) calendar days after) Tj ET BT /F2 10 Tf 1 0 0 1 0 568.2 Tm (the plans have received all of the information needed to pay the claim, the plans shall immediately pay) Tj ET BT /F2 10 Tf 1 0 0 1 0 556.71 Tm (the claim in equal shares and determine their relative liabilities following payment, except that no plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 545.21 Tm (shall be required to pay more than it would have paid had it been the primary plan.) Tj ET BT /F6 12 Tf 1 0 0 1 0 519.9 Tm (Determination of Amount of Payment) Tj ET BT /F2 10 Tf 1 0 0 1 0 496.61 Tm (1.) Tj ET BT /F2 10 Tf 1 0 0 1 18 496.61 Tm (If this plan is primary, it shall pay benefits as if the secondary plan did not exist.) Tj ET BT /F2 10 Tf 1 0 0 1 0 479.11 Tm (2.) Tj ET BT /F2 10 Tf 1 0 0 1 18 479.11 Tm (If our records indicate this plan is secondary, we will not process your claims until you have filed them) Tj ET BT /F2 10 Tf 1 0 0 1 18 467.61 Tm (with the primary plan and the primary plan has made its benefit determination.) Tj ET BT /F2 10 Tf 1 0 0 1 0 448.11 Tm (If this plan is a secondary plan on a claim, should it wish to coordinate benefits \(that is, pay benefits as a) Tj ET BT /F2 10 Tf 1 0 0 1 0 436.61 Tm (secondary plan rather than as a primary plan with respect to that claim\), this plan shall calculate the) Tj ET BT /F2 10 Tf 1 0 0 1 0 425.11 Tm (benefits it would have paid on the claim in the absence of other healthcare coverage and apply that) Tj ET BT /F2 10 Tf 1 0 0 1 0 413.61 Tm (calculated amount to any allowable expense under its plan that is unpaid by the primary plan.) Tj ET BT /F2 10 Tf 1 0 0 1 417.48 413.61 Tm (When) Tj ET BT /F2 10 Tf 1 0 0 1 0 402.12 Tm (paying secondary, this plan may reduce its payment by the amount so that, when combined with the) Tj ET BT /F2 10 Tf 1 0 0 1 0 390.62 Tm (amount paid by the primary plan, the total benefits paid or provided by all plans for the claim do not) Tj ET BT /F2 10 Tf 1 0 0 1 0 379.12 Tm (exceed 100 percent of the total allowable expense for that claim.) Tj ET BT /F2 10 Tf 1 0 0 1 290.73 379.12 Tm (In addition, the secondary plan shall) Tj ET BT /F2 10 Tf 1 0 0 1 0 367.62 Tm (credit to its plan deductible any amounts it would have credited to its deductible in the absence of other) Tj ET BT /F2 10 Tf 1 0 0 1 0 356.12 Tm (healthcare coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 98.95 356.12 Tm (In some instances, when this plan is a secondary plan, it may be more cost) Tj ET BT /F2 10 Tf 1 0 0 1 0 344.62 Tm (effective for the plan to pay on a claim as if it were the primary plan.) Tj ET BT /F2 10 Tf 1 0 0 1 304.59 344.62 Tm (If the plan elects to pay a claim as if) Tj ET BT /F2 10 Tf 1 0 0 1 0 333.12 Tm (it were primary, it shall calculate and pay benefits as if no other coverage were involved.) Tj ET BT /F6 12 Tf 1 0 0 1 0 307.81 Tm (COB Terms) Tj ET BT /F6 10 Tf 1 0 0 1 0 287.82 Tm (Allowable Expense:) Tj ET BT /F2 10 Tf 1 0 0 1 99.47 287.82 Tm (Except as set forth below or where a statute requires a different definition, the term) Tj ET BT /F2 10 Tf 1 0 0 1 0 276.32 Tm (allowable expense means any) Tj ET BT /F2 10 Tf 1 0 0 1 143.41 276.32 Tm (dental) Tj ET BT /F2 10 Tf 1 0 0 1 173.44 276.32 Tm (care expense, including coinsurance, copayments, and any) Tj ET BT /F2 10 Tf 1 0 0 1 0 264.83 Tm (applicable deductible that is covered in full or in part by any of the plans covering the person.) Tj ET BT /F2 10 Tf 1 0 0 1 0 245.33 Tm (The term allowable expense does not include the following:) Tj ET BT /F307 10 Tf 1 0 0 1 18 226.83 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 226.83 Tm (An expense or a portion of an expense that is not covered by any of the plans.) Tj ET BT /F307 10 Tf 1 0 0 1 18 208.33 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 208.33 Tm (Any expense that a provider by law or in accordance with a contractual agreement is prohibited) Tj ET BT /F2 10 Tf 1 0 0 1 36 196.83 Tm (from charging a covered person.) Tj ET BT /F307 10 Tf 1 0 0 1 18 178.33 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 178.33 Tm (Any type of coverage or benefit not provided under this plan.) Tj ET BT /F2 10 Tf 1 0 0 1 308.95 178.33 Tm (In addition, the term allowable) Tj ET BT /F2 10 Tf 1 0 0 1 36 166.83 Tm (expense does not include the amount of any reduction in benefits under a primary plan because) Tj ET BT /F2 10 Tf 1 0 0 1 36 155.33 Tm (\(a\) the covered person failed to comply with the primary plans provisions concerning second) Tj ET BT /F2 10 Tf 1 0 0 1 36 143.83 Tm (surgical opinions or precertification of admissions or services, or \(b\), the covered person had a) Tj ET BT /F2 10 Tf 1 0 0 1 36 132.33 Tm (lower benefit because he or she did not use an in-network dentist.) Tj ET BT /F6 10 Tf 1 0 0 1 0 112.83 Tm (Birthday:) Tj ET BT /F2 10 Tf 1 0 0 1 49.45 112.83 Tm (The term birthday refers only to month and day in a calendar year and does not include the) Tj ET BT /F2 10 Tf 1 0 0 1 0 101.33 Tm (year in which the individual is born.) Tj ET BT /F6 10 Tf 1 0 0 1 0 81.83 Tm (Custodial Parent:) Tj ET BT /F2 10 Tf 1 0 0 1 88.35 81.83 Tm (The term custodial parent means:) Tj ET BT /F307 10 Tf 1 0 0 1 18 63.33 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 63.33 Tm (A parent awarded custody of a child by a court decree; or,) Tj ET BT /F307 10 Tf 1 0 0 1 18 44.83 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 44.83 Tm (In the absence of a court decree, the parent with whom the child resides for more than one half of) Tj ET BT /F2 10 Tf 1 0 0 1 36 33.34 Tm (the calendar year without regard to any temporary visitation.) Tj ET Q q Q Q endstream endobj 375 0 obj <>>>>> endobj 376 0 obj [ 375 0 R /XYZ 72 356.53 0] endobj 143 0 obj [ 375 0 R /XYZ 72 356.53 0] endobj 377 0 obj [ 375 0 R /XYZ 72 253.73 0] endobj 147 0 obj [ 375 0 R /XYZ 72 253.73 0] endobj 378 0 obj [ 375 0 R /XYZ 72 162.44 0] endobj 151 0 obj [ 375 0 R /XYZ 72 162.44 0] endobj 379 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (12) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 10 Tf 1 0 0 1 0 687.95 Tm (Group-Type Contract:) Tj ET BT /F2 10 Tf 1 0 0 1 109.44 687.95 Tm (The term group-type contract means a contract that is not available to the) Tj ET BT /F2 10 Tf 1 0 0 1 0 676.45 Tm (general public and is obtained and maintained only because of membership in or a connection with a) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.95 Tm (particular organization or group, including blanket coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 270.72 664.95 Tm (The term does not include an individually) Tj ET BT /F2 10 Tf 1 0 0 1 0 653.45 Tm (underwritten and issued guaranteed renewable policy even if the policy is purchased through payroll) Tj ET BT /F2 10 Tf 1 0 0 1 0 641.95 Tm (deduction at a premium savings to the insured since the insured would have the right to maintain or) Tj ET BT /F2 10 Tf 1 0 0 1 0 630.45 Tm (renew the policy independently of continued employment with the employer.) Tj ET BT /F6 10 Tf 1 0 0 1 0 610.96 Tm (Noncompliant Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 99.45 610.96 Tm (The term noncompliant plan means a plan with COB rules that are inconsistent in) Tj ET BT /F2 10 Tf 1 0 0 1 0 599.46 Tm (substance with the order of benefit determination rules of this plan.) Tj ET BT /F2 10 Tf 1 0 0 1 300.17 599.46 Tm (Examples of noncompliant plans are) Tj ET BT /F2 10 Tf 1 0 0 1 0 587.96 Tm (those that state their benefits are excess or always secondary.) Tj ET BT /F6 10 Tf 1 0 0 1 0 568.46 Tm (Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 30.01 568.46 Tm (The term plan includes group insurance contracts, health maintenance organization \(HMO\)) Tj ET BT /F2 10 Tf 1 0 0 1 0 556.96 Tm (contracts, closed panel plans or other forms of group or group-type coverage \(whether insured or) Tj ET BT /F2 10 Tf 1 0 0 1 0 545.46 Tm (uninsured\); dental care components of long-term care contracts, such as skilled nursing care; medical) Tj ET BT /F2 10 Tf 1 0 0 1 0 533.96 Tm (benefits under group or individual automobile contracts; and Medicare or any other federal governmental) Tj ET BT /F2 10 Tf 1 0 0 1 0 522.46 Tm (plan, as permitted by law.) Tj ET BT /F2 10 Tf 1 0 0 1 0 502.96 Tm (The term plan does not include non-group or individual health or medical reimbursement insurance) Tj ET BT /F2 10 Tf 1 0 0 1 0 491.46 Tm (contracts.) Tj ET BT /F2 10 Tf 1 0 0 1 48.91 491.46 Tm (The term plan also does not include hospital indemnity coverage or other fixed indemnity) Tj ET BT /F2 10 Tf 1 0 0 1 0 479.97 Tm (coverage; accident-only coverage; specified disease or specified accident coverage; limited benefit health) Tj ET BT /F2 10 Tf 1 0 0 1 0 468.47 Tm (coverage, as defined by state law; school accident type coverage; benefits for non-medical components) Tj ET BT /F2 10 Tf 1 0 0 1 0 456.97 Tm (of long-term care policies; Medicare supplement policies; Medicaid policies; or coverage under other) Tj ET BT /F2 10 Tf 1 0 0 1 0 445.47 Tm (federal governmental plans, unless permitted by law.) Tj ET BT /F6 10 Tf 1 0 0 1 0 425.97 Tm (Primary Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 70.03 425.97 Tm (The term primary plan means a plan whose benefits for a persons) Tj ET BT /F2 10 Tf 1 0 0 1 372.94 425.97 Tm (dental care coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 414.47 Tm (must be determined without taking the existence of any other plan into consideration.) Tj ET BT /F2 10 Tf 1 0 0 1 380.78 414.47 Tm (A plan is a primary) Tj ET BT /F2 10 Tf 1 0 0 1 0 402.97 Tm (plan if:) Tj ET BT /F307 10 Tf 1 0 0 1 18 384.47 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 384.47 Tm (The plan either has no order of benefit determination rules, or its rules differ from those permitted) Tj ET BT /F2 10 Tf 1 0 0 1 36 372.97 Tm (by this regulation; or,) Tj ET BT /F307 10 Tf 1 0 0 1 18 354.47 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 354.47 Tm (All plans that cover the person use the order of benefit determination rules required by this) Tj ET BT /F2 10 Tf 1 0 0 1 36 342.97 Tm (regulation, and under those rules the plan determines its benefits first.) Tj ET BT /F6 10 Tf 1 0 0 1 0 323.47 Tm (Secondary Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 83.92 323.47 Tm (The term secondary plan means a plan that is not a primary plan.) Tj ET BT /F6 12 Tf 1 0 0 1 0 298.16 Tm (Right to Receive and Release Needed Information) Tj ET BT /F2 10 Tf 1 0 0 1 0 278.18 Tm (Certain facts about) Tj ET BT /F2 10 Tf 1 0 0 1 86.71 278.18 Tm (dental care coverage and services are needed to apply these COB rules and to) Tj ET BT /F2 10 Tf 1 0 0 1 0 266.68 Tm (determine benefits payable under this plan and other plans.) Tj ET BT /F2 10 Tf 1 0 0 1 268.51 266.68 Tm (We may get the facts we need from or give) Tj ET BT /F2 10 Tf 1 0 0 1 0 255.18 Tm (them to other organizations or persons for the purpose of applying these rules and determining benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 243.68 Tm (payable under this plan and other plans covering the person claiming benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 351.33 243.68 Tm (We are not required to tell) Tj ET BT /F2 10 Tf 1 0 0 1 0 232.18 Tm (or get the consent of any person to do this.) Tj ET BT /F2 10 Tf 1 0 0 1 195.12 232.18 Tm (Each person claiming benefits under this plan must give us) Tj ET BT /F2 10 Tf 1 0 0 1 0 220.68 Tm (any facts we need to apply these COB rules and to determine benefits payable as a result of these rules.) Tj ET BT /F6 12 Tf 1 0 0 1 0 195.37 Tm (Facility of Payment) Tj ET BT /F2 10 Tf 1 0 0 1 0 175.38 Tm (A payment made under another plan may include an amount that should have been paid under this plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 163.88 Tm (If it does, we may pay that amount to the organization that made that payment.) Tj ET BT /F2 10 Tf 1 0 0 1 353.54 163.88 Tm (That amount will then be) Tj ET BT /F2 10 Tf 1 0 0 1 0 152.38 Tm (treated as though it were a benefit paid under this plan.) Tj ET BT /F2 10 Tf 1 0 0 1 249.61 152.38 Tm (We will not have to pay that amount again.) Tj ET BT /F2 10 Tf 1 0 0 1 443.61 152.38 Tm (The) Tj ET BT /F2 10 Tf 1 0 0 1 0 140.89 Tm (term payment made includes providing benefits in the form of services, in which case payment made) Tj ET BT /F2 10 Tf 1 0 0 1 0 129.39 Tm (means the reasonable cash value of the benefits provided in the form of services.) Tj ET BT /F6 12 Tf 1 0 0 1 0 104.08 Tm (Right of Recovery) Tj ET BT /F2 10 Tf 1 0 0 1 0 84.09 Tm (If the amount of the payments made by us is more than we should have paid under this COB provision,) Tj ET BT /F2 10 Tf 1 0 0 1 0 72.59 Tm (we may recover the excess from one or more of the persons it has paid to or for whom it has paid; or any) Tj ET BT /F2 10 Tf 1 0 0 1 0 61.09 Tm (other person or organization that may be responsible for the benefits or services provided for the covered) Tj ET BT /F2 10 Tf 1 0 0 1 0 49.59 Tm (person.) Tj ET BT /F2 10 Tf 1 0 0 1 38.91 49.59 Tm (The amount of the payments made includes the reasonable cash value of any benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 38.09 Tm (provided in the form of services.) Tj ET Q q Q Q endstream endobj 380 0 obj <>>>>> endobj 381 0 obj [ 380 0 R /XYZ 72 744.5 0] endobj 155 0 obj [ 380 0 R /XYZ 72 744.5 0] endobj 382 0 obj [ 380 0 R /XYZ 72 641.71 0] endobj 159 0 obj [ 380 0 R /XYZ 72 641.71 0] endobj 383 0 obj [ 380 0 R /XYZ 72 609.01 0] endobj 163 0 obj [ 380 0 R /XYZ 72 609.01 0] endobj 384 0 obj [ 380 0 R /XYZ 72 529.22 0] endobj 167 0 obj [ 380 0 R /XYZ 72 529.22 0] endobj 385 0 obj [ 380 0 R /XYZ 72 326.43 0] endobj 171 0 obj [ 380 0 R /XYZ 72 326.43 0] endobj 386 0 obj [ 380 0 R /XYZ 72 127.14 0] endobj 387 0 obj [ 380 0 R /XYZ 72 127.14 0] endobj 388 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (13) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 674.39 Tm (Special Rules for Coordination with Medicare) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.4 Tm (Except where otherwise required by federal law, the plan will pay benefits on a secondary basis to) Tj ET BT /F2 10 Tf 1 0 0 1 0 642.9 Tm (Medicare or will pay no benefits at all for services or supplies that are included within the scope of) Tj ET BT /F2 10 Tf 1 0 0 1 0 631.4 Tm (Medicare's coverage, depending upon, among other things, the size of your group, whether your group is) Tj ET BT /F2 10 Tf 1 0 0 1 0 619.9 Tm (a member of an association, and the type of coordination method used by your group. For example, if this) Tj ET BT /F2 10 Tf 1 0 0 1 0 608.4 Tm (plan is secondary to Medicare under federal law, this plan will pay no benefits for services or supplies that) Tj ET BT /F2 10 Tf 1 0 0 1 0 596.9 Tm (are included within the scope of Medicare's coverage if you fail to enroll in Medicare when eligible.) Tj ET BT /F6 18 Tf 1 0 0 1 0 566.16 Tm (SUBROGATION) Tj ET BT /F6 12 Tf 1 0 0 1 0 538.9 Tm (Right of Subrogation) Tj ET BT /F2 10 Tf 1 0 0 1 0 518.91 Tm (If we pay or provide any benefits for you under this plan, we are subrogated to all rights of recovery which) Tj ET BT /F2 10 Tf 1 0 0 1 0 507.41 Tm (you have in contract, tort, or otherwise against any person or organization for the amount of benefits we) Tj ET BT /F2 10 Tf 1 0 0 1 0 495.91 Tm (have paid or provided.) Tj ET BT /F2 10 Tf 1 0 0 1 104.51 495.91 Tm (That means that we may use your right to recover money from that other person) Tj ET BT /F2 10 Tf 1 0 0 1 0 484.41 Tm (or organization.) Tj ET BT /F6 12 Tf 1 0 0 1 0 459.1 Tm (Right of Reimbursement) Tj ET BT /F2 10 Tf 1 0 0 1 0 439.11 Tm (Besides the right of subrogation, we have a separate right to be reimbursed or repaid from any money) Tj ET BT /F2 10 Tf 1 0 0 1 0 427.61 Tm (you, including your family members, recover for an injury or condition for which we have paid plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 416.11 Tm (benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 43.36 416.11 Tm (This means that you promise to repay us from any money you recover the amount we have) Tj ET BT /F2 10 Tf 1 0 0 1 0 404.61 Tm (paid or provided in plan benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 150.1 404.61 Tm (It also means that if you recover money as a result of a claim or a) Tj ET BT /F2 10 Tf 1 0 0 1 0 393.12 Tm (lawsuit, whether by settlement or otherwise, you must repay us.) Tj ET BT /F2 10 Tf 1 0 0 1 286.79 393.12 Tm (And, if you are paid by any person or) Tj ET BT /F2 10 Tf 1 0 0 1 0 381.62 Tm (company besides us, including the person who injured you, that persons insurer, or your own insurer,) Tj ET BT /F2 10 Tf 1 0 0 1 0 370.12 Tm (you must repay us.) Tj ET BT /F2 10 Tf 1 0 0 1 90.04 370.12 Tm (In these and all other cases, you must repay us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 350.62 Tm (We have the right to be reimbursed or repaid first from any money you recover, even if you are not paid) Tj ET BT /F2 10 Tf 1 0 0 1 0 339.12 Tm (for all of your claim for damages and you are not made whole for your loss.) Tj ET BT /F2 10 Tf 1 0 0 1 336.83 339.12 Tm (This means that you promise) Tj ET BT /F2 10 Tf 1 0 0 1 0 327.62 Tm (to repay us first even if the money you recover is for \(or said to be for\) a loss besides plan benefits, such) Tj ET BT /F2 10 Tf 1 0 0 1 0 316.12 Tm (as pain and suffering.) Tj ET BT /F2 10 Tf 1 0 0 1 101.18 316.12 Tm (It also means that you promise to repay us first even if another person or company) Tj ET BT /F2 10 Tf 1 0 0 1 0 304.62 Tm (has paid for part of your loss.) Tj ET BT /F2 10 Tf 1 0 0 1 137.29 304.62 Tm (And it means that you promise to repay us first even if the person who) Tj ET BT /F2 10 Tf 1 0 0 1 0 293.12 Tm (recovers the money is a minor.) Tj ET BT /F2 10 Tf 1 0 0 1 142.28 293.12 Tm (In these and all other cases, we still have the right to first reimbursement) Tj ET BT /F2 10 Tf 1 0 0 1 0 281.62 Tm (or repayment out of any recovery you receive from any source.) Tj ET BT /F6 12 Tf 1 0 0 1 0 256.31 Tm (Right to Recovery) Tj ET BT /F2 10 Tf 1 0 0 1 0 236.33 Tm (You agree to furnish us promptly all information which you have concerning your rights of recovery or) Tj ET BT /F2 10 Tf 1 0 0 1 0 224.83 Tm (recoveries from other persons or organizations and to fully assist and cooperate with us in protecting and) Tj ET BT /F2 10 Tf 1 0 0 1 0 213.33 Tm (obtaining our reimbursement and subrogation rights in accordance with this section.) Tj ET BT /F2 10 Tf 1 0 0 1 0 193.83 Tm (You or your attorney will notify us before filing any suit or settling any claim so as to enable us to) Tj ET BT /F2 10 Tf 1 0 0 1 0 182.33 Tm (participate in the suit or settlement to protect and enforce this plans rights under this section.) Tj ET BT /F2 10 Tf 1 0 0 1 416.33 182.33 Tm (If you do) Tj ET BT /F2 10 Tf 1 0 0 1 0 170.83 Tm (notify us so that we are able to and do recover the amount of our benefit payments for you, we will share) Tj ET BT /F2 10 Tf 1 0 0 1 0 159.33 Tm (proportionately with you in any attorneys fees charged to you by your attorney for obtaining the recovery.) Tj ET BT /F2 10 Tf 1 0 0 1 0 147.83 Tm (If you do not give us that notice, or we retain our own attorney to appear in any court \(including) Tj ET BT /F2 10 Tf 1 0 0 1 0 136.33 Tm (bankruptcy court\), our reimbursement or subrogation recovery under this section will not be decreased by) Tj ET BT /F2 10 Tf 1 0 0 1 0 124.83 Tm (any attorney's fee for your attorney or under the common fund theory.) Tj ET BT /F2 10 Tf 1 0 0 1 0 105.34 Tm (You further agree not to allow our reimbursement and subrogation rights under this plan to be limited or) Tj ET BT /F2 10 Tf 1 0 0 1 0 93.84 Tm (harmed by any other acts or failures to act on your part.) Tj ET BT /F2 10 Tf 1 0 0 1 251.24 93.84 Tm (It is understood and agreed that if you do, we) Tj ET BT /F2 10 Tf 1 0 0 1 0 82.34 Tm (may suspend or terminate payment or provision of any further benefits for you under the plan.) Tj ET Q q Q Q endstream endobj 389 0 obj <>>>>> endobj 390 0 obj [ 389 0 R /XYZ 72 716.63 0] endobj 175 0 obj [ 389 0 R /XYZ 72 716.63 0] endobj 391 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (14) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 18 Tf 1 0 0 1 0 652.84 Tm (DENTAL BENEFIT EXCLUSIONS) Tj ET BT /F2 10 Tf 1 0 0 1 0 631.38 Tm (We will not provide benefits for the following:) Tj ET BT /F2 18 Tf 1 0 0 1 0 604.64 Tm (A) Tj ET BT /F6 10 Tf 1 0 0 1 0 583.18 Tm (Anesthetic) Tj ET BT /F2 10 Tf 1 0 0 1 51.12 583.18 Tm ( services performed by and billed for by a dentist other than the attending dentist or his) Tj ET BT /F2 10 Tf 1 0 0 1 0 571.69 Tm (assistant.) Tj ET BT /F6 10 Tf 1 0 0 1 0 552.19 Tm (Appliances) Tj ET BT /F2 10 Tf 1 0 0 1 56.13 552.19 Tm (or restorations to alter vertical dimensions from its present state or restoring the occlusion.) Tj ET BT /F2 10 Tf 1 0 0 1 0 540.69 Tm (Such procedures include but are not limited to equilibration, periodontal splinting, full mouth rehabilitation,) Tj ET BT /F2 10 Tf 1 0 0 1 0 529.19 Tm (restoration of tooth structure lost from the grinding of teeth or the wearing down of the teeth and) Tj ET BT /F2 10 Tf 1 0 0 1 0 517.69 Tm (restoration from the malalignment of teeth.) Tj ET BT /F2 10 Tf 1 0 0 1 193.43 517.69 Tm (This does not apply to covered orthodontic services.) Tj ET BT /F2 18 Tf 1 0 0 1 0 490.95 Tm (B) Tj ET BT /F2 10 Tf 1 0 0 1 0 469.49 Tm (Dental services to the extent coverage is available to the member under any other) Tj ET BT /F6 10 Tf 1 0 0 1 365.2 469.49 Tm (Blue Cross and Blue) Tj ET BT /F6 10 Tf 1 0 0 1 0 457.99 Tm (Shield contract.) Tj ET BT /F2 18 Tf 1 0 0 1 0 431.25 Tm (C) Tj ET BT /F2 10 Tf 1 0 0 1 0 409.8 Tm (Dental services for which you are not) Tj ET BT /F6 10 Tf 1 0 0 1 166.74 409.8 Tm (charged.) Tj ET BT /F2 10 Tf 1 0 0 1 0 390.3 Tm (Services or expenses for intraoral delivery of or treatment by) Tj ET BT /F6 10 Tf 1 0 0 1 270.12 390.3 Tm (chemotherapeutic) Tj ET BT /F2 10 Tf 1 0 0 1 356.25 390.3 Tm ( agents.) Tj ET BT /F2 10 Tf 1 0 0 1 0 370.8 Tm (Services or expenses for which a) Tj ET BT /F6 10 Tf 1 0 0 1 149.51 370.8 Tm (claim) Tj ET BT /F2 10 Tf 1 0 0 1 175.08 370.8 Tm ( is not properly submitted.) Tj ET BT /F2 10 Tf 1 0 0 1 0 351.3 Tm (Services or expenses of any kind either \(a\) for which a) Tj ET BT /F6 10 Tf 1 0 0 1 243.45 351.3 Tm (claim) Tj ET BT /F2 10 Tf 1 0 0 1 269.02 351.3 Tm ( submitted for a member in the form) Tj ET BT /F2 10 Tf 1 0 0 1 0 339.8 Tm (prescribed by Blue Cross has not been received by Blue Cross, or \(b\) for which a claim is received by) Tj ET BT /F2 10 Tf 1 0 0 1 0 328.3 Tm (Blue Cross later than 24 months after the date services were performed.) Tj ET BT /F2 10 Tf 1 0 0 1 0 308.8 Tm (Services or expenses of any kind for) Tj ET BT /F6 10 Tf 1 0 0 1 163.97 308.8 Tm (complications) Tj ET BT /F2 10 Tf 1 0 0 1 231.21 308.8 Tm ( resulting from services received that are not covered) Tj ET BT /F2 10 Tf 1 0 0 1 0 297.3 Tm (as benefits under this contract.) Tj ET BT /F2 10 Tf 1 0 0 1 0 277.8 Tm (Services or expenses for treatment of injury sustained in the commission of a) Tj ET BT /F6 10 Tf 1 0 0 1 343.49 277.8 Tm (crime) Tj ET BT /F2 10 Tf 1 0 0 1 370.18 277.8 Tm ( \(except for treatment) Tj ET BT /F2 10 Tf 1 0 0 1 0 266.31 Tm (of injury as a result of a medical condition or as a result of domestic violence\) or for treatment while) Tj ET BT /F2 10 Tf 1 0 0 1 0 254.81 Tm (confined in a prison, jail, or other penal institution.) Tj ET BT /F2 18 Tf 1 0 0 1 0 228.07 Tm (D) Tj ET BT /F6 10 Tf 1 0 0 1 0 206.61 Tm (Dental) Tj ET BT /F2 10 Tf 1 0 0 1 33.34 206.61 Tm (care or treatment not specifically identified as a covered dental expense.) Tj ET BT /F2 18 Tf 1 0 0 1 0 179.87 Tm (E) Tj ET BT /F2 10 Tf 1 0 0 1 0 158.41 Tm (Dental services you receive before your) Tj ET BT /F6 10 Tf 1 0 0 1 178.42 158.41 Tm (effective date of coverage) Tj ET BT /F2 10 Tf 1 0 0 1 301.25 158.41 Tm (, or after your effective date of) Tj ET BT /F2 10 Tf 1 0 0 1 0 146.91 Tm (termination.) Tj ET BT /F2 10 Tf 1 0 0 1 0 127.41 Tm (Dental services you receive from a dental or medical department maintained by or on behalf of an) Tj ET BT /F6 10 Tf 1 0 0 1 0 115.92 Tm (employer) Tj ET BT /F2 10 Tf 1 0 0 1 44.46 115.92 Tm (, a mutual benefit association, a labor union, trustee or similar person or group.) Tj ET BT /F2 18 Tf 1 0 0 1 0 89.17 Tm (F) Tj ET BT /F2 10 Tf 1 0 0 1 0 67.72 Tm (Charges to use any) Tj ET BT /F6 10 Tf 1 0 0 1 89.5 67.72 Tm (facility) Tj ET BT /F2 10 Tf 1 0 0 1 121.18 67.72 Tm ( such as a hospital in which dental services are rendered, whether the use of) Tj ET BT /F2 10 Tf 1 0 0 1 0 56.22 Tm (such a facility was dentally necessary.) Tj ET BT /F2 10 Tf 1 0 0 1 0 36.72 Tm (Charges for your) Tj ET BT /F6 10 Tf 1 0 0 1 77.26 36.72 Tm (failure) Tj ET BT /F2 10 Tf 1 0 0 1 107.27 36.72 Tm ( to keep a scheduled visit with the dentist.) Tj ET Q q Q Q endstream endobj 392 0 obj <>>>>> endobj 393 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (15) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 18 Tf 1 0 0 1 0 635.15 Tm (G) Tj ET BT /F6 10 Tf 1 0 0 1 0 613.7 Tm (Gold) Tj ET BT /F2 10 Tf 1 0 0 1 22.77 613.7 Tm ( foil restorations.) Tj ET BT /F2 18 Tf 1 0 0 1 0 586.95 Tm (I) Tj ET BT /F2 10 Tf 1 0 0 1 0 565.5 Tm (Charges for) Tj ET BT /F6 10 Tf 1 0 0 1 55.02 565.5 Tm (implants) Tj ET BT /F2 10 Tf 1 0 0 1 96.14 565.5 Tm (.) Tj ET BT /F2 10 Tf 1 0 0 1 0 546 Tm (Charges for) Tj ET BT /F6 10 Tf 1 0 0 1 55.02 546 Tm (infection) Tj ET BT /F2 10 Tf 1 0 0 1 99.47 546 Tm (control.) Tj ET BT /F2 10 Tf 1 0 0 1 0 526.5 Tm (Any dental treatment or procedure, drugs, drug usage, equipment, or supplies which are) Tj ET BT /F6 10 Tf 1 0 0 1 392.45 526.5 Tm (investigational) Tj ET BT /F2 10 Tf 1 0 0 1 462.46 526.5 Tm (,) Tj ET BT /F2 10 Tf 1 0 0 1 0 515 Tm (including services that are part of a clinical trial.) Tj ET BT /F2 18 Tf 1 0 0 1 0 488.26 Tm (L) Tj ET BT /F2 10 Tf 1 0 0 1 0 466.8 Tm (Services or expenses covered in whole or in part under the) Tj ET BT /F6 10 Tf 1 0 0 1 263.48 466.8 Tm (laws) Tj ET BT /F2 10 Tf 1 0 0 1 285.16 466.8 Tm ( of the United States, any state, county,) Tj ET BT /F2 10 Tf 1 0 0 1 0 455.3 Tm (city, town or other governmental agency that provide or pay for care, through insurance or any other) Tj ET BT /F2 10 Tf 1 0 0 1 0 443.81 Tm (means.) Tj ET BT /F2 10 Tf 1 0 0 1 38.35 443.81 Tm (This applies even if the law does not cover all your expenses.) Tj ET BT /F2 18 Tf 1 0 0 1 0 417.06 Tm (M) Tj ET BT /F2 10 Tf 1 0 0 1 0 395.61 Tm (Dental services with respect to) Tj ET BT /F6 10 Tf 1 0 0 1 138.39 395.61 Tm (malformations) Tj ET BT /F2 10 Tf 1 0 0 1 207.29 395.61 Tm ( from birth or primarily for appearance.) Tj ET BT /F2 18 Tf 1 0 0 1 0 368.87 Tm (N) Tj ET BT /F2 10 Tf 1 0 0 1 0 347.41 Tm (Services or expenses of any kind, if not required by a dentist, or if) Tj ET BT /F6 10 Tf 1 0 0 1 292.37 347.41 Tm (not dentally necessary) Tj ET BT /F2 10 Tf 1 0 0 1 400.2 347.41 Tm (.) Tj ET BT /F2 18 Tf 1 0 0 1 0 320.67 Tm (O) Tj ET BT /F2 10 Tf 1 0 0 1 0 299.21 Tm (Charges for) Tj ET BT /F6 10 Tf 1 0 0 1 55.02 299.21 Tm (oral) Tj ET BT /F2 10 Tf 1 0 0 1 76.14 299.21 Tm (hygiene and dietary information.) Tj ET BT /F2 18 Tf 1 0 0 1 0 272.47 Tm (P) Tj ET BT /F2 10 Tf 1 0 0 1 0 251.02 Tm (Charges for dental care or treatment by a) Tj ET BT /F6 10 Tf 1 0 0 1 185.65 251.02 Tm (person) Tj ET BT /F2 10 Tf 1 0 0 1 221.77 251.02 Tm (other than the attending dentist unless the treatment is) Tj ET BT /F2 10 Tf 1 0 0 1 0 239.52 Tm (rendered under the direct supervision of the attending dentist.) Tj ET BT /F2 10 Tf 1 0 0 1 0 220.02 Tm (Charges for) Tj ET BT /F6 10 Tf 1 0 0 1 55.02 220.02 Tm (plaque control program) Tj ET BT /F2 10 Tf 1 0 0 1 167.26 220.02 Tm (.) Tj ET BT /F2 18 Tf 1 0 0 1 0 193.28 Tm (R) Tj ET BT /F2 10 Tf 1 0 0 1 0 171.82 Tm (Services of a dentist rendered to a member who is) Tj ET BT /F6 10 Tf 1 0 0 1 225.66 171.82 Tm (related) Tj ET BT /F2 10 Tf 1 0 0 1 258.46 171.82 Tm ( to the dentist by blood or marriage or who) Tj ET BT /F2 10 Tf 1 0 0 1 0 160.32 Tm (regularly resides in the dentists household.) Tj ET BT /F2 18 Tf 1 0 0 1 0 133.58 Tm (W) Tj ET BT /F2 10 Tf 1 0 0 1 0 112.13 Tm (Dental services or expenses in cases covered in whole or in part by) Tj ET BT /F6 10 Tf 1 0 0 1 301.26 112.13 Tm (workers compensation) Tj ET BT /F2 10 Tf 1 0 0 1 412.96 112.13 Tm ( or) Tj ET BT /F2 10 Tf 1 0 0 1 0 100.63 Tm (employers liability laws, state or federal.) Tj ET BT /F2 10 Tf 1 0 0 1 184.52 100.63 Tm (This applies whether you fail to file a claim under that law.) Tj ET BT /F2 10 Tf 1 0 0 1 445.76 100.63 Tm (It) Tj ET BT /F2 10 Tf 1 0 0 1 0 89.13 Tm (applies whether the law is enforced against or assumed by the employer.) Tj ET BT /F2 10 Tf 1 0 0 1 328.51 89.13 Tm (It applies whether the law) Tj ET BT /F2 10 Tf 1 0 0 1 0 77.63 Tm (provides for dental services as such.) Tj ET BT /F2 10 Tf 1 0 0 1 167.3 77.63 Tm (Finally, it applies whether your employer has insurance coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 66.13 Tm (for benefits under the law.) Tj ET Q q Q Q endstream endobj 394 0 obj <>>>>> endobj 395 0 obj [ 394 0 R /XYZ 72 744.5 0] endobj 179 0 obj [ 394 0 R /XYZ 72 744.5 0] endobj 396 0 obj [ 394 0 R /XYZ 72 744.5 0] endobj 397 0 obj <>/Border[ 0 0 0]/Rect[ 219.87 561.81 301.02 573.31]/Subtype/Link>> endobj 398 0 obj [ 394 0 R /XYZ 72 526.82 0] endobj 183 0 obj [ 394 0 R /XYZ 72 526.82 0] endobj 399 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (16) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 18 Tf 1 0 0 1 0 680.71 Tm (CLAIMS AND APPEALS) Tj ET BT /F2 10 Tf 1 0 0 1 0 659.25 Tm (This section of your booklet explains how we process dental claims and how you can appeal a partial or) Tj ET BT /F2 10 Tf 1 0 0 1 0 647.75 Tm (complete denial of a claim.) Tj ET BT /F2 10 Tf 1 0 0 1 123.95 647.75 Tm (Remember that you may always call our Customer Service Department for) Tj ET BT /F2 10 Tf 1 0 0 1 0 636.25 Tm (help if you have a question or problem that you would like us to fix without an appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 616.75 Tm (The claims and appeal procedures are designed to comply with the requirements of the Employee) Tj ET BT /F2 10 Tf 1 0 0 1 0 605.26 Tm (Retirement Income Security Act of 1974 \(ERISA\). Even if your plan is not covered by ERISA, we will) Tj ET BT /F2 10 Tf 1 0 0 1 0 593.76 Tm (process your claim according to ERISA's standards and provide you with the ERISA appeal rights that are) Tj ET BT /F2 10 Tf 1 0 0 1 0 582.26 Tm (discussed in this section of your booklet.) Tj ET BT /F2 10 Tf 1 0 0 1 0 562.76 Tm (You must act on your own behalf or through an authorized representative if you wish to exercise your) Tj ET BT /F2 10 Tf 1 0 0 1 0 551.26 Tm (rights under this section of your booklet.) Tj ET BT /F2 10 Tf 1 0 0 1 182.32 551.26 Tm (An authorized representative is someone you designate in) Tj ET BT /F2 10 Tf 1 0 0 1 0 539.76 Tm (writing to act on your behalf.) Tj ET BT /F2 10 Tf 1 0 0 1 130.63 539.76 Tm (We have developed a form that you must use if you wish to designate an) Tj ET BT /F2 10 Tf 1 0 0 1 0 528.26 Tm (authorized representative.) Tj ET BT /F2 10 Tf 1 0 0 1 121.18 528.26 Tm (You can get the form by calling our Customer Service Department.) Tj ET BT /F2 10 Tf 1 0 0 1 421.32 528.26 Tm (You can) Tj ET BT /F2 10 Tf 1 0 0 1 0 516.76 Tm (also go to our Internet website at) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 147.87 516.76 Tm (babyֱBlue.com) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 148.23 515.34 m 228.65 515.34 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 229.02 516.76 Tm ( and ask us to mail you a copy of the form.) Tj ET BT /F2 10 Tf 1 0 0 1 422.45 516.76 Tm (If a) Tj ET BT /F2 10 Tf 1 0 0 1 0 505.26 Tm (person is not properly designated as your authorized representative, we will not be able to deal with him) Tj ET BT /F2 10 Tf 1 0 0 1 0 493.76 Tm (or her in connection with the exercise of your rights under this section of your booklet.) Tj ET BT /F6 12 Tf 1 0 0 1 0 468.45 Tm (Claims) Tj ET BT /F6 10 Tf 1 0 0 1 0 448.47 Tm (What Constitutes a Claim:) Tj ET BT /F2 10 Tf 1 0 0 1 129.45 448.47 Tm (For you to obtain benefits after dental services have been rendered, we) Tj ET BT /F2 10 Tf 1 0 0 1 0 436.97 Tm (must receive a properly completed and filed claim from you or your provider.) Tj ET BT /F2 10 Tf 1 0 0 1 0 417.47 Tm (In order for us to treat a submission by you or your provider as a claim, it must be submitted on a properly) Tj ET BT /F2 10 Tf 1 0 0 1 0 405.97 Tm (completed standardized claim form or, in the case of electronically filed claims, must provide us with the) Tj ET BT /F2 10 Tf 1 0 0 1 0 394.47 Tm (data elements that we specify in advance.) Tj ET BT /F2 10 Tf 1 0 0 1 191.22 394.47 Tm (Most providers are aware of our claim filing requirements and) Tj ET BT /F2 10 Tf 1 0 0 1 0 382.97 Tm (will file claims for you.) Tj ET BT /F2 10 Tf 1 0 0 1 102.25 382.97 Tm (If your provider does not file your claim for you, you should call our Customer) Tj ET BT /F2 10 Tf 1 0 0 1 0 371.47 Tm (Service Department and ask for a claim form.) Tj ET BT /F2 10 Tf 1 0 0 1 206.19 371.47 Tm (Tell us the type of service or supply for which you wish to) Tj ET BT /F2 10 Tf 1 0 0 1 0 359.97 Tm (file a claim \(for example, hospital, physician, or pharmacy\), and we will send you the proper type of claim) Tj ET BT /F2 10 Tf 1 0 0 1 0 348.47 Tm (form.) Tj ET BT /F2 10 Tf 1 0 0 1 28.34 348.47 Tm (When you receive the form, complete it, attach an itemized bill, and send it to us at 450 Riverchase) Tj ET BT /F2 10 Tf 1 0 0 1 0 336.98 Tm (Parkway East, Birmingham, babyֱ 35244-2858.) Tj ET BT /F2 10 Tf 1 0 0 1 229.56 336.98 Tm (Claims must be submitted and received by us within) Tj ET BT /F2 10 Tf 1 0 0 1 0 325.48 Tm (24 months after the service takes place to be eligible for benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 0 305.98 Tm (If we receive a submission that does not qualify as a claim, we will notify you or your provider of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 294.48 Tm (additional information we need.) Tj ET BT /F2 10 Tf 1 0 0 1 143.98 294.48 Tm (Once we receive that information, we will process the submission as a) Tj ET BT /F2 10 Tf 1 0 0 1 0 282.98 Tm (claim.) Tj ET BT /F6 10 Tf 1 0 0 1 0 263.48 Tm (Processing of Claims:) Tj ET BT /F2 10 Tf 1 0 0 1 110.59 263.48 Tm (Even if we have received all of the information that we need in order to treat a) Tj ET BT /F2 10 Tf 1 0 0 1 0 251.98 Tm (submission as a claim, from time to time we might need additional information in order to determine) Tj ET BT /F2 10 Tf 1 0 0 1 0 240.48 Tm (whether the claim is payable.) Tj ET BT /F2 10 Tf 1 0 0 1 134.51 240.48 Tm (The most common example of this is X-rays.) Tj ET BT /F2 10 Tf 1 0 0 1 337.35 240.48 Tm (If we need this sort of) Tj ET BT /F2 10 Tf 1 0 0 1 0 228.98 Tm (additional information, we will ask you to furnish it to us, and we will suspend further processing of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 217.48 Tm (claim until the information is received.) Tj ET BT /F2 10 Tf 1 0 0 1 172.3 217.48 Tm (You will have 90 days to provide the information to us.) Tj ET BT /F2 10 Tf 1 0 0 1 417.43 217.48 Tm (In order to) Tj ET BT /F2 10 Tf 1 0 0 1 0 205.98 Tm (expedite our receipt of the information, we may request it directly from your provider.) Tj ET BT /F2 10 Tf 1 0 0 1 378.5 205.98 Tm (If we do this, we will) Tj ET BT /F2 10 Tf 1 0 0 1 0 194.49 Tm (send you a copy of our request.) Tj ET BT /F2 10 Tf 1 0 0 1 145.65 194.49 Tm (However, you will remain responsible for seeing that we get the) Tj ET BT /F2 10 Tf 1 0 0 1 0 182.99 Tm (information on time.) Tj ET BT /F2 10 Tf 1 0 0 1 0 163.49 Tm (Ordinarily, we will notify you of our decision within 30 days of the date on which your claim is filed.) Tj ET BT /F2 10 Tf 1 0 0 1 437.43 163.49 Tm (If it is) Tj ET BT /F2 10 Tf 1 0 0 1 0 151.99 Tm (necessary for us to ask for additional information, we will notify you of our decision within 15 days after) Tj ET BT /F2 10 Tf 1 0 0 1 0 140.49 Tm (we receive the requested information.) Tj ET BT /F2 10 Tf 1 0 0 1 172.31 140.49 Tm (If we do not receive the information, your claim will be considered) Tj ET BT /F2 10 Tf 1 0 0 1 0 128.99 Tm (denied at the expiration of the 90-day period we gave you for furnishing the information to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 109.49 Tm (In some cases, we may ask for additional time to process your claim.) Tj ET BT /F2 10 Tf 1 0 0 1 310.12 109.49 Tm (If you do not wish to give us) Tj ET BT /F2 10 Tf 1 0 0 1 0 97.99 Tm (additional time, we will go ahead and process your claim based on the information we have.) Tj ET BT /F2 10 Tf 1 0 0 1 410.79 97.99 Tm (This may) Tj ET BT /F2 10 Tf 1 0 0 1 0 86.49 Tm (result in a denial of your claim.) Tj ET BT /F6 10 Tf 1 0 0 1 0 66.99 Tm (Courtesy Pre-Determinations of Treatment Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 234.49 66.99 Tm (We encourage, but do not require, you or your) Tj ET BT /F2 10 Tf 1 0 0 1 0 55.5 Tm (provider to submit a treatment plan to us for a courtesy pre-determination of benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 380.75 55.5 Tm (If you ask for a) Tj ET BT /F2 10 Tf 1 0 0 1 0 44 Tm (courtesy pre-determination of a treatment plan, we will do our best to provide you with a timely response.) Tj ET BT /F2 10 Tf 1 0 0 1 0 32.5 Tm (If we decide that we cannot provide you with a courtesy pre-determination \(for example, we cannot get) Tj ET BT /F2 10 Tf 1 0 0 1 0 21 Tm (the information we need to make an informed decision\), we will let you know.) Tj ET BT /F2 10 Tf 1 0 0 1 345.17 21 Tm (In either case, courtesy) Tj ET Q q Q Q endstream endobj 400 0 obj <>>>>> endobj 401 0 obj [ 400 0 R /XYZ 72 709.5 0] endobj 187 0 obj [ 400 0 R /XYZ 72 709.5 0] endobj 402 0 obj <>/Border[ 0 0 0]/Rect[ 422.17 376.93 503.32 388.43]/Subtype/Link>> endobj 403 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (17) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 676.2 Tm (pre-determinations are not claims under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 223.45 676.2 Tm (When we process requests for courtesy pre-) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.7 Tm (determinations, we are not bound by the time frames and standards that apply to claims.) Tj ET BT /F6 12 Tf 1 0 0 1 0 639.39 Tm (Your Right To Information) Tj ET BT /F2 10 Tf 1 0 0 1 0 619.4 Tm (You have the right, upon request, to receive copies of any documents that we relied on in reaching our) Tj ET BT /F2 10 Tf 1 0 0 1 0 607.9 Tm (decision and any documents that were submitted, considered, or generated by us in the course of) Tj ET BT /F2 10 Tf 1 0 0 1 0 596.4 Tm (reaching our decision.) Tj ET BT /F2 10 Tf 1 0 0 1 103.39 596.4 Tm (You also have the right to receive copies of any internal rules, guidelines, or) Tj ET BT /F2 10 Tf 1 0 0 1 0 584.9 Tm (protocols that we may have relied upon in reaching our decision.) Tj ET BT /F2 10 Tf 1 0 0 1 290.72 584.9 Tm (If our decision was based on a medical) Tj ET BT /F2 10 Tf 1 0 0 1 0 573.4 Tm (or scientific determination \(such as dental necessity\), you may also request that we provide you with a) Tj ET BT /F2 10 Tf 1 0 0 1 0 561.9 Tm (statement explaining our application of those medical and scientific principles to you.) Tj ET BT /F2 10 Tf 1 0 0 1 379.1 561.9 Tm (If we obtained) Tj ET BT /F2 10 Tf 1 0 0 1 0 550.41 Tm (advice from a health care professional \(regardless of whether we relied on that advice\), you may request) Tj ET BT /F2 10 Tf 1 0 0 1 0 538.91 Tm (that we give you the name of that person.) Tj ET BT /F2 10 Tf 1 0 0 1 189 538.91 Tm (Any request that you make for information under this) Tj ET BT /F2 10 Tf 1 0 0 1 0 527.41 Tm (paragraph must be in writing.) Tj ET BT /F2 10 Tf 1 0 0 1 134.51 527.41 Tm (We will not charge you for any information that you request under this) Tj ET BT /F2 10 Tf 1 0 0 1 0 515.91 Tm (paragraph.) Tj ET BT /F6 12 Tf 1 0 0 1 0 490.6 Tm (Appeals) Tj ET BT /F2 10 Tf 1 0 0 1 0 470.61 Tm (If you are dissatisfied with our adverse benefit determination of a claim, you may file an appeal with us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 459.11 Tm (You cannot file a claim for benefits under the plan in federal or state court \(or in arbitration if provided by) Tj ET BT /F2 10 Tf 1 0 0 1 0 447.61 Tm (your plan\) unless you exhaust these administrative remedies.) Tj ET BT /F2 10 Tf 1 0 0 1 0 428.11 Tm (The rules in this section of the booklet allow you or your authorized representative to appeal any adverse) Tj ET BT /F2 10 Tf 1 0 0 1 0 416.61 Tm (benefit determination.) Tj ET BT /F2 10 Tf 1 0 0 1 101.73 416.61 Tm (An adverse benefit determination means any determination we make with respect) Tj ET BT /F2 10 Tf 1 0 0 1 0 405.12 Tm (to a claim that results in your owing any money to your provider other than copayments you make, or are) Tj ET BT /F2 10 Tf 1 0 0 1 0 393.62 Tm (required to make, to your provider.) Tj ET BT /F2 10 Tf 1 0 0 1 0 374.12 Tm (You have 180 days following our adverse benefit determination within which to submit an appeal.) Tj ET BT /F6 10 Tf 1 0 0 1 0 354.62 Tm (How to File an Appeal:) Tj ET BT /F2 10 Tf 1 0 0 1 112.78 354.62 Tm (If you wish to file an appeal of an adverse benefit determination relating to a) Tj ET BT /F2 10 Tf 1 0 0 1 0 343.12 Tm (claim we recommend that you use a form that we have developed for this purpose.) Tj ET BT /F2 10 Tf 1 0 0 1 371.3 343.12 Tm (The form will help) Tj ET BT /F2 10 Tf 1 0 0 1 0 331.62 Tm (you provide us with the information that we need to consider your appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 329.64 331.62 Tm (To get the form, you may call) Tj ET BT /F2 10 Tf 1 0 0 1 0 320.12 Tm (our Customer Service Department.) Tj ET BT /F2 10 Tf 1 0 0 1 160.06 320.12 Tm (You may also go to our Internet website at) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 350.17 320.12 Tm (babyֱBlue.com) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 350.53 318.7 m 430.95 318.7 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 431.32 320.12 Tm (.) Tj ET BT /F2 10 Tf 1 0 0 1 439.65 320.12 Tm (Once) Tj ET BT /F2 10 Tf 1 0 0 1 0 308.62 Tm (there, you may ask us to send a copy of the form to you.) Tj ET BT /F2 10 Tf 1 0 0 1 0 289.12 Tm (If you choose not to use our appeal form, you may send us a letter.) Tj ET BT /F2 10 Tf 1 0 0 1 301.84 289.12 Tm (Your letter must contain at least the) Tj ET BT /F2 10 Tf 1 0 0 1 0 277.62 Tm (following information:) Tj ET BT /F307 10 Tf 1 0 0 1 0 259.12 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 259.12 Tm (The patients name;) Tj ET BT /F307 10 Tf 1 0 0 1 0 240.62 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 240.62 Tm (The patients contract;) Tj ET BT /F307 10 Tf 1 0 0 1 0 222.12 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 222.12 Tm (Sufficient information to reasonably identify the claim or claims being appealed, such as date of) Tj ET BT /F2 10 Tf 1 0 0 1 18 210.63 Tm (service, provider name, procedure \(if known\), and claim number \(if available\).) Tj ET BT /F2 10 Tf 1 0 0 1 365.93 210.63 Tm (\(The best way to) Tj ET BT /F2 10 Tf 1 0 0 1 18 199.13 Tm (satisfy this requirement is to include a copy of your Claims Report with your appeal.\); and,) Tj ET BT /F307 10 Tf 1 0 0 1 0 180.63 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 180.63 Tm (A statement that you are filing an appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 161.13 Tm (You must send your appeal to the following address:) Tj ET BT /F2 10 Tf 1 0 0 1 36 138.13 Tm (Blue Cross and Blue Shield of babyֱ) Tj ET BT /F2 10 Tf 1 0 0 1 36 126.63 Tm (Attention:) Tj ET BT /F2 10 Tf 1 0 0 1 83.81 126.63 Tm (Customer Service Department Appeals) Tj ET BT /F2 10 Tf 1 0 0 1 36 115.13 Tm (P.O. Box 12185) Tj ET BT /F2 10 Tf 1 0 0 1 36 103.63 Tm (Birmingham, babyֱ) Tj ET BT /F2 10 Tf 1 0 0 1 139.93 103.63 Tm (35202-2185) Tj ET BT /F2 10 Tf 1 0 0 1 0 84.13 Tm (Please note that if you call or write us without following the rules just described for filing an appeal, we will) Tj ET BT /F2 10 Tf 1 0 0 1 0 72.63 Tm (not treat your inquiry as an appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 159.54 72.63 Tm (We will, of course, do everything we can to resolve your questions or) Tj ET BT /F2 10 Tf 1 0 0 1 0 61.13 Tm (concerns.) Tj ET BT /F6 10 Tf 1 0 0 1 0 41.64 Tm (Conduct of the Appeal:) Tj ET BT /F2 10 Tf 1 0 0 1 115.55 41.64 Tm (We will assign your appeal to one or more persons within our organization who) Tj ET BT /F2 10 Tf 1 0 0 1 0 30.14 Tm (are neither the persons who made the initial determination nor subordinates of those persons.) Tj ET BT /F2 10 Tf 1 0 0 1 419.69 30.14 Tm (If) Tj ET BT /F2 10 Tf 1 0 0 1 0 18.64 Tm (resolution of your appeal requires us to make a medical judgment \(such as whether services or supplies) Tj ET BT /F2 10 Tf 1 0 0 1 0 7.14 Tm (are dentally necessary\), we will consult a health care professional who has appropriate expertise.) Tj ET BT /F2 10 Tf 1 0 0 1 435.23 7.14 Tm (If we) Tj ET Q q Q Q endstream endobj 404 0 obj <>>>>> endobj 405 0 obj [ 404 0 R /XYZ 72 329.02 0] endobj 191 0 obj [ 404 0 R /XYZ 72 329.02 0] endobj 406 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (18) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 687.95 Tm (consulted a health care professional during our initial decision, we will not consult that same person or a) Tj ET BT /F2 10 Tf 1 0 0 1 0 676.45 Tm (subordinate of that person during our consideration of your appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 656.95 Tm (If we need more information, we will ask you to provide it to us.) Tj ET BT /F2 10 Tf 1 0 0 1 283.46 656.95 Tm (In some cases we may ask your provider) Tj ET BT /F2 10 Tf 1 0 0 1 0 645.45 Tm (to furnish that information directly to us.) Tj ET BT /F2 10 Tf 1 0 0 1 180.08 645.45 Tm (If we do this, we will send you a copy of our request.) Tj ET BT /F2 10 Tf 1 0 0 1 416.87 645.45 Tm (However,) Tj ET BT /F2 10 Tf 1 0 0 1 0 633.95 Tm (you will remain responsible for seeing that we get the information.) Tj ET BT /F2 10 Tf 1 0 0 1 295.71 633.95 Tm (If we do not get the information, it may) Tj ET BT /F2 10 Tf 1 0 0 1 0 622.45 Tm (be necessary for us to deny your appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 602.96 Tm (We will consider your appeal fully and fairly.) Tj ET BT /F2 10 Tf 1 0 0 1 0 583.46 Tm (We will notify you of our decision within 60 days of the date on which you filed your appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 563.96 Tm (In some cases, we may ask for additional time to process your appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 316.82 563.96 Tm (If you do not wish to give us) Tj ET BT /F2 10 Tf 1 0 0 1 0 552.46 Tm (additional time, we will go ahead and decide your appeal based on the information we have.) Tj ET BT /F2 10 Tf 1 0 0 1 411.93 552.46 Tm (This may) Tj ET BT /F2 10 Tf 1 0 0 1 0 540.96 Tm (result in a denial of your appeal.) Tj ET BT /F6 10 Tf 1 0 0 1 0 521.46 Tm (If You Are Dissatisfied After Exhausting Your Mandatory Plan Administrative Remedies:) Tj ET BT /F2 10 Tf 1 0 0 1 422.87 521.46 Tm (If you) Tj ET BT /F2 10 Tf 1 0 0 1 0 509.96 Tm (have filed an appeal and are dissatisfied with our response, you may do one or more of the following:) Tj ET BT /F307 10 Tf 1 0 0 1 0 491.46 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 491.46 Tm (You may ask our Customer Service Department for further help;) Tj ET BT /F307 10 Tf 1 0 0 1 0 472.96 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 472.96 Tm (You may file a voluntary appeal \(discussed below\); or) Tj ET BT /F307 10 Tf 1 0 0 1 0 454.46 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 454.46 Tm (You may file a lawsuit under Section 502\(a\) of ERISA or in the forum specified in your plan if your) Tj ET BT /F2 10 Tf 1 0 0 1 18 442.96 Tm (claim is not a claim for benefits under Section 502\(a\) of ERISA.) Tj ET BT /F6 10 Tf 1 0 0 1 0 423.46 Tm (Voluntary Appeals:) Tj ET BT /F2 10 Tf 1 0 0 1 96.69 423.46 Tm (If we have given you our appeal decision and you are still dissatisfied, you may file) Tj ET BT /F2 10 Tf 1 0 0 1 0 411.96 Tm (a second appeal \(called a voluntary appeal\).) Tj ET BT /F2 10 Tf 1 0 0 1 201.8 411.96 Tm (You should file your appeal in writing by sending a letter to) Tj ET BT /F2 10 Tf 1 0 0 1 0 400.47 Tm (the same address you used when you submitted your first appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 380.97 Tm (Your written appeal must state that you are filing a voluntary appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 361.47 Tm (If you file a voluntary appeal, we will not assert in court a failure to exhaust administrative remedies if you) Tj ET BT /F2 10 Tf 1 0 0 1 0 349.97 Tm (fail to exhaust the voluntary appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 162.88 349.97 Tm (We will also agree that any defense based upon timeliness or) Tj ET BT /F2 10 Tf 1 0 0 1 0 338.47 Tm (statutes of limitations will be tolled during the time that your voluntary appeal is pending.) Tj ET BT /F2 10 Tf 1 0 0 1 394.11 338.47 Tm (In addition, we) Tj ET BT /F2 10 Tf 1 0 0 1 0 326.97 Tm (will not impose any fees or costs on you as part of your voluntary appeal.) Tj ET BT /F2 10 Tf 1 0 0 1 0 307.47 Tm (You may ask us to provide you with more information about voluntary appeals.) Tj ET BT /F2 10 Tf 1 0 0 1 352.41 307.47 Tm (This additional) Tj ET BT /F2 10 Tf 1 0 0 1 0 295.97 Tm (information will allow you to make an informed judgment about whether to request a voluntary appeal.) Tj ET BT /F6 18 Tf 1 0 0 1 0 265.23 Tm (COBRA COVERAGE) Tj ET BT /F2 10 Tf 1 0 0 1 0 243.77 Tm (COBRA is the Consolidated Omnibus Budget Reconciliation Act of 1985 \(Public Law 99-272, Title X\).) Tj ET BT /F2 10 Tf 1 0 0 1 453.01 243.77 Tm (If) Tj ET BT /F2 10 Tf 1 0 0 1 0 232.28 Tm (COBRA applies, you may be able to temporarily continue coverage under the plan beyond the point at) Tj ET BT /F2 10 Tf 1 0 0 1 0 220.78 Tm (which coverage would otherwise end because of a life event known as a "qualifying event.") Tj ET BT /F2 10 Tf 1 0 0 1 407.34 220.78 Tm (After a) Tj ET BT /F2 10 Tf 1 0 0 1 0 209.28 Tm (qualifying event, COBRA coverage may be offered to each person who is a "qualified beneficiary.") Tj ET BT /F2 10 Tf 1 0 0 1 439.01 209.28 Tm (You,) Tj ET BT /F2 10 Tf 1 0 0 1 0 197.78 Tm (your spouse, and your dependent children could become qualified beneficiaries if coverage under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 186.28 Tm (plan is lost because of a qualifying event.) Tj ET BT /F2 10 Tf 1 0 0 1 187.9 186.28 Tm (You are not entitled to buy COBRA coverage if you are) Tj ET BT /F2 10 Tf 1 0 0 1 0 174.78 Tm (employed as a nonresident alien who received no U.S. source income, nor may your family members buy) Tj ET BT /F2 10 Tf 1 0 0 1 0 163.28 Tm (COBRA.) Tj ET BT /F2 10 Tf 1 0 0 1 0 143.78 Tm (Not all group dental plans are covered by COBRA.) Tj ET BT /F2 10 Tf 1 0 0 1 229.01 143.78 Tm (As a general rule, COBRA applies to all employer) Tj ET BT /F2 10 Tf 1 0 0 1 0 132.28 Tm (sponsored group dental plans \(other than church plans\) if the employer employed 20 or more full or part-) Tj ET BT /F2 10 Tf 1 0 0 1 0 120.78 Tm (time employees on at least 50% of its typical business days during the preceding calendar year.) Tj ET BT /F2 10 Tf 1 0 0 1 428.57 120.78 Tm (In) Tj ET BT /F2 10 Tf 1 0 0 1 0 109.29 Tm (determining the number of employees of an employer for purposes of COBRA, certain related) Tj ET BT /F2 10 Tf 1 0 0 1 0 97.79 Tm (corporations \(parent/subsidiary and brother/sister corporations\) must be treated as one employer.) Tj ET BT /F2 10 Tf 1 0 0 1 0 86.29 Tm (Special rules may also apply if the employer participates in an association plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 66.79 Tm (You must contact your employer to determine whether this plan is covered by COBRA. Blue Cross is not) Tj ET BT /F2 10 Tf 1 0 0 1 0 55.29 Tm (your plan administrator.) Tj ET BT /F2 10 Tf 1 0 0 1 0 35.79 Tm (By law, COBRA benefits are required to be the same as those made available to similarly situated active) Tj ET BT /F2 10 Tf 1 0 0 1 0 24.29 Tm (employees.) Tj ET BT /F2 10 Tf 1 0 0 1 56.69 24.29 Tm (If the group changes the plan coverage, coverage will also change for you.) Tj ET BT /F2 10 Tf 1 0 0 1 391.9 24.29 Tm (You will have to) Tj ET BT /F2 10 Tf 1 0 0 1 0 12.79 Tm (pay for COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 121.16 12.79 Tm (Your cost will equal the full cost of the coverage plus a two percent) Tj ET Q q Q Q endstream endobj 407 0 obj <>>>>> endobj 408 0 obj [ 407 0 R /XYZ 72 698 0] endobj 197 0 obj [ 407 0 R /XYZ 72 698 0] endobj 409 0 obj [ 407 0 R /XYZ 72 407.72 0] endobj 201 0 obj [ 407 0 R /XYZ 72 407.72 0] endobj 411 0 obj <>/Border[ 0 0 0]/Rect[ 200.41 186.43 282.67 197.93]/Subtype/Link>> endobj 412 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (19) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 676.2 Tm (administrative fee.) Tj ET BT /F2 10 Tf 1 0 0 1 86.7 676.2 Tm (Your cost may change over time, as the cost of benefits under the plan changes.) Tj ET BT /F2 10 Tf 1 0 0 1 448.58 676.2 Tm (If) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.7 Tm (the group stops providing dental care through Blue Cross, Blue Cross will stop administering your) Tj ET BT /F2 10 Tf 1 0 0 1 0 653.2 Tm (COBRA benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 81.7 653.2 Tm (You should contact your group to determine if you have further rights under COBRA.) Tj ET BT /F6 12 Tf 1 0 0 1 0 627.89 Tm (COBRA Rights for Covered Employees) Tj ET BT /F2 10 Tf 1 0 0 1 0 607.9 Tm (If you are a covered employee, you will become a qualified beneficiary if you lose coverage under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 596.4 Tm (plan because either one of the following qualifying events happens:) Tj ET BT /F307 10 Tf 1 0 0 1 0 577.9 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 577.9 Tm (Your hours of employment are reduced, or) Tj ET BT /F307 10 Tf 1 0 0 1 0 559.4 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 559.4 Tm (Your employment ends for any reason other than your gross misconduct.) Tj ET BT /F2 10 Tf 1 0 0 1 0 539.9 Tm (COBRA coverage will continue for up to a total of 18 months from the date of your termination of) Tj ET BT /F2 10 Tf 1 0 0 1 0 528.4 Tm (employment or reduction in hours, assuming you pay your premiums on time.) Tj ET BT /F2 10 Tf 1 0 0 1 347.38 528.4 Tm (If, apart from COBRA, your) Tj ET BT /F2 10 Tf 1 0 0 1 0 516.9 Tm (group continues to provide coverage to you after your termination of employment or reduction in hours) Tj ET BT /F2 10 Tf 1 0 0 1 0 505.41 Tm (\(regardless of whether such extended coverage is permitted under the terms of the plan\), the extended) Tj ET BT /F2 10 Tf 1 0 0 1 0 493.91 Tm (coverage you receive will ordinarily reduce the time period over which you may buy COBRA benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 0 474.41 Tm (If you are on a leave of absence covered by the Family and Medical Leave Act of 1993 \(FMLA\), and you) Tj ET BT /F2 10 Tf 1 0 0 1 0 462.91 Tm (do not return to work, you will be given the opportunity to buy COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 360.19 462.91 Tm (The period of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 451.41 Tm (COBRA coverage will begin when you fail to return to work following the expiration of your FMLA leave or) Tj ET BT /F2 10 Tf 1 0 0 1 0 439.91 Tm (you inform your group that you do not intend to return to work, whichever occurs first.) Tj ET BT /F2 10 Tf 1 0 0 1 0 420.41 Tm (If the plan provides dental coverage for retired employees, sometimes filing a proceeding in bankruptcy) Tj ET BT /F2 10 Tf 1 0 0 1 0 408.91 Tm (under Title 11 of the United States Bankruptcy Code can be a qualifying event.) Tj ET BT /F2 10 Tf 1 0 0 1 352.99 408.91 Tm (If a proceeding in) Tj ET BT /F2 10 Tf 1 0 0 1 0 397.41 Tm (bankruptcy is filed with respect to the group, and the bankruptcy results in the loss of coverage of any) Tj ET BT /F2 10 Tf 1 0 0 1 0 385.91 Tm (covered retired employee, the retired employee will become a qualified beneficiary with respect to the) Tj ET BT /F2 10 Tf 1 0 0 1 0 374.42 Tm (bankruptcy.) Tj ET BT /F2 10 Tf 1 0 0 1 57.25 374.42 Tm (The retired employees spouse, surviving spouse, and dependent children will also become) Tj ET BT /F2 10 Tf 1 0 0 1 0 362.92 Tm (qualified beneficiaries if bankruptcy results in the loss of their coverage.) Tj ET BT /F6 12 Tf 1 0 0 1 0 337.61 Tm (COBRA Rights for a Covered Spouse or Dependent Children) Tj ET BT /F2 10 Tf 1 0 0 1 0 317.62 Tm (If you are covered under the plan as a spouse or a dependent child of a covered employee, you will) Tj ET BT /F2 10 Tf 1 0 0 1 0 306.12 Tm (become a qualified beneficiary if you would otherwise lose coverage under the plan as a result of any of) Tj ET BT /F2 10 Tf 1 0 0 1 0 294.62 Tm (the following events:) Tj ET BT /F307 10 Tf 1 0 0 1 0 276.12 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 276.12 Tm (The covered employee dies;) Tj ET BT /F307 10 Tf 1 0 0 1 0 257.62 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 257.62 Tm (The covered employee's hours of employment are reduced;) Tj ET BT /F307 10 Tf 1 0 0 1 0 239.12 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 239.12 Tm (The covered employee's employment ends for any reason other than his or her gross misconduct;) Tj ET BT /F307 10 Tf 1 0 0 1 0 220.62 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 220.62 Tm (The covered employee becomes enrolled in Medicare;) Tj ET BT /F307 10 Tf 1 0 0 1 0 202.12 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 202.12 Tm (Divorce of the covered employee and spouse; or,) Tj ET BT /F307 10 Tf 1 0 0 1 0 183.62 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 183.62 Tm (For a dependent child, the dependent child loses dependent child status under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 164.12 Tm (When the qualifying event is a divorce or a child losing dependent status under the plan, you must timely) Tj ET BT /F2 10 Tf 1 0 0 1 0 152.62 Tm (notify the plan administrator of the qualifying event.) Tj ET BT /F2 10 Tf 1 0 0 1 231.25 152.62 Tm (You must provide this notice within 60 days of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 141.12 Tm (event or within 60 days of the date on which coverage would be lost because of the event, whichever is) Tj ET BT /F2 10 Tf 1 0 0 1 0 129.62 Tm (later.) Tj ET BT /F2 10 Tf 1 0 0 1 27.79 129.62 Tm (See the section called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 128.41 129.62 Tm (Notice Procedures) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 128.77 128.2 m 210.3 128.2 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 210.67 129.62 Tm ( for more information about the notice procedures you) Tj ET BT /F2 10 Tf 1 0 0 1 0 118.13 Tm (must use to give this notice.) Tj ET BT /F2 10 Tf 1 0 0 1 0 98.63 Tm (If you are a covered spouse or dependent child, the period of COBRA coverage will generally last up to a) Tj ET BT /F2 10 Tf 1 0 0 1 0 87.13 Tm (total of 18 months in the case of a termination of employment or reduction in hours and up to a total of 36) Tj ET BT /F2 10 Tf 1 0 0 1 0 75.63 Tm (months in the case of other qualifying events, provided that premiums are paid on time.) Tj ET BT /F2 10 Tf 1 0 0 1 390.77 75.63 Tm (If, however, the) Tj ET BT /F2 10 Tf 1 0 0 1 0 64.13 Tm (covered employee became enrolled in Medicare before the end of his or her employment or reduction in) Tj ET BT /F2 10 Tf 1 0 0 1 0 52.63 Tm (hours, COBRA coverage for the covered spouse and dependent children will continue for up to 36) Tj ET BT /F2 10 Tf 1 0 0 1 0 41.13 Tm (months from the date of Medicare enrollment or 18 months from the date of termination of employment or) Tj ET BT /F2 10 Tf 1 0 0 1 0 29.63 Tm (reduction in hours, whichever period ends last.) Tj ET Q q Q Q endstream endobj 413 0 obj <>>>>> endobj 414 0 obj [ 413 0 R /XYZ 72 632.51 0] endobj 205 0 obj [ 413 0 R /XYZ 72 632.51 0] endobj 415 0 obj <>/Border[ 0 0 0]/Rect[ 296.01 322.23 378.27 333.73]/Subtype/Link>> endobj 416 0 obj [ 413 0 R /XYZ 72 298.73 0] endobj 209 0 obj [ 413 0 R /XYZ 72 298.73 0] endobj 417 0 obj <>/Border[ 0 0 0]/Rect[ 417.76 76.95 500.02 88.45]/Subtype/Link>> endobj 418 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (20) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 687.95 Tm (If you are a child of the covered employee or former employee and you are receiving benefits under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 676.45 Tm (plan pursuant to a qualified medical child support order, you are entitled to the same rights under COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.95 Tm (as a dependent child of the covered employee.) Tj ET BT /F2 10 Tf 1 0 0 1 0 645.45 Tm (If your coverage is canceled in anticipation of divorce and a divorce later occurs, the divorce may be a) Tj ET BT /F2 10 Tf 1 0 0 1 0 633.95 Tm (qualifying event even though you actually lost coverage under the plan earlier.) Tj ET BT /F2 10 Tf 1 0 0 1 350.78 633.95 Tm (If you timely notify the) Tj ET BT /F2 10 Tf 1 0 0 1 0 622.45 Tm (plan administrator of your divorce and can establish that your coverage was canceled in anticipation of) Tj ET BT /F2 10 Tf 1 0 0 1 0 610.96 Tm (divorce, COBRA coverage may be available to you beginning on the date of your divorce \(but not for the) Tj ET BT /F2 10 Tf 1 0 0 1 0 599.46 Tm (period between the date your coverage ended and the date of the divorce\).) Tj ET BT /F6 12 Tf 1 0 0 1 0 574.15 Tm (Extension of COBRA for Disability) Tj ET BT /F2 10 Tf 1 0 0 1 0 554.16 Tm (If you or a covered member of your family is or becomes disabled under Title II \(OASDI\) or Title XVI \(SSI\)) Tj ET BT /F2 10 Tf 1 0 0 1 0 542.66 Tm (of the Social Security Act and you timely notify the plan administrator, the 18-month period of COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 531.16 Tm (coverage for the disabled person may be extended to up to 11 additional months \(for a total of up to 29) Tj ET BT /F2 10 Tf 1 0 0 1 0 519.66 Tm (months\) or the date the disabled person becomes covered by Medicare, whichever occurs sooner.) Tj ET BT /F2 10 Tf 1 0 0 1 440.23 519.66 Tm (This) Tj ET BT /F2 10 Tf 1 0 0 1 0 508.16 Tm (29-month period also applies to any non-disabled family members who are receiving COBRA coverage,) Tj ET BT /F2 10 Tf 1 0 0 1 0 496.66 Tm (regardless of whether the disabled individual elects the 29-month period for him or herself.) Tj ET BT /F2 10 Tf 1 0 0 1 404.66 496.66 Tm (The 29-month) Tj ET BT /F2 10 Tf 1 0 0 1 0 485.16 Tm (period will run from the date of the termination of employment or reduction in hours.) Tj ET BT /F2 10 Tf 1 0 0 1 374.08 485.16 Tm (For this disability) Tj ET BT /F2 10 Tf 1 0 0 1 0 473.67 Tm (extension to apply, the disability must have started at some time before the 60) Tj ET BT /F2 6 Tf 1 0 0 1 345.19 476.67 Tm (th) Tj ET BT /F2 10 Tf 1 0 0 1 350.19 473.67 Tm ( day of COBRA coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 462.17 Tm (and must last at least until the end of the 18-month period of COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 442.67 Tm (The cost for COBRA coverage after the 18) Tj ET BT /F2 6 Tf 1 0 0 1 188.42 445.67 Tm (th) Tj ET BT /F2 10 Tf 1 0 0 1 193.43 442.67 Tm ( month will be 150% of the full cost of coverage under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 431.17 Tm (plan, assuming that the disabled person elects to be covered under the disability extension.) Tj ET BT /F2 10 Tf 1 0 0 1 409.14 431.17 Tm (If the only) Tj ET BT /F2 10 Tf 1 0 0 1 0 419.67 Tm (persons who elect the disability extension are non-disabled family members, the cost of coverage will) Tj ET BT /F2 10 Tf 1 0 0 1 0 408.17 Tm (remain at 102% of the full cost of coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 388.67 Tm (For a spouse and children, the disability extension may be further extended to 36 months if another) Tj ET BT /F2 10 Tf 1 0 0 1 0 377.17 Tm (qualifying event \(death, divorce, enrollment in Medicare, or loss of dependent status\) occurs during the) Tj ET BT /F2 10 Tf 1 0 0 1 0 365.67 Tm (29-month period.) Tj ET BT /F2 10 Tf 1 0 0 1 81.16 365.67 Tm (See the following discussion under "Extensions of COBRA for Second Qualifying) Tj ET BT /F2 10 Tf 1 0 0 1 0 354.17 Tm (Events" for more information about this.) Tj ET BT /F2 10 Tf 1 0 0 1 0 334.68 Tm (For this disability extension of COBRA coverage to apply, you must give the plan administrator timely) Tj ET BT /F2 10 Tf 1 0 0 1 0 323.18 Tm (notice of Social Securitys disability determination before the end of the 18-month period of COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 311.68 Tm (coverage and within 60 days after the later of \(1\) the date of the initial qualifying event, \(2\) the date on) Tj ET BT /F2 10 Tf 1 0 0 1 0 300.18 Tm (which coverage would be lost because of the initial qualifying event,) Tj ET BT /F2 10 Tf 1 0 0 1 302.41 300.18 Tm (or \(3\) the date of Social Security's) Tj ET BT /F2 10 Tf 1 0 0 1 0 288.68 Tm (determination.) Tj ET BT /F2 10 Tf 1 0 0 1 68.93 288.68 Tm (You must also notify the plan administrator within 30 days of any revocation of Social) Tj ET BT /F2 10 Tf 1 0 0 1 0 277.18 Tm (Security disability benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 123.39 277.18 Tm (See the section called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 224.01 277.18 Tm (Notice Procedures) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 224.38 275.75 m 305.9 275.75 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 306.27 277.18 Tm ( for more information about the) Tj ET BT /F2 10 Tf 1 0 0 1 0 265.68 Tm (notice procedures you must use to give this notice.) Tj ET BT /F6 12 Tf 1 0 0 1 0 240.37 Tm (Extensions of COBRA for Second Qualifying Events) Tj ET BT /F2 10 Tf 1 0 0 1 0 220.38 Tm (For a spouse and children receiving COBRA coverage, the 18-month period may be extended to 36) Tj ET BT /F2 10 Tf 1 0 0 1 0 208.88 Tm (months if another qualifying event occurs during the 18-month period, if you give the plan administrator) Tj ET BT /F2 10 Tf 1 0 0 1 0 197.39 Tm (timely notice of the second qualifying event.) Tj ET BT /F2 10 Tf 1 0 0 1 199 197.39 Tm (The 36-month period will run from the date of the termination) Tj ET BT /F2 10 Tf 1 0 0 1 0 185.89 Tm (of employment or reduction in hours.) Tj ET BT /F2 10 Tf 1 0 0 1 0 166.39 Tm (This extension is available to a spouse and children receiving COBRA coverage if the covered employee) Tj ET BT /F2 10 Tf 1 0 0 1 0 154.89 Tm (or former employee dies, becomes enrolled in Medicare,) Tj ET BT /F2 10 Tf 1 0 0 1 252.34 154.89 Tm (or gets divorced, or if the child stops being) Tj ET BT /F2 10 Tf 1 0 0 1 0 143.39 Tm (eligible under the plan as a dependent child,) Tj ET BT /F21 10 Tf 1 0 0 1 198.48 143.39 Tm (but only if the event would have caused the spouse or child) Tj ET BT /F21 10 Tf 1 0 0 1 0 131.89 Tm (to lose coverage under the plan had the first qualifying event not occurred.) Tj ET BT /F2 10 Tf 1 0 0 1 334.1 131.89 Tm (For example, if a covered) Tj ET BT /F2 10 Tf 1 0 0 1 0 120.39 Tm (employee is terminated from employment, elects family coverage under COBRA, and then later enrolls in) Tj ET BT /F2 10 Tf 1 0 0 1 0 108.89 Tm (Medicare, this second event will rarely be a second qualifying event that would entitle the spouse and) Tj ET BT /F2 10 Tf 1 0 0 1 0 97.39 Tm (children to extended COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 180.65 97.39 Tm (This is so because, for almost all plans that are subject to) Tj ET BT /F2 10 Tf 1 0 0 1 0 85.89 Tm (COBRA, this event would not cause the spouse or dependent children to lose coverage under the plan if) Tj ET BT /F2 10 Tf 1 0 0 1 0 74.39 Tm (the covered employee had not been terminated from employment.) Tj ET BT /F2 10 Tf 1 0 0 1 0 54.9 Tm (For this 18-month extension to apply, you must give the plan administrator timely notice of the second) Tj ET BT /F2 10 Tf 1 0 0 1 0 43.4 Tm (qualifying event within 60 days after the event occurs or within 60 days after the date on which coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 31.9 Tm (would be lost because of the event, whichever is later.) Tj ET BT /F2 10 Tf 1 0 0 1 245.14 31.9 Tm (See the section called) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 345.76 31.9 Tm (Notice Procedures) Tj ET 0.732 w [] 0 d 346.12 30.47 m 427.65 30.47 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 428.02 31.9 Tm ( for) Tj ET BT /F2 10 Tf 1 0 0 1 0 20.4 Tm (more information about the notice procedures you must use to give this notice.) Tj ET Q q Q Q endstream endobj 419 0 obj <>>>>> endobj 420 0 obj [ 419 0 R /XYZ 72 744.5 0] endobj 213 0 obj [ 419 0 R /XYZ 72 744.5 0] endobj 410 0 obj [ 419 0 R /XYZ 181.37 744.5 0] endobj 421 0 obj [ 419 0 R /XYZ 72 433.72 0] endobj 217 0 obj [ 419 0 R /XYZ 72 433.72 0] endobj 422 0 obj [ 419 0 R /XYZ 72 257.44 0] endobj 221 0 obj [ 419 0 R /XYZ 72 257.44 0] endobj 423 0 obj [ 419 0 R /XYZ 257.39 257.44 0] endobj 424 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (21) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 674.39 Tm (Notice Procedures) Tj ET BT /F21 10 Tf 1 0 0 1 0 654.4 Tm (If you do not follow these notice procedures or if you do not give the plan administrator notice within the) Tj ET BT /F21 10 Tf 1 0 0 1 0 642.9 Tm (required 60-day notice period, you will not be entitled to COBRA or an extension of COBRA as a result of) Tj ET BT /F21 10 Tf 1 0 0 1 0 631.4 Tm (an initial qualifying event of divorce or loss of dependent child status, a second qualifying event or Social) Tj ET BT /F21 10 Tf 1 0 0 1 0 619.9 Tm (Securitys disability determination.) Tj ET BT /F2 10 Tf 1 0 0 1 0 600.4 Tm (Any notices of initial qualifying events of divorce or loss of dependent child status, second qualifying) Tj ET BT /F2 10 Tf 1 0 0 1 0 588.9 Tm (events or Social Security disability determinations that you give must be in writing.) Tj ET BT /F2 10 Tf 1 0 0 1 367.95 588.9 Tm (Your notice must be) Tj ET BT /F2 10 Tf 1 0 0 1 0 577.4 Tm (received by the plan administrator or its designee no later than the last day of the required 60-day notice) Tj ET BT /F2 10 Tf 1 0 0 1 0 565.9 Tm (period unless you mail it.) Tj ET BT /F2 10 Tf 1 0 0 1 115.61 565.9 Tm (If mailed, your notice must be postmarked no later than the last day of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 554.41 Tm (required 60-day notice period.) Tj ET BT /F2 10 Tf 1 0 0 1 0 534.91 Tm (For your notice of an initial qualifying event that is a divorce or a child losing dependent status under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 523.41 Tm (plan and for your notice of a second qualifying event, you must mail or hand-deliver your notice to the) Tj ET BT /F2 10 Tf 1 0 0 1 0 511.91 Tm (plan administrator.) Tj ET BT /F2 10 Tf 1 0 0 1 87.82 511.91 Tm (If the initial or second qualifying event is a divorce, your notice must include a copy of) Tj ET BT /F2 10 Tf 1 0 0 1 0 500.41 Tm (the divorce decree.) Tj ET BT /F2 10 Tf 1 0 0 1 90.61 500.41 Tm (For your convenience, you may ask the plan administrator for a free copy of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 488.91 Tm (Notice by Qualified Beneficiaries form that you may use to give your notice.) Tj ET BT /F2 10 Tf 1 0 0 1 0 469.41 Tm (For your notice of Social Security's disability determination, if you are instructed to send your COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 457.91 Tm (premiums to Blue Cross, you must mail or hand-deliver your notice to Blue Cross at the following) Tj ET BT /F2 10 Tf 1 0 0 1 0 446.41 Tm (address:) Tj ET BT /F2 10 Tf 1 0 0 1 43.91 446.41 Tm (Blue Cross and Blue Shield of babyֱ, Attention: Customer Accounts, 450 Riverchase) Tj ET BT /F2 10 Tf 1 0 0 1 0 434.91 Tm (Parkway East, Birmingham, babyֱ 35298-0001, or fax your notice to Blue Cross at 205-220-6884 or 1-) Tj ET BT /F2 10 Tf 1 0 0 1 0 423.42 Tm (888-810-6884 \(toll-free\).) Tj ET BT /F2 10 Tf 1 0 0 1 113.39 423.42 Tm (If you do not send your COBRA premiums to Blue Cross, you must mail or) Tj ET BT /F2 10 Tf 1 0 0 1 0 411.92 Tm (hand-deliver your notice to the plan administrator.) Tj ET BT /F2 10 Tf 1 0 0 1 225.12 411.92 Tm (Your notice must also include a copy of Social) Tj ET BT /F2 10 Tf 1 0 0 1 0 400.42 Tm (Security's disability determination.) Tj ET BT /F2 10 Tf 1 0 0 1 155.86 400.42 Tm (For your convenience, you may ask the plan administrator for a free) Tj ET BT /F2 10 Tf 1 0 0 1 0 388.92 Tm (copy of the Notice by Qualified Beneficiaries form that you may use to give your notice.) Tj ET BT /F6 12 Tf 1 0 0 1 0 363.61 Tm (Adding New Dependents to COBRA Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 343.62 Tm (You may add new dependents to your COBRA coverage under the circumstances permitted under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 332.12 Tm (plan.) Tj ET BT /F2 10 Tf 1 0 0 1 27.24 332.12 Tm (Except as explained below, any new dependents that you add to your COBRA coverage will not) Tj ET BT /F2 10 Tf 1 0 0 1 0 320.62 Tm (have independent COBRA rights.) Tj ET BT /F2 10 Tf 1 0 0 1 153.42 320.62 Tm (This means, for example, that if you die, they will not be able to) Tj ET BT /F2 10 Tf 1 0 0 1 0 309.12 Tm (continue coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 289.62 Tm (If you are the covered employee and you acquire a child by birth or placement for adoption while you are) Tj ET BT /F2 10 Tf 1 0 0 1 0 278.13 Tm (receiving COBRA coverage, then your new child will have independent COBRA rights.) Tj ET BT /F2 10 Tf 1 0 0 1 386.86 278.13 Tm (This means that if) Tj ET BT /F2 10 Tf 1 0 0 1 0 266.63 Tm (you die, for example, your child may elect to continue receiving COBRA benefits for up to 36 months from) Tj ET BT /F2 10 Tf 1 0 0 1 0 255.13 Tm (the date on which your COBRA benefits began.) Tj ET BT /F2 10 Tf 1 0 0 1 0 235.63 Tm (If your new child is disabled within the 60-day period beginning on the date of birth or placement of) Tj ET BT /F2 10 Tf 1 0 0 1 0 224.13 Tm (adoption, the child may elect coverage under the disability extension if you timely notify the plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 212.63 Tm (administrator of Social Security's disability determination as explained above.) Tj ET BT /F6 12 Tf 1 0 0 1 0 187.32 Tm (Medicare and COBRA Coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 167.33 Tm (If you think you will need both Medicare and dental coverage through COBRA after your retirement or) Tj ET BT /F2 10 Tf 1 0 0 1 0 155.83 Tm (other qualifying event under COBRA, you should enroll in Medicare on or before the date on which you) Tj ET BT /F2 10 Tf 1 0 0 1 0 144.33 Tm (make your election to buy COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 204.54 144.33 Tm (If you do this, COBRA coverage for your dependents will) Tj ET BT /F2 10 Tf 1 0 0 1 0 132.84 Tm (continue for a period of 18 months from the date of your retirement or 36 months from the date of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 121.34 Tm (Medicare enrollment, whichever period ends last.) Tj ET BT /F2 10 Tf 1 0 0 1 222.89 121.34 Tm (Your COBRA coverage will continue for a period of 18) Tj ET BT /F2 10 Tf 1 0 0 1 0 109.84 Tm (months from the date of retirement.) Tj ET BT /F2 10 Tf 1 0 0 1 161.74 109.84 Tm (If you do not enroll in Medicare on or before the date on which you) Tj ET BT /F2 10 Tf 1 0 0 1 0 98.34 Tm (make your election to buy COBRA coverage, your COBRA benefits will end when your Medicare) Tj ET BT /F2 10 Tf 1 0 0 1 0 86.84 Tm (coverage begins.) Tj ET BT /F2 10 Tf 1 0 0 1 81.72 86.84 Tm (Your covered dependents will have the opportunity to continue their own COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 75.34 Tm (coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 55.84 Tm (If you do not want both Medicare and COBRA for yourself, your covered family members will still have the) Tj ET BT /F2 10 Tf 1 0 0 1 0 44.34 Tm (option to buy COBRA when you retire.) Tj ET Q q Q Q endstream endobj 425 0 obj <>>>>> endobj 426 0 obj [ 425 0 R /XYZ 72 744.5 0] endobj 225 0 obj [ 425 0 R /XYZ 72 744.5 0] endobj 427 0 obj [ 425 0 R /XYZ 72 491.22 0] endobj 229 0 obj [ 425 0 R /XYZ 72 491.22 0] endobj 428 0 obj [ 425 0 R /XYZ 72 280.43 0] endobj 233 0 obj [ 425 0 R /XYZ 72 280.43 0] endobj 429 0 obj [ 425 0 R /XYZ 238.69 280.43 0] endobj 430 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (22) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 686.14 Tm (Electing COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 666.15 Tm (After the plan administrator receives timely notice that a qualifying event has occurred, the plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.65 Tm (administrator is responsible for \(1\) notifying you that you have the option to buy COBRA, and \(2\), sending) Tj ET BT /F2 10 Tf 1 0 0 1 0 643.15 Tm (you an application to buy COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 0 623.65 Tm (You have 60 days within which to elect to buy COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 292.38 623.65 Tm (The 60-day period begins to run from) Tj ET BT /F2 10 Tf 1 0 0 1 0 612.15 Tm (the later of \(1\) the date you would lose coverage under the plan, or \(2\), the date on which the group) Tj ET BT /F2 10 Tf 1 0 0 1 0 600.66 Tm (notifies you that you have the option to buy COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 280.72 600.66 Tm (Each qualified beneficiary has an) Tj ET BT /F2 10 Tf 1 0 0 1 0 589.16 Tm (independent right to elect COBRA coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 202.9 589.16 Tm (You may elect COBRA coverage on behalf of your spouse,) Tj ET BT /F2 10 Tf 1 0 0 1 0 577.66 Tm (and parents may elect COBRA coverage on behalf of their children.) Tj ET BT /F2 10 Tf 1 0 0 1 304.05 577.66 Tm (An election to buy COBRA coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 566.16 Tm (will be considered made on the date sent back to the group.) Tj ET BT /F2 10 Tf 1 0 0 1 0 546.66 Tm (Once the group has notified us that your coverage under the plan has ceased, we will retroactively) Tj ET BT /F2 10 Tf 1 0 0 1 0 535.16 Tm (terminate your coverage and rescind payment of all claims incurred after the date coverage ceased.) Tj ET BT /F2 10 Tf 1 0 0 1 446.35 535.16 Tm (If) Tj ET BT /F2 10 Tf 1 0 0 1 0 523.66 Tm (you elect to buy COBRA during the 60-day election period, and if your premiums are paid on time, we will) Tj ET BT /F2 10 Tf 1 0 0 1 0 512.16 Tm (retroactively reinstate your coverage and process claims incurred during the 60-day election period.) Tj ET BT /F2 10 Tf 1 0 0 1 0 492.66 Tm (Because there may be a lag between the time your coverage under the plan ends and the time we learn) Tj ET BT /F2 10 Tf 1 0 0 1 0 481.16 Tm (of your loss of coverage, it is possible that we may pay claims incurred during the 60-day election period.) Tj ET BT /F2 10 Tf 1 0 0 1 0 469.67 Tm (If this happens, you should not assume that you have coverage under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 355.23 469.67 Tm (The only way your) Tj ET BT /F2 10 Tf 1 0 0 1 0 458.17 Tm (coverage will continue is if you elect to buy COBRA and pay your premiums on time.) Tj ET BT /F6 12 Tf 1 0 0 1 0 432.86 Tm (COBRA Premiums) Tj ET BT /F2 10 Tf 1 0 0 1 0 412.87 Tm (Your first COBRA premium payment must be made no later than 45 days after you elect COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 401.37 Tm (coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 49.47 401.37 Tm (That payment must include all premiums owed from the date on which COBRA coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 389.87 Tm (began.) Tj ET BT /F2 10 Tf 1 0 0 1 36.14 389.87 Tm (This means that your first premium could be larger than the monthly premium that you will be) Tj ET BT /F2 10 Tf 1 0 0 1 0 378.37 Tm (required to pay going forward.) Tj ET BT /F2 10 Tf 1 0 0 1 138.41 378.37 Tm (You are responsible for making sure the amount of your first payment is) Tj ET BT /F2 10 Tf 1 0 0 1 0 366.87 Tm (correct.) Tj ET BT /F2 10 Tf 1 0 0 1 38.9 366.87 Tm (You may contact the plan administrator to confirm the correct amount of your first payment.) Tj ET BT /F2 10 Tf 1 0 0 1 0 347.37 Tm (After you make your first payment for COBRA coverage, you must make periodic payments for each) Tj ET BT /F2 10 Tf 1 0 0 1 0 335.87 Tm (subsequent coverage period.) Tj ET BT /F2 10 Tf 1 0 0 1 134.54 335.87 Tm (Each of these periodic payments is due on the first day of the month for) Tj ET BT /F2 10 Tf 1 0 0 1 0 324.38 Tm (that coverage period.) Tj ET BT /F2 10 Tf 1 0 0 1 99.51 324.38 Tm (There is a grace period of 30-days for all premium payments after the first) Tj ET BT /F2 10 Tf 1 0 0 1 0 312.88 Tm (payment.) Tj ET BT /F2 10 Tf 1 0 0 1 46.69 312.88 Tm (However, if you pay a periodic payment later than the first day of the coverage period to which) Tj ET BT /F2 10 Tf 1 0 0 1 0 301.38 Tm (it applies, but before the end of the grace period for the coverage period, any claim you submit for) Tj ET BT /F2 10 Tf 1 0 0 1 0 289.88 Tm (benefits will be suspended as of the first day of the coverage period and then processed by the plan only) Tj ET BT /F2 10 Tf 1 0 0 1 0 278.38 Tm (when the periodic payment is received.) Tj ET BT /F2 10 Tf 1 0 0 1 178.43 278.38 Tm (If you fail to make a periodic payment before the end of the grace) Tj ET BT /F2 10 Tf 1 0 0 1 0 266.88 Tm (period for that coverage period, you will lose all rights to COBRA coverage under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 247.38 Tm (Payment of your COBRA premiums is deemed made on the day sent.) Tj ET BT /F6 12 Tf 1 0 0 1 0 222.07 Tm (Early Termination of COBRA) Tj ET BT /F2 10 Tf 1 0 0 1 0 202.08 Tm (Your COBRA coverage will terminate early if any of the following events occur:) Tj ET BT /F307 10 Tf 1 0 0 1 0 183.58 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 183.58 Tm (The group no longer provides group dental coverage to any of its employees;) Tj ET BT /F307 10 Tf 1 0 0 1 0 165.08 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 165.08 Tm (You do not pay the premium for your continuation coverage on time;) Tj ET BT /F307 10 Tf 1 0 0 1 0 146.58 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 146.58 Tm (After electing COBRA coverage, you become covered under another group dental plan;) Tj ET BT /F307 10 Tf 1 0 0 1 0 128.08 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 128.08 Tm (After electing COBRA coverage, you become enrolled in Medicare; or,) Tj ET BT /F307 10 Tf 1 0 0 1 0 109.58 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 109.58 Tm (You are covered under the additional 11-month disability extension and there has been a final) Tj ET BT /F2 10 Tf 1 0 0 1 18 98.08 Tm (determination that the disabled person is no longer disabled for Social Security purposes.) Tj ET BT /F2 10 Tf 1 0 0 1 0 78.58 Tm (In addition, COBRA coverage can be terminated if otherwise permitted under the terms of the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 442.46 78.58 Tm (For) Tj ET BT /F2 10 Tf 1 0 0 1 0 67.09 Tm (example, if you submit fraudulent claims, your coverage will terminate.) Tj ET BT /F2 10 Tf 1 0 0 1 0 47.59 Tm (If your group stops providing dental care through Blue Cross, you will cease to receive any benefits) Tj ET BT /F2 10 Tf 1 0 0 1 0 36.09 Tm (through us for any and all claims incurred after the effective date of termination of our contract with the) Tj ET BT /F2 10 Tf 1 0 0 1 0 24.59 Tm (group.) Tj ET BT /F2 10 Tf 1 0 0 1 33.91 24.59 Tm (This is true even if we have been billing your COBRA premiums prior to the date of termination.) Tj ET BT /F2 10 Tf 1 0 0 1 460.22 24.59 Tm (It) Tj ET BT /F2 10 Tf 1 0 0 1 0 13.09 Tm (is the responsibility of your group, not Blue Cross, to notify you of this termination.) Tj ET BT /F2 10 Tf 1 0 0 1 366.85 13.09 Tm (You must contact your) Tj ET Q q Q Q endstream endobj 431 0 obj <>>>>> endobj 432 0 obj [ 431 0 R /XYZ 72 709.5 0] endobj 237 0 obj [ 431 0 R /XYZ 72 709.5 0] endobj 433 0 obj [ 431 0 R /XYZ 72 598.71 0] endobj 241 0 obj [ 431 0 R /XYZ 72 598.71 0] endobj 434 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (23) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 676.2 Tm (group directly to determine what arrangements, if any, your group has made for the continuation of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.7 Tm (COBRA benefits.) Tj ET BT /F6 12 Tf 1 0 0 1 0 639.39 Tm (When COBRA Coverage Ends) Tj ET BT /F2 10 Tf 1 0 0 1 0 619.4 Tm (If you exhaust your COBRA coverage or you stop paying for it, then you will not have any further) Tj ET BT /F2 10 Tf 1 0 0 1 0 607.9 Tm (coverage under the group dental plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 588.4 Tm (If you have any further questions about COBRA or if you change marital status, or you or your spouse or) Tj ET BT /F2 10 Tf 1 0 0 1 0 576.9 Tm (child changes address, please contact your plan administrator.) Tj ET BT /F2 10 Tf 1 0 0 1 282.38 576.9 Tm (Additional information about COBRA can) Tj ET BT /F2 10 Tf 1 0 0 1 0 565.4 Tm (also be found at the web site of the Employee Benefits Security Administration of the United States) Tj ET BT /F2 10 Tf 1 0 0 1 0 553.9 Tm (Department of Labor.) Tj ET BT /F6 18 Tf 1 0 0 1 0 523.16 Tm (RESPECTING YOUR PRIVACY) Tj ET BT /F2 10 Tf 1 0 0 1 0 501.71 Tm (The confidentiality of your personal health information is important to us.) Tj ET BT /F2 10 Tf 1 0 0 1 324.61 501.71 Tm (Under a federal law called the) Tj ET BT /F2 10 Tf 1 0 0 1 0 490.21 Tm (Health Insurance Portability and Accountability Act of 1996 \(HIPAA\), plans such as this one are generally) Tj ET BT /F2 10 Tf 1 0 0 1 0 478.71 Tm (required to limit the use and disclosure of your protected health information to treatment, payment, and) Tj ET BT /F2 10 Tf 1 0 0 1 0 467.21 Tm (healthcare operations and to put in place appropriate safeguards to protect your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 0 455.71 Tm (information.) Tj ET BT /F2 10 Tf 1 0 0 1 57.8 455.71 Tm (This section of this booklet explains some of HIPAA's requirements.) Tj ET BT /F2 10 Tf 1 0 0 1 362.63 455.71 Tm (Additional information) Tj ET BT /F2 10 Tf 1 0 0 1 0 444.21 Tm (is contained in the plan's notice of privacy practices.) Tj ET BT /F2 10 Tf 1 0 0 1 235.37 444.21 Tm (You may request a copy of this notice by contacting) Tj ET BT /F2 10 Tf 1 0 0 1 0 432.71 Tm (your group's human resources office.) Tj ET BT /F6 10 Tf 1 0 0 1 0 413.21 Tm (Disclosures of Protected Health Information to the Plan Sponsor:) Tj ET BT /F2 10 Tf 1 0 0 1 0 393.72 Tm (In order for your benefits to be properly administered, the plan needs to share your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 0 382.22 Tm (information with the plan sponsor \(your group\).) Tj ET BT /F2 10 Tf 1 0 0 1 212.33 382.22 Tm (Following are circumstances under which the plan may) Tj ET BT /F2 10 Tf 1 0 0 1 0 370.72 Tm (disclose your protected health information to the plan sponsor:) Tj ET BT /F307 10 Tf 1 0 0 1 0 352.22 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 352.22 Tm (The plan may inform the plan sponsor whether you are enrolled in the plan.) Tj ET BT /F307 10 Tf 1 0 0 1 0 333.72 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 333.72 Tm (The plan may disclose summary health information to the plan sponsor.) Tj ET BT /F2 10 Tf 1 0 0 1 339.83 333.72 Tm (The plan sponsor must limit) Tj ET BT /F2 10 Tf 1 0 0 1 18 322.22 Tm (its use of that information to obtaining quotes from insurers or modifying, amending, or terminating) Tj ET BT /F2 10 Tf 1 0 0 1 18 310.72 Tm (the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 61.92 310.72 Tm (Summary health information is information that summarizes claims history, claims) Tj ET BT /F2 10 Tf 1 0 0 1 18 299.22 Tm (expenses, or types of claims without identifying you.) Tj ET BT /F307 10 Tf 1 0 0 1 0 280.72 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 280.72 Tm (The plan may disclose your protected health information to the plan sponsor for plan administrative) Tj ET BT /F2 10 Tf 1 0 0 1 18 269.22 Tm (purposes.) Tj ET BT /F2 10 Tf 1 0 0 1 67.47 269.22 Tm (This is because employees of the plan sponsor perform some of the administrative) Tj ET BT /F2 10 Tf 1 0 0 1 18 257.72 Tm (functions necessary for the management and operation of the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 238.22 Tm (Following are the restrictions that apply to the plan sponsors use and disclosure of your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 0 226.72 Tm (information:) Tj ET BT /F307 10 Tf 1 0 0 1 0 208.22 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 208.22 Tm (The plan sponsor will only use or disclose your protected health information for plan administrative) Tj ET BT /F2 10 Tf 1 0 0 1 18 196.73 Tm (purposes, as required by law, or as permitted under the HIPAA regulations.) Tj ET BT /F2 10 Tf 1 0 0 1 355.95 196.73 Tm (See the plans privacy) Tj ET BT /F2 10 Tf 1 0 0 1 18 185.23 Tm (notice for more information about permitted uses and disclosures of protected health information) Tj ET BT /F2 10 Tf 1 0 0 1 18 173.73 Tm (under HIPAA.) Tj ET BT /F307 10 Tf 1 0 0 1 0 155.23 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 155.23 Tm (If the plan sponsor discloses any of your protected health information to any of its agents or) Tj ET BT /F2 10 Tf 1 0 0 1 18 143.73 Tm (subcontractors, the plan sponsor will require the agent or subcontractor to keep your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 18 132.23 Tm (information as required by the HIPAA regulations.) Tj ET BT /F307 10 Tf 1 0 0 1 0 113.73 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 113.73 Tm (The plan sponsor will not use or disclose your protected health information for employment-related) Tj ET BT /F2 10 Tf 1 0 0 1 18 102.23 Tm (actions or decisions or in connection with any other benefit or benefit plan of the plan sponsor.) Tj ET BT /F307 10 Tf 1 0 0 1 0 83.73 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 83.73 Tm (The plan sponsor will promptly report to the plan any use or disclosure of your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 18 72.23 Tm (information that is inconsistent with the uses or disclosures allowed in this section of this booklet.) Tj ET BT /F307 10 Tf 1 0 0 1 0 53.73 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 53.73 Tm (The plan sponsor will allow you or the plan to inspect and copy any protected health information) Tj ET BT /F2 10 Tf 1 0 0 1 18 42.23 Tm (about you that is in the plan sponsors custody and control.) Tj ET BT /F2 10 Tf 1 0 0 1 283.72 42.23 Tm (The HIPAA regulations set forth the rules) Tj ET BT /F2 10 Tf 1 0 0 1 18 30.73 Tm (that you and the plan must follow in this regard.) Tj ET BT /F2 10 Tf 1 0 0 1 233.12 30.73 Tm (There are some exceptions.) Tj ET Q q Q Q endstream endobj 435 0 obj <>>>>> endobj 436 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (24) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F307 10 Tf 1 0 0 1 0 686.95 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 686.95 Tm (The plan sponsor will amend, or allow the plan to amend, any portion of your protected health) Tj ET BT /F2 10 Tf 1 0 0 1 18 675.45 Tm (information to the extent permitted or required under the HIPAA regulations.) Tj ET BT /F307 10 Tf 1 0 0 1 0 656.95 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 656.95 Tm (With respect to some types of disclosures, the plan sponsor will keep a disclosure log.) Tj ET BT /F2 10 Tf 1 0 0 1 403.74 656.95 Tm (The) Tj ET BT /F2 10 Tf 1 0 0 1 18 645.45 Tm (disclosure log will go back for six years \(but not before April 14, 2003\).) Tj ET BT /F2 10 Tf 1 0 0 1 334.27 645.45 Tm (You have a right to see the) Tj ET BT /F2 10 Tf 1 0 0 1 18 633.95 Tm (disclosure log.) Tj ET BT /F2 10 Tf 1 0 0 1 87.48 633.95 Tm (The plan sponsor does not have to maintain the log if disclosures are for certain plan) Tj ET BT /F2 10 Tf 1 0 0 1 18 622.45 Tm (related purposes, such as payment of benefits or healthcare operations.) Tj ET BT /F307 10 Tf 1 0 0 1 0 603.95 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 603.95 Tm (The plan sponsor will make its internal practices, books, and records, relating to its use and) Tj ET BT /F2 10 Tf 1 0 0 1 18 592.45 Tm (disclosure of your protected health information available to the plan and to the U.S. Department of) Tj ET BT /F2 10 Tf 1 0 0 1 18 580.95 Tm (Health and Human Services, or its designee.) Tj ET BT /F307 10 Tf 1 0 0 1 0 562.45 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 562.45 Tm (The plan sponsor will, if feasible, return or destroy all of your protected health information in the plan) Tj ET BT /F2 10 Tf 1 0 0 1 18 550.96 Tm (sponsors custody or control that the plan sponsor has received from the plan or from any business) Tj ET BT /F2 10 Tf 1 0 0 1 18 539.46 Tm (associate when the plan sponsor no longer needs your protected health information to administer the) Tj ET BT /F2 10 Tf 1 0 0 1 18 527.96 Tm (plan.) Tj ET BT /F2 10 Tf 1 0 0 1 45.24 527.96 Tm (If it is not feasible for the plan sponsor to return or destroy your protected health information,) Tj ET BT /F2 10 Tf 1 0 0 1 18 516.46 Tm (the plan sponsor will limit the use or disclosure of any protected health information that it cannot) Tj ET BT /F2 10 Tf 1 0 0 1 18 504.96 Tm (feasibly return or destroy to those purposes that make return or destruction of the information) Tj ET BT /F2 10 Tf 1 0 0 1 18 493.46 Tm (infeasible.) Tj ET BT /F2 10 Tf 1 0 0 1 0 473.96 Tm (The following classes of employees or other workforce members under the control of the plan sponsor) Tj ET BT /F2 10 Tf 1 0 0 1 0 462.46 Tm (may use or disclose your protected health information in accordance with the HIPAA regulations that) Tj ET BT /F2 10 Tf 1 0 0 1 0 450.96 Tm (have just been explained:) Tj ET BT /F307 10 Tf 1 0 0 1 0 432.46 Tm (x) Tj ET BT /F307 10 Tf 1 0 0 1 0 414.21 Tm (x) Tj ET BT /F307 10 Tf 1 0 0 1 0 395.96 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 0 376.71 Tm (If any of the foregoing employees or workforce members of the plan sponsor use or disclose your) Tj ET BT /F2 10 Tf 1 0 0 1 0 365.21 Tm (protected health information in violation of the rules that are explained above, the employees or workforce) Tj ET BT /F2 10 Tf 1 0 0 1 0 353.71 Tm (members will be subject to disciplinary action and sanctions which may include termination of) Tj ET BT /F2 10 Tf 1 0 0 1 0 342.21 Tm (employment.) Tj ET BT /F2 10 Tf 1 0 0 1 62.8 342.21 Tm (If the plan sponsor becomes aware of any such violation, the plan sponsor will promptly) Tj ET BT /F2 10 Tf 1 0 0 1 0 330.72 Tm (report the violation to the plan and will cooperate with the plan to correct the violation, to impose) Tj ET BT /F2 10 Tf 1 0 0 1 0 319.22 Tm (appropriate sanctions, and to relieve any harmful effects to you.) Tj ET BT /F6 10 Tf 1 0 0 1 0 299.72 Tm (Security of Your Personal Health Information:) Tj ET BT /F2 10 Tf 1 0 0 1 0 280.22 Tm (Following are restrictions that will apply to the plan sponsors storage and transmission of your electronic) Tj ET BT /F2 10 Tf 1 0 0 1 0 268.72 Tm (protected health information:) Tj ET BT /F307 10 Tf 1 0 0 1 0 250.22 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 250.22 Tm (The plan sponsor will have in place appropriate administrative, physical and technical safeguards to) Tj ET BT /F2 10 Tf 1 0 0 1 18 238.72 Tm (protect the confidentiality, integrity and availability of your electronic protected health information, as) Tj ET BT /F2 10 Tf 1 0 0 1 18 227.22 Tm (well as to ensure that only those classes of employees or other workforce members of the plan) Tj ET BT /F2 10 Tf 1 0 0 1 18 215.72 Tm (sponsor described above have access to use or disclose your electronic protected health information) Tj ET BT /F2 10 Tf 1 0 0 1 18 204.22 Tm (in accordance with the HIPAA regulations.) Tj ET BT /F307 10 Tf 1 0 0 1 0 185.72 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 18 185.72 Tm (If the plan sponsor discloses any of your electronic protected health information to any of its agents or) Tj ET BT /F2 10 Tf 1 0 0 1 18 174.22 Tm (subcontractors, the plan sponsor will require the agent or subcontractor to have in place the) Tj ET BT /F2 10 Tf 1 0 0 1 18 162.72 Tm (appropriate safeguards as required by the HIPAA regulations.) Tj ET BT /F2 10 Tf 1 0 0 1 0 143.23 Tm (The plan sponsor will report to the plan any security incident of which it becomes aware in accordance) Tj ET BT /F2 10 Tf 1 0 0 1 0 131.73 Tm (with the HIPAA regulations.) Tj ET BT /F6 10 Tf 1 0 0 1 0 112.23 Tm (Our Use and Disclosure of Your Personal Health Information:) Tj ET BT /F2 10 Tf 1 0 0 1 0 92.73 Tm (As a business associate of the plan, we \(Blue Cross and Blue Shield of babyֱ\) have an agreement) Tj ET BT /F2 10 Tf 1 0 0 1 0 81.23 Tm (with the plan that allows us to use your personal health information for treatment, payment, healthcare) Tj ET BT /F2 10 Tf 1 0 0 1 0 69.73 Tm (operations, and other purposes permitted or required by HIPAA.) Tj ET BT /F2 10 Tf 1 0 0 1 288.49 69.73 Tm (In addition, by applying for coverage) Tj ET BT /F2 10 Tf 1 0 0 1 0 58.23 Tm (and participating in the plan, you agree that we may obtain, use and release all records about you and) Tj ET BT /F2 10 Tf 1 0 0 1 0 46.73 Tm (your minor dependents that we need to administer the plan or to perform any function authorized or) Tj ET BT /F2 10 Tf 1 0 0 1 0 35.23 Tm (permitted by law.) Tj ET BT /F2 10 Tf 1 0 0 1 81.14 35.23 Tm (You also agree that we may call you at any telephone number provided to us by you,) Tj ET BT /F2 10 Tf 1 0 0 1 0 23.73 Tm (your employer, or any healthcare provider in accordance with applicable law.) Tj ET BT /F2 10 Tf 1 0 0 1 344.62 23.73 Tm (You further direct all) Tj ET Q q Q Q endstream endobj 437 0 obj <>>>>> endobj 438 0 obj [ 437 0 R /XYZ 72 709.5 0] endobj 245 0 obj [ 437 0 R /XYZ 72 709.5 0] endobj 439 0 obj [ 437 0 R /XYZ 291.99 709.5 0] endobj 440 0 obj [ 437 0 R /XYZ 72 676.8 0] endobj 249 0 obj [ 437 0 R /XYZ 72 676.8 0] endobj 441 0 obj [ 437 0 R /XYZ 72 531.52 0] endobj 253 0 obj [ 437 0 R /XYZ 72 531.52 0] endobj 442 0 obj [ 437 0 R /XYZ 72 409.22 0] endobj 257 0 obj [ 437 0 R /XYZ 72 409.22 0] endobj 443 0 obj [ 437 0 R /XYZ 72 329.43 0] endobj 261 0 obj [ 437 0 R /XYZ 72 329.43 0] endobj 444 0 obj [ 437 0 R /XYZ 72 272.63 0] endobj 265 0 obj [ 437 0 R /XYZ 72 272.63 0] endobj 445 0 obj [ 437 0 R /XYZ 72 181.34 0] endobj 269 0 obj [ 437 0 R /XYZ 72 181.34 0] endobj 446 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (25) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 676.2 Tm (persons to release all records to us about you and your minor dependents that we need in order to) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.7 Tm (administer the plan.) Tj ET BT /F6 18 Tf 1 0 0 1 0 633.96 Tm (GENERAL INFORMATION) Tj ET BT /F6 12 Tf 1 0 0 1 0 606.69 Tm (Delegation of Discretionary Authority to Blue Cross) Tj ET BT /F2 10 Tf 1 0 0 1 0 586.7 Tm (The group has delegated to us the discretionary responsibility and authority to determine claims under the) Tj ET BT /F2 10 Tf 1 0 0 1 0 575.2 Tm (plan, to construe, interpret, and administer the plan, and to perform every other act necessary or) Tj ET BT /F2 10 Tf 1 0 0 1 0 563.7 Tm (appropriate in connection with our provision of benefits and/or administrative services under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 0 544.2 Tm (Whenever we make reasonable determinations that are neither arbitrary nor capricious in our) Tj ET BT /F2 10 Tf 1 0 0 1 0 532.71 Tm (administration of the plan, those determinations will be final and binding on you, subject only to your right) Tj ET BT /F2 10 Tf 1 0 0 1 0 521.21 Tm (of review under the plan \(including, when applicable, arbitration\) and thereafter to judicial review to) Tj ET BT /F2 10 Tf 1 0 0 1 0 509.71 Tm (determine whether our determination was arbitrary or capricious \(in the case of claims covered by Section) Tj ET BT /F2 10 Tf 1 0 0 1 0 498.21 Tm (502\(a\) of ERISA\) or correct using the standard of review set forth in any applicable arbitration provisions) Tj ET BT /F2 10 Tf 1 0 0 1 0 486.71 Tm (of this booklet.) Tj ET BT /F6 12 Tf 1 0 0 1 0 461.4 Tm (Notice) Tj ET BT /F2 10 Tf 1 0 0 1 0 441.41 Tm (We give you notice when we mail it or send it electronically to you or your group at the latest address we) Tj ET BT /F2 10 Tf 1 0 0 1 0 429.91 Tm (have.) Tj ET BT /F2 10 Tf 1 0 0 1 30.02 429.91 Tm (You and your group are assumed to receive notice three days after we mail it.) Tj ET BT /F2 10 Tf 1 0 0 1 379.09 429.91 Tm (Your group is your) Tj ET BT /F2 10 Tf 1 0 0 1 0 418.41 Tm (agent to receive notices from us about the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 216.24 418.41 Tm (The group is responsible for giving you all notices from) Tj ET BT /F2 10 Tf 1 0 0 1 0 406.91 Tm (us.) Tj ET BT /F2 10 Tf 1 0 0 1 18.9 406.91 Tm (We are not responsible if your group fails to do so.) Tj ET BT /F2 10 Tf 1 0 0 1 0 387.42 Tm (Unless otherwise specified in this booklet, if you are required to provide notice to us, you should do so in) Tj ET BT /F2 10 Tf 1 0 0 1 0 375.92 Tm (writing, including your full name and contract number, and mail the notice to us at 450 Riverchase) Tj ET BT /F2 10 Tf 1 0 0 1 0 364.42 Tm (Parkway East, P.O. Box 995, Birmingham, babyֱ 35298-0001.) Tj ET BT /F6 12 Tf 1 0 0 1 0 339.11 Tm (Correcting Payments) Tj ET BT /F2 10 Tf 1 0 0 1 0 319.12 Tm (While we try to pay all claims quickly and correctly, we do make mistakes.) Tj ET BT /F2 10 Tf 1 0 0 1 331.78 319.12 Tm (If we pay you or a provider in) Tj ET BT /F2 10 Tf 1 0 0 1 0 307.62 Tm (error, the payee must repay us.) Tj ET BT /F2 10 Tf 1 0 0 1 144.51 307.62 Tm (If he does not, we may deduct the amount paid in error from any future) Tj ET BT /F2 10 Tf 1 0 0 1 0 296.12 Tm (amount paid to you or the provider.) Tj ET BT /F2 10 Tf 1 0 0 1 160.65 296.12 Tm (If we deduct it from an amount paid to you, it will be reflected in your) Tj ET BT /F2 10 Tf 1 0 0 1 0 284.62 Tm (claims report.) Tj ET BT /F6 12 Tf 1 0 0 1 0 259.31 Tm (Responsibility for Providers) Tj ET BT /F2 10 Tf 1 0 0 1 0 239.32 Tm (We are not responsible for what providers do or fail to do.) Tj ET BT /F2 10 Tf 1 0 0 1 259.58 239.32 Tm (If they refuse to treat you or give you poor or) Tj ET BT /F2 10 Tf 1 0 0 1 0 227.83 Tm (dangerous care, we are not responsible.) Tj ET BT /F2 10 Tf 1 0 0 1 184 227.83 Tm (We need not do anything to enable them to treat you.) Tj ET BT /F6 12 Tf 1 0 0 1 0 202.52 Tm (Misrepresentation) Tj ET BT /F2 10 Tf 1 0 0 1 0 182.53 Tm (If you commit fraud or make any intentional material misrepresentation in applying for coverage, when we) Tj ET BT /F2 10 Tf 1 0 0 1 0 171.03 Tm (learn of this we may terminate your coverage back to the effective date on which your coverage began as) Tj ET BT /F2 10 Tf 1 0 0 1 0 159.53 Tm (listed in our records.) Tj ET BT /F2 10 Tf 1 0 0 1 95.6 159.53 Tm (We need not refund any payment for your coverage.) Tj ET BT /F2 10 Tf 1 0 0 1 332.4 159.53 Tm (If your group commits fraud or) Tj ET BT /F2 10 Tf 1 0 0 1 0 148.03 Tm (makes an intentional material misrepresentation in its application, it will be as though the plan never took) Tj ET BT /F2 10 Tf 1 0 0 1 0 136.53 Tm (effect, and we need not refund any payment for any member.) Tj ET BT /F6 12 Tf 1 0 0 1 0 111.22 Tm (Governing Law) Tj ET BT /F2 10 Tf 1 0 0 1 0 91.23 Tm (The law governing the plan and all rights and obligations related to the plan shall be ERISA, to the extent) Tj ET BT /F2 10 Tf 1 0 0 1 0 79.73 Tm (applicable. To the extent ERISA is not applicable, the plan and all rights and obligations related to the) Tj ET BT /F2 10 Tf 1 0 0 1 0 68.23 Tm (plan shall be governed by, and construed in accordance with, the laws of the state of babyֱ, without) Tj ET BT /F2 10 Tf 1 0 0 1 0 56.74 Tm (regard to any conflicts of law principles or other laws that would result in the applicability of other state) Tj ET BT /F2 10 Tf 1 0 0 1 0 45.24 Tm (laws to the plan.) Tj ET Q q Q Q endstream endobj 447 0 obj <>>>>> endobj 448 0 obj [ 447 0 R /XYZ 72 744.5 0] endobj 273 0 obj [ 447 0 R /XYZ 72 744.5 0] endobj 449 0 obj [ 447 0 R /XYZ 72 491.22 0] endobj 277 0 obj [ 447 0 R /XYZ 72 491.22 0] endobj 450 0 obj [ 447 0 R /XYZ 72 491.22 0] endobj 451 0 obj [ 447 0 R /XYZ 72 491.22 0] endobj 452 0 obj [ 447 0 R /XYZ 72 280.43 0] endobj 281 0 obj [ 447 0 R /XYZ 72 280.43 0] endobj 453 0 obj <>/Border[ 0 0 0]/Rect[ 223.74 247.14 312.68 258.64]/Subtype/Link>> endobj 454 0 obj [ 447 0 R /XYZ 72 120.15 0] endobj 455 0 obj [ 447 0 R /XYZ 72 120.15 0] endobj 456 0 obj [ 447 0 R /XYZ 72 120.15 0] endobj 309 0 obj [ 447 0 R /XYZ 72 120.15 0] endobj 457 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (26) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F6 12 Tf 1 0 0 1 0 686.14 Tm (Termination of Benefits and Termination of the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 666.15 Tm (Our obligation to provide or administer benefits under the plan may be terminated at any time by either) Tj ET BT /F2 10 Tf 1 0 0 1 0 654.65 Tm (the group or us by giving written notice to the other as provided for in the contract.) Tj ET BT /F2 10 Tf 1 0 0 1 367.43 654.65 Tm (The fiduciary) Tj ET BT /F2 10 Tf 1 0 0 1 0 643.15 Tm (obligation, if any, to notify you of this termination belongs to the group, not to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 623.65 Tm (If the group fails to pay us the amounts due under the contract within the time period specified therein,) Tj ET BT /F2 10 Tf 1 0 0 1 0 612.15 Tm (our obligation to provide or administer benefits under the plan will terminate automatically and without) Tj ET BT /F2 10 Tf 1 0 0 1 0 600.66 Tm (notice to you or the group as of the date due for payment.) Tj ET BT /F2 10 Tf 1 0 0 1 260.17 600.66 Tm (The fiduciary obligation, if any, to notify you of) Tj ET BT /F2 10 Tf 1 0 0 1 0 589.16 Tm (this termination belongs to the group, not to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 569.66 Tm (Subject to any conditions or restrictions in our contract with the group, the group may terminate the plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 558.16 Tm (at any time through action by its authorized officers.) Tj ET BT /F2 10 Tf 1 0 0 1 234.01 558.16 Tm (In the event of termination of the plan, all benefit) Tj ET BT /F2 10 Tf 1 0 0 1 0 546.66 Tm (payments by us will cease as of the effective date of termination, regardless of whether notice of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 535.16 Tm (termination has been provided to you by the group or us.) Tj ET BT /F2 10 Tf 1 0 0 1 256.27 535.16 Tm (The fiduciary obligation, if any, to notify you of) Tj ET BT /F2 10 Tf 1 0 0 1 0 523.66 Tm (this termination belongs to the group, not to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 504.16 Tm (If for any reason our services are terminated under the contract, you will cease to receive any benefits by) Tj ET BT /F2 10 Tf 1 0 0 1 0 492.66 Tm (us for any and all claims incurred after the effective date of termination.) Tj ET BT /F2 10 Tf 1 0 0 1 319.6 492.66 Tm (In some cases, this may mean) Tj ET BT /F2 10 Tf 1 0 0 1 0 481.16 Tm (retroactive cancellation by us of your plan benefits.) Tj ET BT /F2 10 Tf 1 0 0 1 230.13 481.16 Tm (This is true for active contract holders, retirees,) Tj ET BT /F2 10 Tf 1 0 0 1 0 469.67 Tm (COBRA beneficiaries and dependents of either.) Tj ET BT /F2 10 Tf 1 0 0 1 216.24 469.67 Tm (Any fiduciary obligation to notify you of our termination) Tj ET BT /F2 10 Tf 1 0 0 1 0 458.17 Tm (belongs to the group, not to us.) Tj ET BT /F6 12 Tf 1 0 0 1 0 432.86 Tm (Changes in the Plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 412.87 Tm (Subject to any conditions or restrictions in our contract with the group, any and all of the provisions of the) Tj ET BT /F2 10 Tf 1 0 0 1 0 401.37 Tm (plan may be amended by the group at any time by an instrument in writing.) Tj ET BT /F2 10 Tf 1 0 0 1 336.29 401.37 Tm (In many cases, this) Tj ET BT /F2 10 Tf 1 0 0 1 0 389.87 Tm (instrument will consist of a new booklet \(including any riders or supplements to the booklet\) that we have) Tj ET BT /F2 10 Tf 1 0 0 1 0 378.37 Tm (prepared and sent to the group in draft format.) Tj ET BT /F2 10 Tf 1 0 0 1 210.13 378.37 Tm (This means that from time to time the benefit booklet you) Tj ET BT /F2 10 Tf 1 0 0 1 0 366.87 Tm (have in your possession may not be the most current.) Tj ET BT /F2 10 Tf 1 0 0 1 242.9 366.87 Tm (If you have any question whether your booklet is) Tj ET BT /F2 10 Tf 1 0 0 1 0 355.37 Tm (up to date, you should contact your group.) Tj ET BT /F2 10 Tf 1 0 0 1 192.35 355.37 Tm (Any fiduciary obligation to notify you of changes in the plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 343.87 Tm (belongs to the group, not to us.) Tj ET BT /F2 10 Tf 1 0 0 1 0 324.38 Tm (The new benefit booklet \(including any riders or supplements to the booklet\) will state the effective date) Tj ET BT /F2 10 Tf 1 0 0 1 0 312.88 Tm (applicable to it.) Tj ET BT /F2 10 Tf 1 0 0 1 72.27 312.88 Tm (In some cases, this effective date may be retroactive to the first day of the plan year to) Tj ET BT /F2 10 Tf 1 0 0 1 0 301.38 Tm (which the changes relate.) Tj ET BT /F2 10 Tf 1 0 0 1 118.96 301.38 Tm (The changes will apply to all benefits for services you receive on or after the) Tj ET BT /F2 10 Tf 1 0 0 1 0 289.88 Tm (stated effective date.) Tj ET BT /F2 10 Tf 1 0 0 1 0 270.38 Tm (Except as otherwise provided in the contract, no representative, employee, or agent of Blue Cross is) Tj ET BT /F2 10 Tf 1 0 0 1 0 258.88 Tm (authorized to amend or vary the terms and conditions of the plan or to make any agreement or promise) Tj ET BT /F2 10 Tf 1 0 0 1 0 247.38 Tm (not specifically contained in the plan documents or to waive any provision of the plan documents.) Tj ET BT /F6 12 Tf 1 0 0 1 0 222.07 Tm (No Assignment) Tj ET BT /F2 10 Tf 1 0 0 1 0 202.08 Tm (As discussed in more detail in the) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 151.74 202.08 Tm (Claims and Appeals) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 152.11 200.66 m 240.31 200.66 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 240.68 202.08 Tm ( section of this booklet, most providers are aware) Tj ET BT /F2 10 Tf 1 0 0 1 0 190.58 Tm (of our claim filing requirements and will file claims for you.) Tj ET BT /F2 10 Tf 1 0 0 1 260.65 190.58 Tm (If your provider does not file your claim for) Tj ET BT /F2 10 Tf 1 0 0 1 0 179.09 Tm (you, you should call our Customer Service Department and ask for a claim form.) Tj ET BT /F2 10 Tf 1 0 0 1 360.15 179.09 Tm (However, regardless of) Tj ET BT /F2 10 Tf 1 0 0 1 0 167.59 Tm (who files a claim for benefits under the plan, we will not honor an assignment by you of payment of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 156.09 Tm (claim to anyone.) Tj ET BT /F2 10 Tf 1 0 0 1 78.37 156.09 Tm (What this means is that we will pay covered benefits to you or your in-network provider) Tj ET BT /F2 10 Tf 1 0 0 1 0 144.59 Tm (\(as required by our contract with your in-network provider\) even if you have assigned payment of your) Tj ET BT /F2 10 Tf 1 0 0 1 0 133.09 Tm (claim to someone else.) Tj ET BT /F2 10 Tf 1 0 0 1 107.83 133.09 Tm (With out-of-network providers, we may choose whether to pay you or the) Tj ET BT /F2 10 Tf 1 0 0 1 0 121.59 Tm (provider-even if you have assigned payment of your claim to someone else.) Tj ET BT /F2 10 Tf 1 0 0 1 340.18 121.59 Tm (When we pay you or your) Tj ET BT /F2 10 Tf 1 0 0 1 0 110.09 Tm (provider, this completes our obligation to you under the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 273.5 110.09 Tm (Upon your death or incompetence, or if you) Tj ET BT /F2 10 Tf 1 0 0 1 0 98.59 Tm (are a minor, we may pay your estate, your guardian or any relative we believe is due to be paid.) Tj ET BT /F2 10 Tf 1 0 0 1 428.56 98.59 Tm (This,) Tj ET BT /F2 10 Tf 1 0 0 1 0 87.09 Tm (too, completes our plan obligation to you.) Tj ET Q q Q Q endstream endobj 458 0 obj <>>>>> endobj 459 0 obj [ 458 0 R /XYZ 72 716.63 0] endobj 285 0 obj [ 458 0 R /XYZ 72 716.63 0] endobj 460 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (27) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F6 18 Tf 1 0 0 1 0 641.09 Tm (DEFINITIONS) Tj ET BT /F6 10 Tf 1 0 0 1 0 619.63 Tm (Affordable Care Act:) Tj ET BT /F2 10 Tf 1 0 0 1 102.79 619.63 Tm (The Patient Protection and Affordable Care Act of 2010, as amended by the) Tj ET BT /F2 10 Tf 1 0 0 1 0 608.13 Tm (Health Care and Educational Reconciliation Act, and its implementing rules and regulations.) Tj ET BT /F6 10 Tf 1 0 0 1 0 588.63 Tm (Allowable Amount:) Tj ET BT /F2 10 Tf 1 0 0 1 96.11 588.63 Tm (The amount of a dentist's charge that Blue Cross will recognize as covered) Tj ET BT /F2 10 Tf 1 0 0 1 0 577.13 Tm (expenses for medically/dentally necessary services provided by the plan.) Tj ET BT /F2 10 Tf 1 0 0 1 327.94 577.13 Tm (This amount is generally) Tj ET BT /F2 10 Tf 1 0 0 1 0 565.63 Tm (limited to the lesser of the dentist's charge for care or the fee for a procedure in the in-network dentists) Tj ET BT /F2 10 Tf 1 0 0 1 0 554.13 Tm (fee schedule.) Tj ET BT /F2 10 Tf 1 0 0 1 65.04 554.13 Tm (In-network dentists normally accept this allowable amount \(subject to any applicable) Tj ET BT /F2 10 Tf 1 0 0 1 0 542.64 Tm (copayments, coinsurance, or deductibles that are the responsibility of the patient\) as payment in full for) Tj ET BT /F2 10 Tf 1 0 0 1 0 531.14 Tm (covered services.) Tj ET BT /F2 10 Tf 1 0 0 1 83.36 531.14 Tm (Out-of-network providers may bill the member for charges in excess of the allowable) Tj ET BT /F2 10 Tf 1 0 0 1 0 519.64 Tm (amount.) Tj ET BT /F6 10 Tf 1 0 0 1 0 500.14 Tm (Blue Cross:) Tj ET BT /F2 10 Tf 1 0 0 1 61.68 500.14 Tm (Blue Cross and Blue Shield of babyֱ, except where the context designates otherwise.) Tj ET BT /F6 10 Tf 1 0 0 1 0 480.64 Tm (Contract:) Tj ET BT /F2 10 Tf 1 0 0 1 50 480.64 Tm (Unless the context requires otherwise, the terms "contract" and "plan" are used) Tj ET BT /F2 10 Tf 1 0 0 1 0 469.14 Tm (interchangeably.) Tj ET BT /F2 10 Tf 1 0 0 1 78.94 469.14 Tm (The contract includes our financial agreement or administrative services agreement) Tj ET BT /F2 10 Tf 1 0 0 1 0 457.64 Tm (with the group.) Tj ET BT /F6 10 Tf 1 0 0 1 0 438.14 Tm (Dentally Necessary or Dental Necessity:) Tj ET BT /F2 10 Tf 1 0 0 1 196.21 438.14 Tm (Services or supplies which are necessary to treat your) Tj ET BT /F2 10 Tf 1 0 0 1 0 426.64 Tm (illness, injury, or symptom.) Tj ET BT /F2 10 Tf 1 0 0 1 123.36 426.64 Tm (To be dentally necessary, services or supplies must be determined by Blue) Tj ET BT /F2 10 Tf 1 0 0 1 0 415.14 Tm (Cross to be:) Tj ET BT /F307 10 Tf 1 0 0 1 18 396.64 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 396.64 Tm (Appropriate and necessary for the symptoms, diagnosis, or treatment of your dental condition;) Tj ET BT /F307 10 Tf 1 0 0 1 18 378.14 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 378.14 Tm (Provided for the diagnosis or direct care and treatment of your dental condition;) Tj ET BT /F307 10 Tf 1 0 0 1 18 359.64 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 359.64 Tm (In accordance with standards of good dental practice accepted by the organized dental) Tj ET BT /F2 10 Tf 1 0 0 1 36 348.15 Tm (community;) Tj ET BT /F307 10 Tf 1 0 0 1 18 329.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 329.65 Tm (Not primarily for the convenience and/or comfort of you, your family, your dentist, or another) Tj ET BT /F2 10 Tf 1 0 0 1 36 318.15 Tm (provider of services;) Tj ET BT /F307 10 Tf 1 0 0 1 18 299.65 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 299.65 Tm (Not "investigational.") Tj ET BT /F6 10 Tf 1 0 0 1 0 280.15 Tm (Group:) Tj ET BT /F2 10 Tf 1 0 0 1 38.88 280.15 Tm (The employer or other organization that has contracted with us to provide or administer group) Tj ET BT /F2 10 Tf 1 0 0 1 0 268.65 Tm (dental benefits pursuant to the plan.) Tj ET BT /F6 10 Tf 1 0 0 1 0 249.15 Tm (In-Network Dentist:) Tj ET BT /F2 10 Tf 1 0 0 1 97.23 249.15 Tm (A dentist who has an agreement with Blue Cross and Blue Shield of babyֱ to) Tj ET BT /F2 10 Tf 1 0 0 1 0 237.65 Tm (provide dental services to members entitled to benefits under the plan.) Tj ET BT /F6 10 Tf 1 0 0 1 0 218.15 Tm (Investigational:) Tj ET BT /F2 10 Tf 1 0 0 1 78.9 218.15 Tm (Any treatment, procedure, facility, equipment, drugs, drug usage, or supplies that either) Tj ET BT /F2 10 Tf 1 0 0 1 0 206.65 Tm (we have not recognized as having scientifically established dental value, or that does not meet generally) Tj ET BT /F2 10 Tf 1 0 0 1 0 195.15 Tm (accepted standards of dental practice.) Tj ET BT /F2 10 Tf 1 0 0 1 174.55 195.15 Tm (When possible, we develop written criteria \(called dental criteria\)) Tj ET BT /F2 10 Tf 1 0 0 1 0 183.65 Tm (concerning services or supplies that we consider to be investigational.) Tj ET BT /F2 10 Tf 1 0 0 1 314.61 183.65 Tm (We base these criteria on peer-) Tj ET BT /F2 10 Tf 1 0 0 1 0 172.16 Tm (reviewed literature, recognized standards of dental practice, and technology assessments.) Tj ET BT /F2 10 Tf 1 0 0 1 404.67 172.16 Tm (We put these) Tj ET BT /F2 10 Tf 1 0 0 1 0 160.66 Tm (dental criteria in policies that we make available to the dental community and our members.) Tj ET BT /F2 10 Tf 1 0 0 1 409.65 160.66 Tm (We do this) Tj ET BT /F2 10 Tf 1 0 0 1 0 149.16 Tm (so that you and your providers will know in advance, when possible, what we will pay for.) Tj ET BT /F2 10 Tf 1 0 0 1 397.98 149.16 Tm (If a service or) Tj ET BT /F2 10 Tf 1 0 0 1 0 137.66 Tm (supply is considered investigational according to one of our published dental criteria policies, we will not) Tj ET BT /F2 10 Tf 1 0 0 1 0 126.16 Tm (pay for it.) Tj ET BT /F2 10 Tf 1 0 0 1 46.69 126.16 Tm (If the investigational nature of a service or supply is not addressed by one of our published) Tj ET BT /F2 10 Tf 1 0 0 1 0 114.66 Tm (dental criteria policies, we will consider it to be non-investigational only if the following requirements are) Tj ET BT /F2 10 Tf 1 0 0 1 0 103.16 Tm (met:) Tj ET BT /F307 10 Tf 1 0 0 1 18 84.66 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 84.66 Tm (The technology must have final approval from the appropriate government regulatory bodies;) Tj ET BT /F307 10 Tf 1 0 0 1 18 66.16 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 66.16 Tm (The scientific evidence must permit conclusions concerning the effect of the technology on dental) Tj ET BT /F2 10 Tf 1 0 0 1 36 54.66 Tm (outcomes;) Tj ET BT /F307 10 Tf 1 0 0 1 18 36.16 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 36.16 Tm (The technology must improve the net dental outcome;) Tj ET BT /F307 10 Tf 1 0 0 1 18 17.66 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 17.66 Tm (The technology must be as beneficial as any established alternatives; and,) Tj ET Q q Q Q endstream endobj 461 0 obj <>>>>> endobj 462 0 obj [ 461 0 R /XYZ 72 340.52 0] endobj 289 0 obj [ 461 0 R /XYZ 72 340.52 0] endobj 463 0 obj [ 461 0 R /XYZ 72 340.52 0] endobj 465 0 obj <>/Border[ 0 0 0]/Rect[ 72 107.84 196.11 119.34]/Subtype/Link>> endobj 466 0 obj <>/Border[ 0 0 0]/Rect[ 72 50.34 262.65 61.84]/Subtype/Link>> endobj 467 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (28) Tj ET Q q Q q 1 0 0 1 72 47.5 cm 0 0 0 rg BT /F307 10 Tf 1 0 0 1 18 686.95 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 686.95 Tm (The improvement must be attainable outside the investigational setting.) Tj ET BT /F2 10 Tf 1 0 0 1 0 667.45 Tm (It is important for you to remember that when we make determinations about the investigational nature of) Tj ET BT /F2 10 Tf 1 0 0 1 0 655.95 Tm (a service or supply we are making them solely for the purpose of determining whether to pay for the) Tj ET BT /F2 10 Tf 1 0 0 1 0 644.45 Tm (service or supply.) Tj ET BT /F2 10 Tf 1 0 0 1 83.36 644.45 Tm (All decisions concerning your treatment must be made solely by your attending dental) Tj ET BT /F2 10 Tf 1 0 0 1 0 632.95 Tm (providers.) Tj ET BT /F6 10 Tf 1 0 0 1 0 613.45 Tm (Member:) Tj ET BT /F2 10 Tf 1 0 0 1 47.23 613.45 Tm (You or your eligible dependent who has coverage under the plan.) Tj ET BT /F6 10 Tf 1 0 0 1 0 593.95 Tm (Out-of-Network Dentist:) Tj ET BT /F2 10 Tf 1 0 0 1 118.33 593.95 Tm (A dentist licensed to practice dentistry in any state who is not an in-network) Tj ET BT /F2 10 Tf 1 0 0 1 0 582.46 Tm (dentist.) Tj ET BT /F6 10 Tf 1 0 0 1 0 562.96 Tm (Plan:) Tj ET BT /F2 10 Tf 1 0 0 1 30.01 562.96 Tm (The plan is the group dental benefit plan of the group,) Tj ET BT /F2 10 Tf 1 0 0 1 270.18 562.96 Tm (as amended from time to time.) Tj ET BT /F2 10 Tf 1 0 0 1 410.79 562.96 Tm (The plan) Tj ET BT /F2 10 Tf 1 0 0 1 0 551.46 Tm (documents consist of the following:) Tj ET BT /F307 10 Tf 1 0 0 1 18 532.96 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 532.96 Tm (This benefit booklet, as amended;) Tj ET BT /F307 10 Tf 1 0 0 1 18 514.46 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 514.46 Tm (Our contract with the group, as amended;) Tj ET BT /F307 10 Tf 1 0 0 1 18 495.96 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 495.96 Tm (Any benefit matrices upon which we have relied with respect to the administration of the plan;) Tj ET BT /F2 10 Tf 1 0 0 1 36 484.46 Tm (and,) Tj ET BT /F307 10 Tf 1 0 0 1 18 465.96 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 465.96 Tm (Any draft benefit booklets that we are treating as operative.) Tj ET BT /F2 10 Tf 1 0 0 1 302.82 465.96 Tm (By operative, we mean that we) Tj ET BT /F2 10 Tf 1 0 0 1 36 454.46 Tm (have provided a draft of the booklet to the group that will serve as the primary, but not the sole,) Tj ET BT /F2 10 Tf 1 0 0 1 36 442.96 Tm (instrument upon which we base our administration of the plan, without regard to whether the) Tj ET BT /F2 10 Tf 1 0 0 1 36 431.46 Tm (group finalizes the booklet or distributes it to the plans members.) Tj ET BT /F2 10 Tf 1 0 0 1 0 411.96 Tm (If there is any conflict between any of the foregoing documents, we will resolve that conflict in a manner) Tj ET BT /F2 10 Tf 1 0 0 1 0 400.46 Tm (that best reflects the intent of the group and us as of the date on which claims were incurred.) Tj ET BT /F2 10 Tf 1 0 0 1 414.68 400.46 Tm (Unless the) Tj ET BT /F2 10 Tf 1 0 0 1 0 388.96 Tm (context requires otherwise, the terms "plan" and "contract" have the same meaning.) Tj ET BT /F6 10 Tf 1 0 0 1 0 369.47 Tm (Plan Administrator:) Tj ET BT /F2 10 Tf 1 0 0 1 98.35 369.47 Tm (The group that sponsors the plan and is responsible for its overall administration.) Tj ET BT /F2 10 Tf 1 0 0 1 461.32 369.47 Tm (If) Tj ET BT /F2 10 Tf 1 0 0 1 0 357.97 Tm (the plan is covered under ERISA, the group referred to in this definition is the administrator and) Tj ET BT /F2 10 Tf 1 0 0 1 0 346.47 Tm ("sponsor" of the plan within the meaning of section 3\(16\) of ERISA.) Tj ET BT /F6 10 Tf 1 0 0 1 0 326.97 Tm (We, Us, Our:) Tj ET BT /F2 10 Tf 1 0 0 1 65.56 326.97 Tm (Blue Cross and Blue Shield of babyֱ.) Tj ET BT /F6 10 Tf 1 0 0 1 0 307.47 Tm (You, Your:) Tj ET BT /F2 10 Tf 1 0 0 1 56.11 307.47 Tm (The contract holder or member as shown by the context.) Tj ET BT /F6 18 Tf 1 0 0 1 0 276.73 Tm (NOTICE OF NONDISCRIMINATION) Tj ET BT /F2 10 Tf 1 0 0 1 0 260.27 Tm (Blue Cross and Blue Shield of babyֱ, an independent licensee of the Blue Cross and Blue Shield) Tj ET BT /F2 10 Tf 1 0 0 1 0 248.77 Tm (Association, complies with applicable Federal civil rights laws and does not discriminate on the basis of) Tj ET BT /F2 10 Tf 1 0 0 1 0 237.27 Tm (race, color, national origin, age, disability, or sex.) Tj ET BT /F2 10 Tf 1 0 0 1 221.78 237.27 Tm (We do not exclude people or treat them differently) Tj ET BT /F2 10 Tf 1 0 0 1 0 225.77 Tm (because of race, color, national origin, age, disability, or sex.) Tj ET BT /F2 10 Tf 1 0 0 1 0 202.78 Tm (Blue Cross and Blue Shield of babyֱ) Tj ET BT /F464 10 Tf 1 0 0 1 18 190.28 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 190.28 Tm (Provides free aids and services to people with disabilities to communicate effectively with us,) Tj ET BT /F2 10 Tf 1 0 0 1 36 178.78 Tm (such as qualified sign language interpreters and written information in other formats \(large print,) Tj ET BT /F2 10 Tf 1 0 0 1 36 167.28 Tm (audio, accessible electronic formats, other formats\)) Tj ET BT /F464 10 Tf 1 0 0 1 18 154.78 Tm (x) Tj ET BT /F2 10 Tf 1 0 0 1 36 154.78 Tm (Provides free language services to people whose primary language is not English, such as) Tj ET BT /F2 10 Tf 1 0 0 1 36 143.28 Tm (qualified interpreters and information written in other languages.) Tj ET BT /F2 10 Tf 1 0 0 1 0 120.28 Tm (If you need these services, contact our 1557 Compliance Coordinator.) Tj ET BT /F2 10 Tf 1 0 0 1 315.18 120.28 Tm (If you believe that we have failed) Tj ET BT /F2 10 Tf 1 0 0 1 0 108.78 Tm (to provide these services or discriminated in another way on the basis of race, color, national origin, age,) Tj ET BT /F2 10 Tf 1 0 0 1 0 97.28 Tm (disability, or sex, you can file a grievance in person or by mail, fax, or email at: Blue Cross and Blue) Tj ET BT /F2 10 Tf 1 0 0 1 0 85.78 Tm (Shield of babyֱ, Compliance Office, 450 Riverchase Parkway East, Birmingham, babyֱ 35244,) Tj ET BT /F2 10 Tf 1 0 0 1 0 74.28 Tm (Attn: 1557 Compliance Coordinator, 1-855-216-3144, 711 \(TTY\), 1-205-220-2984 \(fax\),) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 0 62.79 Tm (1557Grievance@bcbsal.org) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 0.365 61.36 m 123.74 61.36 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 124.11 62.79 Tm ( \(email\).) Tj ET BT /F2 10 Tf 1 0 0 1 165.78 62.79 Tm (If you need help filing a grievance, our 1557 Compliance) Tj ET BT /F2 10 Tf 1 0 0 1 0 51.29 Tm (Coordinator is available to help you.) Tj ET BT /F2 10 Tf 1 0 0 1 0 28.29 Tm (You can also file a civil rights complaint with the U.S. Department of Health and Human Services, Office) Tj ET BT /F2 10 Tf 1 0 0 1 0 16.79 Tm (for Civil Rights, electronically through the Office for Civil Rights Complaint Portal, available at) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 0 5.29 Tm (https://ocrportal.hhs.gov/ocr/portal/lobby.jsf) Tj ET 0.732 w [] 0 d 0.365 3.86 m 190.28 3.86 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 190.65 5.29 Tm (, or by mail or phone at: U.S. Department of Health and) Tj ET Q q Q Q endstream endobj 468 0 obj <>/Font<>>>>> endobj 469 0 obj <>/Border[ 0 0 0]/Rect[ 72 710 263.75 721.5]/Subtype/Link>> endobj 470 0 obj [ 468 0 R /XYZ 72 698 0] endobj 293 0 obj [ 468 0 R /XYZ 72 698 0] endobj 471 0 obj [ 468 0 R /XYZ 72 698 0] endobj 472 0 obj <>stream x1 g Ox]( endstream endobj 473 0 obj <>]/Length 16709/BitsPerComponent 8/Width 2127/Subtype/Image>>stream xmu&F]`$H#!"aD88n/;{:'/MCQ@=|l@#___OOO׳3-T:ٙϟp[9ׯ_\::ooo#ׯ_o|}}MYxyyyq){~_O@3*z7Guq%ۄW#I+}Sa.ɯpm<|}{ۜHUSWkU Wu_u ž'N'PLj(pߟ`& n -kIl`&b̐o`CY=OUlGX"̯RĎ+7 M`bǣɷE7*eW_GH"޹ž ^d}Fyȧ'יy;etpB7*~g vpØ+c6X%õ4b~Mhօ=5N,@OGcUp5:[bĎӹD^\`)4#(]Ď{09̊p#,%%訢brcTڨ{XJv^Vh;\KCDOQ9?AĎEվ#?S1t#p?;Nw઎p ۃuPF~N%@aØ8{x5 v\ D6ҘE繻q(fU]MʊˏƕՊcCsGR 1AJVfo>2OFzo^;6Ű("f4\3Y|DxNB`̧Y*~^ĎkswFuq-Qy>&2ZC^^/xKH^_?aes8&S]"4p_t͌Cvۿ)LrbGܣk+rtJ}{m0@b vX% b9D?@#ųw:tc>50:زϋP+/'"Z<{Cw!0Iдpz vӓw|N;'QwXDR1ы"=F4ãZ\?A0hX|DxNB`̧;4V&#vkCeL?ܢ. em8cU;\g7X/V^\&ZS¿(7_hbC5@acq9LڰR5yWHq,̋>sr$vx+rp04tGbG (;ʆɇ4;#1>mYKVT+۶vlLϤrt3VCl+n\>L}:~|̣ͣLVbjCō1z* 55=5'eLۻz;Lmk2tlsai#;gK*i]I!%ua@@{QrȞe'#I IAWgC]}~QFpfbd5y˧B ȝ:K"9UIu&g>"VLpfY-lB|iQt̕#dvXp]ByS /~H*SQL,0,=_$z{?'$8MHIBR6VPqzdNt&&mvMK|~({}̤޿7fJÓyU b4ўJIMXǰ?IX֥ozXނ}'fF[g0"OCBaiΝF3{wuU&ӺNC|>+?;G䈌>;e*CZ>2##5 'a=ឲ:Q(lD݅+Uʣ;_K2ط1bxu>p<\i' eGeEvWqJ@SF-m1=G=FYyrV+Nٶ*Nt&Vmtå6q7,v6mݑ'+GU]%S#e4XԎ{ "/ UcW ޲ť;FФ3qK=w;#v\br1+7boqlICd\S@NfRp% =CѠtߞLPi4NbkWz))Ŏ-2b]F;F?W!n\tӊ=l7Abkz>֣w='#TQ5dc^W7C4/0; qHƇ@찵披Dgb; TMXmc֐~ zW&m`XSq*ɴhqQ ލdh!3aҫ wq;Fbǝ,MFMwk8Wq̮Đ37bÕf宄$GU;j}QT)vTi+@MI(DͽCOY+vl*`9CH0&C-ޱsV[#v{Eq_ *$v2 w< 9Z~x-uᨻO>*ѳć3P>8ᴳ#ڳ'?:E#vd֙*GD3Ŏ4KF3{jsPU&3[Cj> jףdĎd(,/Nu#M; =Pq*Now%-?i!mhF8VqVsR1n~R!UQٙV#Fn1*vOfƚ_'DY,bxyЇ()@ʸE\T"Zc-Vp8IcanqG#Ƈc0ɧuI?KMxe҄潸&UDu(D-&`{*%C=}pqSZoJjfZLo vXKᛍg6lk\JFR-Q&#Ňoǟ~"Hq[1bID)voz6cut~`>+aXIV;6JbGhĎALqȴb86w5N(E}z ;4SfbxyЇhȟD}D~8jkf#2g$E65*&}F昈#lu*QK<O%':ͺ%viE1R}ĎkMw4sҰ\d^.a?J7[ {*=55=a&ٰ 3:~;URN Ͱ3qK37SۀƘ/:ٕXy`| *)vo?9 6q;4aٛ;Bn;UQ]ۿ#wщdr7.,؋S!vX_*ԮO3N(fn)g$.+8E,ԸzMxyćhs4(m-PPqFvWWkNU#j엮+vխ⊽à|9˙lm,-ѹw4sRb286aq`S1AQ 49Ft[* ?Dy]pc;ԙ@츥tmVBY8]6ǚ=_I6C_Vɸ^tIm"iJ#m5 -vT٪."vlQ܃/vlF>3HЌ儐mRbr%t*l U·SZ`yjyJ_ =11VAa;*/w4s[o~W8}5h pM~ض#vq]ӹ~;U~r'ŎAbm,ͼpfOmnʓ]IS W [dI=IEx z#H@{.(‡ 6|WRoLQaMþ?QU=;cec(dd8F\VAb6I+ ٽ(v([HC4(\1a$~hkasV1Ү5'N]Ka[wU3(#u&u?EhůĎ w4sfͻj_JaM rC4ijN= X-b{hU.mF3qKo86Mu\er1sSETVN%UٺJݖ; *ŎD"E1]6jdFp {ixR1>* ׽|qŮ05;ʤjBQп49!*K-m8k;/vm6+v-JC~>Pqq0(Lp&ögm;8w4mҰP]=a@6fasOUUMѐcGoK4W{,b{hM?uwW;nci#b56UM[+NÄŴ$Щ+lrHĎ.PuF}j @ر\2RUQ{|2Wg%Ŏ5lԞ";򄓬F?ܖ;㳧4ϷɲƸƸզ2زԿرoՔ_W =MF5n#vlSP'GBPH;D Љjmr4%Q&_XV P9fܑz|xy܇h})_m-0,=o yWbG=ݢb[GSùd5U#:\lz{eqG3*ⷚ&Uy*fs1ԓÚ{Ď߀O(:~;UZ2'LSڙ*GD#z@+6fo861_er1+14d[f8##^%ϰ ")vdOkɝ@G8BR[E] r'c;hq;׵m%ыIeUn5M.vCzQYW;4KbC*E Q ihn,&(?AYb(dFaョanȠ|j8י mňᇈE;ww4y"ed]m*,öN#L߇2{c{S%|mδAĎXyw̞z h*i]!eϗsmg(- O*HmI6ϣ׼<<.ō;4(oPZ\8jEk=3~WujqW_fn5[D_E<=Fpe_>!]K?CM10rf[vqm.vC2ɑuŎV=#B#\g2)f,^t5]f^]+v,6hX&Z|W+1-I=S0SX{m:~;U">Ľ7'Ɓ&[ö3mFZm@w̞z (U&s[C:W[tѹˑp)Ɍǽ(K .-e/\cJeX${ߵ]V3mğSV#OW7OSvo3ZW>~"F/+vlQ&gs#?]ˑ?A$3S֢؁vZ`fC*mscK 2N/&]bGEocnۘȈ|*9יض}񀳢^;ծTRK6Mĭ(.iO63:6d;6;Ŏ_ S n{S=C\7;rD4;w7m@iם\ J )+X%Qj(t#<[C\\IDV4aZ_؎OU*n&MծLd$Z# BLCb" ]%sϕŎJљYs3Оo2}8e7tqi ǒl-hWG\qT#Ď-%C?iG&qQx[[݆\gb㵣>x;/;ɛڷ4-ưٸx*iSI5ɠT9"m,Ͷi86*c8hJ eAϗޑQ|d訮>'k#<FWGek8L)[j#5}5uib\ +7N.b]šsŎM{:k_vK}ni5ye4X`l6rh8ãqzAHibG&a|XmRr31i;yw/ڭVм}ЙnSY&{(C7*7fNI5>SpءbMXG#ޔiΒ h"vl:Ӫ# {@ԞpK+~߹pfOmh|ńd!%ϵ'fĎB!r)W"/X6E3֖;\ 87D?GCOY]H숋z>=et;%υ۳:Q(8!<խ[ ?#UjJ <2Qj'>=ZdؽNSq>g۷%oosBmJΤ ⩊O'|fqv7_a%vxVv;(dXſQo5o~E#忂mיDآ0rZ-Nq$nA4B|L#"Imw͢W~G3{j+h0kM.v%# tz^㝢G~w:=^"qtA#Q븹 ? q~HU b\vgopcp-pp]kb7G&p9ڝ~Y &\qjJOF.QtN f^ O/ۃ)vP E\ׯe=lG9 v j7_~2kˁK-y}}*x @An>? TK#NR.QSx~~~?;nǾTt4;r 7+>* Q~&p9T;_/w"Z0>L~^~:;S]?5?b#ř\ooo'?~~~V%z%OW,߭^oju ?dܻ^^^F4Wa-f䝹t_ۚxr>>>zJFd5,+bj;iĎ~ĶyoA쀘59Z;%|j1EabD |}}i՝G hĹ)+W&Lj&Mf]Xq.'8hYbUshH'ɴQ.@-?PDsdeb[<+|p V___a`%4qie!4p_B:||ޝ5Q&ɎH7nUb;QSq:V͡9}"b;:ڜa vT1jPCߥq QC^f-Kڪjw83hd0̮[dg-fX.*vlFY2+Q6ƪ947qe ڊac\bL/_j- :D` Jnfa.,0/Ub5VYjCvpՠ&c430 !:SM,r!\G#7{Xo~CqZC# qiM v@t" a&$%_yۭiV!Vhˬ'u m =F&@"f.y{k2#ٺCmY詚)fKNK+!oyX5te59 `#N{M;A쀘5~t k:[Oܪ^2+3"M=WSŻڅޡɳ +I*BEG5dG!TzDϥĎ-UaF*96peq WT___3&Cŭ.`jzDU -l@E/Vs.VkM&,Cׇ؜43l;HSӤVªΪ9hV{r @WQ. R{ 7<==duDUդ?JTc|?1 hx*~&#$MK3OX=%%fž Qrf5K14fnB$&/t7ou389&&XQ΂ljH{x?VE|%g>\AZ8E>LNvXel0)Ls7(xؑ(Y#Ҭ"}lVdڀlh4L(x/LH3ChB^PRd&SlǪ9kV16wR;\h&C]nƧ qS0hj>$D%rtfrH2_#^.o"Xꢸ@|\ðpFT&qW"AN[ jșcPa;v75]1 ]U}DxՋ:Ď[ov9^dZ01"M;(jڦ,$W$1uda1UsڬB}ѥGpKFn2U k}i=㗛YSH.;¥#hĎ/02/j0Ρi,{ij<5"7[ak\aڊI(ЃeE(-YF92M>chN9 qQ~50abDE)xf7Q).;ⴥۍH%Kʱ1Y݌2҂Z01"*4Cۑx]lO -XL詄N,LH UرECnb)vU˪9B״ ?s_#&57JH_ZM*kGT^P^8n|K_!*xuẼYN;FN%I;t)#E!hI]irU?Q U盤9!6w6t;%Z\vPӄ+k&F!*Y\^b΂0{]̵X &jp& ;[<,a.aSV;):3=bi[ ?DD'ĩM;j1p]OJ/OOWOesՄ¼qWLmqcdԹlȳ~慮{3BȯޢYj|S_cV;'^776k[Q薈ZXT8UNJ]d8= y'}FPpm݊ŧ4"nj> Óf#  j&1޶&Z~ZijYȈCDGp7#Ι4u!~bGq#%0&3XO-"&bhrby(^ugyTUA"ı>cstaF쨽5#+&Q4!N>"͡8C#mIUـ0`qC \C;E:?< M&tSGZabDJ4"Ŏ-uU V;JfĎ_m LM$3#a$Qsb:wv"<;MXg,VUq]m>ά&FYy[{5Gۚ촚Ha1OH1pر̟`"vo4Ǐ; #G 0\JaS+-<\oB U5Gi6Uq#(~[ko"𩰄OQVIj}C ?()iւКjuI5cтG v4d2|0߿bkLl\0bydcha^] }Ml:?XEGi/F|D6_3lYej0-eqU4Ĉ4@/vF7-<+M/!vx<$GwvKpWr{# NJ bG7R:z-3miN!tUk yءQ+UdFbg}cjg5wvQe H7){ccPpgz&ĎoQvᱽo8b v vx;&\g5mfh!CEN!.<ɬ֒8k|9#v *Ď gPK37oۿNDi$sg.֑F+\"~[bU+&;v;FR$XYrXĎx%(vh$ =Vb'>(>f#\؇KCJY >3 ,cZ}= Nb>ؘmנGLJ7llk)vX40wa;t`5cf aA#LM _b&P#;e'Y+]p团6*v+ĎE1\K44?SW;.(tQGWI.fMqxf#,_qi*kp̈]Pn~RPX#V$gtQq' WmV,m;[MĎpQUC9KW%s bG[l9U,=跹#lƙXdBhШ0ËVy޴jSbGXG7Ď1햭e5#AYXPI7Ɋ@M>R_,vEHEqر[qR\Tz9&䇈sر{Cn9)̫ۿkbnBwZE.4nh#l#~5 6 Nc+VG'bg[ ;Dp}h;Z\{qy[JpU,(vlQ$6V:1){c#ɝ1V"7AdtHQ)֝<׮D;̘X)+W 2ΎAsMFq9bBa@̽1SB8 %N3DG9"B?${D?DY .!YD2SmДŎ ,%vC}[)vl)R~F䧙󯯯"0@>#va7+.YGGؑB;z|u [D ߶$$HRL;y1pN;{2 gc& Ď-}/qbҬB8gÔ3@|֖+=M37y|w".zRO7ۿ- Ä9oR`ˊuzBbk7 GR!ߝ2SD(\-GǛT>A`܈ιbǖ qй&yBaCH g3IS4@1בۺYc+*UŎ^L;av",+vlpO`/ Cc*GuT&NbvpXW#Hc.l77;bVc6҉7zF=Ď[4ՠ^C9T_B4c혫Gwcw@yAa v RJ6f#CYYOW޺'u`ў[C k/~ JzC|߿OD|B2{# gcߕcC 6bQ ☠*#̛P=|(3 *yLJ(CF0/EϑI}Sy fb'YV6q}E4{X0Yo]?Z{R*Cn3;L[f:bG9?q Gmp}XD<^!<] pi =wt)iqi 7w"ágvqilqgx˜|L#\E p 1l(".WWOZdp?E7hprT=U1pWu`~ \߿oاTQ:޸>~e}}fRyVÌ3L&8 7p|w4OE,~,s endstream endobj 474 0 obj <>/BitsPerComponent 8/Width 1944/Subtype/Image>>stream x흯wJ;kx u=,B7&,Fab#qkQk3FOa^W m,ISZgK?JRUڻX߾z}m+V_߾.^_߾\OoL8߾.;Sn߾}ѧ|__[} EU:.I ۽Yzߛ|G+Pi:Cy'PN>V'蟯'cG4}&ANJ'Ux $G)f0hIݓvwSjI {Np/tzaL9[q.WK)ooצViW#ЩfL]ÞcuJCu~7wR ~P;GbTgu>-a sRr(ӷ cNN!j,.]bx  1p*ŏL *U#9${O{7}shJ'M:s;ۯl( ͟:w3:P'unNesI])/M1D4dttu 3[ NX;uj9[%rL Ƕ>͇$1ܸ{8$uĠ|ǰ&%#Ϩ>`<)L=2m;`Nw˅u$-/y1YKU1Wg=ukAt׍ω4wk"\, t岫Y:J^<Ŵo\ D |vNtsn4nM2!k S1 DaF.<HU#%*CH#U>uAq1眨gL d+# 1{@>>!.è$Bʺ籹)=ɻ.}Ɯzs;;m<![ѵNeFd;Ga$uf&gy* jzr&kc1ubS0LbdlTg$Icusޭ KӮaF2;G/Bx~C4,dc>{@ <>gp/qF˕v[纑4064a͟C./s M28YYii#.| a.m`WZ krUt3WqnT0jqY9ԩT#^w #HMN~Q7ؒ` |=`aYV@l=eP V(ᢃaMt-BPD 6>퀱,5f_ry&N߲w{(Mu i:A=GWe@<+:8TJ Eoדd;C @T׌[k#')IgUt NmSPKwIQgW |984b6?We:#_X~kpOea҄JPx]Hޛ[uǚ|'غL3٩޿2T33!hf \ΞwHZV܇ <߅>z^TÑDQD?\o4+p6ђD~QjEj;o- T8~K wl^CXǚO S_6͡1FFm0sMcZgȻ +dSKGʻ׳8iF~+h Jiؙ7Eڈ]79~W9YFTIp8g /R95f?c`̪%n@%C{Fwk>I6O!R+Ŀ3f785/?scp}^2 P`.4 `|<텒"Ms@ňNy͙F'ޝ.^ZAku uV=_:1LP}[)ly4N$pQ:wǒ戭h =ָ{$q8$G%8MfYNxRnbOm0 gj]VYm($4\ދ H 񯓑0UaFו>qО{Ħޠ^1Fs=ߗE,Mohi #@<[/'F|T>g{~[r!^rwH!gZ{Ui4|cSu2Z2 gSڅػ$#:gWk# v#md}(7q {Ǵm3l&ՈpY8CAE* ~M| v@`|:&(C0Oց5l9^0YhG{Vt.qkbT,sq0yQ. fኯJ3i'7=MJC?`>$l?S<IAOAL K7wtmƬbS圂qaR cֲ_cèZ]:J!;MI㚝Ym-߉0dVfs~Ja\4źqZ98{U24Os:҅a1'] w h%= @g~oqj>l<+2fc[A7ռT螸Dsn_LtpY{+ R.؝u1an k^' {}s L>%~,;#LwsplWϪ+i\xaxUA,{^c"+:b-@gnZS볞E00ޑ?RT:2ur+۞zcOs{>st,jtQ|)d>*[F:G|ǽ`LUB_Jb[fF}nu!C{O %]t~=챰yz˃K`UYӅ̡t$DD.  h!%r?w{ޓEd"RkT@";s0 GvEep!S/glVcה\3Jj;btMKt"fEaBn4JqJŧl4J T3/&h|*o?F]al_ow'y? N6Trpo 仅&p7{mP =dST1TUmjnPrӐ 3 %!CYsgpS)I$3p"ͮA0lmDK-^ȃD~K@v Ķ2@]'>t|{}}} ~At܈4IYs fSI(ZyCS?Q8_4CwoهX0jȬ5~fN%hD“$y}D۹F5p7,{Ub*5UB:@(ݙf"yֵ6R=WZGp('?-@7PgA2{?WRZeW\|?Sźq% 1^'PzkkleuN[V#UFS8\tf{/P"ޫSQ5VTzew("VMZk#&|@ZUe[$>Sj@[dl`ćYx4)m854N%Q[6f֍T'J J]`"dQn^p8ZG9zV->ĎbڠkhmS̋5ыՇ̢uFAeT'y3ZG0;IgJI N+R;xf>'%jW{9 9I a9/;F:xё2U6%zgҘ)|41y \6HI-Tla˷'2hYX(<.8&uOϹu$rTe]ceE0{"/4fb4U e~[1%?iǥDI*л^\.k%ϸ`nwKfs@_;g8@{[F:y:(ŪaSw 4Ou133nb|PF_+8{<d2>;Ʉ;n7Ix+g !:br`NE.GiavILv"̑]_gDRrlgL@P˪lqTG 4?6d|oe/SxDqrwR*⒐Kh2G,ܜ;\*V}ItEoE'YcVv6'A)1$YG3E{YbtʞtmLǁCm&s\/8:x3$X=PRWJ>wkDXOԿ"ޱ#5G_lkP&#k+,!Ϩ,mNE@a eCW2~ӆ@PvT:);l2E6D^&#Kѳ[^8.JvэI_NmKR^DNyɥL&x IJutT5z;H4; G>?D9.Tͳݯ5s٠j9<G /@Z{|ipq;1t/;2vlXdև> l$)?H=I8w0'.Ggnܫ=wDe{Q Uoe]8*Bh*IӶ/3ԝ-@ɝ*, 2ly뉐P%Z7*&)ۏm :np\92 Csw"rV\ZΏs5ߗa۫$8m/o([A8ם{^m`U ?yXJɹ&Y s' &*ԒR;޾qYQ'FvR}skq xP|DU:utRL ꞒQlب>Yjp\l MyPy4o8t7?gĬsͰG'z|og51@4ӭn$}uM9˅M9,:/8˺J$6rޝq%E9u$O TNwuxTnH@K]jYjEZU'=_wjnvk{#f!apLv})ism}DcR6eSPA>6N;ƫw^p7 2s_W_ASyU-9}-r?~=Ȳ"~6稭>@ݻKtux̓lWۻf; yc͘Oa؉g:k'.;C̿hXLٜ~SH&{RY콠$]<5my]c1ލT,KmXNF AK@坂yLfM#k#.Elj@s3mJÔ2I:^zpŚ~o\VAнêmUi?/әK"Dl(%^9!/iʮ,!kv]AӈZDL^%x/;{Ǘwo38b• 9{ݽR'Č 'jL~_ݳ2NA{gF u%U/nK*#4 *̗)>6c{i]yE1N)/=[- L_?+wT$ys2*uPh tyҨZ)i%SNvR&dfTJNÍAMƧџOrSS]*e7`.Gi 驆ryY,{ iķyQ.9}tE2^]}9 |b/X.{urDmk4וTv%\$G`> xNRV2%! U8J_)+" S p8#x3d-G)j0-{9il{d/X^v :_F"6N&]T::s磺3bGַ%b.eX>SX,(l\[,?V0[,rAXSbX,b\V0[,rAXlX,abX,b\V0[,rAXlX,abX,b\V0[,rAXlX,abX,b\V0[JX,˥a /R0c1'Iqzyl&\_ƿJ2esRx©ƑE$ ;#+[VwBe^o-L/$ -52n gv* o}=KqDJn2:v-&~u |cW4SX,*U<4?QmH2 8wN]}R?*ƍhClG!3e :8S[bkqU:?6&b3 9^=%{b6Y^0eeX"(]U2~5PF d]ZVٶyPDeg~!OUTV  TҪ}lN>o&{껏Ǫ%4,_&1u0vvq5I(m^*_p̈{+-RY};AMYJl )weσw)dǕXi\J? 7LCO}i%M:~LzYORE%d"zW3km=p_GՂ'@*v_򧎏-b:J _x@SJz EMJMTis=T7:yxBI n-4_=fI P[?P\w9Ibp:ъīHA(0Ǝ+:k AZ,M_$ 6l1G ty>b~5it~]P/9U61btVc2 v}3p^ @?Celίh_ ݇{Ēik_ OR~} z~|l?`e>u,g$ WfD! WZ FbLݨE`^^}P@x~SjR,u#Y > nVM4d'W-r[ٝDet4|^.ozy LY.``1Ռ_ΉbnOU#)(@CQ Pu~Toe3EM=B/W84x{%e?7TV_ CTkZv[0ߩ&?c_~|:`ܢ PM׽'NyT L>G§ڷt,/[rЭy~:-H>7!=Ȁ* l$'{UJ2$͔e"َ (]E R~nʘ]YLMrM~bSف!ư)T}ŤTq-ގGQu:yԌ$Uvvܭjݭ+slCbㇵ #Ŋqc,p?Gob8^2NhMOPba~!Od*ۓ!:) Sp$hP}ovLO9ܧS*UuWDwр,^ފh@M:g&Ipo~/`~;20bCFRL0"%q}9&>5 $[YE9V$omANB=7x9D7Q@=G<\,psx8\V݂iqG;95fGɽ0(g1pq<I\aD/Z/k Q{H5"\ ۲o2R%e r:9Gl= ]^___ǒE P#I[Y \ArgY|=N1o&P=;Le[2>k(¤bU=ڡ-xow| 5]Zȗ¨(}' 8n\ZA^ ꦤ̗e7Ԙ<ރHhe]!X, Lݏ٩Ų12-R XVt\_/XZ=ѻ9„x1.7F(g`+j ĴR!eםZvk\u{E6^ w߁-.GA2>NRYzqR4%*d  gh&P~?C*Ht4viqm[qM :s,.{sP'|„Z6B4*5M)zAÏRXG:%k7Iw3_ h+BbXN`U':݉b׹;ʆ!TEzP,/_?hdCʚ7}Xk( ٓ7aю rEvVYԔ,bE>< f䝆CA]R a}0q_r篾cϴLU1<@=èlcrP4Z*ʴc! `Q DQT~s#͊{I`θjB b/?POGGڏC-UY'%T:H{$`%͘3YʔaoEMt)*BF$v_7[Z}b9's^n#4j/v#]/LEF Ð0 m]@>|@n*{O߄Yހ`Ɠ- *Y\/3`3Nj I%ͥ'3 ;B1= .!p.M*Á&8-Q1[,es8@TO=S5U(7!s5%1yFץ4m޼'V՜ZGcF7x̚q<\}S7 )LG 2/:чobHtwDh$iE.,it/`aj͏V70Jc«3uX,c0him'E!KW7 8)JjBՖW)F4 E;4tIUPN{*! FRǮ)E5ׁ P *s'űX,}Lck .qT.txWCMNچN}g&=i;3ME{b}LNkFsD=O=58 uW8^'aʞaK]Q=t5EtE=RL)qY;ٞŒ-`'8^N8͑Vz~L e^JF4!Jv/[,Ǥ#7N{Rv 7Nek.ꢈp_GbU'Ot{)5Y,F6M,ְw=.gKSNq )s|šI="پwJ`/[,$@U }(KeRޘ5|(o>O[ =2Vhn\@O m9;Bw5!'(:V+-41?Ɛ/1Y>Y<Ơ*VS3u+VIȃ~&"L`(ĀÑ(Iw@Ͼ4vrDaێ *kg7}u֟dRt vb4 o} T;JXB NC%XL ] )6.174,c׬/YȲ~UG2I;CǮcil's)IlZ,NiBVwtu& nn9,<PD}#2ρm9;w@/8#ack(J>*ueCR%F ?o\oB#s>CGFʎZ{\yim錌7UbN+~Y&=WOF[|u5΁ i䮞gae_ij\F\'1h?t5_o*rb9'5fɈqa{Hr|:|~XϚ!vɛ| gnXpx{Y,bW crt~ѥz- 8MO0r o k_sq+bƤ\ٖKeTٴX, V0 W&9#,r>/BitsPerComponent 8/Width 2119/Subtype/Image>>stream x}-8{mpX3a1nfa1mX XV ;bh6lE}#ْwK*eG,}OH/V:>woI?]o݃F_ v4#?nj:_*=G}Cw~<|7ۏ??ݏg}Ïc'Xyx_1},̥$:}o><<|<|~~NW׻ϟ?_5.Зu?O9ש򗇇?z"W?[ᇷfG~xx_o GM GH,Dۘ[fv c"<;$}[]O֩$ZDڿ4?kƎMBI (% HZaX1[J<=,._ e4x;__Ehsq,9p*8r'*s[\ɊOI@\fmY͐k}lJ@AlBW5QQ di I)Xd ,}]{Ec^ e9l=7CބW0h@y(` 9B ' +/MP'2bȒj.)Mz0KyzG况2`9AR\nS):$S9|>%$8;,'67rfA[-AIJe"r+#ۃba҆ϰEMegR{4~ѓoǠ4q:FU%:Du0닄P l(&5z*‡`_#DzwEY@/'Sfx,Ψo604起4wC.C _P =ymc64-g^8дYM\O0YQ{߹ֆ ?'P2`* 9𾻟 O۝ jx#.XOR[7ޛ^㜒~ 5.@>oC(ȳ{HLP: Io#@jXV`Pș@,K@Б,bGM\\q{SٸAt)Mamu1nɁxO$':k$7*e@u; /p6kS\2!H#\pft yFHDb]R)*)Wt_ Amum=?5./R_Jhy6c $3?8tzӍlmbz-Sn#/s@$=zn;[(B7<bN kNo 28Kg!AobpZPՠwݳڭ?ոg%.P wu9jwe@IhJN?-o%lS+K3;%-@l+|Mgh=̢-~=]R D 3c'N,7# ׃N cX[ =T7c_:H)b|jF@m U=-u m\4cJCt#PsLzEyyDffMAT~6Knu%նײ]7o+%6@Gn^P(jV r0b /*Quuu ȯI*hV !lAQ<^l8Q2;S )'2wVGERlVc-GIa8,Gd|9;`| l*yZ@ek 6קF9Uϱb&ēy i"Z&aYvT'$WVO80A*@+6eX%w 8,G zZM_(z,?Fsӭ h6CzH އh fd9۠eP_ʼ Yoi:?&[HTŏ0V$Qb* `tޛJNfX2@(6#& &Q@jڙ+ɇ[G[%5,p:1 @g}i^UG=RX6 kfGP [w} gN۽>D=kaz1e,y}%*9mlú54e$sI됬wvcgDR?WƑDԝvӐs k5lϲF{qp sLJ:P0n1[= pbQ ugm_U _ꔁ۝.WqQVRz[I..{:Xm(X+z-˾>.(8L}:yzkqQ`_\]o+,H Ë݋,^=lt/۟jhQ[h h64졧32rdiﱮnUv*rU02`"V`[f{巐@<>=QMD?z""dK@%7Ak=-4WkCj1Kc=P՞rQ *ϻ0^u?4nbxGj肳VĐӣЪNRʊHNi@{K"n*a% wM fɷP,荿^L>*OpחhYhuw7 JU3䈳#IyKroɘb4NѧVY)A"9M/#:(P+p ;?ڎEϭxщ݉HZٌ"t)ïkzZvAt.ͧ[}H$HȁUgs[I"8Ma/;P w)3QJ @>55 \͠KBw6D[G;;1'F1=T4kb'}B5 ,Xt!P4Ν]QkEuki_7^qRXĶf>LcPT!wAbQH Ș ^'s $yE19'к5l=[˃Pu"pzR$K,AUP2jꂐ"bi1Aׄ,;RqW$KW<`26!f\h]rL$XƀYy}zdTLwqYy4؉@ĪAᆗv{OEύbX'_ep:v>GuMn] lI&iܢR5wj}|%`X|v~ q~XjͷA@!,{5kTv&hZ9^g-Y^G=y w9[1 T`rl~lMRBܔ7;=}cfkMX,s,$5Ih*K#Y鞭0j&~-(y|ᥐ8m>&Fxywc Bc -^}WI*DX (UsC&ӖJh)`y14  Xz OfKO% p/ )P+\^0y}N M=93Ou9(g̪ 3i6sV@saʭ.spa #Q]rtgE/ )d @i٢-Iޮs ,z|S70HQ4 c^{}(H,ӳ'Ov~CIVPyk۱[T1e R nM:Uh" Hx#RRixW'd$uA{KZKS{Ć< ]b"^ơ:=kԾ7gwT\f f/q mXjQ_X]T%Sfo/]8+m':t+2ASF?*4R.x )1dqaMM/9%^̲ _3+YYVy'*jWQr0 /rA/OfD2^C0Gf{NM%h+6u*!zDѥ HA0p(@;]SQu-IX⑗ }e%W:uy= r\)>7MZ`}1o˳Xs4I @ŝ׃0]p əƘ昑3}s ;Y;:d GVZfݻd@ T)$lm&0q=Jh@9H&cyvrh2}&݆; ޼~P +Cu J屎[I:ThP*v:\+pk̫k59h#:.beS`j @@yʻt00DyzyazwO5Wcqdɖ S%$@ŋVO8FʢuL%M;.IynN__ de(4zwre]pBTqu:ӷ 6 !oaZǠ{2b1vM0٣Fu.+MZߊx Nk+f?B3;7: 8w>bz^矐ރ֐y%O1`먾XA@[ u ef\W9/Lk\NO9W4牞u%lRՍMљb凭)ݹKw9zwP`uuN?zs\~k{շ8h\EvLD(:խi9޼@Ǵ3ѡfEdX`$#m^&]-&&m}9>TP- =d~>4ľ)յ(1׻W7Үϲ쵌2Ğӱ%֧}IJԳݲ⵨Ҳ8<4M'p݉b!\7<$rc0ȗIR1S<,MTŐ> zT@@<8EuY9&ıy$-AcQ%:eܝfTF[H>b(zI-v @ һ襷̳x勻jЃt~,ȯ60lv~xKuGt91sN#uV5RAwzd>$q"W0ȇvA&OR>-,e=I дY $ia#Vx MH-zM-z*>7LZ !'P%fM5Nz812*έ9M%J$pPQVVƐf/Z mqʘ5C^Ioz+q KRU*"̞{OIIAt#e(rJb uU jq 9,GlܯYR_$G}Or aUrV|i 3 MJ&77]+JV0-a´d렑NUb"Ϗ B>&e+ۭXaGt1GfXBԄiumVxR ڬOBIZW)zCfǬq(+u?o6D  Th䍽,9"1R]1@U^l/Xgbg 8[Jg̠^bUGi 5*dL6ō?<˺brö}ߞқ_z/Idi#pVWD=hubZ|!R)76rJ 5Ps-uڔ:KSe\ ʳULRY*4)d{>."JȏFL] $+/vqρ:"bgL5u9.c蔱x}@r7Q\R9n ][Hve(C@lmh*B͵ mUɰEsh]ǚk]%-s5d!#W܂u+%ݒ$v*,`PqIz6*)Пd]986Ya'EVP=9s@z QlF*9N7Ÿ MPL?ѹ6":9~GEʢ#ꫨ#VZFщNn=d1ՋM0&ԤamHkkAd%eEP#1)Y["I8-="ScٲxdܦGHG}=VFriT֔ʳ{}*pK)81Q#Jg{_7}nT ~cl pָ\ݻ5} ՃylT [*.+nAk?%bV;L;$3m#uF0\j\ OquzǨzZ^)pȟ_R$'W8?NN=.\|% csLº96~Σa :;0&!7 W(#K!^߰ސy2f^&MnŅ2pc cb}݌?w Ql{ގ-s>I 'ݑ,Jcλޝ;ɭh A`-/;8Po7sSk2w]?ES*ui/>ɉM7Q9 ( t\ϙv;R.=UPZ1{S'sE9 > gᄺp(<ܭKR{)UE\Xri+q@z40,N/מC'8ڶGWڱ7Y&DqeYZ# w$7QtR8wDkηh?wC,:.X[ֲ+(Ks%-r6G5 V֟HgٸI*rX`WK1RTG4 =)i8~]^#Yx`C`JM}{k>qxސ~$>נTij!~m0`Ѱ6a4V"E5)e7N 6Zt(v⨨oun) FT V#zsQʤ6wE[9kb_+yEPYi+vf~!ϥá[Ҟiy?@%e;J)^~lÁZtM27T%"_z񿪑#X X= 4.cؾi'1D{!_a[ v)2LA>by4#ف)C 6;;Z C&4k?!̑PƼsnp68K%fQ7ߑӱWHso>I1./[:8d d@=U+{PǞ&-؉{oѺ >}-,Z&w MH_ `Rot҂w kv;mקQztlbdz$WlRO^1t.z :Ֆjyv~%q0 m:džy+7\i gIIyDzgmJĐ{uCR0.u)^ē[dH|M fn:Bvd+S!y{ߧWQ-e:d ⣮M{PuGh~aOlh8fD!Q'O>dkEq"̪P)_ A'Hwy7Bݚyt5nƍEE' HK&P#zp'Gә^UYl* 7ACXHYصِfӺ򙨍'Mf3^aRE2;[IJ(Bq]&1 WQ!b=vU-j$B#eӦ<q:W~珺hI,pۑy:#;2gV\?>X 7[ܓeњkv1o%k2@b27҃jTp`vr|+DpWq;۪9}%\`~ 4HYr^ E+\٠6ZQ? Jj? ָxZ>F'u0 4k, `NP?@ԥS8Qq =D?o+Q˺h,\vLz~D`}gpZ[:pzKTCqmg٦PGSHZ}9=m%$Ġpa @Y˗zދs{b2MW3_  /~Zt*oLPp5)*fѪ[A5VQ&%,zzk.oǰ%U[+yMTDCnTFnXć,T&c5iW6bC0^^#WZ@e }ɯ +:P8..J >K&b>q)wG2UP]O9)L⟶2d~ 1 .#ՎrUg@O-ri @T!˲G安]s3/ O#%6W:ʿp{YK_i"I.΀@X.vB WCepuiK%vhjPT^@aMB^%*j-U#>΅ω̲UՋj<) SF)+6 <fe7M/+ hZ p aVki@Y%$J!FEȼ[y놗˽ܚFukmf{K@_Go|;jEs~2M.oYpj6>^,fNB51z)2Us1/\^^gD/jF/$~+)ƔGV(MY(V_"IO1yږ"4e z zYLËd⟶rɞ7M7BR<Մˢ `M=;!hq!l>E_0Q 'JqU dJ_ jRZ K urfEϮi tiWXq8fb8NW}e>BPi&uIor/ȽcR?/k:q|$fXjHyj4Qv#s,Dڝw; IZ}\wgif%3TH~SDg=N3e÷ZmÚÇ=^MvtW PM|{/ @Td;CSKͨ EJ~'u)W=yєcVt~##z]B (:O I^[MlZx)w6[ŀv<}ɉGojSP.>j)N17D~ğ~No!_کgIS',[ZDdVgzg[>fǿJՑxs!/y|JD6QNRjgMb&. +23NfFj8Nb6'ʭn~j:-JSwhyPUV}MU ZY T^!";јuGXc"=JB#;k5zd_XEi_2iہle%г(JkS(";W/MS3kNElsPU^+V)Rz89 L}5WV)bc"j6Z*$@b*0Dؤd/$ʪ}b+Q<%qH),P8 H941dkvI/ݴ;/L}t*U1~4qH5U׮7gH++>W `JRA,E Š5,#R1e@v٘ZBO,n`PvI#4;je HY$JBPi "6@qd;}@^i@Q9@9KʘV˨ry]L4BԺ]x 3rt&;j= Du!<=n18k$!#/MiJUu\8ncUֶ֣Vfm\yGS8&tXsD"1e!YMZ( YJ>e,MF,ALH1&QkB"K7տ=`>.A(ae\0 2*'A/N ┥Tg#jE@t:1dhld2 Y i],YVQhÆ!=("$S].zL {dZ~rH6͗X$Fv ;_++2yx T0Y8(}87bF%~g[Z(T50UEw>'_*hcT3 BR⎓ux.@UWi[(!8%g RAH!:VRyvS^V bcghANl72D  Ņytt{ hǁMHZ N#j'LpDQ6㡲A(;CJm ~ֈ׽Q@GG&An1ɿ1X样?p#r^ 9@_{d=1u>*wRCRkv9me^3loG%B@{(mG4/N׾t!8heEU .+<QhL5)T) ll>(k# ˕-9Ql%S,e=e_Ʉ[A]*i@Q`Bz\bX:=` Yg|z)ח:]JO}?$ [Wh lƟ6B ^;_՟z_)Ly歁Úaղ4m<՘oTBqѿse)H4u6TTaú.0C*4krvfjuK Gz\ySi7I=9ˆg|{aJn4÷ endstream endobj 476 0 obj <>/BitsPerComponent 8/Width 2082/Subtype/Image>>stream x+{ȶߓgx,(v"4&h:L4v'6FaͶXm1mAS@V[I`&nIUKnKUVW4/mX{s!y4Fc,$K'BbBbiJգh^,Dxiߞ@BKգh^,Dxad 8$X/b7is^VNt3Dxa,e p_:Z=@@|&[mAAFt_]E!~,3NӬ?l@,0EyU:atjcl䒟*/lw6crgd5km\=M0_8l. }DyM喖Bp%cbx~X$H3J-.$0CA(%|s-I4[>A)«RQpRVHn:*jH݇if}g48gK^>QR16YB vS[grҼ z 9?(]#7Vrg`y*ޘ cpimaցe2 Dʄo/ez[Fna΀6.1?yA;V HO<krŇ:NA9:8|{ <G"OAt%bt^aVPZ.[}(i9dGK {m Ɨ/w`E/KDCz~O; |q|=q%i^2At]gX^W $3 3A#o̰_6\T=! Mq 'xi/ʂӧ3|w֫VJçϧg]`Fg\je,\F rНFFi4[9b F"ؼ%Iq?}" -d$go)M>ξb$M(&TM c8^e.P1}i?gQ8Ι ?(ž^YbO;{rFfD3A!#! V}/iK|zL.nWdcqe9tpf^ԳVE8U"uvWZ1Sx``jP a5iœjXo¾uO%ׯ_J_)*?~?_<[]d˯7ׯ_<ⷯgOnR?WWWW~_߿~zuuu?[qyP_-G_kOPkN޿rwJ՗4߯ݬR;,bk=4 ԖP)G_]]/L T ? uj5. qv (lI)\_)7߯~R_uϫvzJh^fo~7? Rs@J9Z'4]+CտUKߪU!7__+ïW#Msrk=/+jڃ\g0h^%7ӮXi#PҌ.UDŮ)qGm}CvSώ7;|KΖK }e4cܽ_}s?^FJWǃQ ߩB]Yy\=25[ʰxϞ,a "A $'F.+V'9W)DE=B3FY0oy,m^yN(mve)|y 4!dRTޑvV:E#yWmSex b+CDԖ`9Լj|&69"tGWPM:?q"޵!Xwf)JvmD;@/0"R:WH\DB] x|RuU\+1#Q3(SN4oSڍмyYq۪ջSJJ%l=u|H%UDC/8Z?-6,$̒V|v9bXMJ9V'wmi#ϳ[1La@q_Z#vuQbFS:nߩD++t+]O"XrDӊIG=ÊSu2b**İHهnul2 ZEq ,>ܳ$fy.wR:E lU*UUa ) W#]{h;e~ {^ $[}c,zO1(@;E8m.X&1'WͼxT1>&E*FcU Y* o\j3D@z;0#K q ǃ @Ep>(>$q6'\':&ɳg0'!Dz<(_x"HIp8?BvS xO6C*Q8σH86CalZ"^lɆ5Pr놬dyEwRɠvޓEOr~KZD~8z-0{ ^qݢi~Cϩ5X}w6Fn 0I+lŸ~-pQnU]#}*[ʯ7`q{|Dݽ>''%Åא±e㱪ޞBGϿcui$>Ǣ 7c歁u6?|Օ͑SJu8uW6[)D(7Ye=a>VP[) N4H% `U_DG PQeQs|h*XLc~ʦyɡպEUJŘ45W/d JlD(D(~,?'dr~^ 9lʻHls-_2++Id}_eķ$ ({)K qV^ X-J.s%^-t,;L[j(9N{T=2=[n,lu?#wVLԨ˼&Vg!;zL!mC[|H%(HΊHͭ@#ᰗҟY J ̆(}9(? IpPJ9V'@jJbh*}{$PkgsuV+95Oe'PmD(P$'{ }o񮵼=}6{U;>E"Tn^-k9K~Τ}ճ0O#>l:lKa5( cOݨ'0~O'PD+`%oKnq`Y'W<ΠXJq(o{b>g1=PvPbnXhJ J9V'#lyYmZDM2[gZ<%-r~v?X5W: ͣ]n#BwDy.; {lCIgܱrd{='eoQPh 7&Rq_`nNxʫ,6e`+5 18Msv$(W, *2;- FLu1 {*85[UF1Pfj?CYb~ù6-4S٣lEP|s˨Hns4INz$scM  rn0n>;DPK-'i32 J2at]ʴzFdRQ^dh+! qaYeB8BECkaZUqݎf2U6x!i3eXr!릃xxiN~\k7UZ@E'((L TBYα Wjaǡ:ZExh1gaL$ЊvxҫZ1ӱ kZ8V'~í-l q/}")8h8Y;xb?ú1B/sll2u-?wK qqB#@p=-c_ #H:S36;_^O̟ZB ͅ U;KtKuV҈8g8Oɵy0 ;[!9?0n6㺶wntV\2=B)jo5TOOQ|On73wv-L ~fY.4)W:TVʩc' ci2"y^fsg Ҿ)̀o0,5#e W}uZ12+sz^CGI@ě %`fqx .qճ|+@LɱWqRb^H8aAWU_8rIsR75X"h_yx_,g2P#ֈ{W"coL&d}"pIg&$zm/AwarԍR/=廊OSB:_@zX-Xy\b,Wq(^duP{x^j[c&$)(nZgTe z62+1w{5^~̷-4m,(5*Cͮ :aOJ万2qi5u% Ɉ:ի-N磭zK  ԏ0cA]bfjȓZS7yڡZz+;!F˒Uʱ:y `=-5(skEPhqĉu28HՠVEPJv˃mzEcY4)WiB .;11P @WZp㯲[-}u̡HKʖ3Jm6+UQm}&TS6 QWYzމ- thd@Yg,zRLZs 8z^D=i+`ءZB4:jߏٶL%{E%gy"3TꤽD-v\ڕscF8 :"xaQj=">SM#5Ά4/&[,g\6eU\ L~^VmV 2"RWE[?*ߚX7$-msjA눽 -I;&w[i]DxNB R |@qdQ7q(5wC Z?, }f4"-zQ7-fp,NNI8EE%' ^b!~@]xH:񒻳ŀeizgN1鹜m8Dl_Q.Ͼ[ H}4<_v5m1Lr\:$m=1ݝEmaC{U ;raF+ /N0 ~]?"ɀ4mzGw41}Yݵf(r`?2QG* XMnjr(6 `>bViq]"@ n8Vԃ٪H!wLmM1̶z8wW| bɀ͕}g\C֤8?DwNZ \+~bM. }r-ҁQ1i3^l~nP0\D͢w55f}9_3sCյ/GIis4Z7Sv6*OGlM4Klj7ifa1+.LYjxlY' U˄6J3Fv}V6WجsL=ckOoQG#+v^Ԩ:U5qZGG{ A=.Oo([K5yM"ծlwfVe?DZ:ePRc54 Y7;g_AM5غXesS֣RP~R[uܝFiˑԶyl#ϭJO0!fJh6;J5&{&44c+-`󸷩MA}B'mU=c8 bZwUQq,=:,J:zOVP*F%of6m:ip>A J~j֞_cuRx{UWI"Nf֦sFa x[m[&w Xh*Wcx^$o9|Hg#(ς\C pRa C1wsلO坖{8y{׍3)R'煟b`vF$N j?wxsɺ]P ꎟ#:Indn!81Ƚj $8~ -q6V,=`TJOI ڌ?ԡtq^b rUu ~c/+d~ > Fd{ܝcԿD 4{qd?gu55wn z$i;y{V4)ұo樨yF8`aǷK.+6B^_oќ㬳ζܒnnK~PEur:X,DhҔzB}cDu[Ϋ[47[7Y~c?4/筓A&4M׿Gd:X+ idљCiw$iE\N~߹k&F`@v-#m2޸{dUk^>['Eh/F= l+&Bn=|7X+r;>9y|҈Շ(Fg9:wn* E}t{g7GD"p^ZwZORj hi@B8ך~g}˵A)Fص]8_ B5~S"e_}̯iFs ?/B&P#&H Z1 f%N}O#] M9~Y+y b&gL!kqq71| `s%aX kFќj"i-D"Yj(+/ FƇkߚ{IWVEXM#t3#:Vߘo@֕> g?;q~F3ďi"wSyy1!+J0\9?Oz%%V?D]WUd䭳wDA0wncZŽ>?A{,ţA%~g}8!KFɏ.r×ј$  7NHESQ nJ׊]R0a0v#E< e8G ;cnm: [^,VLN'W3kxw*U1 th4s!gW=G&V} Τ7Y{{tP&?C߭cZ<bZ8Ͼl~%nQ  +dlZfΔ`K#e શؐ~w-ci4i&B[Gh~kΆIGfΒGT xfہ'Ǯ0={dC3!25qis^$`M5Rn-3d[iH ѫh~v~D[}Zߪxy!|lynf)@ ">ǮHԗ4 !Y eX}i^D&e^!XkuiU]C.3,ZCJQkLh4͹&BV°kt157? K'0DƮzA">m$EwBPx^/V ֋uHjS3 bZCJ{ٵ3FS+YnXH|8R)<{dpĝL? Pr6o/=|往R+b60t\e Ur$='ɢқR{1 ݲ9 КxR¸r7jh4M/W]?-}7Q>3Q'2WC/n8:e"c·q=vgcWdHtE@Jg?sL&M P~1bx-aZc$dMpyV=вwcj"Lbg $`S )LM0c+F4 b{ߘkNNhi3v6#$7IP7}CuwW7g7"e{/9ѫ GlqDd zY aŤ$coEp4'9/k쥌.%߈B`xZ338@0&$=KCJ-ڙF1y Z{D#MN4/Ձ2Mf@ٴ5V4y' wӋA:FRڊ 4g@P>^)<4M3Tr6MBc䐬 )KJ y10D]I3̙>] J TBhPxmb,wF+(9<]Qᙀ!;yYFRTrDey~f3 Qs&aր <SdPy.[Ζ?^<-`{q9Oۭ~ܿiL[]$KGAY3pg[W/CD6Q)lȱk 8Üŷ(Y2( !%LFO#h4K;pt{H36y08\>o>=6+糜O)A~Cg:ެr 2g')" TPD*42CSU ښi ͣ3 $vصIBjekMy6Skvε)~ 06g!;Ƶ=#]k Hlig'V-Dh4U1s7#lob(F~$0w-}/P{W èV90Y9X }yL 3M2y='53̐Rܥ@ 4vIQ0 "'c\OFͫ- {><4"'S?^S?# 3LvFwk=X@\=ykE)6@!2I9ecɶy 3H{ `?@81T |/\['Pfp~GJԡÚaZ*5f=^a} m^1O3f0:S`QxwR<'hS}uN 冐MEYΦ{Gf0#Wɒ^#!!h6XQ] }' R{74+oVɈ*W~LΑ?6W"c26o1cN#y', 0ڊþ(=&9 '#Ͽzn)4f >7.4nw͚zp[=`+,RN'^p+w*k0y”7g"]fQxF׾s"XF!?f@u`p`x6B QܳMd֙=ax^y3;n9:Lm UDLyP"fe<8|b#4b=A\auuXȢQx#A#x85/#9r/~ ZV #|/ȕ1+3k'h4vM w<$RCԨ{`tIlH'B] yxǣ\ =m4!i"-s֋<8.BS2QV1?sQc9r=Fd4vNp0%[D+*] .j4 LQdn$63 ۴U8vyDnhM;挠 /ZiDDVk5h.+dkHGYk/[wrls w>@cm4b"n8¹)x[Pn.eM1PCz!1Py׺Gcp.Q`XaJM {`u=5O,7I" Շ D@'S.Jmw@T9QJ8k] gCq lֹX ɑU J)oộF)+ =h.+iv9mMp6Mw l#8xSg9_vY)1&'#=Ո[@tfjx6\GnJeHkm! KنB5 8uzfbt}3.Lh4_4⸎;6~Dpa=G(fFݨ v rX?pNq\OSaq/DИ("(Z >d³-֜-7Բ#*ӨWA$ףku!~-Ȯ~|n)4͏/ӷ`\x4 ]xO`'Kk4c"h4 ~ďmzzn)4˫@8^/1Lh;1M4%^hNߧyɸ:![3h4%1|H~i(+$h4Mπx"h4B}qDaIFsAA`-=&FzAsm><kh4+ endstream endobj 477 0 obj <>/BitsPerComponent 8/Width 2097/Subtype/Image>>stream x+w+fVaieaef :Ͳl\,lY-3 Sew_,ɲݩȑ^GGГ&,b2o*3Ll1W(9}/BukG )gG2tV<7ǙII&qVe+ܾ /]BNs۳k /ϼLl1W(9}/BuA |eu>69KIb˧gŬ._ZzV6Μ"N :]X5S\e{,8 ro "GI8Ly7ſcb9 |1+pq1*ԧuY֋̇Cn|MA^Vg.Cd1عS~kg Ӟ{ \Rg3̪Xl}^[5IWonZv7_"wbQ/Ogtfkj+$J 1s~YWNlBx@2=VIvM˔+|jk..+7:nQ_Fò6 2@``guPVpg VH,;g—}(WF ;G۟Ρ$]Eo9*&Y.tC!e9P jkʴ(Y vbfKat>$W=Xʗ9Y$I򱭟j^X0WbVZDC͕CBJWr{*_{Zҋ,B=dSq+t6MDҁ"֘i1Q&xz~&{a$U[@xuS8woȀj$E٥/e*Ih-xN㙫l1g!Vˤ6=.Sم\!ͼ/Vf4%"C UPu:)?M=p bK>+%J^/2g]ݼ3QbC*.f 3$А7I0RHr<ǁ*<0+[-f(&y[jj^(L,ˀzc@F/~,hB{euձO{f JcX) y'mP1-"jj7*qP&c'oB?ОxvbD0]#cX.a-DٍatK;%Yנ{x#[YVL2dmMEP qYܱ1_ lJ㧽<'nBC]u!ifJc$ vlctVmB#{:NT:]y@͗Ze~rj>LLaEpWr%a$>/|s"4&?#,fD}{Aee xtP]ݸE^l9}i⍵d_q].hBszE uuFĆh*F5bltbT[M[iT$Ax#þ;QL-*XY&9cUƃ\ :IbZ>/i OG9ّ&m|ԆQ /Ѻ"\q`Dԍr+ R@X¼l-Ԉ|[w{ GK,1̜^dC]u!me31Ҕ κ y=),E[tbP |lB3f|,VQ6[p1&H~d1\" k_eoI mg LS'fKe@:-*u|мP#1m{q^x]b-gVՋ,bme31Ta$9h>l:tp7nXmuB| (h1kq.,&eCʟHEŬ锇!2)InԑΒ g1пD~PrG2ds tk7f,JY={;/Mi#B&=YPW{H{DQ,Me#Hd$8<ڞMǔ" j bLgaL&[P\r0ch^IIj̤g&L-‹Y/c/4l>ӻ͒u0s,ҷɰs瓞,=ܕچ:,1R:6R鱷9b'%ܳYp#|>?۪-̟ܲ9.y.ɋe=m./IJɖ#;K'2ܕ-[_nMl˪ 'EK⶛f _r]~.=:eJsDZgොmFjڕ ~M-WR5e"2YǠ$0VqL̰"xS/xk2sEf]~i'$"|>s7j:>'$Iw5 N6/L<  jݼRuʿLnuMN”V:kyQIٽyv ɥdⱟ,f'\sB=Wn'!ZKٴW S 3ѳ t +L&h-V'I͚*P6_g.mc-ݽ{ͭN8u|com:I=2-wbK-zϗ/c+,_QSVi0:Iڮ˹KIM'"y "q9xVlFrADm>6|Φ].@7tCh%[-5ߍ,ߎ@7%SǬ ϛw,럆|6sPV]bwoZwsP,8ŷ; <ģxvyvfU ;-M$?yy9vQ|<>i/JTy4*[dAؔ@`!&!)Ԩ^u~]5!KNJ"^U^݄&7oE 9]M49Li{H阫4E5&M'Hg :%BNG8噴_i7@ږFA49 ڶ;0ܜ y vv1y78[x\fHWW%6e6{?AK_^%9>&58-Q0ͣ<ϻW'b>3MʠH6oC$B*&ATիNOEMx[^ &ڡ$R/7ɹPsjL֜0G#RlmQ7!VS_t03f@RZ94E5Mֳtn(ӄj@MJ-~iA5ⵏn8 *kPe['MغcpV2qqiכ SEo{z(H.Yox־$ ?U yYjiPj4s&k Ph"Lx kC]ڡh͂( Ee+2Q(n+2SWyg\ `4]\SmЄE9#b%ح펣ԺcۥE0ye!*.'E5&MDܳI0htNzo6\K8`U +$Y UYK/:ʫQnG?#ut,9I7<·'ɦ+7m؏ 9l*NIojPɹ߅?vWg,NM}j;66p"2JR!P+;Ku3kC֔< s)#"Ԍ-6+Y% sz[=Пݭ$5ϴiw~rmOLί>- @(/h1O^6#:@!/Ep|Vt?v@2s9p Yw4ռ*a jܺ}`|&~\#& 攤<r_"("CL (ؼژm(lLP'PDwMx6,ifi\Sx?ʯ*gT`tvhb* ZYEW4@Jv\qZouyR?C)JSz;} vڞMiuz5TM jT:m-v# ;h_8_ߘegoت! @$sx%ˈByeӳMIPݐrx,y/H5i1?n&uLޤ|b%=K/$w6>1g  /!f]o)h~(|iNIʣ1J ?tEQYe 7DlD-`cbW5mBib/+~3@С+ (/6:%0W͍EFu.V.s2; ]e7cqyQ|\[U63&IfPQl"zSߓ}QCоtCSkۏFMKia~9.b9j.6{L5g7ۖ( S}bNSP&,qK};ʼnjPL[sK*@}'_؛ˣW9Q/|:0 >lLỊEy8 9 QBMju.=)D͂@)`c5}#B24ׄH}/< -$a#FǚˆMUjz~0=&D3VvS;]!ւ~pjrF(_JkO/y2djPoJPK׳2ґ@p<0 Dohk1HôH;2lmPoLM#/z//wl7;1rAv3~xw%I^LM6|L־ Nh#mwgEӪ=k ${!lxZ͋`l4YV-~߾)%)l^ɢ biP| ?H==ld)c)..|>Q$@^giT& +%Ԧ+nL=Fm(PmWc{LWD03^6c:1@A4э{ibd?xiu֩>E.]f!N\y|d祩L@kIf-lc $dic? GpBߡih[!8@ ͳY`My+E4u<%!n cb>n/h b:NJqd}0U&*ÚɞH% }Uu{Q~7'o}ʺGBo^g?y|RhD;iڠ=Qʋn郜ڮ6Kk WanV_Pwhl_J]ljk?sݴgZ{n)4ߕbC/@1K>n]ZV u ]pZ7{e o0A;h}f4ϲS n@h_Tˊ,D֙6/AfG;o9v"jihUvj:NP| ([Oy MO#R5 m*dmӔx?̳[GBՅxx8YTQN&v[jSAˣ/qdȥAs}]6%b,vm+et2ZKL>6f c SN i_+cWscݧ@Wdlݷ 32ʲ p7uҩ?@z13'aHruYT۠*{яvm?f\[3Kٸ( fB4AQ'ȅG=kSrS̄~'#fM9,}@CPL'beСYiD}Q咹8 fmCE4esۙQI(1m CqyI&J)Lm5%z鵳U/}^RY0HQ,T3_{k]h7N5Q-W1GQTxq0Ã)caؼ$~[l5Jm0GyOESۼaEܽTmFXk}3_-ta`;%< ZB#z.os ̇\+pu%Y#U.K+ j}NJh! z ʭ,Ӂ)'>(J4͘vhʹ3+ۅA]خ!6)%|~٥-.9^;c dWi]D|?fbJ~ze𶠚J([VG+Gߝ*턵X4Kwcw^лm1LZ}Tu+`M@m|*aepӋOwkb,V^Rt덉OFulicw6=vWK%P'`櫌ew xwVX-c{oL}rElɖ#0jRB\GrLii.2VA Om|fz(F22ޡNUelm-7.xkPo@UW>Q${:ˎ4, qCn|d~W_J:9l>6`_O^i'GYRd׺M5ۏ1ky',2 :6z6߉|Wyw#"(h%{sjjs.Q9ZKs3L,ZfvvO_mݰH Ny XPKKTK }W?Q<Фq ,I$ü3la)M]')eeu'ClD >7=-5j< ӓ_^堞=ݿs )~qKr'?@] *43T ;x-I-`ҳ(`ץ^%לXSJ(*oj)pUsaOǵ"o1WA?Eͼ_V>f]3T {֝𦇦k1X:Q2w!xuurkjz`uEe"X3׈kaOO1~΂&2u.I3mPA2/6rNwK6ϮsЖPS{+*b dCRGYuF.\n) :ܴOsUX׼y~X˜,@\mHoW\3\"d?a 柶  %@A4d1A1 Y AALCAAӐ@A4d1A1 Y AALCAAӐ@A4d1A1 Y AALCAAӐ@A4d1A1 Y AALCAAӐ@Ad%h4=d1A=GKi!zb  ::?ZHb, 3L|A ۼ' Y ADG-S~$sB̅, Boymn;sB̅, #Z@]@ +c Bb  :g3,7諼ܭJ) B\ M1!~/,B.~$&d1A߾5_3nv5pu! Y Az^ ;O%yNU/ߏlߐ)8 F :@1{|]9Ohw-j _@cZA@rn]X>nel3'=Ҭh;Ab.O)>-6+` ad1A̤$y}5:c# E('nwBT4r]b S)z{* VB"f>[l8!, 8/50ߗCv8P/u2cعG@% O_v+3RnE1dJˈ_%J5&U9, y%4g8Ħߝx ߘplb{*ypA/K\}n|>'r )L1:\6#||<͎<18]|އ0:UӮۄFA,x zba^<ϛ+l'2v= [ nGA(816>a4 0&ri~rYǤWG^`$iЇmB # b9;@ ,VzwGؘ_De@e_۲҇0;Cla<uݗSp`_q 6MdWH(H'a[J*@1}}X陾 9ED}iF~+hdJH>3fQ֢ ~gCDóq=> SY AsoP * Hrux1})99sa$janő%fla'/dZ֗wkw% -'S~5, 🀯}y 䝃:aɇbŪ=JM9z.,ɰ\Lb ? C^@$p>DS]e+_H 19^DR~@׏.% yQXqhГO l]. QPA Xy&sy9%N֒x}m u5?6}dlZ@12QV!_4pg<‰(v=e$@Qk;] ǐ\e#GB/k y ,MU kY AT/0m-ؿj_M_k| Kv0$w0͂JF'3yPhq֭A<`WcX.n,GLZ5a 1$Cw]00 p(z K I$#[ 4V1yUGޗo3E?b pƼnx*Y?F<,8Lv`=ɰY+D>PD_A1 0x-ipq>(6.a94s79X%[k.;$r# ™0cb04{φW di6bKH']1 Ry<1IՋɋ i L&R _`tN\aʁذRFA35 CYӸ^z3WcM9Wӄ9HA6!S~W8GFAK<}5$fp'W0;C]7w'oht I=ۑYјad1A8/IS)9 {@y߼O pWo lFC_1dHB50 rѵF|>@5[08C#TzS"… _c`?2Y p$I,tL; X , пxr2.SovS ڟgјYhllN><m װ@ָcrjYU0 6HgU8ߎt[0 1^8fw{jic $gN _8c|cm|pHrUp鵚/'W#i^XOc0wzi5VҜB'gIk`mpxb mA><pGl8}U\m-Fȝ4QVnp~vrOn7lx"`m 6J6JcZBSY ZOK$s7V r!~m uz|l/d^ڢu34e|g-6e:޴:- ͙Z`6_la 7`zMM!Eu Mx9|$xIl8_Q,-~U6GWY(W N Y\!Ԗ%:[X{E|ai<{)J@9z*#KY A 4VFW3GCtԬ !-:&-l[@~sp٪NE7BA3LߕӤD&G:tN6/ ˧jӧ=pw ӧJkC nzt儥a=K34 )vΤ68ǵr<QFnaҬA3xIx`RT_>vc$_`%z5ϣV F L"9x%/a<<\Li2b p;x0PӨPxyYp~]#wH]gզ/b&,NHk1 aMb7\M,:d1A8حqayhtJOW6} F{@ب.kR}Tf uHla emOV @qE#4g@J+V)(jc ?UjbJy~7ߊ,*s4J\V5<fCW:.a2XDnء9S8c@Nw1(7|>ǒG;<5 NSWWYN7\ /@1t > O"7:, w]R/t'6q˭}`QIi38r*:\`0°/6~VVw@1J M(Wd{q3<ƍ3hIarnm.? !O7vN;xB CYœK>!0t3q# b9yUBfv>v VZPY 9D3"$Nvi>)d1Á=Ekږk[Y5YHp|5q hA,cB$OZIyiAA<`ڂsxp!CAL69Uw|ehALF6I~2q h  %6-z;&PGe@A\oas|]3~7$>Z, Q|H|\ ?@[@#mˀ endstream endobj 478 0 obj <>/BitsPerComponent 8/Width 1966/Subtype/Image>>stream x-xF֨ߝu_&abFaͶ YEfhh,bk F|$UV^S?٧i͌DHu1 }xϭ\gkYUsFbo^C%oLgUprKxTAz-a ^XûDݘ5q-ߚo ͟cuNOzuƨ69xDzAG'8W'O <6WϭL+ѤRޔ֚48Ȣt{!5BS@jk#]gG|I@6?۽#.ކN'j'g6ˠhӋ+$[V h\;OlwX;5Y1D~+lbq[+M>[k/?L|6\{Nz$!klxa\!FkiQo[O^KHl3x8+%-olWp[YFK_?w8+ ʚA^ثfzUk^lu\a^cH< .M50cݬl3J.+!zqJ=^]3(s~!X1S|Pz\tO-@cco6ykR^X6̼D@ZSnMYOƀkf$Vsy'B;|൶8>"gȻ و<\xtkd<733yek}#Չg- ť"^V `Zy>><jCQa>C0d 4wP6uyA|Wh6ixEU|pupz\N,Ȣ0nV~|Ov-i:" H@KWW{XSk҇vG@i2$SWXYDeшoD)ຝ"3w9Ӆ 47;Va6ZGYxJ:۽>UJMw⦑ Q6vGPxu&t%ThSjSjO#4TtfM:T*a49?gpݶG#E"?/_eX,>sc?V_]㟢b?gw_/Mb㯋⇿[zi*i׮RHEGnџXD9?v+]z|bs>\~Z?~?X,GjίTUH5bSIbc!\(ſ _/FQeXJB^qXWcF,+m[~X,S'xUK~],ylYRŏ6qo R ]q1xl`SXМ/Q)MUޔF{"ho9xX{]o܉ְUIcvGDpUOSVtҺ7POYyp뙌y;_"NKKZ7TnM2Zo(צKgُ|ք;l'1Ow՟n+߿|9NYB6"ڨRc}|S.'kiLl)1b//HQ]f~Sn+]5 uUZڟHͪRp`NN ${ Yz2A;|ߠc"@K2!2gX.;m}zmq,+ UmL Oej@&s/K^ZK8g ڔh~JiDNZƥŧ1j%L&Z0f):Y!zS$zNfq)?sQXqh-9ClO)rwA-V911<p84rop8 ]햡G΀,JZq»=+nݫpȄ V7f*hdto*byê't<"K(ЧT 5ǧ9**/ po-ڬLlR S-yp(`cK` Q\$(geX\^,Oa׿rǿ~-kaOa:\bZ JB]?>)GZ[X%? s.#?!`֥P~,,鴑Q]Wr ].H_4jE]|,? AI(f ꔊF֮DNJvbXP.}.=>k:-٦,!CշɰƼw豹6tɫ[z8+.ż+KǓͱՕ³qv<ߛY8ѹltx q^>#?]ZL9-Kr a5~o~mz{H#VUlܔ]+Hfs*_9G;f59JD'})-4Ƨ9*aXvxt8{(a$9??Sq}AKgŔ]L5C4U&\76EP` Uk޲ͅm}c.23 Sݨ"o4dQMr: .ԸPu(f1IQ~4|a}"Ov) c6֛BZ3ItdLvwķ5v#j9JD7=)5HSkO#rbU"=T&WPr~ Wa9ASJ]0.)6/ǃ›yQW߫a-R~OT lY!}o͏ k>d7aԽ biEP)#9FQS%vK&t<*K(Ч8'ԸァP% [hsGD&6PP|׻jK&(GRBf ڵ؊3Z?znZ 'S,Yt̆w*=8lߦJa˜Qf𘺷|I-,]'>M=66 ~խj1k2iym(3>3bAwTG=,1c5QYB>}Q?ƺ4"T%[ Ak9Eؠ(a49_& /?&(GR)eLA'JTHd0"g$݌qsDnc߂ \+#Kj')W 9)记|M73\6ҿz$7)FQCR1ib&t<*K(Ч8'ԸӫD]kegID&WP(+vv5'$O?PVuߊsխn0lZc_T8䒣sOdbZLZ3HACLԛr'Q]{-zJl .(Lel,7g3~kUMLX>-7ςȵu֚{Yw7T;P$2,ћґ?&6鱫wfí&U4oP:ҊRѵi;ى&ێ-}&6frU<awK|Rh0bFBTLP:2e[( %EG=Ql ]{X_]^A0t4u>$:MկY]/9>ʢb~+ ҕ8\MAU z Mt(EJ 򙁖;mIWUgʩ M2Gx,ѓc>}&6fzU3c=EJj1Qo΄d_:2b *p;(L=l<\ț* k<7qvJ^j>5ߴ򡸈ʓ—͸88˒7L볢:'7&BҁVF7Բt-ʱ<~%׃T R|I(O%RzdOM^ǣX/XD|I1t'Je7<{}vרu ɶ4WjVm祎dwtv9Vq| H֒:;b 9-TWu5Xya39e,wN&x84f&&2NE=qgd@Zg(lܞn3q [U6~^M2G8}KiUWؘUy/Lx=VI6Z^-J S|ո$ Xzkl;Ev.ƽ,MVUqdWLKkc}&6fzUMqfq\Mpj(u]F(`.j78a}S !FݏaT?$b6+73xכ鶅rKS*z|ԧƜxt~MNmb ,uDη+aRY3]!zSԳ?RkDjXI:eExuR){CNӚ'iΧwrotqonD+vnSh6v[2nWW$VE#6ub}n$sg eJ%[ؘU~keNmb,ma_IqO]:k&+Dߕn6ac{6z^%ա8qػk#e$qiJ6bek^[458^x ftոZ~zl.#y2#q.;HX^8]6Rl%gf^gFevlp8{~{M2G8}PTOOݾ,=EJ賴c9}(7X]U]:em(Dx“<_Ŀ1KޘΜӝbu'TاŚycpiHͺ33|9y|V~!wm||9ߐ7ϭ 7\̼ gf zffEFq73ꘛ뙙@ȭdngff^>23dԮgڴڰɧ333&ڴڴ9ڴڰ4ڴڴڴڴ3̣ܰڴڴڴڴ37333333/y̋gԮgڴڴڴڴڰ+!''r7#.6CcJoW~(q5]X,([4 ;n]+"+mHe^#J{i))`+4Fh\ 9^^is*% ~X+= oy'^.rE |fBC]VlMX'qܗnw]:uۭ5q$BͰWV~}}>ts|Z_5·=;V٭3qh1I{yg(A]ڼD4[hZxGWx?DurM ]&Jvɭ^68FhHD1 R@c?H1_Aqjw y-%\ݯ6ɶe$'eV.%H31i]XS6 (Jݭkހx (AGޥ>yr5(|aY4JǞ|:ý,=LGpMG4BWW_Prf鷁u PQJP$I6r{i]L :3uϾ nJ}t?c%Zgi.K 6iSHk)-JCM>*=E:F!VR r\nIrlB[GJaT]X{6cJ#c9k͵w8\y͏QbـYnn=D&NطW+*[ Evq?MG}1܉BﰶWHSH|̍YGٿ:y^)pװFѣT*C!d 6d ĥB8e+rP-Zf n] Z/e#0϶Ԗ.=>}4F=! $01J&g{ /_ Gce@|BhXUgS:eCqUWλb[Uzx4R.e4d pe0^;{՗ѬOo`%ZKiDDvƑ~B{/ٷM>y/׋}{#~s_/8&a=#=%l˭WǪ(Ѕ A7ͧNC)9cn% ؾ3ʞ1򡅍<첎QZޘF VЩ]\YUd) artzբ,KI$j ~k+jH]7f]Gý ]X3ҩ[k+(_rL6T" &k]lhE1(^VV)UXt -Xe)Kq,k ˣzWtCacDv?2~kÅ)nRH猤"Gc37"EsZ q䏇VY+CuoH!b_)Uin:N2ub5uBY#}~uޣ(-,wUm5'O"z>!< OIԅi[ՀC~u Ϟyo ` ~z H9"\Oxne /}pTOQܻO"SUXta\asy?IH_QXk> uHؔڼ63>5ɓ|>Bhz>.(*MA'ZaxȽwi}&HEaa2]& fStnR|!{eyhfBw*1i!tXWǛ0,#\86ƈO0MwR,2?X~bgOxkH e]I.R;4 ibq@GgN Ii&u3]s/ /vkx+Agt&\|S&?N}sKg-8C}Ѕ2`eZ 4[/{Yta/L\ kapM+fZ,n4;%Kycsoz f7F΀L4H8j':3`+ӣ݅.g$Tyн)SJӲ:U2(!=Kqݣm7l]OwR/ҺK4_4 _݃ՃsT˲c^g$]x^q,#kмؽ,X9iīfhLƂsDYRzIAٕqLZF+ZR-&RO'-zr!jG zOUG65VVgQxTmgS̅[no-*rh4ТG3L׆U3&bKc1o&&1~!:Ϯ X _laCΑzg*i-Lmnc;3&qI˥f Ŵ."!42E.H37yI'ڗɉΩ}L\'a?[ۥqbwм,-{ 7(Ub`1\CƚI~Kq8kvaHIPIg0YP\5xJ &bT9nhr(*i]Xɻ8:"u&AAz>L.taM^dÉΩ}L\GA(U#ƽ3ʗи("Kx4HPdf#5;墅F6쏝a5km4;Bo yP"0ctl(N*Čr躊5_~5=O;OezCwu}{Qi,r dQ0^oR'0p#eu2Ir@ɺ*G-Am*,A 8ǭk\X!7|m: J%3x9,a'TN0Q&[qQQ ֻ/5. oFW%,&Sdyh_=Hކ)Z4D=HVOJ۱AJFPIg8EQ*L"dS両x"pOv~|U~1{ĹG]YG~[6^3|C`ͩާ]^d00/[P O6 w7i$I-aM6v {b2lr%ekԒ^4~qkVF>^o eINa0`!]/cTD|E DѮ>rx{5 _=O kh 7~oR5 v3S( De{| ]NWu_5 ovƫ,ifĵ:L{R96P\Vg SFj,PXl:K^ۣTDN:QW`a%8օICޭNCn]:Օ%ۺJF%{+uX'Rb2|[κ1X]pIq0e5+c_5u:cR£TDN:pnd:_a"G5cFW֭SzwNքB3S:!l]:k\yy=jUJ1zvx3Tp٠zվM(6NQ3XH+l'yCCh70m)?."k 9ϋ#pΥ~%k@Xq ֕}~yM˸fgj&w|u`-p3g~N`3_+OV?/8!#e|-Rg^ ⮝WǞ25cLwwtsKƟy5l3Wجeק?L1$w5NN`3Rpd{(ypA{iRg^KvJ ?ϭ> oܚrKƟyEuOkzkKԱ;ß"kbΙXj6kbw.R6*,d3ẗ́37ݜRg^W{WD·f~k4yRg^|^s1!1O?'k&{lF?j^`tL3 endstream endobj 479 0 obj <>/BitsPerComponent 8/Width 1933/Subtype/Image>>stream x흫ڀ+b ˢLf^ 2 U*3̬b(,n3f4]{g;իi.bnJsW/bXMkEȣrZaRO:rC)U#p`7)Hq"k9&򅜯Ų-,d1SkuROcχc".afFԾ)հX^l2MkV_Vl{9VV "~o#3 )b]Nx%ݨ հX^뗝v|5tvvz2 Q>С0X)*BLUgNw@%@92g ,[\OU=o,CJ|oh%=&Yg/ʫ۷3S}_r$ >ּq.n?9;(73ȼ9+s-'9 7wO$KaˣdsS{.L~]aeU!4*XVo"3z$9X:+喊P屹㖱$X, {ܣYT~ߺY2G-˳X,( ΏB⯑4FUeXX?)&ߧ׉~I 1կM!{1_Oa hTeX%V'DvK GTd\b7X2bHSRh_r0z/{Y@(]r$7TCQ1##>ۄ.b68/?.$<{YQ#?sc˸5О>L 9\U٠q-!VߵA=ZKŷ_nD{RеrYV% FKm>3ϮC5FHN3^UqDaoXeGtrQ1d:KzE^ E QO_c^im(Dlo]/9\Kr*k k-M>c3vR+2PL:}ŬKkʶ]:P}enFe/#*G:ֻTfvI%L42҄Hen1ꍳ&ӕ zI &4rEzͻ 4o,9|s^4[u @y}= HR}٬SdT>nz 7x.\uU]n +E)O~oMUpQ7Z(gBvUǕۉ5vjVE.tdJQ۽3uZ޶3QYedCTǺΜ(_*yn)b0z6H"U/è7nI]bR]5_rʺunw[q{hj\<'l1 @yv-lHcnۍnWhDgQ\iY,_8gu$wO+.+![C˼R9n75n]#NCHӒjZ,vuQ$9*w._5Nԭ3vI `@^iƯ%wN߫Ibkp抆sokrae^{:LllX9Ep.~ѡP&zOaN̅.+B;fWd=U}"SlJ1.֤JAw XuAnYhhYGt3}S6H"G_aomNDZ4O63z`$ û3pYXMӂP#lӹtxi\UkI&9<:ރ#Z7GPUS\ W(>.5ͯi)7z ;ԃgKt ޖjm'g,(G@?w͌ ĝ3}^ӴSI72cCNo귓1UI Qޑ`{Ȇ+sKǾ#yOFiR 1덻.(83ݺA1R˔zS಍-Q80 2+pvM``Jբ*8w7 6S{1ZN&/FkEΠ/94So6Sl[kʢIgybM]GQ:>H,fidCW gsK9? ZEi63fO-?;(E%tҎI/hxn!|n/[MFT=v/r2[Knk'uAoz+u|O pz:M#BW,rn!gm&1Q4>/4h sQ'sʬ1U)K3 FYf{ȆN9'י%idfO"Ҵ ߶7.;T#nN~q#65\; }G;6V~L $(cAyCӱWXM CR5 *gYLx0v)sUPUg܌X80a39L1^:YL`D敤Usf< ZH1>2K3>)7~ U0p7|VYќ]XP:_=Nu^< s\rό1smƋY/\hg)x_L4RۙHؙEZ\x6йN CƱYdhQzCE~Lxn (f- #T^n쌏in{qAb&ShfzwÒ1/kj[IU_r9 $/yc G#)?[bв:=ݷr8:+ʰmڵĢ"f8;mʾ7.5><`?xKotTifn6 U\ybi>崘w^&:e:~>^:=5옰ڒX1k LCPVCA%i0 i$oӿlk4%Ҁٽ5WVs d֫B)n -;R۰d* DEL_m}e:rV\Nwh._jW VfM8ΨШي#W|Y.q'hRn2m>ٗ*Us#’Cu?o3x.6e,+f-]m]*nU_ce/#ם25oj1$-=R˛/(#D27vu6"Z=oS^%d:3(W?XխLk驏+w?M⬀ 嫂 o7 4 unu$_un`S/퀵9u2 V |Z5wWc*K5] Yns(kKta1;kD&99;[ׯgyMIz+ʵ0*Z{tsx%U-,6(7ۥq e| s@S6^_ӿ'Er TU \4kWDͺ|uPwI Msc 41xbi94XUU_cY#pM\VVgE5D.cF(כGț/(#iDj61pwQ~Yn^9dք{?gp^ uWyOcߎ:7įZs]' ʌ# `"MWXU=&Yv]Y֕:B*{i؞>(E ntl+%U`rSmyމunXߞT~"{Dg@vuLsS:A/r1g_80RRfP}e^F> O*v(M5qˏ7_QF҈mj ڊN-?ɸ0&<]^H@]2X 9d&6i_&ه1\X>j3ܰ1մ"?-sە8-..U#68<_ͫ b-݃eu׊gje"a{cbrD̯u@qeit}Ů[,_Y]]5˻v6Xⳳձ \,Co޳;Db{c#8^@hy,^!;Sm|-Toz,Y8m}8Db}qY,rjLbX,b[,rjlolX,˩bX,b[,rjlolX,˩bX,b[,rjlolX,˩p#{gbi)<ϵ7BZ^ _N~_'ݝZ#/&82Iz7^'Qؘ&wEkN֑2ZnօlR/W uoRwߙ\3x'|ξUT':aHPo^3Ed)ys]EˢW|$Ӆ)Ϣhs׵U.ﯼ~UFl<&P֒8WOB6Qfd4C?` Q~Tіo/7NMC<sȫMW@1.?R+5-.OFu^kd|=:RUPБګ(9XiA.L&*a1)~ =`uꎐ.<=t&enkwp+:PqF/50J3.|+S^; )]Uy9 ݬ¶uiWf*R$pڞ; olR@2>42<'۬d))eO+SRu3)KI+TGEƖYLRn6wy,.L&i+WH8WɝE Z2ZY1N x GrQTQ]2뤀q}Gb|Ri\G1 y)PuӺ7qt+)H |O.>){gu$e=ث0\`ޑJyW :P|3XJq'M絿'M x7(sQAmH1w4RގSH+ x5ždyR0; CH&8W}#iȳ=5O.D]44aZgG3, Jw$hG#g(l󭔯 Pԩ UHԥcKfJ]XKyn_邧vPɁR(J3hG6Y,s:~ n¶hȺ,s \42"Qe(cG˝ʺ,kd/QTm=/doCOwEnBrdѸdE<,#/4ד%8 KBu/u+T3y ok;h?օ%e6ɘY \~gm?Yhre֑ҷ9-xU'uJ5fP8"9-Gλ嵴El}(עB^1QNu-nR'Q6.j҈%;0䇊Rp>ēw󁔽kuCƂy™\cI=$QHꢡ Ӫ<;!srsoL:H 9G~p'oo*A׵t.|H^SOg<Gݭ g8r*xxpXYpYi}80˵hB6R11PGM6fES4aZ͐-f3On|t,.l qeT[oۖgup0U81J3hs X,Uo|SwIThRw|V@IvOԒؕrQnwnWl niU 4"U?>"{Co`vݮvpM wQDGQ n)()wݮQbGn`_ 4->0MPUt7VL3r BX_g: zѵ,Y6ExRׂ:ޜ Y:"=VH&pp0UTY|qWRRAog8_bb៧<==X,1~],~zzzzNbXX,Tb 4",יIbwbG~+E-(!&bX>lҏ !sbXc_bИZ~\,?bGԼT]F_:h'7EzЖuj6ſI]7,H(~^Vŏ4m&@]u"Q(}bOl=o74kQA+hk:rͳz+ ԛ^nEC62soŽJmI&a ) _asvVݹ 6bޣ ;|mPtٞӂdqkzc ]+]HR"f|I9|7 w({p:} l6N 䓐;TdO{H 6wN3ڶqphg.a*WFWC\ SB[,qYd6!=1J17cʜQYfd08#<]Hަb9A>}.XTX} W;}_$8hR@I ԕ 1Lۯw]Xpݧ#58@HBى^ӅGӼV0l5Ec]e<~5 >՚0=j371{+&ٶٲ=ݜ¸P65Gշ4ާY,=unQP+ƲѤV*Sޛg3eOXq (q%3\tox}"|;F +T$/as<7k1zP4}[,_#bx?jg>>R#iJ9 ӽTW֣;\]tjtu&Ig|iq&et\zVH}4 r(`Zpf|AkSzw) A nl,K2F{ϒ^ʮ\:6?FjT$^}7a*OG~Fh'.A?p ۤ`rPA⅙_,p͌/ܰXAsr1;d*Oj 4,U$\_Rزϥϑ"VXS 0z0CQ؝Fɽ QV'\.{qFe$;csؑq{L "+F{])g1Q9?˷w׭U_GFsL9\iՙ% :->ҽ2"ٯ0ݨ+a*٫ܸy>;gS2ܲ9"B\UԻA=<}G6QGjΦU7#',=z qL\Iљ]Aw3l)//{i?(ꢠXEnW739F*FPSW4 UGn68hl۾,?Nm~a @Fo0:ѭ}06jӾ8j|ނPM 8Caq)s)/ry"ʁ<Pةn Po3b1E*~Nkڦ7}@ɡQF7qi:7ucPVsN}y\BǪ -&VE\f]l/왇8IDN 31f:Z\ǰ` d @@盹[-iNzd=:@z^?qu "K9;{ GZG7.x-XMb: 8no\peh7K姺h@vv]Y!WݩrQ(EyM|MIw%F[-l6*B2@Lmyީ\/I8bx] pY 7SY~_>(;a|(D5ٝ({%ׅTn?ޮB:b{\ϐZ.sa9Ȱ(6_9vhq(LȶXt|Jc['E#rQ\z϶4Wi,X}PfkwN VRSqRzMǽ!Q+Z9Ӊ/0Caʭyݮ(\$ v*5kzeOM%]D+{c njj-ޣf>A\ԩ[Gж4]rVSUWwb >a;B[(xܧ'C_(͞/MP|  Dq_OuDU\v' p>G֓2Cbك37цP.T9곾/Ց~҂4ܻSc@]1gM+0Caʭ-ˁ0p`:cډg&SSgaXOjyj`^Թ]&Ԭc|;Ţ~ɌoqӰ>J.FufpES_9E^y㗜le>#F|FX,8W1W /Kr$FnT|wb9_81NY,J{c#7#pd_ŢU@n"r*|GhZU -ټ<BbūU{]_ƞO36".c_CYNƫ6BbygwT[,'d[~M$4|s™Z,-"X+qCnwvףrbUui.XfE8 endstream endobj 480 0 obj <>/BitsPerComponent 8/Width 2068/Subtype/Image>>stream x흭_NUA BafiօRRÊfh=ؚMTf1ˠxذ/HdgdKtu%K|OqmE (\F.KM_H>4~k9~|[i/vgyɎ$K%Q%e%sڙ#yd)|ivE W0.C/ȒcJU$*˻Ik?X0 y6sbwhzb>\ͻ. 7!5=d)~r{49eQlfwtshG=ߠv^HcV)tE ]o,6[D,"zlN4~*vz}{l5q ogW $s| G1+Ήd TϪen}FA}?o!Ʌ)e!wh6㶲T`^{l\#SX c,6_VRh>|Ft;D£O1( [X힎x/$Rt4HeR>ǽ_Ѭ*ڃڊȉ`}Y|PMH. J`Uo( /1Y. Lxg `̛*jMC_p˩J'hoR|F>Lq|~Vk fy k@R__b#>hӸ1q”=;xvѬs; 8QpZO1z u$kD7xl48q/ij7h>DjM B~e%p~F<^2 6LA!J`ԭk4g\@\E~8>Y@ymy=Ϗwg ϵODD4;/-˴}0CA- Q}@jf۱+i5|pĂ3&8z<?>irv" ]0{+cCBwV..e?B\)SE?&-ܥ(0P J $Ҩ~N_"Bw\aצ %/@<*VuP^4he-ʼȭXl )f& Io]~[~YKUu%8<;+KqH1 ߆C-v-E:)&U\ctv *n}Tq[HjbX,OI۟ wb O7~ů_&oJ8E_~6omoAͩG/X,ş;~@%?ⷯY,u~{[O~99HbIjRȿk4b:eX7TuX?5ߺ춒_ٍwS~ ~^,OX,% &QS͋5/pSk2}oФ.v; ^Y^9;+]yauX,=4,$nWiڝm:bw`Um^FmsGLgNә,fiJI1^Bt~y2yls'ڠz8+;[WZ#9 Uz?Ch%rZl݉øDE?G Xk쏘 #!$ R h'jtZ<'I,8 ˽@ TQ/]kIPnU{p=T VOc3j=w%π5idE=U]U#)U v=svVI[M7Z1\|vJ6 mԶ/۱mug.xV ̭}=n}T]݌?nP¡|Xjy XےV _ygQdAnBG8DIv+@?߸ hklR NB݂ ȁoDi㺾wfb(3| `G#=Cw^i[%j;Ӫ.\4{ 8;+} -3RjC@J*ԶG]YM1Vwl*4ϛ_cWLp:h duVx?)*:TSwdm Aӟ֏Lz9 -4r}Lr;(7ֻDKV'nL]`x8v4-fm&'!S5PAo`n1d{Z)RSh:ZJMO/1kK£ѲwjRNMؚeɠvrzm1J+%>3>_?ٳ-֝c{9/!k<k#CVXβ &-ug.'Mk%3[6mbWLp& d4/O Jɧ㱶7dtPꭨ W^>t<>o([y~RVdϢ@U82m_oPIi&L܃i*0W[ IŪd=IeٸʹL)g>$;M˰尭85Lʧ*ֻ̧<$~51'U>ܯL{EKVOIA^x9NRӣ9CSԜjcꌶ,4C.L)U[΀ >N|Z $9n4TLK4*CػcS_(XfT=x؅=YtqWu@XׁVu/2[BUOޥ'ST4_^aC9hi]3o/9*JXRd.t":u-p_&sÎ3| &XϩIJf5ᛀޛ@X V=,ɔOK N+ 1' qJ|j Y'>A{ nPT5+s=Y =5mw-&]-tMѩVwz2'I=pn=uӶ@p룺 0ڇ2zhߩ};źB_R_1NUEGdNZcRWҺz\~:Cnc٦.tetE.p aT'. 8 ' h?Q>-ZF!5v!J;]G cқ/mwLlI,9B#&jg~tQk.wSG" iӶtF uAMx[ň5dOm9W0@hv2gҖ]3vWމT{XxN=ݿ4J܏p7EjKiq ctvi&ӆ9Q=w3 :k݈m@M`: ym1I-Ӧ:k1&t=7a(7b}:t/`0x~x닲Q[{$\sCS;e%G"֊>07iDQ kt-IA;6`[QwS0`Q[ڶ] rB3>MѪVwDS6Z ̭펿ɤb9n3VQ wpn S#=]XRfZcXNM9UE@64VX`4H%Pol #M„}|^R bMx84R}2q5i&!eם5ĜRqk  ;3+S* :6 g)thcmֽosooVն#wne2]zpnPGIh:@kQ[fo~ܠ/z}ƃĴ_[% nhS9GsSs9MGɧOU>alh` Pc JZ fbryǖ-d1ͬ#%фOM؉֤ͧˮIe;yJc]E2d @yNE?4YJ`BShJ9 ޔ3pjQ=JzO\Rg(?1ns3Sڂ-\b2cPwf4zv@??~0+}2s-WP>v7!+-+<‶UͩL} ^folXS̱X;L|v_uS×b,`MmW=;ePm[gry^M &\ùKgauw3 y=#4\\Wˬ׫!Ό(fFCɂ:4J0![sĖVB"P=м}nL]S=C=S \RgG99I󚂻 d<(2ϥ>П*iZ E$ÖӋ>Ium_ӒEOh$2rЭ9"0BVP Qʳ8EȖW@;~I*l+H?X;7?Va[pvhM|t$\|/6D D%:WQT{X&mk3paN\ ՝鏁m\@m%33D~QI >(P gaɲ?U&%iلŲS"׷g"ǝ4+Hq=-69&>&;k%י;,M]1'h^_B@rT֣:3y@:oWUxkLjtjJurѧBW0MN۷:@wR!pdc-pQ$2\A!$^՝?uf c"O )m$a4/\yyԭqjM|ZӬ}Ltu_ީ2/be␶oGg)5Xپ#m8:S7 9>|SFXΈzp05 33K6 }B2(^<={MVevUlgbZZB04<ٽq.G膩 `}1h'Ik =C|7I,!䍺]6V6YtmtFE2lV0pEP NIO oooM1P8@SҹŻ زneYS]ic,CmqOUk L)#,ugd0࢞J|hS tLҼ್|S@Uq8&6u&بNF4Qrl&t;ѽ!sh54(< 5+LDِC&3\3/H@3Ols`f#ugHy͊wDrTk /j+niOCF9NN un]-˳2O qiآUҚ,Y$7qmimޤ+״vpg2VwFn3Q u6|Lm 7)3 m4WB2oˍ DŽv8+YA?v\VNWn'hxeb-:1pikbk阳ɖfu҉sBT]ruZ6]mի,1:aXJɰ`*8Ѳ ٛ6xckӐ^IJ=#D uiIB|U4wœާmއ :-kcY+lFq]Vo79 7hΛ2"ޔq ug$grE=0WgsVN8gX5ح/\?õҕeLt?pr}G[w0Qt+xYMoHi,]_gf4pi zT{f"n:'OV!lBzYӋnA5u@!BʧKnrvN_)q GzBɾFOoab 8C>B7)4.]wUsm "&Woެ.֤ɧa4A uX;k|vVÖ= JkS4g 2m7A;B4owx\ߔ!3 Z@pQNЙ3fwVUM=ei ~Q@ԓk\ɰqgKKCx4ՆlB?i_˩TN:B܏s`?t'&;' $LN[S5<ɗ8Bx=7VRC#N>۹5򾱸:<]]Z9lgge.^ o:?#,۷^wxhC87eL0[%3gvVk!G4]OX>$rμuIGxoϋ9([m&t@w\t#9zٛ ( gى`5q\~;@yeW@\oW .xq|\OWܲHHR(Q'~47eL .U :sf%nWsVMIX@0TSzZY/ⴳo%J7ʌ7 <z}E\RJ-%w=׌;/S6zʩn3׋;/?4^o%.Ї.=/;/<3>}>mt!םŒ7 <9'0Qy5 wgv( bGCx<)x<ǣFx<x(x<xx<xox<Qxx<x< ox<Qx<Gx<7 <(KuqGr) ?=,u փ˯' (ga.5[8E*2JaSakԶ%e{ Ue~dC I>* ٙcjNtI 7&;@K qغ$UT H׻Y4FU;Y.'R~ @KP@pݡ*W8?A^ uyj{'?E7Ҝ9hLGl%'ƒGyà_Bޛ-A {Tc`vf%؊sx<1 =<[{Dl:,C(PlD\ch W]_TgXkr'XY2X%H)!4TNx^s~[KQيm1 ^G@Xқ.0n rJy"Ӱ+hHG ,8V@}Z/ ʲR`VcR`wGJG)xOꝋM@p$Oπ4$@tSA8{8]vv+ ?:ʂ*H2K/͒_%tHo}`=i_|~z ~8\;-ۇcZo-ADK/' P&3uI 4'2w jqLZ@譆lv/I F$P>ǰx*J@k Rt5t-Hx CeIDM^ܠN ޟUwۅ\/o";=?:;Ϣ*^!CQݲ7<>  yŖIyKPG^lCpN!D`rrbTya\.sʫ@o"Z.b\.MHc6FEz5}2yR%@Y%hnrb]'l!zV Bqv!sمt&eȖrzNi.&%9<"g H K`@ONx ?8}Y1gq Лg [B1 )L./.APA`?8,`SNDo zUP GI;H bVa MBwڸLV,%ȁqF3&#Fw,E?*Z: @_8'I v1/wy{k_;(@:{%p3HQzҌ1`#q3e14c%h3P ~\b[gWHZZ/%#/zv ;5_ CChI %XxF8rvk y/ks^( C}M! c0ZLK "}S B_ KP?KSS2$8enY k":}p_?8ASE1oiLgocir^لw.^]6Ar * `qw7mylKyҽBEC368y9{x7 <Dq QrA}<9_" ].lCP6U14и;t|N/^(?t2h25&-zZg<ߝ EC8|v6,r'܎<TQPb*Q.rz`:%p$l\Fh>OڻPWu/*\! 4E8ipx<,(HNȡ~k%hm{P) .7Q Kv549?*n7`ki "1ѧcGvO񸋀J3KطjjC%hjS1pS$vr=׬ӈtD^VF\m;Q%ߕZW%p w768>6<V_$y򰣹dw-%[ig5F|I$o1N[XT.ex֗RQx^)7걪qoי]" Q!Ƿۤ PioRg8>6 ?g蜠&fx:\q=EvҪ+9hRRv6#T NNs4$_"]QY]KcڦW/LC4ΣH}Y䂉->a=9xܴeĻYxB]dk?A%Τ&w\rmA.{R8I/P%Ҙc Shp?a) )(wSnβ@;3x^)({SʟPl>c/$] T@8%\w; CB.1kB@`s#%x-?\:A9?3#7 z n,C~4N8;>vr%D)K x3X@ .-kBL~}.tx0_\:$~;M%Ҙԅ Mմ]6"LV KR* BlK]Ot{hǻCϓ.-yU5q txEޒر Drv5cg3-D;Q;} yfaQr6r` `eD`[0Xnr %E&^Qu@bxR郴 5|WտʯvSw-DknA Yg@+S4c3YvE: LaYf 6 * ԜUKB| T\xgxGbSX-@͡;ijH>m. Plw妱[-E2,x"HCZ+W-QUpstyⶱ %x f@\3ʛ2:-IM<'2"̝%p@^{Wŀh ^g8l7LP\v $?;͖5hDzЀ8\oL܆4:z \ }~/x<#@XA~3M]Cm ;=:OR@v#EW%P4~|W: qg vlz<,Atzѧ@>u/[?uF6$K@}3;dG+[է_">g ulG}zy TyLZ;x<׆rs}ʊ8 Iˣ~Q4O>I`vj8D$%9ׇaI񱹲%^ nġ< x.|x5eg@A\Bf{ztx1] @uo-ܒ|{[ZVQyp,x: n|%.ɣW<xJ"=z<WJ⇛*+_x^!(VǛ*,JQyܫk~ Jx<׈7 >/BitsPerComponent 8/Width 2064/Subtype/Image>>stream x-pʖ~:fyc3]4f.tLN5 օjƋ\ɬjɍFwk0iIUJ?*ػ]ɥ]r?h4pD <hI$XJZFdeB9(I㠊[?q+F%54$b$V3H+Yi տYs06G15,-P|-74l[ !Q?B(4hUZlz=f;!/ḽs6o;yǼx0V8S;y!ldEXj Ԡrc|egos2(Xs06G15uk}(Ha^k}QiC4=|L'Q 79-NDl9`mcIk<o%ArF!йJ׍V%q$U pߠMH}!E8`G#7NjPL`-6~{eZ!x ^YxeK&C9`G#7\*{nk{MӼ*L~j^Yn2|[s06G3o5Og<}P5ërayo2t-|x4Ifrį, 688{o6;yx.p+|T.1潣7XڀWu{qd,2 H@f{9`G#[WQƲU#Z!wLce6ȯz("m;lށ v9~y7ʸ`杀ƧB/;i}[e. V+ &~}DŽ,uV7w`m_bk< F@0j~Cqa ANLw~ޫ5 Mhxj;ŸT֮uPTv3w6;yxx eS6#KqaV _UxFhwd& m(R9n-C98`G#[ PX!x,q2ieHN&^Gep$jas*[ Nm_ُ6+([clޞ *#B53hڟn]77%a9LT!L9=91A>`ZŰ*WuZbJ:dE`XbJk DUIN)! LIkEW6JaM\5 >tJ!T}`^ߧVĸߧ[|T^YlN"(a!P-]HGO*u,Xwcٚkd F]\*~5b-m,K둰U6'jsv3sw { JEg65m)K8zLg2ًCLDQ]$ #dRQe)I>ӳ |(>c/mqoJ :/8y=7v(dKY0ROLu0{CfZQtL[ o_Ɂ{2+A6=%kWl,J* bИF%mD Ks|9CUoSޮ Xf <} g41Ӈ?r,i~$Cdm4*L^Ki%nEN$` 2KSP;Msq[&o ik0Q^_kh zǔVe[欺Xl[ԴҎJܞ10rmve>zLAgձб7\عhŽ'3cكѴpڽ6ѩV]=暲M+򷤲/ò`ٕ#=寛+!ľۖe9k6;7ӝұ֧q}ҙ$xo)4i 'A\<{]/t7&-`gݗQw\ ڵ0~ 7 g;"^{;7)ˠ_ǗK`T#0kJV^]LםӪ+7aRk}?擶ț~Yծywv{pzz+V<&Qj$kþMΚ/ L\?5"ŮO}m߼ORGS;sz@rM@p9!b1W= vyxS|m}ka> 6/ȊxC/me.\vj\IuU)7n's@NE u?8C$lJrd#qUUAPo-.vAbqiY3i,Et,rIzo'KsUelePvwҰBĤs r2c. ~N6(MV[{Ŝ} zs`b6$ Ƴ1TOceh? =M]ݳC<3K~C;'F8iaY`%g_fNn۠*޿`߶UW7 ,$OF!61Xķ> .5KnE'Q+SőriK &421 H{(W48K" 0M,DG7}cIvtZYqn癆N֟"ZIeYߧ4܏dցb,[k[t4! ECuJa0υ|tdSݐH{?k<z!xCӚCr~ 9J0Qc38SZiP\s+=L;{L mekvOn--ukl9C|uwR_ְ8Yo8ďqލ޽w1x۾)̰ C!|gޭxޢi Ӛ)fVX抔ck%2XB3O<387dkUNLƣۛ0:c)I6πi%}F8ֵ$ϩ'^NSqd,4;4`9-2YRDqzPXF=h5nXjJU(=n.}o HnXR=([t6VgT T z`ɲG`12揪nMTKlK*Ê7&97D2+]D_/3>%wLWܬuel_-).%~>mPQ1Z+O݅Duՠce Rc~s,CE-es!svSފuv[h^qUe?,&=)$] ; ,p{'jhUͷj%ϊNBZ@wҪ o` |Hl } -< XjpRq)ZLT?/qGn8Q#V'r#(1*$SlgQꥋ;؟ {mF6('ƞzM{jnnㇼW0H aۙR<0*hRS }u W²zՆ aG@r=7RǓTNS@=NRyT]uq_gI %  oi iRj >߫IQHv. ;f^MMn,HvیVVyq"n{t蜕 5!Dv]ו쵷Q>@ܼG'sа0|*Ygp1ϟh(¨J25۞$&̳ղ+紳/"|*埥<;d moݩ[4ď[PЎվ2:y.|D&js]*]ײ|ߐǤSWcgW?Y趼{Fl,MƪMWjDžx˰YݽՄ4B܂!s-rT)~?Թ̸msN4i+`cIORC}l,xP-Z;J#TaʵW+oU]z=D˕}n펔D'yֲCeLM]KCbLyލ9\.#_%K^O-L $ۖ1QZݹՄl&bfBޢg9$:h?F[g Ki{:u[T丿i,jݽ6-=9,6C<-FG TJT_QLh G[6Rn1Bmnl=5hGrm#J!'[e~rq;{'diatԃ 4ly=FӬ;+IdD2zmS9ɋ0 /Mv~Jgu!\ $@tMrU?K@ !*MAN4a{7Z[~#H5ko6]uCS)[x j{؋q l $ s\4!v$[-= sP(N⪬ŌwEP,QxUbi>X6ɘ*Ϸ@4Occm|O>SW#]uM"O-8hՄrHU>{ Ŧ=XUx2~BAc;[,.>-^zݐ)˫}尪B5u+޾_ǧ钻<Ճ=FfIZP4=/|JNZL{޶܋RQ|T,JDbiFi f_SYdkS!6Y,  $cd-K}Cq$*m4둡8]0g+pEL^{ Ŧ=D+W0~WeYN.C &H;Dzrb8 J{҉Vna.+;̍BqSZc4{(4oQ}{! :3*W]i9'W, ZQPX,QM58uh>-U~R,Aw])iШ.+ʕCjYڍͼq`7mPj,݁c*7/Tsr3N5mx. ¯~t˲,wcfQ* [l&ԴUz(%;Z=~ثp5l^]VJ=B`3de8Kyڢ}.ߚǛkjJ7=vҨ!#S̋gUT M,~<=--~VI.udiPNrkF잔^9 O5anl(嘵J-9fs&? i1 {ⳕlM&gJU qzX^]6˿()J+~haX,~,QN[nH'׈IC)gw/p5ዂbdV9Udޢ6ڦ*eᙹz˚mVv-]m\mrc !_@Q~B4Ud'sAD=*.ɷ>9ktG²Zhĥީ{-Lp]wP>4kR8iYNҤd(i Ă'N#ㆍJc^>-'5oYq#2wEQϲPp8 raUۀJVY| Ǚ6}%dlGWPq蹡;R[._lVz ˲ңc՚{fXZ(D[֦ѕ Rj7aR(zϬk/EX[uPif/6/\Hk+E\Lny[NB_餙}IS_ӫ;T|i??]|巗<999o/xftrrϿo<99_;,%_Yeȱ?R*l_וV2%qrrroY󗓓?_OEYXG?2RǓӟǓ*>T]2v_ONNN[E/gZ[=ᓓkJYEU|$KOH)'rv.eW^I~ޢ3kzyK1m//iMk^~;;3ϫ,FȂH',vHO׿1+?ēƕQnUTgyH gy!H}fF)p%[Ts3ˇ$UH.e!kDm3⭥qYgȼld\d$ia˒mJ3˯lB^Ǭ FtϱS6&v󷬙1|v!ꊸ2[)F6={HMκ{ݽ*ջ.**XPKm jRH|i-JٽՄWR[4|fMV/~)եz^+tfp <~]O\ Nvbw鿚:󕭻UQ4nQQ6ߞL-.R3l_;aOT~aeUOXԙM5$FLQr1J^0Sی$ͼ>͎$\ \eiy&%k]?=ʄq)0 =$_>)Z? Oih; SJS./&ّZ3/r{Nߋ:`|X2>"j.5~KA\ٌ2^Q[ĝϧ>] Y\e 狉a=ֳR< Ux!TAKEuȭX'T ׋v pỊ֜B \M.jrJ->(~)ך嶿+&*6"7_(cS0_&ݳ+̯|.?>9<6__< G^!h0OOeq gL2$K3gO?F&OO?YFKˠB1ǟ `9^9+d[X0 D Q7Z4~K3h-qg6_~>dپʟͳ./ݰŠKvK si(~)~>'vw:Lt˧'Fb-90 !Ȉ#n%nOOe0 ]tM0JOl.rB€9{%vK |@Fgևms(VV"3T?_Ֆn_kj4bxOq}FOO{oV'S)reZ~D <4Ȳ  Vbް!?߆]1H?_ $#4cY;Ԏ=nt9{P >uk $y{JęDd=~ta!m٭9ɥD^<~HO~;WLhaxi@d w.}3P8!XPrI}h4A<dQ%"F1D8c"Mk(5@h >LގF ah4ץn;PUy&)l$١h4Wfn;PY 13gw.4͛a?GDV 4p/!0 EF@J[7j40 d:~5ܘZ r*h47;2g8E."RF*-{ Ё5F8s ((]߶3h4W(gB/iyAb8RFaȠ7j'Z G0_1h4ÿeF˟ 8ٙOGxEvt~ _=FABPYX1A4Ȏ48R%`6f5i4M/2 ,d1 9tu[kx\$qų_NLq!F]YJTGZ+hrSWW 0CM]|Ey95O\DNO,&a=®d ӎ/^h|N-C^w⏀0DL+~3:Y0Q$ax}(&7ALuLs͋;-`˥M,LEVؒlӰm:.2v2ך!_[mV! `lѥ&_(0,c`3YFy>$%+ϼ#ͫf»ODQhG7Յ<ݐLD. BU&*<_ m0'†ۀMNod,ϵ,icmׯ[t^S T |AqNm*Z"7N% Lܰڱĺ}B*b&$Jķ"Yܰ6ڵq澱Tնı<8%7 †!`p-`pWĀX&`۞!m ;/U+)zr:mqMvi[ (V^l!p~ s\BKhSh6GF& !c_OBuns Bᖡ/$+?omS ߪ&T/Hsa=7HU8RbBO8@Ҵvf DwgHX)rJ vRAZHN/]m0g&_$TSh*ćAh= 4p#5X ^ȦJ:nf˧ sCuKנ!~j'?H|X<dL a@@?*c=Z.UI#6AQh6L(u7Иq{UiUJ`~<,f+s5a~vbeH3m@ZsA_]OR^Uh-U6Z4͑@% r6PZt-`.I'FL"0SI;P|% PX˥[#(M揵u`BP"kEbY N\"`+kDz NؤѺ'h6/m)T%Z ^"hXwp f5D`uvqW7_L6SHyegNi=bVihTwkԚIX%SCg-#aW|KmRt)-ZY'Wy `wMnz?HBSh*6z@y3| Ĉ6~Sےжe {&1ƫzPWl&UYN~e2T(U۹|\#l$u"3+{fsCsat۵ngbXYwKDI@kv5(Xl0Zzzz=F{C*XUĨŎE"6]&ݸWY ii61Q7K0 9JȦlgQoI(i=&(oJlK*dH5v۵Xo4`Hd\kUZYwJ%S)0I]*v,TI4͡R'VGmUru1}4Y2ۊN34aF_;m@DqR l5M5iMc}n# o5)PaUje)\٦t(4Usg |;Iٞ-GlG{E/maZ/ $[R݅ki*8ݾ_k-Iv&dC?9===غ㘒U[kx1 ڮ(,XmZTRZYwJW:tk![HQՙDG&z@y#|?iF K=ӋʹGZΫU0,E(BOGzbaԋ(FKdEN& 񡰮$>F, ;Dޗ(kJS Nnڮ팂]m%AʺS"RNRdqCJ8OOOO]6:hyVFs|-ǰ H>ylr8ȱy%8%Nnюo_fN8lCIB$t07Wf$W]?NG1[;udjje)UB+i&d/v h4oBk#%t M{p_>PPr=}XXX`ɵkIoOqq⾰l^9~v]L+5H>tbelvmW[̓N&Q;%*0p9t݄ D8p7UdJh(t-A6-k}uJj޻p{$ \b:\=IȂ\"HTl!P`ض0RS:r:cJ٩†]ۤO9(R쳯yk+kw"E0)fc F-_h@y|4(yO2ϷmtY dSRq+QOkEAďٟcK$,.ʤa4M$[ ,r), [Ir~HX%VzV֎Dxm :(l0_CմW)݉1 g%3F̖ʹ7-*$o@7ޖ{1lY]:L6N82,+ JKHzj}~(~8CUՊk5tW)Y{ B +B"-\tqz쿅#ξh4oe=NX&KQoO1 )ە_Si`F3#Q} c#01+>`dA4,XaRTԧE;Xqյ,%EwQRgEpς.y*뮉 Z!6 ԷpVKTZh4G Y$V%4\]3Ym{Fk:~Zܳk:cE2[J3\]LcM|qCKWdeۖFܠ'۫T^gI2 kҤ!ڠje-%[g isrзi4:! Q"w} c[!HM*l0y'L6Dԛs'ZT-Ůȏ8pFri˥Z#*;.({KxZUyzxzZ(K`.f0Ji-1"Fy|H}Vv0 .+wHKWhSif:w)8#[\(֑لJT']rK?_NctmDӠZU*\ .`s})Wm'14Q̢24\ /&G$ٙ8l-~8 Bo e @u„=R%xrge]5hRݍzm=*Vy| YAѼ>AP24-(p Ql I*; w k@4!>D%m_Y]#܊3V 4u I)?4yo'(:U*ʇH}CdBw֮(W֭)0 ;bi4}lQuV(Sp/c sa $>`JHA̯H#ȘtR=e E *sԳnS/.cTOj(ZTiݶȚߔ+63t.o3TF n(wDl%CvٴZ [qT3dt|z>MPv,Xl!@7\K `,lxXזҨM t2F~*'i&M+6{:UhAsi<i9υKo70(Gw1~s,(;ʈioiDubΨ8k~ZW?*FTM&gP% H8^*apj G(uR r,JRwAD㞉 e%UWRRM9Ǜ ƥJUxW\'V[l M  İP f|,a0r0:X 9e⯂ 8͟ 翝3M"6ϙ ׅu2⦴t p1!E^_˥0U#, ^i=4zdKy@*U*F@d`:-V9 Yl*ꉴ l g@ ;^!hpM Ŀ ڸ&ʢ*\/jaJ@TqSIjɺ8ӇF@U%WYi j,v=9$ $F?Cn`=Sy4#9ɧ؏XwiDJ2_eS;/qTyY-1RV-KuBP7A[B!!8fy|Z#U*e}l]{6*Xel]Y[ixF1jSZl䜚2=E8i _H[tq Q6YFWGeq[dPr+2B[!>nܕ{R[.UH젭5+1?ڍ*@{q-],TY/ͷ- .$uɗ+I|[UF BCw!0#sײ,rg}Ɂd |ޮPK؍@,iYz]lTf^ˢm[a.Q+πQVP0XĹ>V5͉ ,r 6l0OF t#F?W8,| QY{>ZXbDdqM29a`栰S 'H=,WV\lʗd^&fnmv\Ov^v0JL\m;|#0L< W%qژHuUӎz7Cg?4d6` .-H\vߧhݷh4"n2G{h4 .'Bb<Z F^!hsn4ѢW4#/d7y.>4w^!hp>@Anm8 FsQߥhZ!hYϢ7M5@+1`o[h4oh4G3"=C7 47bpLG endstream endobj 482 0 obj <>/BitsPerComponent 8/Width 2122/Subtype/Image>>stream x+xH۰>Bvۅڱl")35۠ي5ձճմ34&ܤ<h:u69i |nK1,F_i#EI; )_<5ISfy7cdN+emV?D4Xxo`" V{Ȥ&?zabLm\J4#6B!ٻ"wfq9?ҏ6I'~&X,/۸9֕h#y'?bPoE#m._|8A0(1j\-Fbi6ou%X%>]Fz@Dd/sFS͊g8v[1) Mb=a\bF2>$x5%瞲ڳ۰'{'.dۑij2G0I,>8Şİo_X)>5;.9fG?f2?d3fI_HjN͗쯷2fv6;f_f9ޠ^13l6Uzl6Sb+u6Rl6_US4Vgcz6^Qx]˰lJ~-K0_hCG~hH27 *{~ YQo3) ELS$%YH7Gު]C_ۥ[ɥKڠ׳K֪f_her[Դ>ڕ)e55ǚi:$D6z]UU++gzVv~+,{䍲kc!VWrP?"DSE,V\=LX|90gّCG"u.lJ:] HϫD&ҴLsw̹J,ɢJFՕ 5E2bP/b"iDgFb!At #lߕD•C@jCk{E=AQX|JcfVD~+UPߎCwM_-.Xu(D }#5yJ1UDIeQhq'^5,d(~Fl,<=ꁞ~A~yt ICou%u]A~$QA*{iwJڥZ}eͯ?aF@i,o} `iy2~>AQX|Ns&ꐌ҈4nN~h!9mlt6]$F)MN7,|j/id6GYggZbj_Vt9Z^Vo9J {ja:$ Tc>/ު@'孚F$viDk⳾)rđVuڳ6ʹ2ܳۯ<{8f8$decDruOv0W$tKQrNi\ vHVD~L^v(TM,X1We^?gLZWRZvT"!w:rʹ/c֔94jE.]'qJy3Ȏ)"yD(ՔV11`Q/VF1d.nC>vnĀ[ݝ0?AuFްH& FHT_:34 7v p ۋ wg[(r%:yA>elw%[J?:vA-a85qPM.._'mRJz:J/=ϭk t1kBPlCɳ?Ws«7 @6v7)|98I?šUCQ8 > *sz,2ChFPMH )ĀeZSPkKwwɄ iGXKM-䎴ʏ9W|qhXF>GeAJBaVM!Zib[4FmK_WeBX7k\(cA46ʎeA|4)4umS%/RЍWDgBe^,iԅØ#u8";DBQ9R+kHEZ95LE+,lR6:K nKG )t \`W-}>FްH&_1M3C#$w8H: lPczTk$KRU:-Q>|wjgV]}RB{p%$buCbV\ȋlcB5CQwk߹@xT7*|숩)OVoFUZI9%Q[u@p^_«7,}(=ELS$MhI7>V0v)?KơaںPzLk$h j*H87@Yw=WW0Qq-V6ɐoG5a"i1KzPB'Nt6 n]>cO)0-Nhl{1!?0s*47JGz>kx̧F@Wm lP m.K< Ou @#A=H!V 7( }{&L@3L5-՟Uơa=y>!'9' D=(t5^&1p."-!M(hnZW"-$Ȍq3g!u嵡*^d|B;`^"~h)탱] FɜnE ":(a"̔r a$fUp.})lR+ol$ =ؾq5&):fgEdjAgа~LX/c5ALA8B Ҋz㈞9F)u#ÎR4R7foHqIbn4d#WQ Ru9ҒlSL6lhVe<ΏȼrD1p\BfJ2HjHsCź]Zuw<=H4f褛Y:!"%OT4l֏ e"M T9#; N|ԛ·!OIG :߄Jwd9-E2-cMHn`Xa!xAgаLR䀶4#Ԡ.Fnw.QxVD~qxXp(uD.0--.FϾOHMcG|boJ,ivmB12eqT h8֯1P\':C~LL9ޤX!7L[/HDzn( dL^ I _:^ůV' :fr7.f@PD%<ԩdCK}Fs%})? C zTYқ Aŵ:5GGܡ?]0r"&+^d_㩫oUN: Pca=vu؃lLw;@N85LݮUiEDVސHZD踬0HfK7>ZEPt T' : dr7.۾2h# Hd;e2wNAIFWqۢ~S]čW&5kٶ'%1:5ǥ>N*Q{y(*ʗCԟ.JXXr0x$ћ+VvKjFXRj Ԍ_Y2,>CCEY$z3Z[\ޗ?IuҠqh@&)w=9KLAJo.G`U|y߻?n5(Ik/Fq3w.=_ etr9cr;+]ݭDp5"85sF]dWSƊ4caNfuA5?6XzNoKOKgIv.wN.KEj&pp܁l{cDoFts WdNQ4l6I/t)cp.^_ HhXy(S[nsQӛHk$|mv,*'Zݞqs7#Jp iFGHϻM}}(vvL'[E .M-gqӌ\> iFGH ̻퀇 w%ΜK_xi8I1QqsJOy>54#$N4Ј~٥l6g?:/Cែ˱qAY0m9]9m'? iFGH˻X]`w_0^ +kya|7 }1yM#11U8 {{ ^ͱ,a]M!/#lc.-b|X+aX,b] bX,#bX,XWbX,+aX,e֕X,2JX,bu%,bbXF`] bX,#bX,XWbX,+aX,e}r'W{T"o,yGNZooW7i{:ԞE1*Hl|~UT{dlJqa;eln.f=wVh2djoՎ`UYk|=AB뿴eBEl7`RW"ĖbG1y*ڈ?qg=&)^sͺљh4-bs4ӑn΄.C9] 0ܱ=~~oj,d Q`X,툕S+Q;eICtu$XŶNGr.Ha3 y.Ѕat?g Zlgn+1^ӹW zkX,ZV&NS,HO/CK4{k9 `6CtSFDQ B}e{0Lyn̙X>[[&tζJX,h1Cŭ ܕ)9&;Ac ҶC#X*S!3 fa%iT)ef7<զLh͜!ca] 4+r @5k,*K[T'7\:Jy FXVbRW?~ǎfSd=wmLd Yu%,˓`S]/']) j|B!W:+-͕h 1(uQVvdxlV pD;jm͜%vXH.Fsy'%@퐖DFߴxUxѤ|tIQraRMck`qېI(wt gE)82&⟬gmݓ8 }uЅp' 6(Ǖ.y Lgr)<>fuVߏR/f?|U~||||=~8f3urП?VqV'@_r_/bXl6Glmo*f;S*d3LƊZ_Y-x?f?*޿?>>>~#_javWJ4?J bjO||ЅܑB%#,2°ڴ-=ZΒvʳ:ҴjҲ>< A$UOJP:$\r[;1&E4uAU6gipXb"6UP ڌ0O?νK`SfUJ5/7ggggl&Ȁy#il= ͐-R]XEp{wqfX lP 6=֖ rD?1&vo}b3Ю1-]BFar 4u.~M G9y+IB` ,ZkGΖ|?b\=Ea'.E <܇"ۗIWi&6cSpuvvv걏 ;Szj3d] c%_nad.`uE[&t-G&w%R9*űa x߭.fGv 89M2Ҫ'Gm抷DE _zJr@IM5wcf5LJcK`ISDZܿUV|>"]i킳^šLCQqy†FmdέDM|d ʇAP7YJmv͙W)ܖßtaJ̧{ [ߠ}f hτ |ONL\Mkqp_% d?~U 0/{]I T+H3 *K%BՓ0֘Әr!r(I~l:-|FD:U*ˏL1dnsM1h]lh}qo9jR ݢ;]Dv^pE-\+&kí{Zo҅8dØl&sBKɏWXWDP (67 )z";B4Vպ^ɭEWxN!"En" {3S-dd%0)MS :Pܹ@^, E:c5Nqa7U2>(h]lhI%y.PM,MgPN"X(0wȿuIh%K&)\ff rcqN\z %# QxavM`_Hޚ/]̓.NwAWTRѮiɕL(dNtu%NK~pvsJ9NxxH?*7naz輍v|ia9[#ΆSwM1lBƗc%i*tN|b%掃jCwS}愎*7>) @̿Q$yJ1n1ɳM ua53*spEN0Y.յ,ߺPl?tC&X6 ɱcyɋvk5<8^BmQ!}r0V7osGYǠۿ?zklgaAr n8/|jV:4+SEP0c|C3''p!ȿ8:*.8X"}'i/_)'.tNr r6eG ]qV=GgN׶w2Gc+ʱZ1ؾ+ʝv4q~zU}"Ӱ*S7~e3(V;O?3I=+BiѺ.@"Y!iW<91Ī0[ -ɏAv.:KH"B$^,}h7 a>[(Wu'Њa-]Q$P> ;$PaGQyrWZA-:D©4ĝ;8Ogt޲<gjVԺL\rNҺAHؔVVpNתQpuv]#Oq@!r3V 3o*&•+8רj:[I S'ohH[ZGUDLrmW+Sm̛Mo!(k5H{]--J1\=|c e]ܪ$ܜIKҔyNsXMM8GKA!? 鱫]5b=\yENufDKWBG1ށ- GpbҢ j$y} XEGs[IƢ/!#Jns;ƥ.;W"B$VEP S#WJWP^Qt\+@~dXW]\:.J[itrNb%H˫ϚUBNQ8~!u-7]5 үMkhcֹ|N.8RU7Sf]B)sī]5;@( 0MPb!g#'s֯%@$uZ#?q)2FGbҊޕp.)s(V3k(Wr`ӲܹYE4*P("kC~k0PmXk{=́iHs)he5Sc3+ǎZ1ؾuNxSܞ٭|N։W8VaJt&tLas $RnEyDft6@v&M xIT>{вF '3,!&Cx;*q::Ε\ )LWwx7 jIvNj")w]Vٽ⊢ùyޖE[|՗\-wv)8ila؝\C+V =$@S sp6rU dJ2@QyfL(UlYQ\W : 0KvoB2Z;t)+pqNp׎|3ﭩ%hA;l wV+9޺Μ"ZQ47fj\& [΄*S74czQ~P_Nu&5+t b{[JtV(gi~іA۪i뢹r47Mvhţ[>-RẏY)8ila;V 6 {Syp_q.kJg5vG?- bct'ЊS\zlH;q*} ] W'nh=(;¯`7idF 8aKaut ħt^ZI<; ,?!"?UOcDzumyNҍYf x:~#<S/Ӵ)rdF=ϩX\74vOLGpy ׷=M2)NdNcv9U7"v!n  O`Ӵ)rTF3s6!8/;apԡeR ,W OӪsʱ٪;ؒ񜪍eKG=g+iՅn.]I {vV=eSq&yN2qI~i_[yiztHEӴ)rض1/s>/BitsPerComponent 8/Width 2077/Subtype/Image>>stream x?L.Asu-/i]Y\йVXLʣwZdi-hZ:k8dg0=5֗uٍ64 EJԟ̊Q QLj/^+`0ZGc `0  L0Aywl:(zαRQLU5ϥ"C~V)5J) X²v/=oapy28=cX` H`9زt@F:kůʫY߆Wm ne{fzlJp5g]q.Q8?)(؎1w'wzpyGU;d_]T^P/t(䬿u'T1؎WihZyKkI|ZrEw2<  4 e90gt난fʫ9g /%i XVBc+hiydح~\S)$K#ؑ>t> f3`sz+p@n˲H˫y_O-Be\y/ӧi/ΧNzlc=\v;ee,f$ SQr3"x_yr|zY̞>a1+ =z3'E8 LGLQ6>&~cmiTs| &V&1ke$&'Z=YȽhztgX8^h94tƯ|Pė &NS0qx,Q:s_ 4tX}z5 cP%@wh!$o 2OWlTs'yxy %=)N=uVeX*LOs`ҳ_"b#+vSQ/Oߟ$4Y²'oS_O5@ ?tʖKSΒ>;ԐwyU9*R =G/;XC^aYcN`-2/FJ]Y[.u{F//SQmS:՘%SZ֤[u1i7D]E|ޙ@[8^jIlowҸrUheWn2c Ľ'H,{cCb<zkwB8xפ_ rx'Hc"QLH5N5Me.ݲ*!7Y)x^;)ǧ)>3<;IqT [םFH_DHz>||z/zi7ʂ\ӎB@Q~)F_KZ:Ef) _{:I֤}&?о"\.O1ʪxUÿ5*U2 )t5`Oz\y#?_Z-Ro40E*)}v5H߲"* }rJtĵ|u46GuXuP|:X +XWEcU\k??g3 ^gv_ڗ^S!ys/$ @I浪d׎w:GMw'y{ᾦsm ΝZU{{*%v9tc)kP8+B8:Mߋȃ\6@,H9'Vt3*&ߧx80?' Ũ{?7O~ nz o?e^3qCf$0ZloVbTӀ54Z}n;mͶ,j@Hr X%tn}W#_\T\SV*Ӫ_mbMcI3\.[Us#kSۮh@,GY.tyr^/դv*8*_6][mCjz7sk_-+ XZ=c)v5GE9d=U ~׹_X+[?Iz> {_~M+ǢJE_*I0IX _dynAޤȴYv efS_?~@~?:1ǿeÿO?~O?nb-~Ǐ56\?|^[>~o ה͊?dDAbVKo<ҧ}Qw[TvWTjP⻲G)Gq$V&&a<ȂPuqo)~9U+PT :ØxNۖ(}ߣ~/A~s'Z>r͚Ou\XDx*$ x*Z1 vV TJP{ G nߘQ8Ee/jtVzd7sueb 񉦫um1fޟ~+IX +ѮYk&rejd`5 ,tWFVW}5Ut8ݝgc8]Suo#pʐƱoN@J iGY(:Z p̖kBN2^9W\Fkz"%T;;3L̃)|`k_e c,׈0Opj>JP&aH"t3Lp&>.,n hVU #}Uz hVT {KwC;}Ź5pj=T;^h)g're@C~s7`59Q':}b˩nԇҖ, Vm,hͭ"nn5wuW(ehةyh." Ÿs4`%LtjK4X>UbV4wۣ޵]SV4򢃨SzSwVVOMz{r,[/+[qn4ˉ,ˎ#erSEsN%*t~k~*D8RqUu4T|_tjuLbN5 V?[" O3zĕe$2VX=U^4UuLESXS@P<,ly9b0]Ŕݫ6~_ g#WzUR:(HV?Mig I[ ڵcyUsG* z^ߊV*?maYԘ7SvlJdwZ=O']_wIq:M ݧ8zi[ߨ;QŶEc+ZH#wĹlըr"V+SAR%)yݫ6x̉+C}Ms ķ?rKb(jv Ң4O5v?Xr4;M|וZzoϋWuV\KB ŠU*͔Q2o|k:`O6ޝ@f[mV:`gj3ޛ1`:/d-˴܁m 7: 8AS19hW#x!ˣxCʠF(SHw=*EדZcKVx78b*L=/7] 2gq 4 V`Ci &nIA*ڡk7վd Bg-Z1s@ a aAwC7)=1tJK=T]mIVsK#~@e`œa M?ne}Ud O{i)-F}Զ lӊG7˽}^Ve+LW8u2MԿZ-^R3F0ʢ\ 8U_2GsmpfBѨջ'X1Ї_<8OBYy\jpǀ+]\P2[Lvbv6Np4Bw&n7ϩfm[)_.2NO.5pݶc(rumZA[~4԰e*+E+z$'QBum; +n׿Z^sZI2\qk%Ν)UoAbIU8Hw(FZUԲžK㨬T 2շtL^mN*KEG;;,?htndgGdIy*qϼգر6jEJQKm ͭ^?Jh[eiυJw[]*N>׼Z]^:-?Po8up5 4O\:T塑\stG.eKE8SA*(zew9\ttOLhftD5HU4C5m>G׻ߒ1ّՆ%˙e26L7&8UʰΕ^ڽ~4ݼ:Ư%jԒ&չoL~nĘ&8?5e`ۼGR5{WtRV7Mi:Y/0 F_ֻ -[q/* (/>o.?7Tڼ h"CkCJg:Hoa6z[Kш2|ܯ*G+gk@|yA;! M >$;|3%*0<'ÖϾmFPmuṫ}w%ܭkol i+ztڔەʺ˺T͙TLwUV7Mi:|oG-ȶxUk_ߪ:h!WR3=/%f!^JYZն/lab^ETUp:M{.՗W~m*s˅^hppݩ2K HM,U PD t,n\'ףg\Xn:Z8{4aA!W1l]o?s@%' 5xd_#9,^ RJe׏$4H ؏af9n2VZ)cAV;j(oA+y\\]H~S[V^w`lx-4QlGj(&Ժ~@`1UdC1e;n4 =rGl]o?Ah/O_bٮSF-MQվ{*HGzєzp]:pUFV|j?$@yZ4iBhspxTB~%^Jxv?ndNǯ$qZcO}}붇N2N>pѵܭ+H#1ΏK߲O]\ٷCLcdW @zEu[OՒ-u;*Ȫ>4eWԀ8ȴU^XV|Sex]fio_ʻ vtR.q:N:X78ȽqN$l>_%!;G xb*ٙ}z>(I Ζĝvsg]2ۭz8Gt;%w+< \?k1=ap9<8>9/SFg0_x~ob D#`n1 oxA88HXsA0ƁЋ~E$׸PP>8H78`ç‹r[*?>ϋOL/+6 WHrFce+.8nf4D +6Ҟ1 .ſl~J5 ⧏u.cBp-aE& +B[+ڈ.be[ɦE< = q6VM:NڵUʓ^pbRTFe,~%V ]}enG,1˶+e0 ]%nq$(nZƵCn[ q1FCLEqNDQ7= ,Hlf.T8q4}&2'ou|Tn,}rGǞ0 ÖaRof$վZ͋UUU 7Ȧ[ԭ,y6g`1.U., $ L`5'Y*v7 ]cNymbP0FVy, -Top+lPA>z٤_8:BE"g%C]nyUiaL2Wb$ױ"v+8:}A6"VhY .]VȬ׻F x6+I7o{Эmyx Cni**}(3|e\+3YHdk 5eWUp%ҿ5rܠRCN[cH*n1XnMd龠b Učk +eUަĄm(`86=q -;!:Z|+ J_Cd'Je\#na\^bA6ܵ %B&1b vW\]j1,֟ȵ}݊AH8n p|IoH -r r#*}VB6.۫~Q#)[Q5<__X%[Jbz Qe`8=mdVN1}PU:ל1X/O¤yY!Zz8GUzC~ĞT`r:P;u3oGPȠ,`0^B(5+V@U:.A,GB]G]j.u#uIOt~:\N./HD&6还l)hUn7Jze% xGa;^r,RQ>ueD@}KwT'HwQ[]9lu ؀LE~;+94Eu >}h\ +J0`V" $mUz-4?o5LXJ XWH_CK/̎a }q. C]P6kWǫN eW{y9+0-wЭAZF 9=098gmux6"U⋯ӏ:!/cu'@H?>uPBeSQs(jMٹ @\ij89oK;mKx#pR2eǽȵ gr}h/jH%-6 #`a$ ž~~o [~Kz#pRLDBj|{]2͹;Lm]^YE z@ .@3a<{|>ĵS:J_?rŚ#'1Ao& V}wC=;8A *g) (1 #s2 G^ )y Ry9`7 Wqpa*X`4lbXl& CJ? kAnײy2_ Tx}׷@x9rdMD(?wVϣٜܢo`00i ʝ mU6M?׸UL}($5 :`4Po*@8m~;T{Ғwqvv{o;gC h}+;uö*|+`(qIC]o`0Nw`Mb>3fJ[J/d0yzypPS|rAaV ![4q7tpG͐,@E/-}m̃-t3"d0ۖF x˵X4p㈝s~XuiY(- ( K9En1D@T^REgP'vez@!+~*qwJ*붚nn,N%,kn]b1 ~,X8æйa< "ȍ_6A3\sʠ'BWw 8>2䕏Դ1H*<-HDA/Uu`DY_}`vu(ۍ )3p SVG 7 V$YGxwQ|sNc]KPUf@ey{O$h@/S5Yǧw6^)%YΎsE)\F 1_n`0Nw" 9mn@{0v9Mb\hN%}ӡŸja!75ή[YB2HvfRqpGsE[vLn d󠾤>n`0;-~Ũ L  #N:!D|xʮJ,sGyWf 5o 2F79RIӬk%"乕TS>2 ԅ yM\6V?vZJz{(=;o`03~.羌-ZHmMKғ()*}+RUsOѭWH}@GbRwQE;)n9XJdo`4(\7+@PU[vF`?ZXJeم3~XbTCU$ڱZ߷3Rx`&JVuHO6SbQ\grJnW`0O6M١-vٮ&UF%7b^)p+@ BMْoeɊkD^3H捘W`02ul+k6}=[6 éZ@݅PK< & %{Lr&w";DC`0 ƼEWŵG^6 )g~v/nGG\=yc`0 " endstream endobj 484 0 obj <>/BitsPerComponent 8/Width 2038/Subtype/Image>>stream x-tܸ _}F,FMنuN렝05렺lؚu:,l+[àAy!۲-L>:g[nݒn}Kgg&2[=OCeV :O,Γq,=F9sO}{w6nŌdϸ21111яYxj?[>FV̟쭉04? z&Է6_(%h [Wj^@L~~+TlO`[&:G!Qv1hGyY6_i7md&ޒ<(g\d^V1ˊmGz/BZ(jL9*<%-S_󜞔H@lnR* :VQV㷸JmA=6s\I#ayhz8WPZ&Kyx8o\|6)EwܦOs1.f2]3iRC pMIX&`o(m|߶9 z?! =o 0dxzh(r"(V(nRO,l~Jʾl=bj13ivxZ &qVئ \[z+65Dt[~mۑ{{|k85`cH`!T6K>AcmTA}TRpRrV\evc\~| Եr*eWqRjxė"K)%]-dmuTCU;2VC|ңPZ YeY, >#nV#tt{a&yl$ $z"4ln;3/c \ذ\.W*f5A2/<EKA`feqj ?ڝP~ˣvЀ4\Ca杩@ h17+ E V}i +b\ؐ\\zlF>]l])[T>t[7D}V~UhE)WgiCTkkPCZCxQg @[@\:ZX |tάdy b}ffa&yl$ B8;8e,.u!:H|'Z(jD9 L`fe2^Ug (ʨ_osX\GEUwy4寪gUcܾQ-/Gp^f#; ɂ{{[Le\oy-)k2΋"aW~⍨5À2f͖)X"TRƴ+xȖM9U~iE+W[A5|īV,=΅).3EANo:zk2f\t0PnKwnn|0fdžJv.'e=ˀǮ̊NWE:Rdyk[m|j(sH1.<jLpfe2{-e/[uU)~5Cy|_5=f_+/_V'%1f_+_?Gt%!t뀋l_e\CMo͟ f^)C~WJkEϧ x:f|SG G;Zgٯ_AV27MPtfRgffa&qXOY7l6{9ywM|U̬(~fW%?3f+_gDT& +ʼRzz2 5Sod3:C5z?Jl6^(rC2bUQ?ֿhT/k/BGfrfůglWՅ,e^s"WK_⦯}6Q[^j.L:x5f"u{g _Zk6+Me?yi#nj4; >l5f/?(6AzWFfa$yl$ș4BU\)C!la{9bx~WI!T7EL !Ǵhz+nlFYYcrl6Me`PQsf\ K,jH~DnXՠN-(,Tb#Χ WXx>Ց"7:7;6ƹT>.\8'D:7۫?/Dfikf+*֧jWQ~`qXQ(h&.߄`ݵz\8 (I$-@y2f[Ke",%y_kF-Q{P~V%nz@,_+J+ ,ϡK#c0a`m 7,}T ?e#3'lu_= F8)~B=(I}ɼ,<>E l2+3Oqw4yX drxzX,Fr j˃23s[)j5?^璻@7HoeEoj(L !hz+nlde}ۊ«E>Eе9fؠ}}zPwWE ˍzS a9#MEh <6` GO7/U,֗E+D`-͗ jyq|$M;rM鑼 dE)3! M`ޔ(&sr_)1# Oq}Zc7A, L2QDoҍ63ϫ騒Ysϖa%"yV ֡2,<cӤe %05S1E* Ku@6kRÊgZ)<&ʪ["gh" **2{~) NX(WrmbE',m[VQxzeu $vIx+Ҙ;8iBѷP]v_|[ # O\٭lǢ?0-Dae厴_.sx88XWV!E;7Ikz.jr@ 8)CS'G'xx$M'5J $^r A!R2LmUnjJrnfE*g03|w=5]ţu,E(< wc80VBy$y[bv*WYeqZ\{9VH#o6fZav\C5t"1ݠ1OoAr䒈y&1Hk>ˌIu3 hގOO.2 ndrMjn,HkyNgL-cgb,J¸_9BчQfPUDy4ܷ)YU/uTmET#tʣQ~9133F0Ժ+wkrD0&e/ݦn0E}cPf.EAR1'FYmI& 5$Ԡ˦}vv(j 8J&/)<6\m&a!\;oæURкmEPx)=FGc;QalP3Uauu{ Tz&.!WK*nZ <+@Qa"dhPغH+?uu5-ִ0J]uz֍%v` J˹{; Gb nA|(ƷCKA@-Wce;Y׺g݊H.CSDчIfV2O@r8_nh=@t^ɯTΖ-Aoz|tb Oڏ.t4SȆY[H#,qt"@kJ^3-ñb >J=YCþXG&]˗AX JI6w>׺<~GO6cRy9$OۦHf~{%=˂"B0Oj}),(Q>㲵̐@)ڳ⎒+ձ:"С>6*[?Pʲ網3ޥ>|+*ʈ؅<Ͽ7kT 4c(%yXY!0>#3 qVk?E.<OubPVH*엶*gfw>Qi5X=xwTրWj5{x46t,S\76va$I6?^IS([c"dE&̫}%DݖchD\C&>=!Bkhԗ Ȱ剾w;MecWB9w@vR"C#2 eǪ@;K3KcFGdz2GX1گRz%hd3}ik[%;ڗFi98_ѽ,棕z;<'B"J8+;'lםC~#ü]Z֐1#%EC5xm:" PC-swt0ڞIUƍʷho lPV "U$[ȺYW_ f?ܫǣHMkt3*!<&*Fvo4w+ rgfӔF!ɪZъگRzz 0O6ܕb+Us@Q4T4yjɟSH<~*-Oʮ49&A=)],JdUD Z?W>'! 6eS*dwY۞:1zp8zQ} "EH]}H#,xSKtFGk%^Ԯ/: ֽ*ڕQX X沎c}aoԋEDqlkGfDJYgrn:oY*ڧRzz 0I6ܑlK֝]N#:E KʬWޕ {<%#P$j( М$ C =GMV,%³! "a6-1jJr>u\5 Ièy뉈+ +P]X~,C[r)*G1튩JX\)q!X?#C$:>\"c1ner3ut.m]MRk3,3iSV:D[0Z{(jsH3>ut@&fi;V(O,[m[j?oZy)ͳ~XD{wkP;1ȱ &8[/DXL$3܁x;e3qeыO !EJUg,N# Sc>-4z&"ndKAY.=@\,/9Eh\ Swdkj>FϫVOBgC!mb]H$ך [HB IBvb1nfH#eKWVdSJ]fΣUV*rA c.KVb(2MVHESx)=}Ƨ$ٌ6mG R#$G Rퟝ4X@X^1!aAE$C=:I\$]fZw,/RD8r7뺮\穱-:DH_A& uPi90PzEe2 T۳HZmcmҋ2c`ҙ-](=ԏ}(Ʈ= ;um;t\BIӍs=B ݌2 FʺG.\ }SEߖ2^Q"BeWZS~Y[X}G9:ZSod3ڴg+T\ YKV騲58_zONNj"wk~/~]~nO{H!{uq}-)K| Dū oyFfjuP]Gfkpr=xyHr,3Pf{_`g@ɅPZm<՗Ҝ%x7<Fڸ<[tպ8[,l- Xd@vQ,r o^< 1N]Ƈֱf.f T0R}C%D[볠x-HUA]y yP=ଈi EX)jIRsHik@&fui;Vx}W*:UI:FԞYL"+keQB ^U"\d--6\M܄nG`Qw%y ^eVu1V;$i.CVFp&7R(Yc%@͸jtH]>akց>4lr,c !g g7ЇIkMڎq'YǧQ9f:^*Zgc\ۻڄwaW=~pdeX4dov uz xT4yay׫w qTnF=N;l9xۤ&SﳮJ^LsK[}Xon۞y6_k :Cb\+h7WJk|WB.򫏝q$kO%1UlZ|C; ,&*%~y̤${u\k`uGFYS̴|5VGV+g8RzO7чAv6Y/>uվ>'UP.L@ׄR?.ss6^l6f_|u6~%PCo?ߚ/)]S?{)\ҋ}-; _}ou]4_/?h\?^W? χaܿ/-Vޅq\94>ZSod- 9^|{=S_ݷ?n$@ JSKپc)R.NO? L^E ^=1SrERt|~ ZSht@ ĭ]ǠYVs&`ⲬO={&Tܶ t9\qI'ݙ@#e3d '=eZuH7Z'sHiؓ 4c0^7Ҷ7Mbܲϰ$m19ʼ(?F*{ሹ۝崡N{U鴥{>ӕ)}VdʇL?v pYK Q\OlXqNޯ(e+ŁJ*`~471b},,'٦?qo;dK%7 3oDuU\VQȣ8XIPqx޾́@_^Uľ ipo $?@oA1111<9U;8*GIso`mZbbbbbbNsW@7[i ĄT7l =`"? `)o |*~d!W@zNqBz!t(4H;o(u< Ѿ1x[`{v Izas<{#ƀ9m>ޕ,>oZ0<ˀu+E OO|H}DSo#乼wUS>7 @j-%ٲ^)ROdF,blQp2pX b>=ߕ1;w}60Cn%of[x;W.V@Q=f.ע*Lm{^IިUvC&zFz.-^\td[dm`{Jh?W3UmkߑXݪ8_$&U 壞nYMBDz_'y].zO!~ b]Z(F썳]'`ϪX4Ydrbbb4~\Zɝ{WzZa`{.G O,M@xj>sʾUBy}OYT*X*@\%UqO6^NHEH:UwJs]#fW]E@hv@!q71]GpD9?r/] h t)G9^~wh&&Cdo_ς8I,ś:L$Z,jlHl)]ej}4[~5PIWA ߬+߲h8sg\%I<2Ea WYpQc\8+=TbSg(NQ5 :JåV%+9coV/ۖ7-`默=NICpZ|6G?DTE`V(D\[u}*"GH̟}BAzA6u'&_jSx!\PgHaէ mí^~ ]X^WM޴`1U*v"+yHuYX:ˉ%Rk*o"A>`-_mt)uïtNOkPU]Šl]ǁGk|RȥB{W">}oaލK.%+ǣgEy˻99*`Ֆ5}Rz4U*v[9,[C_!ʕU lřDn\D0p򏉊( ZN뺮[E 涸:D@IB2s UFtV;7M>qz߻HŷQ`^ WāYҥNXGIjE7Ƣ8A#$=mKktu]w}@t. Z  6y~v7eMgKxw/>ls(uP*Rnv_le'8Q Ψw8/RD,/9:ʊ>VzOR@m@+l4BTАG!i=NHm!V9IfؾK }ť1711Hr>bonS;۱i}(-"ZDʃOcҊV1)we㳡@K}.I6x'g v`osř#|WT\2`6P>xgiJFmuR5|- ƴo{39|^j{^nvxBK wT{}*&|_@NXA.%疷dMLL<$6߽7w}ISm? Ks `KܭէWh4*dD+=ڐ)haaj &t+yAA>11q|~^nAϺ!gX' yKxdݽZ_@ꖬ =ҁUVsu\W|H%q si)<쥼n"2Rf\SީC u5^/_ G-^2b ˓y p;]vI 7}TFb`l⽱7!wNLL< otSY7TpӚ{AK=f*dֹt2LR$\ZD"_ l$?W9OƢmDOdmKl)ZLyLT_۷/90+%6s  s\Eb4G o{IƼ$ M餃y"7;ꑪ4GZLJWiBO(lȅKktD~"pImXڨEiFo,Xyd(m[M7B7Jhl;v͝ 5jsmS"[ L6vm ~=nX%k}rUnI:2fw5~J'̡=,fSw5rXJ(֮1@i7׺{ {>%(nc63)}3Oy8"wwww dyŶ;['{^ -2 HaufgAqweQ)L3ԉLă󋮔%KLӃnqZmUM~d󦜭pVۛMqgКm;TEx]*4@7op}j9TEEev>=`;p|3z^"k&tt꾇eZ inհ{] ݢ˃7f!2U/n%0|&ԫ&\zX,֕oevwߚm$}ʍF]j:hOO|C.la60@؟JVUrf+Y˫$s]򵃽r݈w M3Ը v982- +%e8Ы Cv\zagYxHvυjAk_YV7+1R9d")Hw32D7v!U=\]us,UaT#ݎskocFނIp%a~e&hs6-yTA[Bٶ q%j]Z{e_|zg#_011egGꜤ oigA䄶R['Z)U?9`c둘V-8,ɩ(JS~r'4*OK K%"d,yg1DƵ(w7:]ū0k7؀V#WJ#c=u2oÉ:PFr YpWv C.5}dCKԦGJwRco4&PaOLLx/d]^EݺWrEcg\)ϫobAsW`ZfP.HT6v1}eG ,"me|/$hLλ"byIu<V[Yu۱3t+>ڛcŪ\ݺu>#_~p[91 k :*`˻ӳe9yՋ<`cmOe^εR-+ƺ}jG /rFwM)+'-"!Q0W6P=RYۦ77DZֵ|٩Us>FR:Ek t>{ccӳՑGGVػh}U;K>o;26|՗xa׊6 6(|%zn6rwՕ|^u kOJfU\G?ߖ;Ýߩ{ׅM:n=m/q򆰮|ijJYmoL}u#.b{2J堥n拼w|qנy<1ݣ:11qβ16$PY"um ؚ]iy&foث⽲ڧE (M2Z'\ii+πDsێ'F`}Z ;QNg㇍3c'&'Cv}RLLLLLzWq%1&&&?1]!'>β1'&+,=G!뱷<S?1}ʝP?"TxHjb;c_?eM[TOL|g~2,Pn՚xPjb{c5'B򣉉:e endstream endobj 485 0 obj <>/BitsPerComponent 8/Width 2109/Subtype/Image>>stream x-{6׀g 4\ö0,æ0,fЬah0 4k-4˖dlnnF|/KGG?p̢Wp~k)ގ ;qodT[/(^|ӨAWˊ}E˛&W%q5Xp8>eosf= xq%(KkMk'~bR$pI훈>ϓ]܈5rկ8msPTu2kҠp8:ʯϮm=@qxHJ`3Dr8f&4; yKͬz;U= &'ؖg /هDJ886{kI ƵeQ\$\ ~Z^z;xw @q*ПXG$ph8R't;q-#m+w.S'$`-IHPxZM.N,+c?K0Lj m%k?b,SL*,VQ0GWau YN} #&ӟQŁ|=sN̯gK[E",iF&SiGk'/opQC鉅dM %r x*Ⱦ&$NSpȐ}MwqW'߽Htdt>'#۳6<( A4aP`-{i}lrJT_emZMe#*A<TDXnF}er&ar!}8bX ⒾFUOT^*PtFv $J.{oվæ. MVt cZ}/(b_LŽͷ ^ٝC~] } oD?}15~ۂPdO{1xt2^>id |nCڈjXo4 4IM5b'U!MG'DݲOTu ̩29o4bvV``?_^.tB(12{Cܤ?0zVa2*/{U,Kh-,%N7|t%Gy7 VHġs fϔYUv2{8/Be_^<jak*uOCF|>V"T "9"k?]1DV6g:j{*v7KrYRdKrS9ౠΏ:;Ҥ:@yuSDzӴ.;{fn>>May:Ъ=;"+͇Nŀ+p~9 ۇ']mSm#h_y;obXc$gڿHԹI9i;9G7ŧ^ S~-na AcC/, E+CI6 v^r$EIBjE5{XK$E: )r =+ F #K.^1t^A=uR [L%#myXe:@睅@5wy?ӋJ`DfտEd k{vO8kǗ+騕϶BbJ3J%rn` z=i&}n g`6fd q}+MmpV-ewcz@_z=Sr"Ynj7%k 3#)xpL}ا>DkztQeZ mND.7>jeUI3ߢbepP4W/(W؋-G=}Q˜ )s/o]yF&mף˞q=i韟(눢'6ځmmnlTsktjPlDc/M_U`d{a5 po|Ûyˋc#[U H)ĴdrGl~Z s2-*F{bPoU|TGy}˽ZTH״KqKnv~`?"F&mף˞i?yv70Q0)Rym+P} (Na/.}(K'AoqHAf規zyul{fo@\%x2]>̳ڴϳٶ5et(ɿi`~0<+M )k/Ih#Lt"z;f_^W@=9~䂶%6 Sl:F'@*CDVAֹfsLlxAhBNhjns %kfx)"~Kz|%`(-5#݋caoQϖLu ()*!G銑pQEP f;W~D1UIj? n6˽fUHmPۺ$Yə+nAS~*"20pifÜ7۸D1Ye4.vDI _)҂M @ @Z}Y.XՑf݆T5~jWwֽOǒUce+Gu+ uh t ΗzAwTHѿ6|,aVU 4u~/rx2ma%Y:22BʌF}[d+( fw 6ML:\l?Q]f P3>1xǁ4tؐ#%V(-ƅ7z H"Nˬfz2~!elUuJH%3ANLbcU2rS: Nuߓ}je1 Ylp~4*xA>c}´T_' wvC]˽Z&Ja,MKzNۺ$*ӷNT5?ߪ:'&w:/]eA7{:7si|O-dYn9fyEb\-h@Bv &Dz|cj!+}\g:_g;R½v#[˫YlSWOZ9\9o뒬o+XWVeþ FVݬ0/Ֆ)8^2jo7Yn|1N*PmIj.^4y}IKyJ(nQ]y,5?4%YtKk.(ۅKR;]-(+t씂:;&_*^g.]TV%]I|w NwGO Ų$hMV3MDZqͻKmm7bMCd"hmx:wCجL3a·<9=3}'+6N'aaSW| W#?>$ɽ1BK=?<.l;/0TdnUu&eO5{[.cz:kil=lz4)v5`ČMW(#ˠ,rvu*eYo=liå tۼ݋'cSr^os??do^W*V# um  ڷM]H Koz $:: d]!eio40 [PU-îlUu.eO5{4l .ɱa$I˃d Spa-[fIx[TKeЭH:ΌBM+]}VsB""CCzd,)0EjM#/]`m Qo[[T7Gk@KԋoI9X[З{̪2]۶$s&&au Ӹ߼QItJ 貧=\.f/AZhZ`NLI.7ݲ6w<9ejAZa27 ni#{b]v1GkGl z\"{[z?Iڻ{tIYr{EuwQ3? ‡@!joQ1!8SŎF"H}5:%e1֥eV骧-K(3]-(*JLw:T1DQgEhzٍ!SyO+op}W9 Uw*SU@Q_vM}~SЗld4h&q}0z7V̨K}M::daU :k٬mQu_mоU[ΡN.D80Yi.{y= ϣA{ffxq=܉={=-Y`˳~nt a I-r~vjjրdоx"/9c2}8g}YӜeWan3}IZD+Um79_9֦bK:0BRV%9QX QV M:^St}EA(=\.QOdiTyg&|yxӳ?KF9uECδ|} 叝TӀŖb4 {6}'^^<wK0 Xv/U}+a\w Q7T =D+Ur{m9Yd]˽.̩2mԷEINbvZcl l:Nrmƙu.PeOsqٻkvi[wL/иN ~/mPJNYط:UTmd üz@ wƆbU{qڤe3Tͱ(4;sYB_ߺLOZ{" +8iAvbN@ U\"31ΧӢ.Ir~vrW==] ;1 v-֝CUq`hjƙuPd+Bv9>MY{ dCc` ~\8\N?MW~0\{?كXRRt`*;Zd@FWy-pfc% e8*[Wnp8sz^x1UĦpXM2OW w(qfj{K-ßg~ ?p\WKq}o-GU{p8{@4o1Wפp8yp8pp8pp8pp8pp8pp8pp8pp8pp8pp8pp8pp8p@~l6M$+q?M8In 97zt9Xs~tG[?;8 7{x_|>j} wJOLcxRC>(+JTcTLAmhCu|`;|Omɏ=W8%@\waE1F5N!]{ QG4  v 2?>Z <+<<%OPjK^O=kN{QT|+>pB+&)LBd4qJ5EPiRwD!PiNRʈ/0 x|~zJB[JwdhqwM }0Нlp;Kó2x!PQED)L{)Vؼ=Nz^O{W 77#<A[z^s83`lBf[I>џ3)POQ=϶vR>@o: D| ꑉ%ˑf|7$->8 VyU@7LYJБ92H4dQHf_=pߜrǪu{ܙN81 ?EJZaEG_Ud|gtAQFlvPQ|z9%b_ۇ7?. }cY_&)/脵_ { z 3(Kf@-yJn\'"ϧENr(fmJnlISj1j(Rx]|>z^|>uGd5YZ9%b_qC3'@r{)l7/ [,Pw_٫Sd>'&:s@*;!!1#8> k|(#{Sp/n?r)@x@EhNd57H~%} 4nhX_Ot>Sf ! % hv8VS} 7>)h5&xqCATNj7ƿꬪ~EO}n>= ;q̻ lnPxxv)IJg?{kP[ ϨOPwm6YSC]o\RIXXѬ@'АW4< np4|f^U4G.߹M%7Aو,#NHR'9KmxМ9s㰿"x7*0<0=CiC6@m AXYѬ@, td3W?̧ƾ[-i2 v~LQ p?FA!8 WDV*:_tD^DoFp9V({cy zS@ׄV)dF1#EMRTЭw"dN0W/!~|>f(!XIy3 t-hm`iO(Xm.uFʧƝLUgk{%Xw%g&+^JF"]+]1+hNtܶiA=hNEy%/axtvr`8C ?s՟ފysc:fW4WVPByR"1^iO~Շ5wY,@nž$1pp|nZEmkYY dt .mz[At2ޅCL%Eħқ=|>?_şgV!3qYlSLw6xQ|WmLWLanMqlLPQE?@"; !6k\ 5xm a+ Xת=8-t+Hh3b;Byl)x-"gU6a!!Dѽΐīlb]Ho3"*l^U9a!N9l. &|RI:ACjp'@ZY_b:+|Lǯow2#&9eދ 4ZS0S#'1溳ՊYѱ@ܴ9O3ƇnR+C۲"&8(:!Ѻ3'()8U+>')Q}1em ?#~оJ)f*dF1(В9i+c/5H*`kBe7}hD;;CB դAC;6Pn29NJĨ}]TגsCW (=aus(y:^Cz.Λ"\vQ7WH@|nFu }7 <@ՁiX,-P|=d\4MS Ma jO0JNǕcM\Hz3z ;xÛ B.(ꇫՆ¬ 6OgpPi,LB,St#/<6a2)P:{$֍(Ou&-E58g*$ii%LMM}匾Ļ:Ck [>=o929ͣN|Kkn'^L? :s;zaLslY$fo&럿NFy SxzA{ $Ga]x؝1kP[)ޢ l2CUWL`Ooe=*˳NX݂9=kҠStXd[1; ns; aW]&q'N\E(%- GrZߥ!2쬿k|wO~'ӾYi ~ 9YbK'vd鿩慦 9{8NlRW!,dZ B+ʌ,!8ײrc9⸚8u8ƿ789+㯳Ҥ+8s8Cv+'A8I<|܂d[zp8.|}5|icU\p8j>5WD3\Y99q ю$S_ 5O endstream endobj 486 0 obj <>/BitsPerComponent 8/Width 2062/Subtype/Image>>stream x흫ڀ_yvXò>Lf^ ;, ;b]TU,FYj),2i׷xx5W\5wuu Z6Z`0<>oZoȂw4~ja 4n\}z9 فWNK?30 ׈rW?4`xpk-pR`0N`0^=fv`0 WO- ڞIߤ =FDZ׳0j1 ϓd}j9 <,=Ѯ{r@0“lطAv6j'j" ?KDxeFOϝ8H?I |ך!IDZ)6+'zv$ந"'c53J$6,zh `sv48^87y4m:G Of#H6ۼ_dó@#\.Kek)RNC@>xqd 4:HZ Yxbp@Ű`^ eHN_AKz}OM0oYH&}<>ෲհ;YB0_K!bn;3Ț@g,v=>9 ~Es$|MEZ)T[ S]8 Dy;}RPJ+.8.m{@eQw:X< <`_?tflkAxgcއ)en}{jKVd=pY$UV{œM5z o޳(Li< Y|ުYk w!tp%F@>cz z b %0(xY Cm%Hf#hnO{\_ ٧ o.l`19lV&|VJ~G;s cه ̢فw?H'z m;(ܒg9萤Z򘅀uW\ >3o'2 31`98(NrAdLjO಻I`A0Bs`0<Zn)ai$=`G& `u1L%\{g=ji5, ;ECt3?9(V[ABrLG@ov\F9ľβiT<-PGe7K[A (w t)q,Io8+hӺd8,HO9X]@0;Ye`]ڭИnL(U7~ʬ,xRZYjrNpX]3FÐgWcQX,O峅ϟ bXzÏ,$~:OŃI.?y/ c/lbh|v .ş }i3_6~^,rݗ-Ob? CWsIx!!OLl/%o2,?狀!9?~GHW!ŢiFU`Ԥ#kLs߁w2,D1*P`__bQA1Y߼E^]uy 7]~B(ƫ^QG634)JXI E  tBl:պY,S)ZJ\Ɣ{QيSyw7su}M{6||˛_([27>N `5a7^.?'^k[n Zꕒ@̣\wSA gmװC>ꢒWhL!w{N[('"2 2d*囝(ǿSAS#l(m[nN&-l¦iEBmt f"O5>p;ZzS=F5 \M6l uͬ C]EfH7$30(}YNA͟5Nh F~vMl\0t ρKPv.6&?Ѻ7m wu7֮ iz+ӖNOu)ra FCAL->m1`Zl) 4*jW F5aI#9Ilي2ăP1݂nĔY3TN Z;|+jٚrY)@Tߪ uͬB"]EfH7%?PzDcuQR%9kmy}R3 :Vv"JK)cV .H@t_ HjHHs&zn ;p8+4[Ui+)5J>e\Ղ 8+1w.Vſ+#՞?*:^Xp8T'RuWá0ЈY|8pe0; pdP0Bc4 ߕשf@.ȶlb,ZYkRek'ue+[auͬb[EH7'ӷwP-Tk#y{`G"6)h?”+v?-~zKC{@.{-~\./OLunuo(v//JZ,_ǽuc^鿝bTb,}? ԊQX,?ON^bXX@B.EXT?%:UKJKXW*®DŎex3P&Ϗbw֘v*F ) |U Y{~V4aaezJ#| ށ]ϭtRDSF3;/0)A.\C'p(-ښFRuYPmpw[Z)M)$Y&L]qH>2>9~anٙ >oOi[M Up| |hzkWC ඖʥeV >ir ؟˹4ZIXe(oE Mubew4 (*CQz5ab5rԥW_ٯ/aP-r>6PA_;*[{Ҍzr4^QPI +*y{ʴTW5dt=K̐nNMdU۫je[stl&6%UDN):PSsYpǂZ9f vG(V1u2cHv`)uTHe[aMoMHԷ+A%mVqv?^<gpUn%h;?\f$vѤ%H&e\](v<'XPo|~O`Pc3Ɂڐ+ \X;54\[ `~^QPI +G)yMܪ5jzn5.ݬ7dU媷uYȝ\wꗛU.RwT]_mnjLVZlָHhakمŃX&T.Рe!oTL*M) ۽kߕ zCMo YJCBC68wǗm1E씰)ޝ'i,J}ͦ*_QW}4ӆ $^i>M [ e)Jp]|EBu&[ISvk*uͪ2[eK7&VӪ]JbwDrGZ!:}5qrɦ v nr{$۫6)0#F-R ϪB;״ V?!ʷ8RokJhI Su)8*r0A?:_5.XN ZrPUAi̔V~:k މTyA9rXMhHVTͪ[eK7&3<B^7tZɤH[#̩/R4Ip܄fSSn(Z}ۄ, A{z@7\p+]I锜Geax~ oRl[YTZ!s&ĪW󬛠MYp܆ǝƲ` 8R]>9ʠt f7?BuSR2=SjfI%mEWYU5$zu=.ݬ7LbZLÖ\Gs:1מ.&/K`' Mr;`wW@[\.HZ6nԆhNY* zA0"m\nModo> \jYn]MWqowUY0\KG99oUkPc'V5dH!) PKYkR~azAuͪ[[LnVMw8~/eu{5 y'ȆSu< vnē׫FYy!W,[xx}8E!@92)AY@^8oXQw117 r ȶRl5|ƒZj̻qR@~tH5 ձT ۦoAUCոdɻMPBX`7WӷY<ӫg02٤ѿ. ރG~zYU#G^F+'5QϗGLh`<{0u*Mc U:*5ufҔ4/숺jLetVϳ㔠J cu})>M`3A߈Mk?^EI_Dr+ C}%8/bUӅloKY࣊oC~hD)#{=I%1*uLmFS׃et~HfHחqJ; PN~*ZJ=rU$ \+9+B>&7n`8?!ca'4z;r-hC.4,'4):"lXunq62n]f-Dt )~ 3ݹY0Dj븜GcZy Gͬ)eu㞧ǼtjהM*mӧc F5jhpT5n1IO@]jvIүN<X1[n{a KAk`WT[.({<'9hd!Ky = 6'3rmżuyjzF]fny -ajzRu5L~.E֘Vz^W]{P.E#j&kz kJgn5B[P2:#ȫ?ܴH[^ qU5l&1tc5QPqa93j KS6Fy;# hxFi^g[pyʄbuTC1\+E1P&.hm PBkĚM=XPsf+쪟%}ȫHqpRMR\6Uo|,(ζy) u C1mxu=0PT"KZYNIC#%ofgn5#Ϩ~Jԗv&rY dޡ[IE,a,,]G`\/?hlJ Uf) >Hq=xW>@|&w[Aـ0teF+E-E)ȷRCa^98s nrt a,Lo ya!oCoD@O6·˅dgayxh ¬I{8X)ͮ'XY.N*o# +.*r{$͵z kL[+7χ-xUႢW%W,T'ФRX[,W54[Hsߨt4o^vz/~ȿW |}nUVU1j,ؑnܨ&U*:w)V:xYduV@-U7_. cQu0Vw¼B~yh(LdfƦQR MHû)Ē~΄%pɀZYolpsվpC.:1!EUJOT ۊpbɛY5ƙ]STOݫ|"¢hOgjkQ27np9w?' \=r3lxb9fw%>=9qYpXy?)Ár0oxWZ xիV @X*͊=\zY{[B=ܺtL?*],±pR_Y.m9Za+2< dgqpVy͉Lp υC#Wh7>@daI2Ξ`eK\4IB|Vh)m[0x\."; skgy+E.&.VǭF>oSsuOVŐm) @SӻFkgeocg)cJV%\~z=K,Q7P*$85rV -V@#7S3٧I WłZsw){%\@"9SCi&ic O[*>+Y!% *ǃ`0H3Dϒ|,h&-Hy *$⁅K q1(l!0t! QmMuN{~&RC7ANkBaH `0s$xWžVX ^ƒb1.M ‰$"m#vSHz;I 9+(>մHքqmJ7)=R~q ˵c۵4bG.0ZxIe%1tσXiiNGsVt;y}/kdeAapŀW=$YtB>s 'rB gv9p9m!hM( )A7ủȷgkdregAIPc˶ˠ-wEc- n\SnWȃ`y&)nm\. tr)Vxl;tn\.#ҳ] O:=n;>0 pjsGMr󸟕?(ƃs '(&'ŷLE P˸wStR r `hxi/Φ*Τ%٤ىhUf^^A Џsw>u)H7`9gZkr U8NBpkyC[BҜ|*\IWP(c8IDTq6z C?oC.<[`Tub}h/eZ4~,vNk+g'/knijj;5`@PhIx\. ' CCNFP+#XNi:Ky bBCZCJP+i W* 0շg eMuoá8Έݳw}8S}~bP,-)Wzp8b>_ܘgV׷.7U}p_6H{'L ;%B].˭²N"7۔[-$n!%k0 )VYy6X}W"+ kwԴ áe..ƗfN9.|?iqµ@>ꑃ[O𮮡 \ciXm2HˀLȷ[ q76B b8X Ւ]8INMP0 hnP +ayC``0`.Ds35nzZaIuQ{h ?@f@2,־jE.EU2H$16iN)(;` 79'}WWJBWPo[并}Ng\~ mɓqv1zG47y.鍰CFh N}C#c|Q_{$R8I$mYKH€Dt'fc3J*yS & ;G0>jqywL OLuQ|Cy-Yq5ϵy@{I gZ@8ms⌝=WzcJ!Q0=CMԣ=K& (5j0F(gRڞwr΃/'6 CI*]pWQ(H[;}>oa}= ʅ&~@;kr09SAV>cƧ4+db8G`M4v#t17H_0qҙX18= Ej4fEDyDZL{>}`AT>坳*'%h=_±ʃ1< H>jDepB"1tBu+$`N6f8`04!VeY䥯]JR\ >WO)W #Vins驥0 #mxϑ;A⩾VçN 6ɳ.=|nr^)x XOF'9]d@\.i/P0  ~x ?lҦyƪ3eȩ:*셧x<׾YN4ä7_`0 `bޓDOh=]nG"֭ܽнzI' $r4ZݍFT+i#V+SهXNS5IE%ueX'Vhg5ShA7'Pth8>yaJ{|H}h-ai_ ~Lcg-UYyv,  k7S&[kp.K!ۻ.@$L(:5+ )12NV\`07`]R}A|țgW)w?,Qz+]})t֏5&T=6V.mQ 4 ?3'y%nh-!B7Ͱ#H© VH@cm=J=<<_(-k 7@.̀L9(4M!nx wqaAq[_X@v搇g:k<́xQ^iBi`Kyٗ1L򬏷]TĻPg#*~Ku͞ҩC{PgC\Z UfHs⾊Ǧkw1>Ҫ`x\}4$n :^b~ޅʣ]ɡ@!u =WY iy l&̫wSv y3 6 ^-_NmB׶}2!_|vz\Sgp}ϱ g0^/o*\iwkzݵn[~T{Rjo[yoګJI$n[b7Wbl!pjoV-5?@>ޞ'Ȭ+J:9>߰/_'*A';'{յ܊><n!Z|՝r9\-tl@w77P,dube3`PuD `_'iqzǵ`$mg̝׍>^^I4,_b`'Z+|FF(]$`J~+mru ]/<>/BitsPerComponent 8/Width 2128/Subtype/Image>>stream x흫OBeq̋a˺BuزlYŲ+352 N2h];3H\7σHH {+ئ}o=e,ǙH8Q2[?9bX,b(tX,"fX,w=UE㞇4wQT hN4Bg`X,n執)9"{_; %Uϼ>'o  (O¦Q8Z_uoe:= @ !ɻHmH [~o5sO:,|o&&m0`P6V@.krS\ 6ފo,b0 XIP^'&3ˀ]0Ԥph{1=9PxʕYxҞ 1X?vʍ& p8qƘjYON dP_ 9)~V" 3=?=BvQ C4 zEݝKgp<SmZg:CȫMŪ)7?lh F<! Y `ѕ)WOݣ(mػyjQ XKŌ ^OGI ׀xHbVEa@w [zӼ26;βv)F(Ύe{632"o\s nڗ;9q𪑸grpzho{@%)Ի4{xt 4 p8~ ezX,6ƛF=ɩrdyKovXzB3243VEu"?#Ik2zcz k?<$h6Y@LIY/O1eԋ4) ڱJq/8 iJ(A'X 9G<̦)ѯ.Cq(IӧH/[Or-n;3Qc`<ݜ-)fV_ۦ$lΑy`$*`EuV/_Kb^ngwa/tO&⨼YU3LmW9l]TnJn]+\dMnIP%j\@OծP3%Y @N38Mwu6XFVoy'Ǯr?[ I$mmm[aUz0kDʐ%U!i[n;H_eKaԯ2ĩy5=降YgJ'saHw]܋Kd]GNUo;Pk\j}E"*co(Z`')dyߵ*5TrfViM Hb%de,1mX4 !݅)Yd [W>Չ#U¿ڽȡk+:"a$&i/3}<6zmItf)zy/LĭX3sIb'*a>v4)5eԼF(~ A.jH)u|"jjœ*"[湕{v@5k`YkZ[As[6U&!b}fޟs0a`,m06ݝECE3ݑY9$;;O &h#|l@I ib(k5sjPz-i/6`4Vӹ^R)Be HfF(m m-!I@c#Rť[< tHХIbv4)5eԼF#QGZ@NƧlJ7Ԫ BX6z*-=X;5D#O?y@~n͙oT=Xbi*gh ƪ>ݷh<&T_Ԣ'EQw孂ؒS_O"ZE,=3w;);N=I*Y.ǣJ?`/!@Nas8rq]?QeC5@E@ip51@x8ǻ 8 uӺTدC:$JUiR/mkTJP_뛡(_i-]j*6sF}kweQEBJ'+ a~-4:N;Q4%UU z eͰFA>]D-R?%#2"}Y@34Lwb21XQi zPd}z MB&qX~7zK!t@d}2tj^MO(מPBYW#fZDkw ЭZZ+wQDz.\*O̬MQlAY:IJ6vɴ)׶/¯&(ٱF< ,fIN8UP(Z%dvGoΧs"GH Rx<3d}2tj^MO( M d2ѬS-k;ox07v͂,#vHVsP֣_C'>3ѳ]%ڐDɞj0U;1<-gN٤gDqe!0 ۷Q9.܇xKj4!x@Yu% 9h P n?&WŖ/iL_>TVtPg5r~k@ڬ& ?wTgcwP3D;=BjVxמ&KЩy5=ƣXQ@"߷vO-T-[Q3d *ȋJm'vc`ʣZ׶Va.1d4M<bJ}iw'fѠԴ|[fU:PVRZGC2,?L@e:d6UPbzרChVcO4YGޭA(P=([$]%kB x` pSCA5܏˦Pz6}K!c#?=aMvO(C4Bo @UWmwʞ~'Z !ݺ,b(V!YT:ʨ6C{P㫈̬MՐredEyC%fmyhX̒IݝE;TaWnڝAʢ:}H{S#1Y6C1\ iMU ոfAsY_DWI/6{ f=e-]x'xCDX Jkx>2 AjVxoù l|J:5&xzgG M}Di[ŧOSL,][K0>Y}m*,1CCgǶ`Jvwb *VvgXȢǴo#BLUMA @^U$6CDHܶʧK#،,б}@,(C~6.qmƳί9 ^)B{jE_aMvO)C4B_UbVf'㣑qX,"uz1YZܽuۍ Qk>3uS5$ӿV c0k-5^,݉YoPvZZԠ WhN*Z#T롆Nhc_vp_T_[!C%>6 dR}c\i@ϝonV2c^Y6DahTг |2z.Fu<(5ʒ=/V&yx? ]#f_' 1Ń*/Щy5-f`^2}vҤO~^E{{Ȃ9ėW?3pk+D 8Xb2`0er_oJ#bh:ۄa=h}l42t6<[U'ȅr$QD. )I]@6^GM3cijs3AgL!d /=A&Gޖ!1aq.vR*J5{R& O^ηgSjJG̀uӚa}3#XU3%~aY&~Us*3AǣZsGp[b Ë%sL/h;5F(ʂ=* ;e j2En }" }HQGeq׸xS[;|t.VU}\2 ArAh0l=Y$]$eZwoİ+ex`yC ߚè)y5~_MNA%>WKFúM >W3ڳݴ֒<շ=#%ů`.3 0zL"+oԨ(w?m}e șYRm#Ples]_ARYکڔc G-Zͦ^J{elt>tʵ:$޲j8x."<o@ZB[=Bb݃``V!(Tڤ6Cֻm hdMU*d^m.P$@Ug-*L9({0Sl@CcʌVㆱӳ۲ⰪҲ\6gĜѡ<$1 zV#It:vGۊ> ػƗG) @ <.AY zFA7Mr*JH2?6:-h9hb'e:fEMxFgSjFMA~dڊw;}$Q(۞I.Aٔ|W"#,v EОZT^LBM ,U{J̄` S-L)aݝEvŦF)_^(>+Ya.PlZRW{GK I X1b\4@ʲϤDi4q7Tn=KEK{,XwPM5* m<1I;!иQ0Pw4SNͫi4%GX!GsL2g|Hŧ R mU !="vԘ#{yo/F!!^Άjȕ%@\3tv~灾kӞ c@>w>w{ WPB_@5 FI2c8n"w6aL`HeԼF98FfR -!|3|lM70oZ -˜Qaf>穾Z3[b,i"L aݵ"cYP|lY3@{;q氠o-1}*u 8x+ z H2^@!xShUQ_I쉌3(7B~I/o -#5/C^myqߢ ƪWS0"s,t8~҂sL®OlN"=J,J`< {")q#!\>.k9w97Ƨ^%f0V[7f2 D[ᅽоa{Q81^bcد|-s(2Πp89u:xn6G|K!VwwKNy-s(2?Lp8ϊp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2Πp8q2?AqX,﭅p8?=0U\>'dOR#6G'"U+IIս>M:w@R)2”{5۔pe1.4ߖwY|'G0[ B:yp8:{+p 1Z~$,V;ͤx2fFDU_WDD^_ZncF{5iwc]Z,.DTh_$ l<عn a3)͏JA^s׫F~g0t`WQ|7=@>L6P*t!lBt8o٠ekoSX+zQ"[ BcQz+ ]Ϣ0GλWs+XPlXQGя,=c7 7 ?]|VEP$ج ~3WF`@$I$.. H H)%$iD0͆ePeAgAm9QҴk#54 }׽-q0 p8$#-@8nuPS|'j]>гұN$^蚦eîV$?:#Y=k/-6t)sk[ĸK{<+Er5J}ࡾ[4  ۅ1]eas1*pd̑N2ݫI隣fp0}PX: #QgP 8;bk.uyȁn= @ |_'kHDiƜ=@ 7ORZC`J npC!ײDJg;Ag[%wfq/ /ѵI”XٽfؕR?S AX&x7e<)s9Qz8گL,{9-6OE"<apG1<`W#?eQ=q+"51 D55(皬?β"J#š^q!x't?W9|mi@DqP]b⻁6|&ʏԄ&0(k)T1[@y/'wA1)FXr검Ϭ )0w]P!bxVtO琈lL>]3\w.\ 23 { FHNd ~J2]rƨFu1 C׽UJE{ә(>B{kZֆ2)N>WE:h"gTsb:3ʮSfy6kq.70%Vly2}SXZbUO-uSXk`244V w͔$@Uq5 @F*]rAK=SzƏ{(7C uYB$P*R'@[p8]:\It[ѹ(g PW؉w+=sK }mB[h6=))k}%xM=c6A+UR^{=A,>}T 4KuY|X,{d;NtP 1Gt!?};=) ZĀJc\h҉ 3x+uH ԗ/x"kEBpw<>] QNi&**`?;!M ?_BbP ȣ)ݱV1`R|>~gw>uU/z-w0F0PLA] axX,[ۧқ#a5У)<0eS.LSTI3:.R:7Dp8̴ 1QMӒs1 ޗA!2YA"Үo/iT?l`r 5_JcG[Q;]uR,?|v;r,>z46 |Bxw>%=KMzX, uKʰ*<{cb5~x!bˢw ]>L0dQh} }p gAf~3!^qOP+=e (T P{lqnn6`<'t(3hY2n{$~@_zeiG A3bQ/ &H$AOpfņj]jYAѼӇ*Bi'xm|đv.CG{fiT+x-UD %q:|^'snqiEptwoAxxio &My!` (j;ЀnՃjt6pcvW)܈2<\bSx;e6s.:q:gP8"G~5&q/.Iپh-mn3WVT*'[U3Kίb$X5B+hcW wn`p'^' R>*W+,70K!BAiųPVs.:s٪lqv-Hڭ,$ 'Σ\ǐ#x˜ѕ;e=n &V/PhN?r7@5‡#KO v-N +]D4Q*,Π8ǎgćYQSʓ·84ƨG(> 쳋Q].˕kd㗉jB_ouJ#]zT5Xd}O}Ξ(3݂9{l49)ٵx11*7g=n%Ջ]|++iЊ򂑱ʳAհ|6Ap8:!|-吵|0Ҵɻ<_פo<].Euu2NQAeB0MrIeIw+\Ӓ< ͽ^@MTn]eI1Pz(j,)] ;O*q8o_#F=djidžn3RUD)-V +*O\y}&u`몇&r3p&L9A;mrwS k)R;nV{DCPmr# zwS U+%flr_@5ޕ7u]mB$ vsȁzDhvb4q[uC`uOcޚTI{݅!)[AAUp"խdܠ`uP&@=6]zŝ^h?qЦQ?a a^Z~^??8OKAUwYw`yO~vo,u<'Zq8'QVJ9p8CqωVPa?@LYeꐄJoalN >Y&ŦjIëU< SmcyI.lVӽ*zw)r,;vXny䐽 3ĹP=0p8J{k3cx秸SOŔ»xRQc gP8gcW"cxc88 dys9gP8c.7qap8qq>dom")JaonB2Za9+-y;$p888'N?È3((g$2p8 5 endstream endobj 488 0 obj <>/BitsPerComponent 8/Width 2033/Subtype/Image>>stream x+{8րߝgU BefBS͊}b4iVl&hVl:h6fn֬ ɲ˕N'zIR.Gґ%KG{¢`ݷbX,[ `X,=bX,o[,oX,-by  cX,oƏ.`Nop܋MS KZ!n6}Ap\5a8+K%cī\p\U cf1d O::Cϝtv67e3B',+Sć${.I.gX^5:xz=$Q6ӡ_@D@=J}h0iqss/'LiX9y;edTvV?g?5]̞}p/`"1VʉYG-2?#b) {,B{"N :|E.A?B#sK]c?PG(窷֨nj0bRnDW8SzSuixdL}ևmTbX,W~/Y]5%bX,~??B]d2hW[UW~{̗\K񧤈/.ů_Q{X,h?ڿZi?Ɛ~T>|nObKQڽ/k|틤N5.W/RڤN6#u&+E35RTs8})Ni(_NcF85_'e_O|W/[L(}RJ'ӓ\ʒ>h-J_sBG&UFVUBg_TOc.e32).:Sʘ og_NǐVyvp!A:Hܽ=?e _pVp^v^^(rĭܶY%RGn}tZi&-ע\>dwez=a$BST! KZNP7! ժ+hthW-u"y_%F)[SI~> ,1ZS+XV鱹1ёNc洳Բ؊㳾*v6ѲϱղҲ;Q)Tx.׳ܫ#7,KՑ:u)ؖbҳ:4-ZA]дܻyل4+k󛐮ǻ:)Ʊ5},*Ҵ1Y٧Wͤ,2ZS*=<4HKoshcPWjuEoZ,8*5 < ]i48'0^{Ga⊑(܇6 g_xyhf?gtJ\͒\MmX`yp+y{wVw;!ґ7(AnhָCLR6" ipC~Ǐ2`軀ytҨ `7Wޭ5J sRa*s_zi$Pvr Px$nCe5iPU?ͨ¸9 <4[=V/flȦMb%\Xh{b)$u,~.k^8weWotCy%7;^9ʕ ?(vVzdDŸ/ 6{6*QTaMJ&VU:a zt :2p?pF]i;IoGKfI]c(_oi+a>VߔۣO)7 Hڊ[Kt в,iեnF <Zpۻt,x$3Pt7,wݡ5M+v9f̈́!ԪBoLbڇ{I2`WmID6^KSyT:|Jm\r =t$Z)ܸ侏KZc`R!< q.OeФdZBo.T6Qϟer @> E#P+:Vm&VP8Ǯ: rl@(TkF3WVAoԥlF*a]pXpDžk\\ܫcÃuX>fe`ijѬb@q => \ǭ{rht۽r.,]ԆJS'RK01<.tf7W(/f h,װ<>ȓ*v;'kܲ?5-<i faIWkFV>2*w\ԥlFp/a;p$ os:TNrR wrHs!% ; tc(G c_(Uo>;B҄LH:I4bl0h(xފGF7jvͷ~3u)Q?0ܮs8G{;SigWuDѦm1_Z&@L>gi}%"tw(R:%D~ϝ 覛M5EaJ:-,V 8HK:bşp.sٶm`ւ_RY;_]muEumMLkr,s}4bd0{{:|&z/1Skm} 5sxUK >)_7$넭.TP`.?:/>H[cn ޝ2h+䛁nSa!Њ=tRx%?aB[ x#wcuQgX@qb)wA xpM>ǟʱұ"H)晴_u*|v >vp?/|jNd=ˏWHOt_#chШ[tJT{л,o ވ`|TʳU"fOѰ qSö Y}a˿ e& ^Ƒnn5WĶ`mOT@ߪ8Y~t3ƊMځR16p}<1 ,u.#7T{} _mf,|?ΰ)B/Ї#8dRh fƊӌ: FzL}1<]~!.E\ih4;`m(w'JX5v(upٌf~t`OcIYuIY)}bc1 ZӌTSۊ?2VW=O5+}zɚE0R-&Hzt 1;}q>t(Τb<kz|Qc:^e<˷&:YjO?\ Cm"T_VIqBm J:C{؆1cIu:2SQv=> w]ggg#G@{0y{|ph,pFҪ?"A9ngzN6)^4[Z g.:(U2z=?z,ٞ;/"35%4=쪃.˱6+u<KGۋJSJ13D[. 3H(xtZ!ͨ¸l6gGoB?ɢUwl|9ҏ%ΨfIbvTdNnN=Kz \CHcwyMI?.M8G΅pn$_g@" N{*MVt&{Pc0R5Sep v=> <9ᬺ=30{ʑ|ʯ) K;ϱճU;,o\F-ތ9wM$ݻVixqmtk* M$| l~*`3N5NT4_rhl+EP;&"O z)$czId)|$#G9|'d'}|uXfAcQm=dEe/F后>` N]sb{n!r~w5@z8ʲ+;;>]])˦ƙLmQxvvvv( xlcpg($T2ݽYW&\Ii_gggg&NTyP)}}Y=BjZVb9?~k,d" DO|'M,ݽ"jݪ'Hl*,`z"&ޫc+p:vqlw pMJ\9'S F}- vVAlMBmE#Ǣw9|CHm{:6d֎( )t;8*C6^Ivp8={+}N_uׇKrn X,ak+ob]Gus]`E Q)[鰳M._׆{ׂ~„tOp*%\rn'd 1[$hXLxc77c.OIj[(ج< O`E~+Hy{QĞKǢ8e{b_|Ǒ(3k]xh^ S`JЩ8a>{]zH5ڤ.[,ٱc콑 n<CRF{-7+}[1,kv}D)c\BqlV*%(o\ч$en{/e;EDݽ&"`dm~} S.Xo^!it{y&gy$`7nN?,2Tibl +RziUbت"\9HJYF/wil~@&e^!{uൿO$ו!R=TJ(gj&V,˫/Y,wg.OW.ޗAh+9Z@`4(D|?W ;Huv 8qD1i@f˛ep^GY<|y&νx)KFV@7(s_wHtz NN7ѕ>,RpH!z\wB܂;[.9k\Aiu{Ucbc?P˝QUf,eIO;m64h/0΁}>JꯞI"{B9u$ItPN"`$^q:]G]a+1" w=qtV^/vwMǻ1"2Tŀ{ݽwHD5e粂+ͷE&9a3ݫDcXvq"(pX2 % ށ*%(bMAPl贡ޖliLlZP-E7zAƘ33!-QXgb s\S̹B mucFPl֯? nA&Ne2zǯ6]ZvCxHt}=yƿk ˚aݠK*hɧQHu$vb hoDӫ- 5u©Z@ 11%u zgB(I6Ƭ>(Kfa1-/.I!U=۲]:a%MWx8ײAg*g*Agyh8t7@P{t8/ ¦y&A٧u,B+%UEWGQV0I8pAZ)kpJWzY3|Qͤ6oX n#`?{m`CR`?GhT/& og!ޤTc`w v.NuE?:'\"$K;s<@~8ɦn,,;myĴ<\,>UsXbbX\uX,zzzzz@ްEP]-׿ʶ@bMJHAbQJ['NP9GM|egCdroːJr,)@&OOO^,w{2P'yi79aV(SQ&T"doKӶf]]lIMEUbX~!d`źt4ix۬6̵bZ'~ȧ}鯈-/Mf!UW&y+We} ޾̪#fZXU>E!Wf%Ϛ]oLz/ѹs~$>ERƊ =]sImMWGbvRy~-m՘d)Ƙ5Çe){sfGLㇼǔݦk,Ume8沾7O ?nº@\HWn/ v ԉ༐=!=Y7.&\7|_|8o3/a>Fw[= $ fy҆[17O͟.c̚CZMv6۬2iyyARqOye8XaCk8]#0@:b}t2.SUT>NՓ%& dsk_ߗ |R]ѫj+  Q$3lCZd8+_:c=BX%@D^M{o.} F@a@ }Z2ə݈{-N3ǹYc]`V@.Q hiji1k1Rzym0'x 9c3 :mkGUp(WtWmrɏ RLZXfu6۬2ɏ@oh9Yq%O+֨GG1KHfG}ݐO5x:3IMw P֐{ٝn9)W[GL}9n+㈣|bf's#6e1}g6kGVQ>Z2238a1ɳ7!|)="?loӟG$0y)}̘Mc"0s<95J{nt΃',GG fY~V.ꦐ;mBIH)c{ p#H䩍Tr2.yVr2|,so>T-{cRc3 {gU3m5 ޲ErF>:AƩ0SzgRRLoէ؈:Xv@ݽ>>ѨW%ȣ/[RXk֏?6&nym%MA|Ҧl-.qc3 {g2m1WK㯀D$ʑo˃q;֨GGǓO9)DAps6܏cvOQ|~G4rOw gE1X,wPze/Df65-mj!b1=ų65R$ubQ66mޜz Mp)5lۀCF\} @E=8d@ JPnDHD+,L+\,ҋʹ>:I<- :A>FkdkQ"&w=A,w4\RCܠ\Q.#o@@wKK#;2GSM",h^ _LIQޖfBǫx p] &cr Nbә6wR'g,^\EѬE:$^v@K0ߚ=w|pi‰T3gb1S&oRmS4m &ᮮ~bKcr Nbә6+2==F"p7ΆdEcTࣣ [>IW&rw3S~*|P ï!8ߓ8jO1n e hXSI[ނsImuX=jŦ3m1ߞSU#.p|k1N@vˇo-a'¾Y,p;ykbc`ەPVvPp|;A,s Y?'0aHXv({|S危qΕ_ !,7$id]$nepʓ-9~$]:X,98!|eIDWLC[,/WDZnCuh-׆k qFK5oݳ1X^:[ 1'"˛7x endstream endobj 489 0 obj <>/BitsPerComponent 8/Width 1924/Subtype/Image>>stream x+ƶ3w"b;labiF0PzmYhYְa#h5𢾠$R~F?H]Tz&^Q~/ey:ڧX?^pT?g/\ދ'Ki_GA{(2Pfa$n-ؤ~utJrY&-x# T1Y&BŻ*D*bf>/~m£;7z=Cʉ #%޼#K Z?ɋg{&ǝ:#XO^q>74)V >@]a }c)M*İhՈ&mK8[> ʟl Xtp[;@O+vb⥓<bcp8^. NW޺3&;4!=w-ģ2b'sڪ,h,y j- O;'iN'&oMffcs:C/xDйH31fhoքٸkO&QΕfN%<w>zQ0vKG5b Mnrp>^EygM==EsEK",FS)*e6HQ~79e=慛4ؐbL#|/aI6!7ܞGCc]w 6?@ HAvDʧdDl6f><<1گCr?4Dc⧇Sl6A#W?g쏇f_gL-_,׫T_RIJIl6Sn*+$OI)؟g¢{KNTUze&{U?$(*Lg9?C0;~-Rլ>J`'zײΎˬT4iO iah2MU #Q! 7HxXٙMوJQU,7/R?SJ#Hl6\l}&|um'K/b]ٷ@Lg=׬pf80ޔǑp< m]dRS#Zj&]Vmt}K!M4_AɅ$MIMM|J8_K9oͭM慛T7ؠbKE`r>Jd~y9)ŭm? !R j7$wN}z GDiNxժeo=f>:S5٪,6e}R'msHkE{:yaBTCFߴYo/hYanFS)*eiV"Տ|\:C 7nAVT2I4A7ܞG#]_btm? Wl}Fun~){(K)uN;&oflY3k5}  Aʫ>VAl]l2wazaxp9KByL,OKpz .p^ԔdJYjYN؉t;9@e7w6nS`Cu>Jb~'r_6vT|0IEjЃF={ñ' )&}~Bo#wEwX:dY&ިdq&aO@lfX)  غXA w]$n INpk bȲ'MI( 3`~o)~"E1duq\tpppS`uV3XJsQT=N*%2P}7T6&WӠ g5πS:Q̣Vbu!\_#;a뢰`;.^3K+1;$8z5+9k @+0 5ތ}iO&B]9H" r歫,R`q486@#$ oS:{#khP~TgRem 7lAZbANd~d'Q7*7S omo9wKl> SrI]4CXxYG%\0JV\E@+ 37 ; fٔU(~w=y ]vIIU$LJ(RWuI5J2S܉9*_.)g=3/8k})M{q=*Gy^=i~Co!փw(5ȒG/<ݒpʩz1`1+/#XdC+"Eڐr ^gu/Ŏds趉ꝁ_`kTY@\MA4aJ2S@tI0| #tFT6ؠb-ϸ?Ei2?NS\Hᬡ:o-ClBAcX\U^#'"ڛe3o[z)-)$Gknc G )0]2hN8mI0-%&fA=7kx|v@u7d*/Of|걉j봶0$P=Q^읐plxú}j:U1ʶq&WC3Lzݼ>zcb-X۴`{>|ۯ ߢ͇͇*5Ȁ,*\ 5K *$iN8&[:>6<|3 6Μ᱾MYR'&&bNmnX*s,$ASr"9Re,k}Dak: sG~Bs)|} Ty~7qSGu]F_.C&'ߚ%uKqu7ԋN{OS3t-ຶ?,LkFd +8AJ㡙3`C>A 5?FPb~CS0@i^Uk &F!;GmR. :'{fBڐ׺;B<,(vt?%J1we)"5y::lhfvgcO+fӣ p5QDȟ*!MJnF r|^Kh4ib@Q(l#~~wzmRk'-M rm U1S[b}k™HZ&ZE_^Yܤr|Pܗ!Ʃc]>U#Z¹Xv{quZy㒬rkƓ0RDKj4GA <ݰ;=33(0kr=[$s͘Kt8%J18-s p:x GY 0jNXإ5qCDgq]wF͒?l *y(^\_3`yoV1HeHi9˫?+w[D[҉x4>ݥ>±YTyJgDַ9e40VQҩxl)7 Z$gGHdC2OgS`>! 4<׌i? ~먍и)ʣͅx Rs{\gE#B*ƾ/ 2q1t$ǰ'9dg,^"Px#7,YXUOv8wt%ԯwM|٧:+գ(T|]^RyK 6"m?=T/t&1 6XK3"@ݞ͓yn=dHFRI7alpSeP`>)B6To.| MSTѫppEy(^U6yOA~Kee yyq٬S^!|);hb`YXMP/ ɖyEƮcJt%sd.oŋ ם[/K]Eyᙥ*[)Oe1=% t`[ė`h a'M^ `EgBqIGEo#;"ٵ|TjsvvV;0D9Q0M]ؔeWRZ؛gړ{ Vp(:Ws&?@xH0X-# _M]I@}!5r ;sP^)ؤU Ĩpj?q 3-֒AR.cl{J/|yAI_u`[ȹۡ@8K\99}]":@FhQ[7'?{7 L6}rO[bǁ$g];,̣DCD/w^pCqhv!9ňUB,WxA-3 IzyJ:݇sZjNCPKܬ|·drDX`Q d#3ų3=%-Kt+#4 ˹,Ҵ r/bU)6_VFh /* 3Zxb"d#\Xt5¡~jN uY1xC9zgJZdpu9/mI2?ϵ>RA?(KP7a tQlvɜGjN~g%u껡45/).+k꽒xwU}fdE>|3] ELH: KXe/Gu`+'t֫bqg0Жt*4rvuikUH~ݻ?RM2V%̬XKJy(Fgdsq(biۯU7K 4j+/K/m xv~'$tW\ A ~`S@2d9S!oFxjqv']GXl[J"8 "]-7ڒNݧI~aErXo,E$_MI8] ;U.J9(#۳e O'X~w5"wj~қYbQMv)vi61ƴ&<11{IrL7hOT](T,@.p(z%')#ܘ1{.Iʋ'] Y |7eGccFm}+%JV13uut7;π`)"2(+Li6UK5 *.w %Dђʟ5taMMXH:;tz.ڜu1Uob"鎣\ +chZ.#$AS ̀-l |ް뜹y]i^K Jh\9d7C|%1kk>f~k Ÿd*_bn>[suXy%bD20(ަZMPšr{ ȣ(o[<(bO͉/rQ°>t3&QbV3Z[$zq|\ LQ`][WVBW& %I`8B> BˠAױS۹=@20촳1!û-'&px$1.ķ<1َu| -S)ӅI+r{zqF՞4*jp,cY!}1\}SD]b2&uz3u/yqL cX5%Vp_[[$R:WG`uؑ(/1$Հ7cXGSzVVv|лܘ|6I79\5W`$2&798W.4 *4oS x:ߋqHYw+;;4wͩǽɁ} şC(kkǢimVr)63=8)FakYZ)kp/"u\=۫ +oq!9~Y_1_J֎M/?ICBl6YeDY_V<|/lyhgSgG~ []Ã_~f܄ @RKRW*H^~-:ז&)Y%a?ϳj&9lutՠҢHbJXGgM%oj5?J~fjt+}6s]?f٬TU)gLΚF]}>~j7joX-RgmfڇNl6Rd]_fٿ{K{ԏ^Z>NX:SHġ%@tǐI|5h2EUhc{b餉qTk)VXsEr祋oYxBbIJb*+|8fFPڐϤ^=m3 0M+oC|)pr]sw{OV#sJa_e)gtmҜxH7^]X-pɂËOZtR$=Mx:P~|ol aGW _uW;=4 *4 עVbE}S/Qdw_VSUzETS+h{nzye!@? |{oduFYJ󳳳>ф nRÝ_|5}}|~StB#i:|IC:1/BpknJ%ow+;HBp8őgp83|FqeI얼p8Uګt;; 8.h2FUx/kG/L7Ƶ" xpbϢ=r,Ʃ'a;t7HBK-cAl 2`Ec #oM"d=wƫxkX^'2Kr)NlU)kFV揂%@ؤPB[Y ede%kǙf?NKQ`/gc}"{8\`}88@p2vp`jw/;2P|~ 1xZw{ox[r.virɨdP6;Xyzr z N#;L]W5g(̱3zTT| ,n# PJ{@<;;;$d@&}jHևh^Ys;ĵ q%Xu\ ]\$slAp8+PYiqPo J 0YO1VdJe.^ (dAW ~*FvsLkE"ؕsE.-Fzc|:6GC~ʅ@Wd(I 3juWR-| a$xiC!ΟuG:;w7lM?dQ^ 0?3mx{!< w ϖIx}w>$LP {}MP=)S.}NBtz[b{fZS$_M;nsEFT(8&$tXGBUS/ZofH5o?}Ժ+}Dy#֥Ioӭ? >@1)#.r@\\їͳ$6b]DG\@nHfDCx0.vWf"~;VqxpV 07O}# 7dVJ:,4cX0 q]w/(/w8N=*R"ѫP]OqkY&R [=@o:nJ78K{ME|FG\޹@vC@Iu_ά?nl=3$cfc8[(&/NF3;;tpi[22Z jcy_C!\F!c MhJ4 ױ6V_n)1跎>[+^@˾(땰*<$}$p8= +V9_j:A'N%[fnMH!`;{,bZN>Վ./4?ᷡ˳q(<#{jR>241ִ kEJjEV?!7#K$j)}X]Kz-ڞV#e9ͯ-gʋ9Q̿9`F M>_S š1uΗ /9|4~\V#tEHx˝puprxS 0I\'6>=RȘB3'ذj<*/wǓrRcR꽥Ǣn5J'oCOO9) @){<+VvDŎ6[e|&Bh]X.1op37脓D1[KC r`XF?a8):o4rLjEF[r?N˜Q2d~bl͡wl jǟbm eܦN|څkث kˡ1\[F"3y<ąAGb.#5; [.o^ /6&G$+j=NgH8??/+(jFmoD8=ꡃ.L|ȁY\.#nxn)^hz4 j]G0$`W JÀZ;RXǭ>C'WL( Zyv:۫ⴙf(d #&ɀ3rk Ov%92E׆p"ד{YXEo <.I+%.`QIǺ6ѫ`ߢ7 dRsU\`܏W}Vx_;}E&Yc#9bҕ [ksdF ٓD\2 Nt+58N>|?F HEckDbXQ+O>ux1p ) ^b6b'2X y%rJ?u 2\|"@ޞFr:ˈ[w>S1f{^M)ޡ42({/͓ Y>/ݷ``{dE[3J tRy 'l4EOX' ڰYxN{+I~-aM^AZmK N`yW7Dv 8P|nN*O]A Nţp_f$7I+?ZX@0KL^XT_CY@yL5&b A6i=!}OSrA]bDBNF\=={; ՈT{h\'y_Yg`[Qt %}ä 8P<2d#]%oRSKMrYiz U)3x(?4~M70(``gw(\g'p@E¼ ZleA*TS1>@$ՎNљS4{$Gp"x:z^G:9*Q0)eD_m Pݕ|&bJЩ8Wj(wZ̡x'sZeYb!wl] 㿍4n&2fi؉l2hi5:WW*R:ǃvAO /jG\zم*( (sN{`N89oU}TApS|I-^XV|+:1gz~mk;&zg5ZR?(t?8ڥ(an1ZNe^9NGGSe#Ƶ"W:shF1=3,VelV,3ע5@F箙kezGH~_ua5N5\GT!'vv=5`*{TG[G e|Ši]mܟ*t*tյޯAƵ",*DQT'wm 4('h͛E?؃e&ZB^N-:|{Z^3 9s%uuZQ?wa?&8#Ӽ ;>~ GNj!&qW,є-e< O(ys s ,0F<):hsmhF1=EXCZq{d\`EUԌT/`ډ 8m&ٮ1ϱ:̢^y?)}5cָ;[WM=/$ww,/19_sd0{n)< |=k-aOLL8W^1oZw-"\'B^NN~X^S'l 5#nx^8Wuo|0/{1pt^\ҘZ垘w^q!5mpx:疪*Ą ܑJv{)U1펶"~%k0*ĄA&p Bh:a:*ĄM" Goc~W[X[^NlV'&&lp_?٦D2MGS8)<'^`Tzk endstream endobj 490 0 obj <>/BitsPerComponent 8/Width 1823/Subtype/Image>>stream x-8.9 6+ĦYf-::afhpgVP;,m*4ZBhFɶTOkUl˖O?'̘1cƌo ¬݃_3Lxȋ?F^ a竒 .n=S/\豔U18'Y) $oa^/C _Y5XKK+6@wd)kˆo@U3j)]uLS=uH[|Y<; ўw<iq<> :J vgiȳSM.rD2FLYGu"!O_cp̈q<65HV$v#)׺оPdbYw@vu؁_DgF$06x{[J}N 8F\O@J`/# $T:/JK`Ձ0帻j`UHYaZWS{yAت*`}?`(_SWGUIʭ&y۝=&Z"< ƨ>NHo˾Gk%ug!:[cuR%),8s9{{C4̥m]̵XK_mh o:s@s^IR&G:oJѦqk? V-A?6NLh-eG⹹oYrSfdp\*"`5\* .&VL81)04Deͩ6t5t&RlYa%+! <^ZYpފ\֐ҰE6c, lԜ|]s6G)^X$o 8HR+c/֔U!]Ll$c<P5a~$<@"la@ɓƛ<~} )mC4/46Չ5(HNG:t jcz`.ʀ?N^dC'nni.0&6n4. +i^&j. ׬tKLv޶$ ^ḅ92 LD9G`TGVgUPyuM!O40q3Nhԫv ŲG}nNT16H#H LQ";j _+R]5٤r"ϴ\4mhV%p|Ԅcqua~G&x6XC #ng􉷎82,Y)QߢXZh?F&Wor+{}{V7wkj q*W ; wbM-4,e= Ld(1T:naCq6ZX@K=h"܈Axjdec ,:3xqLtV `̡ $A$ӍVc)Ck_@: 0~o`qy@wb}e*c BZc20Q " S W|0à R6ݟ: gǥi`x0BTV ' O3 *7=Z>UH# ÖQ_QIdrW  gjj\tل1pI K~%?+hSMku&"Fa1$:VJSx5YA;ậ~N]r 8qRK_9ř?NuRC^ ;@4v δE4\s(QE PWD:7ܹZæG#uAr#K޵3qsG@,5cdN/ Hϛ!ofĠ0uaZ˜ȪBn6x|p\Cy@W" ā ރRCU$YחNTkGĒ_v_AzY@JxQovw\TɽUd9 8fr rf+*.ڜuq R@EO^)a ;Y" 5ctX*-|'`\rڄ a*Q8w" mAH+5 LĪ}mBP G]&R7ҭf,"]/Z,*ʳ5n@~ZMb"DZ%نD6Mx([ő)o5҉d`H%!ѹaVr[4Z9FxD+ĉFup2[ O<Q<V و%Aks(; ؚ3pEf Sԍ6T 8t?^јjRd)%d J3'qmV.{;;Y+/[ )|]59F`ʔ .D9>L%\ ݺ *V 0YQD *,;Wݝ##FBqhVŷT䟗ªCu>3 0ɞ`B0 EJk*,hXqᐮ4_tTՔTlq B0绂^y߷AԱN%(FSU$L i:ݝSh @YIR\0/LjG b, TA&%%! y\f,7evBJVkcėTrfS>t-fC2`) jҒ1Gk E31Jk .& ]~3szYyLt;J"38xPZr2JFk`0%1+@Lg[*)4@ @EGW]kJgoC6Bu`j#`}E, {ͥb @-v,P _{-TDk!X#(:Q0Ң/R=&ԭW=+D^hHh~K 0څKgGv?oH7pj$.,C,hZvJbHMX@i#*zSh.ű\7qxH7[ZK@yLnp22ťA4kOiWX(k(z_kKPD$g)ma93.2,&y)͊4:E["/ 3C&0)+4z͑q=!y6חsuFv4ᧆc Eedp)1j@Zr{+^<T;S@ Qiu1lΦn/Dv[\2if4]} @:lq|+ {1@ȇj%:Wa|Z"] 78 m`\{D]MsGB5s,ͶɤբJMH^bJud21m#êAmi.`R{Kڐ%d70CL)߇}7,ytref0KҞ_kD5F<_W_s.Ț %PcL( a Ǩ- U-XLTef뻶#Pg\4Vtc2L7k @ $Le~ Tij!= ϴZ*OV Tԝ#TzRI;g5gέ: n{Q?lV?eV~CZnF--J_LZf kޛǞtDw ~ghxAL6sAWӮ-igY驢EoCQ8zhK+ 4Ϊjl;6+^8{ת悿MP"frvgl[_R@,N""l8vy2Eh;wLTՙkfu[ J * fcd])#G-λpUpppfi:*j.yfבW# ^c(zmݻ74c)z4oU7$c)k6 /8Z5S&@W(]I]πfR#X\Çc!aPŴ4"?TqZ W#[tPRR8i'x>2u:Ev{,N&رQgȳZH= EYp 2ѿq0lN u, %Eh;_-J?T2, n؍+cE f;Ue { ה0 cf>ۊF&5}{뽮~:p{c/nڽs` 7w߿\^?G5/?t~~?y`P; ~ן~?/:?ӧǟ+ss&bִ|yf?O#g&ԧcZouqH'9og=h~^kcO>}~{w)줎?_M?F}?9Æd͵o8U. yK!/+' ӻ2.!ҎP5/a8Pe۝E0Ety Z0\A--_*Q'ȕL%@G˕UF~Tv,XxQ$ g S[zDLۓ  Q{FSE99A0fM$]F m@g]5R&ѫڌ㳙W '&7za$)&\XYR~=VvR9MSH4>v ʖȼ6(i:Y PhsޭkvH[aTu>8coڃm'e%hr;CEw 5bIHnį>.2˓P֒E(@Zd6hK72!0rugZqivcIn ` @dZ )tHFg'>kmfڈăݖoV-ːڍJHdզ[~d=X*TYN8#+#tm,LjXo6HOjsmrZ1Xg*.ekf7ߦ\tp8G?/?: I%Ib^&0`dEW I0|Q̈Lܭuxyjc?VhE[ȓ4lAvJ\h˔l2Y#2F)MR8j3tX*UuݣZ`kƧInշ[6Xd_D+&\[܍~?K&zR tkE`e T @KRş>"%voALnɡ6*cP2n mډrh{)3 -h6YTD{O]׆jc_S`]6hr{!kFh!w N')R岝K)p ߇Zµ}Z?OqOT 5YD  Ц9#ڂOrPA~lFa8/ Z}lȱ%iKn]|fήVٖLݶq+9-6vܼyDٷM7(v!T  kslv>㪃ˇ gG9mtrzkη-9a@5q)[7UT;.3n(WJfug*}l-*-a.vW(uWS-`FCQG%?C^y$|$qjkqH4-HtOb)4-$=un-kۺ&-urI}7V!SqI"0Mjct6H( )pE܊i=! y(r:zsTER% '@n1^z&'䩦՞SKX{8gt+t v5̔ <6-&G,K|vq͐)\DlSMِ Ǎ2QcIUښʕ NJYFdhh[iI8@U1€k"s"e>6"N;)ek5%K {.yimHm˯>s\g⠴v&,wkTrEUqIYؿsKy v" b4fkEsMWiDv]3*.MnjW^ 8ofcS31-܎Pu41?Ȗnܿe^+yj(|5 8(@ã+HuVϑu[ہמʘ@ɪ/ZN*Lkg*2d(rP`}ʱaJ"@}aOT_(8!xD;n^x4=\>C?DpUVH3X*,ff=I$ex)%R' ^>ԑRui b(79X(U#qӦ|֌/1;@SS^Oʤ(j< <}*pQ5l .1-ݸkˉ !LFjif+U9j WDJ [#~G& 7jlk2ʗMxr +* %QL'`bZeF+..[w&&^hud1-TR1 Xo~x_b\+z{Ҁ:(Qqdh<uuk;$@,e U҈.:W>:)> oȇV "Bҩ>Z a, m:4EjBad ITXWQ<߶P ^d alFи!b[f`l W %HKnڡZV)u @vݞf?z If!v ^2$-VJ.W#L'Q- -ͅ]MHmRmjcdF*-,%Poވt o\Tk\@ɸ#E֌*fa W,{ڢoTYk\Vkz2XxfT\Ƶ XU.QQ$ZQ( @rSl*y`HJy [oQC͝IFy It;Vtc._EBւ ]ffF ,z,T`IjKe kZ#<@J @SOvv ob ]FVbyHS('n^q6b|B"LV4(1?f̎fc (Q SqՋLM#N}cK= f B$jߑnoKM޴`PҢBm"DFt͒Ea1(C:%Jvk=臇7ʼU e_[li=[&s 85oNZ6uEj[0ʪ"d.mYaB/+ ؽUfRbL$;B[&+ez2SG)nM{#?>bOm8y#o`/`?=j'|q G zWD`VF)Wô"z5a17\*cA^=J[<B໲&Z>`ʴܨ1ıǵz3oy1寖Z17ڤ׬<^/=1D`wA3_wr|pt>/ !'(h59ړaw[|ڞPTқ#k 4\ E0-`ZRkYSj ^`(Ȭ00+bŊFig.*JkHA$cVȺ y;&`ύ5y(y"K0E2nGw5 4N`FHusY_)pvV 9RګN e6\1^Z$<KT[ hTX=NiD\=Ey]QQ4dP cb}Q8i"m%k<5t IY>e,VAOec Bļżk&m}`jYrU`2搶+te $P[YGqϣ 3|Ne^7*:B5N9'^E9Z"',q,Tpm 1\ WeNs=k|Hda,X7Pp@LOR) uhٮҍK\j8+pd<785>N CfMuOAYDyYU~gSInuEcZzBG=p9PAOQ [z>y&Zee 44o]M^>$B-e Ǘ%uWx$NJ7fqAB˴J~(#^C0"w;_p#e!Z1cj})ճyA] ubο焉"C1J b>ᙀ@YFʔ/.>M^e=<P[Ori[ōHko"I!Pȩ62Ɏv xUC/ƴ􂶧 Lt.<fo0cUewkO 57ʳ}[ fAcY?u[i]_7BnLie-6$&?te;)J~SD!E~5,3~YaB|&v*$V7^;(s5몈 EӃsk>H~Wwy>j8ud㵾Fة\$+(fk0h@^MڰEu[`Lh;UITZ;&ƴ6~942P4j4UBc(LLY:+su0"mkw .y*# +vgs',Z\^#2J^=#LÑQԚ 0dJLTU6 ƀ-鞨6+eAit,Ҁƾ]'*.٫84 vVTZ'54D50.⊘.=hM~2ӈʝv.47O9w{ʬ$X1yIxKC5% Џ8MT0`w@>5w cs nxƴ#Igײl.EjܵV~S~^YFJB b?AҼV$! 7oI~ףYyct;&W)1h V&{5t˸N3C{*4aM96kx+B"0&|[[#0(}pR%RH>:N<Օ>HʜMJ8-dнyWR͹|;$5d#4{ΦR" a^uK/m+m<=?ɩpiEz3( 5-2]gAmrfP@/YiJRZ4vX|Fh Y"]ՑBq(`5r}Ӑ74=q[isiWޔp$Pz4Ha1"#Q>y|D6}^31s>>]/ZfhN$h1 ߛHv[t%ؤ0$Vy=Ǥt ^"+c w*9kp"!)]pŵxp fjHٱQvpV[ ƐN].=DҴ !-R{r?;Ő}3ƕ#4^߄@f(LUb7xSr״o)/׫nYI0Ԛ~SAq *G<ը\/ܔ&YƤ.H2Yf7E\WnO>l#mUZq0_[dTu Ճ2-90AL`Lƒ#Tb-P|Z|O|$I C l$$9.0^HZ.U*SrHK|c`## nMStiXPo\a18*N qI)mj~(N En@&d?ݘ뮝2~"yzҦeMݙkNA-Jt" #rW?BhPn ufMݡ9POmktV'3f̘vf̘1cƌo31cƌ33f̘g̘1cƌ.f8cƌ3ft3f̘1㷊Y1cƌ33f̘g̘1cƌ.f8cƌ3ft13f̘1?Θ1cƌ]qƌ3fb3f̘1cF31cƌ33\]>V1o /`|>| 03`ejzHs9UݠS*o|̨s|N n?kl{bwa<Qh<~?{zyEz<_POydoz 0{nm0 ̒_݋"\:]NL4aD] MVg)r e8"gݨǯ|}dwG>"5.~IyB%da$G/=~!$"jR1aL;W=(Nu*@~`G>^ MmUI۬#{1_-ߍYՅXZilK;ׁbMwNݷh?#عW1K=w 1%/x F6+}c:a!FpX׀bPt˯ƁBjBlc, '~N$<@"Y6,6գE80`TlbD䝌2(~q 5~hL^2i c;ׁlt$˱%K,"ӨSSm;L߆N;ROx A`p(qbUW؉2tUPmV0GrCF};Utvbڐ<En$ vI5%f?bYŦ2 nԀؔ{B}p,O0cFMaQS\6H0 n2HWg[:1ܵ H_8P=1m,A| 5}% @kd ^6!3<:3uaG=J{ki[|2_߹Pv899Tg mJ9{ ? }Qfj Bez3Kiai78ZX]^!u欋+&UqIZQ΋b yL[VH ];­]u0Cr6AzY @J!5.@6&EoRcBR {zH"@<㷉?f[3`R5Y&@jUa0žP6]l%t RB Ucj}\0nQXX+g6@)}c7VSn|`Ar $F˳`A͞L+FȳAhQvցZd3>x#O r͐<(bh`+leU iEtBÜˮ c3ΛEr\%_P8|nT5X-Paۗf:k3JlGzPZ5P(xQ}Z`> c1aog3xJ݌Gia}m,zd)@/f9'NšXܺ: Z*oL)3Q@ G -C@۫V kwV*4#Q;.@z0ԡR22vBHF(x!Z+}.E0c]v͐'U`As3d[][mM~uɹ':5.j!f)z%fzoVF6B`8#ݤEbǶа0A/Ɖx3~[(c6P8jE0(\g3ι.}0-sogOhD҃2Y|+B40 f N~;羙P4B<^bD! Ef](/XI{n.n-+~#i¤ |j-مژWK9a>9\H@,`]Ңw%#EqՎVp9.3Êh묑Bg 1ZWvUa-;1nR9}c2L<+ٴ[y7R^ ^T"L#0U/@Pk;dݾ=\<Ő%_h 6ЏBj # 9!e1jtc) 'adB)m}3!a)kNhQvzEa# GU-H:!i⚺4*f| X93}VPM7kE9GgT !)#^H͕}8yc.Ӏx $P82*uƤxBnN_ZW!iCODp,ɲҠ$ݔ8@,ggeD_r\w@[-/I۝R zT|M+ӓŀȣ5@,=@  7EehY$rN:3j$Ȏ&BF=5j:Xq6 PUnm6@CtvVc e_π(7WsCg,Phdb&v|c2D<,SzjD I+?A~_$J .I*7"tGHZ@3; {q|4t5sI~I/tr~kn51ZZW}iB<#9'0r'ЗBY6oIV}tᛌ!B[F *hT2d#v 0$ -kl|%}ܐ(-wbriqߘ "STeApb^%?(#fӈbhd9<+8T47u{Hz6G#@c %W O"cT9%;ɨzŷI;l4ʤ~kh ŐV^E})Z"sZX?8%V _g5 3=gV&=)4Wc@vN.Ӏ>스Щ#DcC].+7sb70Hl)rXyp|s^y;h'&D`PK:E%\MtSg5p -g!Jqb"!SVS=fR4 `%E:c)ոHLhA^ Xb *Cc߹A:kUEe|f]~ H}*o~ } ꒿H ts︅Ulܺ"Gl`ㅭ)L˜=1XGUNF,Ў` -bg;F=$밃:Y@fa ^} u9ULD2QE؛"m:[qgX"w×A_CIΥyqnN` `m%$rWdǚ:}0Xna}Is{ƙF_gDY$.:h,rdŅ/ L.HLŸ(sq}!#i \Dm8G,R&:) rŘ[ooWG0}sʤۼt$ z]_Xq.ܾ_\O>K^SrTT> Try)ZCGʂmpvo7ZȽ[@eU>0ʋv1lGp/mvN7mzVCr,K3~FRYwEb2kL (0Ttٍ:q^-lWٚ7L*RV3(4JsD߹`Lȫ0$@&r*} 5eN-#%'jdJ iQ4tFHUNWu'ퟌ(5̕æ!>a3h]ܭۆU8".$zrzt0Yv, &#k$^qd58_cc]lG&.-ip\,wz1grV]``ՍS;>+r +0fgyuE+ "2RX#P1,Btś]sһHWoDZs{H0IB"T!E}=ttup_m4z ]flXW-`2@T)L 2O|;ׇ=ƓdtO<@,t }tپs_Oyd9ai\׀m?d_m"լN*N$MzbXyi;~u_:9f[35(eD(xW@)ު{$L} 2t_V9,ʌnp9k 3~SvndUs5r+ev)+ en+ь?U[X|OoH*-Fn {sDVQHM7\mZ2+q2ۓ&"/@a)62۬DF4k/R\%h8B6Lj=Qsο H_i`|R?x]չ3jAw`7 a1 Q=Euj + \S{ @nk^.)FVQ=wtZ֤LZۇ4w6!HlLJZ9āt8BИD@&F%~O2ٷ+dN] 9k%5{u`Ү;/coS3ڑ P+ #7 Ġ*28I O4C߹_:_b!UW@{$b>i7j6ϳD(.qfǷkA?]܃ cy Q6Lw"gsF.sU u@r^LiaoS A3+4LHwD\̅ɿy'8Bzg[l>v V̅^ǃ,HU 9:pJ!ޒpݿֲ+4 *vm`Ҷ)ǟ{3Q7 TYˢa:H -UpC *TFZe3ţq˚>7zy _l93\yM˷3Pe}S +8 |g BU1h,7>\@ʈ _'OxƗT|= d{-@8s!\/SryMZL#r0B m5F_]߹<* 0Wad%y!(Zj k흮.f5Цyzs1IOm6rH] (Q+11WLAx5jٿGְpkalPf߆{7q6_(U ͅ^ _?UF2sw;E Wv};s a'\7a{N} U8=b(cF@ !|XȳaK`hH#mn<43YJX{r&U6+1&rĎVM{f< @dC$6R`Ư SWWZYb@jSi;ׅYl\!) $q!Wkա Uqkw)OFX X {oJ 䑱D|{&j%r CA~-NUَ w<DҊa=b`k8yǀ5ag|@Y2!<&4},1` d_U#Qi_O.­k>Xv}׏yzw[UG2˼v~PTw`_L $x+ZficYO8[Cp Ϥ]F _0Gjn'*23~m|Ϫ4hLN:@JC߹6u@.5k^\@0mA}+)y}[17C.qin*1@ Y»25uh\Ʌ(s#$a?CC_^tj0ʪDɩ3HuM+l#8V (nNA*ǯ>/5aQo[Tw̻agYq @[W Ǎ`/d3">ÈԳ'T(?=&Wܿ;y<z(waa%.W~NA~ɳ8odg^ Y\V6k#Kv"_z4<y-ިM{aW'͛[.ϛ$žPפ9bkT@N-8})J^ݺu~J '>S_@  xdaK/)C|},XA;q)|;pʹsA㦛G8`՚,;଴]sW/2AUI|xLjaaRl@mC9kg;=vX|}@Բq0>N`AlrjE$ (r;h%TgSuDMg\CN$8 P~Uڊ4׆{0#z"$ް0^h:;>eYZRZWi]Z9k٩}*oOdUGOww-J=U\mIn m;*qq83 xL &xI0 VAcd|0e1[ivZ';ߴ ()CF rZ'}X,Өǀ71™=f1Fo+7:y0JGmrfd_߆yJkt^c?0ymK/F`ANշ] E-Kai'o\ 1TMƁ9r|d3v>o?; endstream endobj 491 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 456.88 14.2 Tm (29) Tj ET Q q Q q 1 0 0 1 72 59.25 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 676.2 Tm (Human Services, 200 Independence Avenue, SW, Room 509F, HHH Building, Washington, D.C. 20201,) Tj ET BT /F2 10 Tf 1 0 0 1 0 664.7 Tm (1-800-368-1019, 1-800-537-7697 \(TDD\).) Tj ET BT /F2 10 Tf 1 0 0 1 186.22 664.7 Tm (Complaint forms are available at) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 0 653.2 Tm (http://www.hhs.gov/ocr/office/file/index.html) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 0.365 651.77 m 191.38 651.77 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 191.75 653.2 Tm (.) Tj ET BT /F6 18 Tf 1 0 0 1 0 622.46 Tm (FOREIGN LANGUAGE ASSISTANCE) Tj ET q 1 0 0 1 0 587.3 cm q n 0 0 m 461.25 0 l 461.25 27.75 l 0 27.75 l h W n q 461.25 0 0 27.75 0 0 cm /img94103 Do Q Q Q q Q q 1 0 0 1 0 557.6 cm q n 0 0 m 395.25 0 l 395.25 22.5 l 0 22.5 l h W n q 395.25 0 0 22.5 0 0 cm /img94104 Do Q Q Q q Q q 1 0 0 1 0 540.65 cm q n 0 0 m 468 0 l 468 9.75 l 0 9.75 l h W n q 468 0 0 9.75 0 0 cm /img94105 Do Q Q Q q Q q 1 0 0 1 0 505.7 cm q n 0 0 m 464.25 0 l 464.25 27.75 l 0 27.75 l h W n q 464.25 0 0 27.75 0 0 cm /img94106 Do Q Q Q q Q q 1 0 0 1 0 467.75 cm q n 0 0 m 464.25 0 l 464.25 30.75 l 0 30.75 l h W n q 464.25 0 0 30.75 0 0 cm /img94107 Do Q Q Q q Q q 1 0 0 1 0 434.3 cm q n 0 0 m 463.5 0 l 463.5 26.25 l 0 26.25 l h W n q 463.5 0 0 26.25 0 0 cm /img94108 Do Q Q Q q Q q 1 0 0 1 0 400.85 cm q n 0 0 m 463.5 0 l 463.5 26.25 l 0 26.25 l h W n q 463.5 0 0 26.25 0 0 cm /img94109 Do Q Q Q q Q q 1 0 0 1 0 367.4 cm q n 0 0 m 462.75 0 l 462.75 26.25 l 0 26.25 l h W n q 462.75 0 0 26.25 0 0 cm /img94110 Do Q Q Q q Q q 1 0 0 1 0 331.7 cm q n 0 0 m 462 0 l 462 28.5 l 0 28.5 l h W n q 462 0 0 28.5 0 0 cm /img94111 Do Q Q Q q Q q 1 0 0 1 0 299 cm q n 0 0 m 464.25 0 l 464.25 25.5 l 0 25.5 l h W n q 464.25 0 0 25.5 0 0 cm /img94112 Do Q Q Q q Q q 1 0 0 1 0 264.05 cm q n 0 0 m 465.75 0 l 465.75 27.75 l 0 27.75 l h W n q 465.75 0 0 27.75 0 0 cm /img94113 Do Q Q Q q Q q 1 0 0 1 0 227.6 cm q n 0 0 m 468 0 l 468 29.25 l 0 29.25 l h W n q 468 0 0 29.25 0 0 cm /img94114 Do Q Q Q q Q q 1 0 0 1 0 194.15 cm q n 0 0 m 464.25 0 l 464.25 26.25 l 0 26.25 l h W n q 464.25 0 0 26.25 0 0 cm /img94115 Do Q Q Q q Q q 1 0 0 1 0 159.95 cm q n 0 0 m 462 0 l 462 27 l 0 27 l h W n q 462 0 0 27 0 0 cm /img94116 Do Q Q Q q Q q 1 0 0 1 0 126.5 cm q n 0 0 m 465 0 l 465 26.25 l 0 26.25 l h W n q 465 0 0 26.25 0 0 cm /img94117 Do Q Q Q q Q q 1 0 0 1 0 92.3 cm q n 0 0 m 464.25 0 l 464.25 27 l 0 27 l h W n q 464.25 0 0 27 0 0 cm /img94118 Do Q Q Q q Q q 1 0 0 1 0 58.85 cm q n 0 0 m 462 0 l 462 26.25 l 0 26.25 l h W n q 462 0 0 26.25 0 0 cm /img94119 Do Q Q Q q Q q 1 0 0 1 0 24.65 cm q n 0 0 m 462 0 l 462 27 l 0 27 l h W n q 462 0 0 27 0 0 cm /img94120 Do Q Q Q q Q Q q Q Q endstream endobj 492 0 obj <>>>>> endobj 493 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 36 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 0 2.45 Tm (30) Tj ET Q q Q Q endstream endobj 494 0 obj <>>>>> endobj 495 0 obj <>/Border[ 0 0 0]/Rect[ 265.42 444.02 346.58 455.52]/Subtype/Link>> endobj 496 0 obj <>stream q 0 0 612 792 re W n q 1 0 0 1 72 72 cm 0 0 0 rg BT /F2 10 Tf 1 0 0 1 167.3 581.45 Tm (450 Riverchase Parkway East) Tj ET BT /F2 10 Tf 1 0 0 1 204.26 569.95 Tm (P.O. Box 995) Tj ET BT /F2 10 Tf 1 0 0 1 156.73 558.45 Tm (Birmingham, babyֱ 35298-0001) Tj ET BT /F6 10 Tf 1 0 0 1 160.64 512.46 Tm (Customer Service Department:) Tj ET BT /F2 10 Tf 1 0 0 1 156.46 489.46 Tm (1-800-292-8868 \(TTY 711\) toll-free) Tj ET BT /F6 10 Tf 1 0 0 1 213.17 397.47 Tm (Website:) Tj ET 0 0 1 rg BT /F2 10 Tf 1 0 0 1 193.42 374.47 Tm (babyֱBlue.com) Tj ET 2 J 0.732 w [] 0 d 0 0 1 RG 193.79 373.04 m 274.21 373.04 l S 1 w [] 0 d 0 0 0 rg BT /F2 10 Tf 1 0 0 1 210.37 328.47 Tm (22014/001) Tj ET BT /F2 10 Tf 1 0 0 1 208.15 316.97 Tm (Dental Plan) Tj ET BT /F2 10 Tf 1 0 0 1 215.93 293.97 Tm (06/2024) Tj ET Q q Q Q endstream endobj 2 0 obj <> endobj 6 0 obj <> endobj 21 0 obj <> endobj 302 0 obj <> endobj 305 0 obj <> endobj 307 0 obj <> endobj 359 0 obj <> endobj 464 0 obj <> endobj 3 0 obj <> endobj 497 0 obj [(DCPI_LEVELED_BOOKMARK608384) 301 0 R (DCPI_LEVELED_BOOKMARK608385) 303 0 R (DCPI_LEVELED_BOOKMARK608386) 304 0 R (DCPI_LEVELED_BOOKMARK608387) 308 0 R (DCPI_LEVELED_BOOKMARK608388) 313 0 R (DCPI_LEVELED_BOOKMARK608389) 314 0 R (DCPI_LEVELED_BOOKMARK608390) 317 0 R (DCPI_LEVELED_BOOKMARK608391) 318 0 R (DCPI_LEVELED_BOOKMARK608392) 320 0 R (DCPI_LEVELED_BOOKMARK608393) 323 0 R (DCPI_LEVELED_BOOKMARK608394) 324 0 R (DCPI_LEVELED_BOOKMARK608395) 325 0 R (DCPI_LEVELED_BOOKMARK608396) 329 0 R (DCPI_LEVELED_BOOKMARK608397) 330 0 R (DCPI_LEVELED_BOOKMARK608398) 331 0 R (DCPI_LEVELED_BOOKMARK608399) 332 0 R (DCPI_LEVELED_BOOKMARK608400) 333 0 R (DCPI_LEVELED_BOOKMARK608401) 338 0 R (DCPI_LEVELED_BOOKMARK608402) 339 0 R (DCPI_LEVELED_BOOKMARK608403) 340 0 R (DCPI_LEVELED_BOOKMARK608404) 342 0 R (DCPI_LEVELED_BOOKMARK608405) 345 0 R (DCPI_LEVELED_BOOKMARK608406) 348 0 R (DCPI_LEVELED_BOOKMARK608407) 351 0 R (DCPI_LEVELED_BOOKMARK608408) 352 0 R (DCPI_LEVELED_BOOKMARK608409) 353 0 R (DCPI_LEVELED_BOOKMARK608410) 354 0 R (DCPI_LEVELED_BOOKMARK608411) 355 0 R (DCPI_LEVELED_BOOKMARK608412) 365 0 R (DCPI_LEVELED_BOOKMARK608413) 366 0 R (DCPI_LEVELED_BOOKMARK608414) 367 0 R (DCPI_LEVELED_BOOKMARK608415) 372 0 R (DCPI_LEVELED_BOOKMARK608416) 373 0 R (DCPI_LEVELED_BOOKMARK608417) 376 0 R (DCPI_LEVELED_BOOKMARK608418) 377 0 R (DCPI_LEVELED_BOOKMARK608419) 378 0 R (DCPI_LEVELED_BOOKMARK608420) 381 0 R (DCPI_LEVELED_BOOKMARK608421) 382 0 R (DCPI_LEVELED_BOOKMARK608422) 383 0 R (DCPI_LEVELED_BOOKMARK608423) 384 0 R (DCPI_LEVELED_BOOKMARK608424) 385 0 R (DCPI_LEVELED_BOOKMARK608425) 386 0 R (DCPI_LEVELED_BOOKMARK608426) 390 0 R (DCPI_LEVELED_BOOKMARK608427) 395 0 R (DCPI_LEVELED_BOOKMARK608428) 398 0 R (DCPI_LEVELED_BOOKMARK608429) 401 0 R (DCPI_LEVELED_BOOKMARK608430) 405 0 R (DCPI_LEVELED_BOOKMARK608431) 408 0 R (DCPI_LEVELED_BOOKMARK608432) 409 0 R (DCPI_LEVELED_BOOKMARK608433) 414 0 R (DCPI_LEVELED_BOOKMARK608434) 416 0 R (DCPI_LEVELED_BOOKMARK608435) 420 0 R (DCPI_LEVELED_BOOKMARK608436) 421 0 R (DCPI_LEVELED_BOOKMARK608437) 422 0 R (DCPI_LEVELED_BOOKMARK608438) 426 0 R (DCPI_LEVELED_BOOKMARK608439) 427 0 R (DCPI_LEVELED_BOOKMARK608440) 428 0 R (DCPI_LEVELED_BOOKMARK608441) 432 0 R (DCPI_LEVELED_BOOKMARK608442) 433 0 R (DCPI_LEVELED_BOOKMARK608443) 438 0 R (DCPI_LEVELED_BOOKMARK608444) 440 0 R (DCPI_LEVELED_BOOKMARK608445) 441 0 R (DCPI_LEVELED_BOOKMARK608446) 442 0 R (DCPI_LEVELED_BOOKMARK608447) 443 0 R (DCPI_LEVELED_BOOKMARK608448) 444 0 R (DCPI_LEVELED_BOOKMARK608449) 445 0 R (DCPI_LEVELED_BOOKMARK608450) 448 0 R (DCPI_LEVELED_BOOKMARK608451) 449 0 R (DCPI_LEVELED_BOOKMARK608452) 452 0 R (DCPI_LEVELED_BOOKMARK608453) 454 0 R (DCPI_LEVELED_BOOKMARK608454) 459 0 R (DCPI_LEVELED_BOOKMARK608455) 462 0 R (DCPI_LEVELED_BOOKMARK608456) 470 0 R (Eligibility) 341 0 R (BeginningofCoverage) 334 0 R (DCPI_TOC_BOOKMARK-601733) 22 0 R (DCPI_TOC_BOOKMARK-601777) 201 0 R (DCPI_TOC_BOOKMARK-601732) 15 0 R (DCPI_TOC_BOOKMARK-601776) 197 0 R (DEFINITIONS) 456 0 R (DCPI_TOC_BOOKMARK-601735) 30 0 R (DCPI_TOC_BOOKMARK-601779) 209 0 R (NETWORKUCBenefits) 321 0 R (DCPI_TOC_BOOKMARK-601734) 26 0 R (DCPI_TOC_BOOKMARK-601778) 205 0 R (DCPI_TOC_BOOKMARK-601737) 38 0 R (DCPI_TOC_BOOKMARK-601736) 34 0 R (DCPI_TOC_BOOKMARK-601739) 46 0 R (DCPI_TOC_BOOKMARK-601738) 42 0 R (GeneralInformation) 439 0 R (DCPI_TOC_BOOKMARK-601771) 175 0 R (DCPI_TOC_BOOKMARK-601770) 171 0 R (DCPI_TOC_BOOKMARK-601773) 183 0 R (DCPI_TOC_BOOKMARK-601772) 179 0 R (DCPI_TOC_BOOKMARK-601731) 11 0 R (DCPI_TOC_BOOKMARK-601775) 191 0 R (DCPI_TOC_BOOKMARK-601730) 7 0 R (DCPI_TOC_BOOKMARK-601774) 187 0 R (EarlyTerminationofCOBRA) 429 0 R (CHANGESINTHEPLAN) 451 0 R (DCPI_TOC_BOOKMARK-601744) 67 0 R (DCPI_TOC_BOOKMARK-601788) 245 0 R (DCPI_TOC_BOOKMARK-601743) 63 0 R (DCPI_TOC_BOOKMARK-601787) 241 0 R (DCPI_TOC_BOOKMARK-601746) 75 0 R (DCPI_TOC_BOOKMARK-601745) 71 0 R (DCPI_TOC_BOOKMARK-601789) 249 0 R (DCPI_TOC_BOOKMARK-601748) 83 0 R (DCPI_TOC_BOOKMARK-601747) 79 0 R (DCPI_TOC_BOOKMARK-601749) 87 0 R (_Toc168912505) 387 0 R (DCPI_TOC_BOOKMARK-601780) 213 0 R (DCPI_TOC_BOOKMARK-601782) 221 0 R (ELIGIBILITY) 315 0 R (DCPI_TOC_BOOKMARK-601781) 217 0 R (DCPI_TOC_BOOKMARK-601740) 51 0 R (DCPI_TOC_BOOKMARK-601784) 229 0 R (DCPI_TOC_BOOKMARK-601783) 225 0 R (DCPI_TOC_BOOKMARK-601742) 59 0 R (DCPI_TOC_BOOKMARK-601786) 237 0 R (DCPI_TOC_BOOKMARK-601741) 55 0 R (DCPI_TOC_BOOKMARK-601785) 233 0 R (MedicareandCOBRACoverage) 423 0 R (CLAIMSANDAPPEALS2) 396 0 R (DCPI_TOC_BOOKMARK-601755) 111 0 R (DCPI_TOC_BOOKMARK-601799) 289 0 R (DCPI_TOC_BOOKMARK-601754) 107 0 R (DCPI_TOC_BOOKMARK-601798) 285 0 R (DCPI_TOC_BOOKMARK-601757) 119 0 R (DCPI_TOC_BOOKMARK-601756) 115 0 R (DCPI_TOC_BOOKMARK-601759) 127 0 R (DCPI_TOC_BOOKMARK-601758) 123 0 R (LeavesofAbsence) 346 0 R (DCPI_TOC_BOOKMARK-601791) 257 0 R (_Toc168912533) 463 0 R (DCPI_TOC_BOOKMARK-601790) 253 0 R (_Toc168912532) 455 0 R (DCPI_TOC_BOOKMARK-601793) 265 0 R (CHANGESINTHEPLAN2) 450 0 R (DCPI_TOC_BOOKMARK-601792) 261 0 R (_Toc168912534) 471 0 R (DCPI_TOC_BOOKMARK-601751) 95 0 R (DCPI_TOC_BOOKMARK-601795) 273 0 R (DCPI_TOC_BOOKMARK-601750) 91 0 R (DCPI_TOC_BOOKMARK-601794) 269 0 R (DCPI_TOC_BOOKMARK-601753) 103 0 R (DCPI_TOC_BOOKMARK-601797) 281 0 R (DCPI_TOC_BOOKMARK-601752) 99 0 R (DCPI_TOC_BOOKMARK-601796) 277 0 R (_Toc168912492) 364 0 R (_Toc168912491) 356 0 R (DEFINITIONS2) 309 0 R (DCPI_TOC_BOOKMARK-601766) 155 0 R (NoticeProcedures) 410 0 R (DCPI_TOC_BOOKMARK-601765) 151 0 R (DCPI_TOC_BOOKMARK-601768) 163 0 R (DCPI_TOC_BOOKMARK-601767) 159 0 R (DCPI_TOC_BOOKMARK-601800) 293 0 R (DCPI_TOC_BOOKMARK-601769) 167 0 R (DCPI_TOC_BOOKMARK-601760) 131 0 R (DCPI_TOC_BOOKMARK-601762) 139 0 R (DCPI_TOC_BOOKMARK-601761) 135 0 R (DCPI_TOC_BOOKMARK-601764) 147 0 R (DCPI_TOC_BOOKMARK-601763) 143 0 R ] endobj 498 0 obj <> endobj 499 0 obj <>/Next 513 0 R /Last 512 0 R /Title(OVERVIEW OF THE PLAN\r)/Parent 498 0 R /First 500 0 R >> endobj 500 0 obj <>/Next 501 0 R /Title(Purpose of the Plan \r)/Parent 499 0 R >> endobj 501 0 obj <>/Next 502 0 R /Prev 500 0 R /Title(Using myBlueCross to Get More Information\r)/Parent 499 0 R >> endobj 502 0 obj <>/Next 503 0 R /Prev 501 0 R /Title(Definitions\r)/Parent 499 0 R >> endobj 503 0 obj <>/Next 504 0 R /Prev 502 0 R /Title(Receipt of Dental Care\r)/Parent 499 0 R >> endobj 504 0 obj <>/Next 505 0 R /Prev 503 0 R /Title(Beginning of Coverage \r)/Parent 499 0 R >> endobj 505 0 obj <>/Next 506 0 R /Prev 504 0 R /Title(Limitations and Exclusions\r)/Parent 499 0 R >> endobj 506 0 obj <>/Next 507 0 R /Prev 505 0 R /Title(Dental Necessity \r)/Parent 499 0 R >> endobj 507 0 obj <>/Next 508 0 R /Prev 506 0 R /Title(In-Network Benefits \r)/Parent 499 0 R >> endobj 508 0 obj <>/Next 509 0 R /Prev 507 0 R /Title(Relationship Between Blue Cross and/or Blue Shield Plans and the Blue Cross and Blue Shield Association \r)/Parent 499 0 R >> endobj 509 0 obj <>/Next 510 0 R /Prev 508 0 R /Title(Claims and Appeals\r)/Parent 499 0 R >> endobj 510 0 obj <>/Next 511 0 R /Prev 509 0 R /Title(Termination of Coverage\r)/Parent 499 0 R >> endobj 511 0 obj <>/Next 512 0 R /Prev 510 0 R /Title(Your Rights \r)/Parent 499 0 R >> endobj 512 0 obj <>/Prev 511 0 R /Title(Your Responsibilities \r)/Parent 499 0 R >> endobj 513 0 obj <>/Next 522 0 R /Prev 499 0 R /Last 521 0 R /Title(ELIGIBILITY \r)/Parent 498 0 R /First 514 0 R >> endobj 514 0 obj <>/Next 515 0 R /Title(Eligibility for the Plan \r)/Parent 513 0 R >> endobj 515 0 obj <>/Next 516 0 R /Prev 514 0 R /Title(Enrollment Waiting Periods\r)/Parent 513 0 R >> endobj 516 0 obj <>/Next 517 0 R /Prev 515 0 R /Title(Applying for Plan Coverage \r)/Parent 513 0 R >> endobj 517 0 obj <>/Next 518 0 R /Prev 516 0 R /Title(Eligible Dependents\r)/Parent 513 0 R >> endobj 518 0 obj <>/Next 519 0 R /Prev 517 0 R /Title(Beginning of Coverage \r)/Parent 513 0 R >> endobj 519 0 obj <>/Next 520 0 R /Prev 518 0 R /Title(Qualified Medical Child Support Orders \r)/Parent 513 0 R >> endobj 520 0 obj <>/Next 521 0 R /Prev 519 0 R /Title(Termination of Coverage \r)/Parent 513 0 R >> endobj 521 0 obj <>/Prev 520 0 R /Title(Leaves of Absence\r)/Parent 513 0 R >> endobj 522 0 obj <>/Next 526 0 R /Prev 513 0 R /Last 525 0 R /Title(COST SHARING\r)/Parent 498 0 R /First 523 0 R >> endobj 523 0 obj <>/Next 524 0 R /Title(Calendar Year Deductible\r)/Parent 522 0 R >> endobj 524 0 obj <>/Next 525 0 R /Prev 523 0 R /Title(Calendar Year Maximum Benefits\r)/Parent 522 0 R >> endobj 525 0 obj <>/Prev 524 0 R /Title(Other Cost Sharing Provisions\r)/Parent 522 0 R >> endobj 526 0 obj <>/Next 527 0 R /Prev 522 0 R /Title(DENTAL BENEFITS\r)/Parent 498 0 R >> endobj 527 0 obj <>/Next 528 0 R /Prev 526 0 R /Title(DENTAL BENEFIT LIMITATIONS\r)/Parent 498 0 R >> endobj 528 0 obj <>/Next 536 0 R /Prev 527 0 R /Last 535 0 R /Title(COORDINATION OF BENEFITS \(COB\) \r)/Parent 498 0 R /First 529 0 R >> endobj 529 0 obj <>/Next 530 0 R /Title(Order of Benefit Determination\r)/Parent 528 0 R >> endobj 530 0 obj <>/Next 531 0 R /Prev 529 0 R /Title(Determination of Amount of Payment\r)/Parent 528 0 R >> endobj 531 0 obj <>/Next 532 0 R /Prev 530 0 R /Title(COB Terms \r)/Parent 528 0 R >> endobj 532 0 obj <>/Next 533 0 R /Prev 531 0 R /Title(Right to Receive and Release Needed Information\r)/Parent 528 0 R >> endobj 533 0 obj <>/Next 534 0 R /Prev 532 0 R /Title(Facility of Payment\r)/Parent 528 0 R >> endobj 534 0 obj <>/Next 535 0 R /Prev 533 0 R /Title(Right of Recovery\r)/Parent 528 0 R >> endobj 535 0 obj <>/Prev 534 0 R /Title(Special Rules for Coordination with Medicare\r)/Parent 528 0 R >> endobj 536 0 obj <>/Next 540 0 R /Prev 528 0 R /Last 539 0 R /Title(SUBROGATION\r)/Parent 498 0 R /First 537 0 R >> endobj 537 0 obj <>/Next 538 0 R /Title(Right of Subrogation\r)/Parent 536 0 R >> endobj 538 0 obj <>/Next 539 0 R /Prev 537 0 R /Title(Right of Reimbursement\r)/Parent 536 0 R >> endobj 539 0 obj <>/Prev 538 0 R /Title(Right to Recovery\r)/Parent 536 0 R >> endobj 540 0 obj <>/Next 541 0 R /Prev 536 0 R /Title(\r)/Parent 498 0 R >> endobj 541 0 obj <>/Next 542 0 R /Prev 540 0 R /Title(DENTAL BENEFIT EXCLUSIONS \r)/Parent 498 0 R >> endobj 542 0 obj <>/Next 545 0 R /Prev 541 0 R /Last 544 0 R /Title(CLAIMS AND APPEALS\r)/Parent 498 0 R /First 543 0 R >> endobj 543 0 obj <>/Next 544 0 R /Title(Claims\r)/Parent 542 0 R >> endobj 544 0 obj <>/Prev 543 0 R /Title(Your Right To Information\r)/Parent 542 0 R >> endobj 545 0 obj <>/Next 557 0 R /Prev 542 0 R /Last 556 0 R /Title(COBRA COVERAGE \r)/Parent 498 0 R /First 546 0 R >> endobj 546 0 obj <>/Next 547 0 R /Title(COBRA Rights for Covered Employees\r)/Parent 545 0 R >> endobj 547 0 obj <>/Next 548 0 R /Prev 546 0 R /Title(COBRA Rights for a Covered Spouse or Dependent Children\r)/Parent 545 0 R >> endobj 548 0 obj <>/Next 549 0 R /Prev 547 0 R /Title(Extension of COBRA for Disability\r)/Parent 545 0 R >> endobj 549 0 obj <>/Next 550 0 R /Prev 548 0 R /Title(Extensions of COBRA for Second Qualifying Events\r)/Parent 545 0 R >> endobj 550 0 obj <>/Next 551 0 R /Prev 549 0 R /Title(Notice Procedures \r)/Parent 545 0 R >> endobj 551 0 obj <>/Next 552 0 R /Prev 550 0 R /Title(Adding New Dependents to COBRA Coverage \r)/Parent 545 0 R >> endobj 552 0 obj <>/Next 553 0 R /Prev 551 0 R /Title(Medicare and COBRA Coverage \r)/Parent 545 0 R >> endobj 553 0 obj <>/Next 554 0 R /Prev 552 0 R /Title(Electing COBRA\r)/Parent 545 0 R >> endobj 554 0 obj <>/Next 555 0 R /Prev 553 0 R /Title(COBRA Premiums\r)/Parent 545 0 R >> endobj 555 0 obj <>/Next 556 0 R /Prev 554 0 R /Title(Early Termination of COBRA \r)/Parent 545 0 R >> endobj 556 0 obj <>/Prev 555 0 R /Title(When COBRA Coverage Ends\r)/Parent 545 0 R >> endobj 557 0 obj <>/Next 558 0 R /Prev 545 0 R /Title(RESPECTING YOUR PRIVACY \r)/Parent 498 0 R >> endobj 558 0 obj <>/Next 568 0 R /Prev 557 0 R /Last 567 0 R /Title(GENERAL INFORMATION\r)/Parent 498 0 R /First 559 0 R >> endobj 559 0 obj <>/Next 560 0 R /Title(Delegation of Discretionary Authority to Blue Cross\r)/Parent 558 0 R >> endobj 560 0 obj <>/Next 561 0 R /Prev 559 0 R /Title(Notice\r)/Parent 558 0 R >> endobj 561 0 obj <>/Next 562 0 R /Prev 560 0 R /Title(Correcting Payments\r)/Parent 558 0 R >> endobj 562 0 obj <>/Next 563 0 R /Prev 561 0 R /Title(Responsibility for Providers\r)/Parent 558 0 R >> endobj 563 0 obj <>/Next 564 0 R /Prev 562 0 R /Title(Misrepresentation\r)/Parent 558 0 R >> endobj 564 0 obj <>/Next 565 0 R /Prev 563 0 R /Title(Governing Law\r)/Parent 558 0 R >> endobj 565 0 obj <>/Next 566 0 R /Prev 564 0 R /Title(Termination of Benefits and Termination of the Plan\r)/Parent 558 0 R >> endobj 566 0 obj <>/Next 567 0 R /Prev 565 0 R /Title(Changes in the Plan\r)/Parent 558 0 R >> endobj 567 0 obj <>/Prev 566 0 R /Title(No Assignment\r)/Parent 558 0 R >> endobj 568 0 obj <>/Next 569 0 R /Prev 558 0 R /Title(\r)/Parent 498 0 R >> endobj 569 0 obj <>/Next 570 0 R /Prev 568 0 R /Title(DEFINITIONS\r)/Parent 498 0 R >> endobj 570 0 obj <>/Next 571 0 R /Prev 569 0 R /Title(NOTICE OF NONDISCRIMINATION\r)/Parent 498 0 R >> endobj 571 0 obj <>/Prev 570 0 R /Title(FOREIGN LANGUAGE ASSISTANCE\r)/Parent 498 0 R >> endobj 572 0 obj <> endobj 573 0 obj <> endobj 574 0 obj <> endobj 575 0 obj <> endobj 576 0 obj <>stream   cmap@j:jcvt *v0fpgmyYHnglyfz$ufheadΘ& 6hhea3X$hmtx4X@|(locaRh,maxp G prepR  @ F $~Y #~ O\_ :U    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k:1 6<>ADb? Y #~Q^ !@`   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j:*8>@CF^>/i+*)(>][w}jy,ߨߖޖޢދަ_0ԯ3$FE<9630)"ۿ۾۷ۥۯEBA$"!>cH@\tvrX^bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:(,;<>@9BDFHJNRVZ^bfjnrv'z~+-1  !"$&(*,.05248:>@BDEFGHIJKLMNOPQRSTUVWXYZN[   \`dhi4NORPQUVWXST~?Avw|qrsYZ[\]uwvyx}tuw<=RSTU !"bcdeNOPQ^_`aJKLMrstunopq'()*z{|}~+,-./01234LMjkl@ABC()&'*+F01$%,-:;<=56  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~ $~Y #~ O\_ :U    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k:1 6<>ADb? Y #~Q^ !@`   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j:*8>@CF^>/i+*)(>][w}jy,ߨߖޖޢދަ_0ԯ3$FE<9630)"ۿ۾۷ۥۯEBA$"!>cH@\tvrX^bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:(,;<>@9BDFHJNRVZ^bfjnrv'z~+-1  !"$&(*,.05248:>@BDEFGHIJKLMNOPQRSTUVWXYZN[   \`dhi4NORPQUVWXST~?Avw|qrsYZ[\]uwvyx}tuw<=RSTU !"bcdeNOPQ^_`aJKLMrstunopq'()*z{|}~+,-./01234LMjkl@ABC()&'*+F01$%,-:;<=56&iiiD|ZRRD/W~ "APoLu\7LnpX cc-\ @Wr]g!wM+Le|C]h5G!\M-x ,I?)9Io#o 2@z1UW~~FB/OV)or,11di+ &  sC_a^m8Q[h|ATkhqBBSsX2Q|  !U{{~!""#rw"+5<Yoq22 *<Qaajx *>LQ_jqx !".5BOO^eq *G]ety "&+G_u\ m6>3-?$;;&;1<ex ~ 90+ P >X!q}E +NT2N7kwdg3|)n*i9$]u MRhm}qyXgV%|2!r\/AMrLjUxiWnTgeRZgn-|{pLFF-S%>S?("bJmH3NFpyQ hlOa+@CUTA@?>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,KS \XYXY-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,v##p #E PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-,KRX%%I%%Ia TX! CUX%%88Y@TX CTX%8Y CTX%%88%8YYYY!!!!-,F#F`F# F`ab# #ŠpE` PXaFY`h:-,B#Q@SZX TXC`BY$QX @TXC`B$TX C`BKKRXC`BY@TXC`BY@cTXC`BY@cTXC`BY@cTX@C`BYYYYY-,CTXKS#KQZX8!!Y!!!!Y-!!%!! @ ^w u"%4@"&)4   <   @ 4 <@ 4 q+N+G_<DZCTX@  U U @ U @UUU U@    9/9//++++?+++210CTX@  U @ U @ UU  U@ U  9/9/++/++?++210@6;;I Y Tk dzz  @  O @ s@!#4 8@ ?_o$+]+<?<c`Ҋ~K|]Ya p@    @0 s@!#4O_os O__?_o+N]q54'#"5432#"&4&#"326p|aS}P66mƏ{z˥tx|}SznLp Vk4Ĝ&8@  << $$0p?8*$+ #@ 55XW+N]M]]/]???]99910]]%#"&&5463273327654$#"3 $73#"$$'&547!2#"&'&32>54&#"AQYirW9")5Vr}bX3CTdz@ra̶EU T8|qHa@qj@K[h؁?[]a'=P "g~ir啽 ɭ*'LCfAYgUU U@Y U U U/0gh ` YVPh         @ U   @ U   p@  @  @ eRP@ P    @+]q]q]q?<?<<.++}ć.++}9999ć10K SKQZX8888Yrq]++++++#3#!!&'3XݫF"3FDZw*@G UF#V#f#s iup s  ' '* **))& U@3U U U U U UT%& U U @ U ,   UU U U U@ U]+;\+++++++]<54&&#!&sfgW=8JKFm^&CZ:TYe^3'g`1RfMIo) 8kFRy1fvӵcj U@_ U 2 cpt  *(* G VWVhk{޲(9@-(9  &J& &  Uc\+N+]MN]M??910++]]q]++r#"$54$32&&#"326=כC,;3“\m憣1nU-銼Z@/ C& @ U U U  U @ U    UU U U U@ U];\+++++++]<<+++++]?<?rs^sg0pMQOa7" ع @4    U@ U U@ U U]    @ 4 UU U@ U U U@ U]  P ` p ;Y+]q++++++++]<<]+++++<<?CTX@  /33???910@$/*(% / 0 `  P  CTX  ??99@$     ee@ (9P@ @(9_@ P0` `+]q]q+]q+?<?<.+}ć.+}K SKQZX 888888YK(SK6QZX8YY10]q]]Y!3673A}."-׀pxx)Fv@&)&)&9696IGIGXWXWCTX@3+44 DD KTT [dd ktt { ?????9]99@  < <  <@Z         A Q QQ@Q +N]MNEeD?<<(7-@, * *) **9 67:*I*] ]*j i*`0 ) ( U'@ U((((D@ U U U5@U U+,*499,IH,VY+fi+v +74/$42!_)o))/? UU@U UU@ UE' 2 )aa U%!$U$@ U$ U$ U$ U$@ U$U$ U$[@'@&& &0&&9U&ֶU&19@ #409999@AU%"/$?U U U U U U U18+++++++]q+]q+++]++++++++<+??+?9/+++++]qq999910]++++q]++q%#"&546676767654'&#"'>32#&326765ZCTX@4 @Pp  U U U U/++++??]2]210@G CCSS``    jiju p  "_o@y0@P`p    $ U"$ +@ U@UH U UI$? U U U14++++]q++++]rKS#KQZX8Yr+r??9/9/]]10]q]qY#"4632&&#"326<r鉭Zj kl‚FU@  % 4 D 55WT RSgde c`+<<Kp.$ .:5 KE FIW V g     3%%@`@ U@ UU@UU U@ UU U@B Ut$?O U U U U U U4P+N++++++]qM++++++++++]q<<??S@U]] U eko e  U@R U U'1:1AMAQ\Ramaxx P`p U@U @ ܴ U U U @ '*4  %&4@A#403$@$*4?O U U U U U U47+N++++++]+MNq++q++++M?]++?9/]*o@` , %L E , &,#9 6J FVX h .#,'>#>'L',,6!6)?,F F!E)T!T)ic!c)`,,'!#'(@ 0`p}@2 E" 3%3 %@`,@ U,@ UU@UU U@ UU U@J Ut%"$?O U U" U U U U+,t!4P++N++++++]qM++++++++++]q<<??]??<10]q]q32676'#"5463253#"&32654&#"f 2Ct}vnэze۠Ꙧ}|zxXQ%2dZ7<ݘjx*a4@ U%5E @:4  % @364  @ U@U (U U @ U  U  U @ U U @ U U U N@464p%@364 U@U U U U@U U UNGP+++++++++]q+<<]q+++++++++++++]q+?#ǹ U U @M 4%    #  # # %%%%%UU@ U U@ U U UU U U]@ %U@ U U@ U U U@ U U U]@3#%?O@U U U U UU@U U U$%x!GP++N+++++++++]qr蔴ݻ峢:&Nݺ'l:xʚ>@< 4y   $@U@ U (U U @ U  U " U @ U U @ U U @ U @364   N@464p3%UU@U U U U@U U U@364 N]q++++++++++<<<]q+]q+++++++++++++<<? k U U@s U U  GHVYgi4::5EKKE\\ R]]Rmm dmmdw  [TT [ lee l  $@ U@ U@U U U U UU U@$%40 1@I#40$ U U U U U U U U@$%4?147+]+++++++++q+]]]++++++++++??10q]qC\X@ SS bb ]Y++++7632#"32654&#"D{'v i!>b@ -=K?  ) #22Bp ::JJY[ \\jk imk  #++5:FJZ   $  @ `  @ U @ U @ U  U U U U @# U t33%?O@U U U U UU@U U UG7+N+++++++++]qr6@ +*;Ky ??K44?DDSScc` )" +95 IF Zi    3%@`@ U@ UU@UU U@ UU U@? Ut$?O$ U U" U U Ut!4P++N+++++]qM++++++++++]q<<????9910]]qq#"466325332654&#",*Uo~q!xsvui;N.C>@;/#4CSft      (" "%@364 U@U U UU@U U UNG+++++++++]q+<]r???999999ɇ}10]r]336632&#">i?[^>BB;^&qH:'G?`r?>0@{"": J D$V"e"| $, 0K,U2 \\ \ \ \ \ jj j j j j &''&$'$)6$Z Y d&d(t#t$$ (,0 '(&&( U" U# U$ U( U" U# U$ U@9Z'%  & .@", U?O_oU@ U@4@4.\l UU@U. $@42@/UU U U U U U U[$*9** U*U* U* U*2@!'*4`22?222$ U U U U @U $ U U U@ U U U"?O147+N]qM+++++++++++rN]q+++++q+M+++++++++r?+++?q9/++]qr+]qr+99910Cy@@'-#,&"  (- !#"# ) (' +++<<+<<+++++*++++++++++]q]rq]732654'&'.54676632&&#"#"&?{|x5%ƙOA8*S}Z si|j/Vi}=kreD=#%2INGy(+H{gR\R7# $3A|\ZW$*ع #&4 @A#&4  +  "" % E E`p UUU U UU@ U U Uj6f++++++++++]q<<<??<<993310]++%#"&&5#5373#32LeclM,&O@ 4 4@34+$    3%@364@U(UU@ U U@ UU@ U U@ UN@464p % @364   U @U  U U @U  U  U NGP++++++++]q+]q+]q+++++++++++<???<99910Cy@    ++**]+++!5#"&&'&53326653?|^O nQQ;HmO5s1GQS9& CTX@   $U/+33???9105"9 @ 9 4444 @ !4(!4 @ "%4"%4 @~(.4 (.4 )( & 95 HG VVYX ffii xwwyx w   ,   (& 7 O@ @4@ 4CTX@  @ U U @ U U 9/++++/??910@7 %  %  /  "@@@  @@ @" +]]]9999?<<!4@J!4)( /99 IFFI O\TTZ Plccj {t{  &)+ 94,9 @#9:  % a+ a @ U + [@ U" @`@$ Ut ~Oo Ut!|++N+]q!4++++qY]C\X޲9 ޲9 9 = 9 @ 999++++++++Y35#!5!63!(sXOdoyjw^{ o[@5 z+N]/M105!sʑSZ @\~~llZZ      < < P@/o8< <@4u8<<q+N] @4 u<8' jq+]<<+<<?<?<9910qqqqqqqqqqrq]53'667353'667W+[,65+[,65ѥ;Q)G_Sѥ;Q)G_Sl= t@&sUe P@ <<8'  y+N]N&999999<sVssUsMsasSsU99prpsZoVVfV9m97Vs9cV9XV\0V V V)999'6sYsJsPsFsK9sBsssDssH?9$s!(9/WVVhV9csJsJsJsJsJsJPsKsKsKsK99#99 ssDsDsDsDsDsssssI3skssQmL=dN9SdNdMdMs8zd1/-%DrdTs.d3ssVV9cRsSGldN/!VV9s\\sI9lG%VVVVV99999c9c9c9.k:(sV\?)(sIV!Vsrk!kk!s9msB9V\?fPfPsFkVsJVsJGVsKVsKsBsUsss9csD<V\?09$0#ss)()(h9`bUHtHbD).0HkR3OOOjrq"~~~~~~f0 0 *+kUo@:@7?@%UapVsJfPfPVsKVsKVsK9msB9msB9msBss9999999f7Vsss9csD9csDkV\?09 ssssV!VsJD9S9V!sZk""JkWF2xVVXV)9VX 3m9cV0VV a9VHbsk`Hss\\sDV`3z?W`sH`?WW2UdV\997u 1 V@VUkVcN@9cVf0 RV UWUU@UsJ[@sKZ2xxksDUsP&!K+Ek(+0UsKsK?9 @s!kJA-11~~!}3 9iV21-_(P<P<Z<n_s f(d$(ZVZ((WWH-ddddiiiV21-KJK(P<P<Zn_s f(d$(V2P_s<%QCMyFFFFHFFQF5|5.555,5555555B6555F::656==JJv'v'2$0FF@FQ sJ]MyVu2u2-2$::B::::656==656==656==____JJJJ>>??>>??>>>>Z*65'Z*65'O'O'$FF$--'' G G##''5E5EB6'u2u22$2$Z@IZ&9ZSJZSJFFQFFHFFFFF@0FFc?D[/Ts) grksSrj}_vlX,VsJVsJVsJVsJVsJVsJVsJVsJVsJVsJVsJVsJVsKVsKVsKVsKVsKVsKVsKVsK9c9|9csD9csD9csD9csD9csD9csD9csDc?Dc?Dc?Dc?Dc?Dss[[[[[V!V!V!VsJ99csDsssssU cZkssV UW+EUscsU9`sD:$Fk'VVu2u2u2u22$::::::::::::::656==656==656==656==656==656==22____22______88IIJJJJJJJJJJJJJJJJ>>??>>??>>??>>>>Z*65'O'O'O'$O'O'$O'O'$O'O'$O'O'$FFFFv'v'--''--''--''v'v'v'v'v' G G G G G G G G5E5E5E5E5E5E5E5E5E5E656==B6u2u2u2u2u2u2u2u2u2u2u2u2u2u2u2u22$u2u22$2$EEEE()0~22d~2XXd>>??>>Z*65'My#B6/;mvZZSJZSJZSJZSJZSJZSJ5q5Z*****XFlll*f n rb22 l!"x#.$%&''(+D,."/(1362689x;>@h@h@h@h@h@h@h@hC:EFHJ>KMO&PQ2STVXZ~\B]^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?v/V TA"/O__o@3@3@jl2@a3@\]2@WY2@MQ2@DI2@:3@142@.B2@',2@%2 2Ap@$&2d 2A d2AJ?/?_?Ӳ792Ӳ+/2Ӳ%2Ӳ2Ӳ2Ҳ) +A0 P`p`p   0@Pв +ϲ&BAƲA /$A/?O_"dA @j@&CI2@ CI2@&:=2@ :=2 &@&2@ 2@&2@ 2@&2@ 2@&z2@ z2@&lv2@ lv2@&dj2@ dj2@&Z_2@ Z_2@&OT2@ OT2$'7Ok Aw0w@wPwwww**@+)*Re~<^+@8@@89@s&%$ 7@!I3@!E3@!AB2@!=>2A!?!!!!!@! "2@!2@"*?2@!.:2oAH/`?_"""/"?"_"""!!o!!!/!?!O!""!!@+HO7 A &A9&%8s542V&, /& 8ʸ&~&}Gke&^s@R&ZHDb@s?^<&50+*V)#U7h@,XO62,!  @+JKKSBKcKb S# QZ#BKKTB8+KR7+KP[XY8+TXCX(YYv??>9FD>9FD>9FD>9FD>9F`D>9F`D+++++++++++++++++++++++KSXY2KSXYKS \XEDEDYX>ERX>DYYKVS \X ED&EDYX ERX DYYKS \X%ED$EDYX %ERX% DYYKS \Xs$ED$$EDYX sERXs DYYKS \X%ED%%EDYXERXDYYK>S \XEDEDYXERXDYYKVS \XED/EDYXERXDYYKS \XEDEDYX ERX DYY+++++++++++++++++++++++++++++++++++++++++eB++;Yc\Ee#E`#Ee`#E`vhb cYEe#E &`bch &aeY#eDc#D ;\Ee#E &`bch &ae\#eD;#D\ETX\@eD;@;E#aDYGP47Ee#E`#Ee`#E`vhb 4PEe#E &`bch &aeP#eD4#D G7Ee#E &`bch &ae7#eDG#D7ETX7@eDG@GE#aDYKSBKPXBYC\XBY CX`!YBp>CX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#B+tusuEiDEiDEiDsssstustu++++tu+++++sssssssssssssssssssssssss+++E@aDstK*SK?QZXE@`DYK:SK?QZX E`DYK.SK:QZXE@`DYK.SK> endobj 578 0 obj <>stream   cmap@j:jcvt :fpgm(Tglyf%,N~head!s6hhea~s$hmtx2t(loca!0,maxp \ prepA!d|o @ F $~Y #~ O\_ :U    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k:1 6<>ADb? Y #~Q^ !@`   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j:*8>@CF^>/i+*)(>][w}jy,ߨߖޖޢދަ_0ԯ3$FE<9630)"ۿ۾۷ۥۯEBA$"!>cH@\tvrX^bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:(,;<>@9BDFHJNRVZ^bfjnrv'z~+-1  !"$&(*,.05248:>@BDEFGHIJKLMNOPQRSTUVWXYZN[   \`dhi4NORPQUVWXST~?Avw|qrsYZ[\]uwvyx}tuw<=RSTU !"bcdeNOPQ^_`aJKLMrstunopq'()*z{|}~+,-./01234LMjkl@ABC()&'*+F01$%,-:;<=56  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~ $~Y #~ O\_ :U    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k:1 6<>ADb? Y #~Q^ !@`   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j:*8>@CF^>/i+*)(>][w}jy,ߨߖޖޢދަ_0ԯ3$FE<9630)"ۿ۾۷ۥۯEBA$"!>cH@\tvrX^bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:(,;<>@9BDFHJNRVZ^bfjnrv'z~+-1  !"$&(*,.05248:>@BDEFGHIJKLMNOPQRSTUVWXYZN[   \`dhi4NORPQUVWXST~?Avw|qrsYZ[\]uwvyx}tuw<=RSTU !"bcdeNOPQ^_`aJKLMrstunopq'()*z{|}~+,-./01234LMjkl@ABC()&'*+F01$%,-:;<=56&ii( 1IT$UI+v=7NUUeY ;Ra|<AA* ci"+&Y+H!kk ]CIVnwP{(ai5M >[[[? 2 &1=NVbHSw &(~~.A]kuJb d#%*t 0Pjo&NLz8h "OpN5Bka&Fi+8;Z^hs";DOor~"6q&.1OZ22GS<dp*hYz!'+9FKMW\e"+ASae#+1IZ[nqt~uzLmm/j6Pp*  +S?hn@t5=`n!&B<Vkxks:}7S< Ind^9 |+YUa( ]&l7>z&Bi7-  thGhG\H (2APZd}yo ,\<Gd%2v1x  cB,4A8HXlYCp(7BPZdsx\,cAKU_s Ad*8t,@  ,;DVcWd6P9ND$B"`9,N8iT=qAPO5R,@AT@?>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,KS \XYXY-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,v6#p 6E PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-,F#F`F# F`ab# #pE` PXaFY`h:-,B#Q@SZX TXC`BY$QX @TXC`BY$TX C`BKKRXC`BY@TXC`BY@cTXC`BY@cTXC`BYYYY-B?@ & +<543ESD:fBKQu/u ?   @8 r&$ 0 gv+N]M?M99910!'667#*uZ7UHzp tbUAi2@!0@7 0D 0l+N]M]/]10!A($@8 & 0gv+N]M?M103!;8@I l+NMNM?32#"$M rQWwrR6KrxXIHf my}g~!hnpj|iWJXd`,[ls&D @9 9  + S k  %( H [     @    @  ( X  @?LH+Nq]M]<<??<]<99999.+}CTX@ - = M ]Y10]]]+!!533#~|춶'^ [5@) 7EI  !# @    0@PV 4 Z@  /  @4 @ 4 0@@//?O@4@@!@ w@ӹG+N]qMN]qM<?<+]q<]++q?+q]q9.+}99910q]%32654&#"'!!632#"$[ vMXzyay`,^biy_ok!/ٵW*#@;j u 6Dz @4 !/!!@4!? @  O!@"/@4wO  %$+NMNqM?+q]]q+q?+q99]10]]&&#"632#"3232654&#" TCY{i*~QNhpTQpSTP|Yd鉕zW @14  :8 HV !   / / ? O  @4  X/`@O  +N<q @ 4 % @ a@  0$@  0  $a@  ^c+N]M]q]qNEeD?<<54&&'&#`-7ڲуb(|7<&εcK*5VŪf @=%0 % % KH   0 @    0 1S+N]#г>#9"9#ɲ9"@9 9 9 9"@ 9 9  9 9+++++++++++++YCTX@: : 5"5#K I C"F# " ]Y10]q]%32654&'&'&'&54663 &&#"# J =L4`}}I/,8uyQ4I.;Vypf qc5"94%/fm~k,r@#/ 00P p % -@  0-@Pp+N]KQX@8Y$@8  GG W V % @"@P`p 0 01u+N] 5     Vg@    0f ^c+]<<??<<<99999.+}ć.+}<10]+!!![YRUiQDI.>#2q@hJHI% 6FW&fg&&  ')Yw 4$21, $@+.4$@"(4$@4o$$$F@04=,3@4U!@?!@?!@4!t ,?,?,4,t@@ 1&) ( Y    @4 O44`03)!_O_o3iA+N]qrMq]N]+]qrM<?+++?@QXYYhii}y 88JJFY i :77ww 443 4 4  t@ @4@43t@ @4!/ @4 !O!XA+NMN]M++?]++?++++10]qq]&&#"3267#"321cOi}kPf+2ST[o/&%Ta@-YY YVVY p:4 :4JD JD t t@  ) &)@!X<+NMNq@F 9  HGF O   @4@4??@ P`43 4")4+-44@4_t t@$ !/!O/_o!@ 4iA+N+MN]]M?C\X@@(?@?@?@?++++Y?C\X(????++++Y]q+++++C\X99 >!?+++++9հݰ????++++/<++r++<310]q]+# '&532!326&&#"6i@aBZ'xV\<<R/+}HlzCCs@26*  Y  _  t@ t@ 3?OP(/_@ &_ 4xi+N+q=5&PS$9QKITQ`>#/N@bw p1 1 ##033@CC[YY%V)V+Y/k; 3;(3,K DK(D,   * '- $43> >(*4#%4144@ 4`_t't -t@ *) &)@ 11@ 3$!0X<+NMNqp`gheF'8!1#^ Gj<Y@+933BB $Xht@   & @ $4   @"$4p&@ $4?<+Nqr+';)@] ?  4444#DEED# /)S `)))  ))))/)P)))))@4?)P))))!t !t@'&' &@Z5`oF@&@Z5o`F%&&')' ?'@6 ?'@Z5'@A5'@<5'@$'4'@:=4/''''''' '0'''(<+N]qr+++++++@Zh44DDt@   &@ $4@"$4p & ) @ $4   ?<+Nqr+ @H YVVY    ut t@9`p!XA+NMNqM??10q]]qCX@ iffi]Y]]4632#"$&%32654&#"R4 nnnn"Äl>@.8H49 94DI ID VV YVVYtt@ !p)&)@ p?A+NqM<<NqM?@7<4 4<JD DJp4YY W VYYV   t t@ !)&)@ X<+NqM<<NM?@( Sfu/Xhp    ? O  w@)  (  0 p  _&)@ ?+Nq*@#'#'* F !# ") U e " A#@$D&g"d&"$ 7&EF J OF!B""$'&7 5!5"5#5$  ! ' """#$"@,s xyv)u***"# **,!@!#4@43!P%%%@4%,@ ?P,0,/,,!03! ? ?@ 4+x+N+++MqN]qr++qMqr++CTX@5&"6!F!TYdi !"( (_F( PF?]?]999]q"˳(*4!˳(*4"$4!$4"4!@4k 6"F" """!" 43-? >"%4@40@P`P`4@M_F( @43@-?@ >@574@+.4@%)4@4_oU@"$4PF?]q+]+++++++?]q+]qr+++++9]q++++++Y10q]qqqq]]C\X$@ ?( ?! 9  9! 9" 9++++++Yq]%327654'&'$'&54632&&#"#"&0ncm7%I[~(_Xo0 &YX/+RU(/ K>V1>B#fJKҰ@) # ):JY   @`tt@ / //_@(&U?` 0x+N]qrK7SK;QZX8Y FGGHI wxwx x w     -@ :4&:4 @ :4 &:4 @ :4&:4:4:4 @:4CTX  !4@ !4 @ !4  ?NC&99pssFYZ\kCU9us99sVss3sMs&s[sWsWsSsA_U_j=aV9b9s#9YV9YVJ,VVV9&ss*sIsUTsAT99s9~R[s0s 9 s s"<=-CaV9YsIsIsIsIsIsIsWsAsAsAsA9999RRRRRsD3VsTs s;Bsd19?d2d<d<so,zd1%%7XWeUdTsds`sj9YHXsi99rd1/sVVsKKsD99uqVVV9j9999Y9Y9Y9&` 9 VJs0"=SVsVUm[(\\(s9bT9VJs0asUasUTksIsIQVsAVsA9y9YRPVJs0,,""9VVNNNyN0Nk+O)OOOjUU"~~~~~~f0 0 *+kUo@:@7?@%UGs#\\MsIasUasUVsAVsAVsA9bT9bT9bT9999999n9us#9ss99YR9YR*VJs0,9 Vs9sIX9?W9 9 9 Vs9s Z\)0/&?k9)V9V&f9YVZ,VVyVjb9VNN9lsNSN9vss NRv)NvvN9vNvNZ/XVJ95s#7V;, 9YVa,YV} 'W@sI\UsARsUsTs r(k8sEUkQs09@9@sA 011~!}eYA f2/NZ}/,(KA 7/KPY dd  ,(Zc-^^^6P P/,(,(y2ZZZZYYYA f2},(KA 7KPdd ,(Zc-/AKdA%QC~FFFFHFFQF~~P~~~-~~~~~55X~~~F2929,,4x000v v ))V))V(o 0FF@FQ s-g.~^^(,,2929,,6R2929,,2<2<,,4x0004x0004x000iiiiv v v v 2@2@2@2@@@,,@@,,00000000T4FTT4FT//p''pT)T)##!!RRT>T>,,XR(o (,,T"T"T"TFFQFFHFFFFF@0FFiYR_1U&ipx\EU_%6pTY~4PF>:&/v9sIsIsIsIsIsIsIsIsIsIsIsIVsAVsAVsAVsAVsAVsAVsAVsA9j9]999YR9YR9YR9YR9YR9YR9YRYRYRYRYRYRVsVsVssI999YRU;ssssVs }rYsL9VR29,p',e,,,,C,^^ (o 2929,,2929,,2929,,2929,,2929,,2929,,2929,,4x0004x0004x0004x0004x0004x000OOiiiiOOffiiii//""v v v v v v v v v v v v v v v v 2@2@2@2@2@2@@@,,@@,,00T4FT///p//p//p//p//p''''))V))VT)T)T)T)T)T)))V))V))V))V))V########T>T>,,T>T>T>T>T>T>,,T>T>4x000XR(Bo(o ,,(o ,,(o DEDE()%#zY22YY2XXY2@2@@@,,T4FT~!X,/;m))/P^T"T"T"T"T"T"T~r~Tlllllll((($z~  z^2|^2jh p!@"$>&'4()N+- ........01 2H385D6D8 9 99:;Z==>?0&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&&<o/UNoT2@2@APMMoK-12K 2A  @2@2{042{2PAxen#~ncnbd @2A??)A2Du2u(*2A C2 42 @@ 2@2 / T 2A TTnn@n 2A EkF@ 2@>3@> 2A >&82A&(0( 00Po0/zpwwz2$(22 2@2 2?sOs@t2o*@,2@p 222A     г 2@ҳ 2A_02?d3!!@ 2ò+/2ò%2ò2ò2A%$"t5;5;8P/&&$5tA X7 @7@%@-@0%0-0 % - 7 A7 0@7Atttt`tpttttt?O~z{|}tuwp~ppppzp{p|p}ptpupw`~````z`{`|`}`t`u`wP~PPPPzP{P|P}PtPuPw@~@@@@z@{@|@}@t@u@w0~0000z0{0|0}0t0u0w ~    z { | } t u w~z{|}tuw~z{|}tuwA~z{|}tuw0t@t~z{|}tuw~z{|}tuw~z{|}tuw~z{|}tuw ~    z { | } t u wX)~}|{z7w&u t7A5O5_5o55555555@"OO A _5555/5?5?4O45544@ *****A G 7X@ &>&>7&'>&6&6)@+&6&6&6&6&67&62&6-&6%&6&67&*X@"&>&>&>'&>!&> &>7@  '('0'O'bA ' 4]'.['A UTSRVQ)+'&A *'%)X%$#;"9A '-X@  %V@ -AA XXX%X%.-)X @0t-sJaR]%\YXP%I%G%@ Fy@'9 8X7-%2X%,4*%U7@*[B;#"  @+JKKSBKcKb S# QZ#BKKTB8+KR7+KP[XY8+TXCXYYv??>9FD>9FD>9FD>9FD>9F`D>9F`D++++++++++++++++++++++KSXY2KSXYKS \X ED EDYXpERXpDYYKS \X ED'EDYXB ERX BDYYK%S \X&ED!EDYX &ERX& DYYKS \X ED EDYX%ERX%DYYKS \XX&ED&&EDYX# XERXX# DYYK)S \XED-EDYX ERX DYYK/S \XED%EDYX5ERX5DYYKS \XEDEDYX(ERX(DYY++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++eB+1u~Ee#E`#Ee`#E`vhb ~uEe#E &`bch &aeu#eD~#D 1Ee#E &`bch &ae#eD1#DETX@eD1@1E#aDY?CX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#B++++++++CXK5QK!SZX&&E@aDYY+++++++++++++++++++sssssE@aDEiDEiDssstssststst++++++++++++sssssssssssssssssssssstttttttttttttttttttttuuustuuuu+sK*SK6QZXE@`DYK.SK6QZXE@`D E`DY+EiDtsss+EiD++C\X@ t2owww/12w"%2@t/52@t(*2@t!272%2@-2%-7%-72/t+s++++++++t+stY++C\X22++Y+s+++++++++++++++++++++++++++++st++++++++ss++++++s+s+++t+++sssss+ss+++s++++sts+s++++u++++++++u+++++s++++stu++sss++++ endstream endobj 579 0 obj <> endobj 580 0 obj <>stream   cmapBcvt ;!NfpgmGo@>glyf6--headq@I6hhea I8$hmtxI\locax)lWJmaxpf_4 prepe_T{n~ #~ O\_    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k1 6<>ADO  #~Q^   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j *8>@CF^Q& i+*)(][w}ujyߨߖޖޢދަq_0@3$FE<9630)"ۿ۾۷ۥۯEBA$"!bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~4?Avw|      (!"#$%*./012+,-34567  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~n~ #~ O\_    " & . 0 3 : < > D o  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k1 6<>ADO  #~Q^   & * 0 2 9 < > D j  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j *8>@CF^Q& i+*)(][w}ujyߨߖޖޢދަq_0@3$FE<9630)"ۿ۾۷ۥۯEBA$"!bcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+89:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~4?Avw|      (!"#$%*./012+,-34567&iodyszpZp0} V CrFnDR=s- L7IN\(C!@SpyeuU&Fipsw '4AEuUf+Tpg2JJMU`|-77:VZ%'HSi9((6Hx (Khx(LZ\^apw2;<flx]a#ZDPs8!%&-Xe  $)-/6PQZgty ",-.Ng"&HJ\oxy~(, =PhQf~#\PkK<Mvv+kxWtvm>gmq &H5I?jytz V;tfN2Kh9bUMg+NhpIfL\r+Io|ghxH B+xnE]67UgU|rm ++%V FL^6(N"kA '@@@?>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y &QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,/-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,v6#p 6E PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-,F#F`F# F`ab# #pE` PXaFY`h:-J.7. ..C [+<32#"7327654&#"oVᱷ~-=澱մ⳦ᰨ9<3=kɇLi_JZ*@:J 4 4'* 4 @ 4{y#w**!5Fgy#@% 4%( J ! %?,? +U+NMNM??99+10]]++++]6632#"547>32&&#"326654&#"LJڢȶN<} kMQvUaDjhxR?? nwj~|gh@F          !@ +?<<<<54&#!3|Z) M~Egk4@4 4 4@1 4&?Fx9 9- - {a@{*0/4C4C+N]qM??9/]999910]]+++++]# 6!2&&# 326\;!޲F0[ @J 4 4 0    // G  !(9!(*Q"@/F!pFQ+/+<]N]MNM?<+?+<<.+}10]]]q++3!2#%32767676654&'&#![2TxVkbzL6G:L[|`G}#-Jb\ @=+):@b     !!( !( _ _@  {  /F Fk+++<+zN/]+</+zM/+</+z/+</]?<+!Q]H[+`$@! 4 4W   $ %$   %&  `!#$!(($$ {  % * 0C&C+++<NqM+z/]+</+z/+</?<<+<?<+<9/<9999.+}ć.+}99<<ć10]++3!2#&'&&##!27>54&&#!`3gkP)\8pi9I2hu䈩9oN:^q"=#;9lK/u* NL@_"_7ٹ, 4*@ 4 4t.)668! 6@4 4! 4 4%/6-  *,.5995#--5 {;@ '* 0p38 *1@ 41*`@"(4 0/9C+]q++]q??9/9/910]+++]]]+++732654'&'&'&&5466324'.#"#"$N|12߭?c^|o T[YD8I4Þ#=T3H7[6U)VF(5`wnZ6>'5@Q[-% % # %,:J/9W!g!4,* /(& %#(+ 2(++,  $R& 2 X@/ &6 X#p##@4ox7&x+N]+M]NM]???].+}999999910]]]%#"&546676$7654'&#"'6632#&3266^cQa=UJ.?yr!8sX;=&WfBiaZ`QKYS J1?$2e]^FpUp~O2^4 +^9Lb_DH#@f 4 4!O%u)/%?%GVfz!"$#($(  ?/?O@   6@ 0/?O_V$ Ve+++<+zN/]r+zM/+</+z/+z/]qC\Xp7+]Y??+<??+<.+}9910]]]++336632#"&'32654&#"D2mVLPv~=i-*ma_f_b7)OAԍ_/or"wus>@ 9ig@U49 \i| y) CXX$S $0`  X 0 &XK8K+N]MNM]??9/]10]]]+]#"&54$32&&#"326!D׊Ȳs^m[xXXɮP er炈l4@_4 i )#GW/! ,V f :2 <KB J     X _o$! & &%+NMN]M??"!@ 4 4@X4 ("G&, w 4$`P`S,   @ &# @ 4p>$&>+]+NM??9/<<]q999+10]rq]+++#"&&54$32!326!654&#"P&vgc]$TktimЅGNRzz ]C@g#() 9&6  # ,( ttt X t / ˌ++z/]+</+z/+<//]/?+<?<<<32&#"3#]3scE!\>57qdA5crf5W>"3&4142@?4119 U&e&5%+05%%?<, ( (#  $@3 /((  X   /_% # @ !!&?   4(  4 &_++<++<+]q]+z]]qr/+z/+z/+z/+z/???+<?].+}+9910]q]]+++327677#"&5463273#"&&5432654&#":"%1NH/(٫}q$#r˅[oDYmkB|k7`>>U9Vٳ,ƮhBRSm7MQ}wGD;@wG&   %IFWgzz  # #  ( ( X  / ?   O _ o  }@-  X  0/?O_V   V>++++<<+zN/]r+</]+zM/+</+z/]q+</]+z/+z/?+<?+<?.+}ć.+}<<10]]]]r]q336632#654&#"D2ue\ HDbe*_bUr8$4Bg8=$/@  @L/84O  / (#c((  n  @/84@ 4u V>+++<+zN+q+/C\X@M.?@ ?&?@>%?K&?@A!?@(?@#?0?/?&?@ !?@'?!?+++++++++++++Y+</]+zM/+</?+<?%?@7?@(?@#?!7?&?@ !?@'?!?K&?A!?@#?++++++++++++++Y+</]+z/+</?+<?+<.+}10]qr3362FC>*I@=F,@ 4,#,##",EVUWf, ""53F,@O 4)***# 9t#  9t  # 9t% (*( ,@  Xk@ X k@*X/?O_V+ V>+/+</+</+<N]+<M+<]+<+<]+<+?+<<<<?+<?<.]++}.]++}.]++}<<10+]]]]+]3366326632#654&#"#654&#"C޵%e]cQcB@P$5#$6FVW fyx#@9p # @9r @(     X@ ?  O _ o  }X@/?O_V V>+++]]+<<?<<<+?<?.]++}ć.]++}910]]336632#654&#"Dޤ'kaIE3g&mdu;}b/5BdR> x@S4 4' `"p"YZVVo`Ctv{z  @-/4&! ps"&e+N]MN+M??10]q]]q]++7632#"&&732>7654&#"巗|k:DZq57̷̨Ũ‘/ҳڐϹi>!@":5%.+7<@Q4 4Yxy!& 8Hgh!#( ( _!@$  X  L "(" >++<++<++z/]+</]+z/+z/+z]/?+<??+<?9/.+}910q]]++]]]36632#"'3254&#"3]RnVixrK`EveBiaKΦNIw.AP_Iiik> @ {4@4;9O[j"-34"@I4W  #   (  ( X p  ?O_c@  &!( ! &&++<++<+NM+z]/+z/]+z/+</?+<??+<?.+}9910]++q++]]%#"&5463273#32654&#"򛎔̛a1)εaRka_G]5(x@mnCG>PtD[>@{     &(86Hy # X ((  X@4   0`p/?OV ˹<+++<+z]/]qrC\X!?@ ?@ ?-??+++++Y+</+z+/+z/?+<?+<??.+}910]]q336632&#"Dޠ-RR6OJ/8_9Z&{v'"VN>, *4ֳ4@4 !"vz  4 4!@D4 Fy * $!"#8  "" $R$))  @t,@ X /@- %%%@$)4.V+N]q+M]]]rq??9/99910q]]+++]]+++732654'&$'&&54632&&#"#"'&U0Vxx$%(CDȴu^h-}6VaLJk NnF`A/**{)oH~ `pV22&6Z4SwO[[[s@*Jfv   ,  tX  t   @ $,4   8+]+??<+%"av'ʹ O!]_<r¿Kg3 >NCK!999s s_siV91_9v9ss/sxsps]sssss9u91soVVY[V\]9V9uDV[sRZd9VX9`VVVV29 99s~*sZsDsslsj9]s5sD=F6CsDsdssiDN9ss(kTVVV\d9sZsZsZsZsZsZssjsjsjsj9}9}9}9}sDsdsdsdsdsdsssss3ss@s>mLJSSZd|9d|d|d|sK 8zd1%WvdTs.d|ssS&VV9sdxVVsQa!oos 9VV\VV\V\9u9u9u9u9999}HM}s&VN&([sdVVXs{s9s59uVNssslkVsZVsZ[p[V\sjV\sjsR6sR@8sV39dsDdsD9sd`D`DVN9amss2(2(W9frbEd8ok~swOOOjq"~~~~~~f0 0 *+kUo@:@7?@%Uu;e pVsZssV\sjV\sjV\sj9s59s59s5VsDVsD9u9}9u9}9u9}99DV[FFsRndsDbsI9sd9sd`VN9ssssV6VsZW99(V3s@Z{c&{aVOchbZW`3VVY^V\2V9uV[VZd09WVX-VV9uVfEqE=fdqEW=<bssdof^m;d=fsdf;dV\ZWV9u9uDWWWV5WVYZWV\VcWWW|ZV9WVX\VWc]WbWqW5WZ.WtsZv-dNldsjss?|?g?sdg?ssC_}$yyy?5?5?FsjsE?aN==H?sE?s}W?Q[\??II z=39iV21SoD<<_?fO$-VbbH-iiiV21KxJKSo<_?fO$-V2S_%QQ s~dYAX;.8 vfDV{{j-|FFP~j3,Kxh=VsZVsZVsZVsZVsZVsZVsZVsZVsZVsZVsZVsZV\sjV\sjV\sjV\sjV\sjV\sjV\sjV\sj9u=989sd9sd9sd9sd9sd9sd9sd~d~d~d~d~dssYYYYYVVVVsZ9u=9sdsssss0000:::::::::::::::v      IEEEE:j))))))))))))))  $ ; v\kd :` }}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}}?Z/A){A0O_@3@_3@NQ2LM2@@H2@ 2@ :2@032Ex2@2:2*12@$%2A/?@2 2@2@@ 2OOA7_?//?Oo@,,@,@  4 @74. C2 C3 G, C C{*H-*H!*D7 @ ?*LA :6*r  -V@J*-*@R{*xln l!@ c*Z*ZX N VGE*D*@3-2!1r.,)('l"!@EU 7~A;650/+%  @+JKKSBKcKb S# QZ#BKKTB8+KR7+KP[XY8+TXCXYYv??>9FD>9FD>9FD>9FD>9F`D>9F`D+++++++++++++++++++++++++KPyX=++KSyX=++KSXY2KSXYKS \XEDEDYX,ERX,DYYKS \X?EDEDYX?ERX?DYYKS \X#ED EDYX #ERX# DYYKS \XED*EDYXERXDYYKS \X#ED##EDYX ERX DYYKCX > +Y #B #B??+</ #B#BCX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#B+++++++++++ttuuuuEiDEiDEiDEiDssssssssussssssstK*SK?QZXE@`DYK0SK?QZX E`DYK.SK> endobj 582 0 obj <>stream   cmap! cvt Tlfpgm6  glyf#hhead+!X6hhea9f!$hmtxe! loca*+xmaxp0\ prepa90| ,#'+17>HM[es~TWY[c #u_ ?c    " & 0 : !!"!3  &*.69AJP^jxSVY[c #t ?b    & 0 9 !!"!3\_<;6ZQO;98Lfib@:U<th6FDJ`ntr`   !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`a}~ !"#&'mzkx !"#&'()()*+,-|./01n{./01d:;$%i6:v;LMNOPQtuopcqreghslybijk  l  m[F%j?RRj @G[ZYXUTSRQPONMLKJIHGFEDCBA@?>=<;:9876510/.-,('&%$#"! , `E% Fa#E#aH-, EhD-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y &QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,(#p(>(#p(E: -, E%EadPQXED!!Y-,I#D-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+)#D)z-,Ee,#DE+#D-,KRXED!!Y-,KQXED!!Y-,%# `#-,%# a#-,%-,CRX!!!!!F#F`F# F`ab# # pE` PXaFY`h:Y-, E%FRKQ[X%F ha%%?#!8!Y-, E%FPX%F ha%%?#!8!Y-,CC -, %EPX ED!!EDY-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,KSX%Id#Ei@ab aj#D#!# 9/Y-,KSX %Idi &%Id#ab aj#D&#D#D& 9# 9//Y-,E#E`#E`#E`#vhb -,H+-, ETX@D E@aD!!Y-,E0/E#Ea``iD-,KQX/#p#B!!Y-,KQX %EiSXD!!Y!!Y-,EC`c`iD-,/ED-,E# E`D-,E#E`D-,K#QX34 34YDD-,CX&EXdf`d `f X!@YaY#XeY)#D#)!!!!!Y-,CTXKS#KQZX8!!Y!!!!Y-,CX%Ed `f X!@Ya#XeY)#D%% XY%% F%#B<%%%% F%`#B< XY%%)) EeD%%)%% XY%%CH%%%%`CH!Y!!!!!!!-,% F%#B%%EH!!!!-,% %%CH!!!-,E# E P X#e#Y#h @PX!@Y#XeY`D-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,!KTX8!!Y-,CTXF+!!!!Y-,CTXG+!!!Y-, T#T[XCPCT[X!!!!H+YCPCT[XH+!!!!YY-, T#T[XCPCT[X!!!I+YCPCT[XI+!!!YY-, #KSKQZX#8!!Y-,%%Ij SX@`8!!Y-,%%Ij QX@a8!!Y-, #Id#SX<!Y-,KRX}zY-,KKTB-,B#Q@SZXB TXC`BY$QX @TXC`B$TX C`BKKRXC`BY@TXC`BY@cTXC`BY@cTXC`BY&QX@cTX@C`BY@cTXC`BYYYYYYCTXBY-,Eh#KQX# E d@PX|Yh`YD-,%%#>#> #eB #B#?#? #eB#B-,CPCT[X!# Y-,Y+-,-//99//013!!M L[?+01'667#!3[^= /JzbQ pfy/301!<'<M  L[?+01#!= = +\@ xY xY ?+?+01$32#"%32654&#"+t!*R?USiY\I _q7@ﳌ ??9901!76$73~Zn6 Q#Hp=?g#"@ xY!yY?+?+901#67667676654&#"%>32!]:~SÌw&YGJE>Y@ ,uQŲy/8Xp_ JCEL4aN]DZaÆ[o"Cu(.@{Y  xY "xY ?+?+9/99+01"6632#"&5324&"326654&d9CrTѧ5;FtFOFGwFKf<=_oPPHk`hTjV]L(7:@ ")xY" ""xY1xY?+?+9/_^]+9/301#"&&5467&546632"326654&"326654&o{߉`[b=_5MD8f>VKt?-O2Qo7X[x>Hoo]`y*)3Y6OO4bB>JNR4O,LNSiC'1@{Y xY !xY ?+?+9/+9901%2#"&&54632#"&5%26654#"c1AwTأ;EuFAqEK:?_o9êPPE`UiV]? @ nYnY?+?+9901"3267! 4$32&&YyB!\m/%ճتE?/Ft @ oYoY?+?+01!!! 4&##3285%̚ay6BoY?+?01%!!5J8'> -#@+&&oY&oY?+?+901"# $'%32654&&'.546632&&@e95zmR/2~yLz v+L1&<2(p|$p`7F7%lmxxj!pe=&4.@3 eY ,eY ??+?+9/99301%!&&57#"&546767654&#"'>32327>77qUFT LKGl%3{|UI=:EA-3# F:S 5FH#/=/?F'kD8GoK "26#5ZQ3 %@  eY eY?+?+?99?01632#"&'#!!"326654&ԀȌ󔍢)$8pXVcZXR\ڱ϶XVQew|mmw = @ hYhY?+?+9901"3267#"&54$3 &&GSFWXO~$F }E`]wqg|ib0ȹ*2PX !'@hYhY??+?+99?01!!7##"&&54$323!"326654&KR{Zbv{`Q^ShK_NLjɎ0swmyqum2=#G@*HiY !eY eY ?+?+9/9_^]_]++_^]013267!"&&54$32!7!654&#"!\TY$ek0_X^|\bQC,g?fyWOLZ^yg @hY eY  ??3+3?+01"3#!#737>32&&8> 0Ͳ粛0R}:}(BEKS9Fc|B R=-2@ hY'hY hY?+?+9?+?9901# &532677##"&54$3237"326654&(߬t =Lʔe-$OVZTXXf%f7=~;=M(7"d2!=?%Tmrbl_X_bYgJZrQQlɅЪ>8aƏiwszlx=@ fY ??99?+01"!!36632&&k!j LY5H)|T? %]Q=)#@'##jY#jY?+?+901"#"&'%32654&'&&546632&&IU!UP~>wܒTjX_JfhˏPu9.*"T~Zg`*UTH9(4}c^'8C+ @eYhY?+?3+301#327#"&547#737%/n #5= 1k0ug/)DT%'ig8vw.~%@ hY ??+?39013267!!7#"&547!X >ݝ"d2!=?ۋT> endobj 584 0 obj <>stream ArialBoldItalic;WXYW J h%fN?$+29@GNU\cjqx  '.5<CJQX_fjqx%*uni0001uni0002uni0005uni0006uni0007uni0008uni0009uni000Buni000Cuni000Duni0015uni0016uni0017uni0018uni0019uni001Auni001Buni001Duni0080uni0081uni0082uni0083uni0084uni0085uni0086uni0087uni0088uni0089uni008Auni008Buni008Cuni008Duni008Euni008Funi0090uni0091uni0092uni0093uni0094uni0095uni0096uni0097uni0098uni0099uni009Auni009Buni009Cuni009Duni009Euni009Funi00A0Eurouni00ADuni00B2uni00B3overscoremu1pi1OhmEuroTypeface © The Monotype Corporation plc. Data © The Monotype Corporation plc/Type Solutions Inc. 1990-1992. All Rights ReservedArialBoldItalicArialh  !"#$%&'()*+,-./0123456789:;<=>?@|BCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abdfjsrx{$ws VrD !  ( t + R ^ t # K c"cO)nDkA u '} !DXy Nr 4R r]p  !!k!~!!""+"T#(#A$$j$$%%%0%\%}%%%&&B&u&&&''<'R'l''''((.(Y((((())*A+ ,,X,-./020<0O0012g2223N34)4J55637>78h8889T::+:W:::::; ;<<<=2===>.>\>x>>?i??@@o@@@A4BC!C=C]C}CCCCCDD@DhDDDDDDDE9EPEjE}EEFFF{FGSG?$$Znvv̋ƨŚϋً}}zxxvttpn|hURGBy4ԋZZ--ZދyrqeXPWw_w`sgnqvxussdUO~vv`osud[ b]Wwyyspl9GiWI^RuH>>N^k{ҋ׳ٷˡՋߋą~ul{(f8tn~hhxorvswonlqxwwwoh '*!S&| {! '!#%" Tr! 8%# $ f% (g$  wvvPʋ|xxusyl`!',`\b}{qt|u|uw|qqW=Ov|vM`V& ToЋ΋Ŧ̨ڋzjj_UX[y[f(wvmeig}d}dyov{uzutptww7vuvOOaeVnIt*& rt`iS_hj|v|wro³utj`clrxsw|oe7OOuwpxiyzoc|*& yBԾXx9{wyFS9OOuwoxjyzo~c|7vJv;vagoxx~vuld`h~pr{}~um|~|vxA~|y}' yBߋԿXx:{wyFR:v;vvagoxx~uvlcah~or|}~um|~|wyA~}x~vvirt`iS_gj}v|wro³ttk`ckswsx{nf>4a2'()))('(3'()(00)'`JI'h=_f\( Ya+a) C) 9vFeRReRR $䋋HReRRdR n$3wn$v Tvex-ы֋ȡʋ~rraQW|rg |rqjaFaqljhyhypqwjxjigdfggnt^lfvS\ffsYcxz}~~{ypsvwwxofnnfޥvv!vv_iqr~rsjbO\ti[j\zUM}cf{h{gwzt2#`hrqrsjbO\si\j\zTM}cf{h{hxys~v vtfwqzz~zptxƩ{mmbXO[zfigix`Yic]`tlxw{qtuqzlzligR[dcxՋ~~}}ntx}~|}||wpxdwH0HLObpc~ekqxx̬Ea+a) fyԔԛלפЭˬ̻ NF_Ro__EjGvHvHIHVQKLLMOv lOV]][ZCA{?z?rEiLiK\FMCиħѫϡΠΖ͋΋~~xpy`ּQqson}v}ˏ4i`Vje`n5qrsrsq4NPPOOOOv* Ro+ `x)vv};Oaavŋŋʧܦݘ؋Ջyef[RQWu\_\_eHm1sA~BCoȝןǧ{{qg_P{@v,sKpkwstqw{~ /#!+d5IE.N Vv\v||xs|zyx{utr}ll[]KN__spspwm{kzlihGxeeVHOXybhcgqYH{vvNvOLYihzȋ܋ͩȰ|}ulziiYIKUv_`notb{Wq}~ytjqxxwxoes zztnipvuvvqksx|}& &l&&⋤ 4W Yr  #QsvCvaIVdcxNjyhh^T~}~}}~zzrjS}_plpkm{itw|}~vvdvwlkaU.A^R2R2oKWeemwwygg]TikmwǠxnxyypfQ~]pixrs~pux||vRI[FcCcDi@q>uM}Zg¦֞ĪǪƬm~vv ivk]{gqpepe~`\Q[ffxʋϫˮ|}unyggZK^dhxhyqrylykllqsuvxz |}xtruxxxwuruy~}M{|wsfhwkxko{gsx}|vev9S`kl|‹ַyhgXH?Nn]S^RtJBJXefx‹{Ov_ppyyvsy|xmmmn|uy~y}yyvy|}řyzoevGnnnvIonnˋov~~~}ys~J4h 4Jv"4j iOvvGʺwdcTDGQy[f\fkYzKu~}zw~|}|lmW]MUa`wkvk}e`|_+ f vovvi`^kSuSuH=:CMLZihzɋЋҚϪ̹ȯȯ֝pUUH;^`vbwapjjrrxw{Uo`Q:HeW>?MԨff‹x~ݵΥ֋ދѳijZKB9+5ɰ?ʰ<`=u508=EDUggyضΰ ]wwofjhe~e|nzw}zzxsvzz Kw2, - dvvv֋Ɠvwnf~~yrsmhvfV=|yxz{z{utgYFOD{|wsxxzy{~vwcP~v%. vvʋǩƚЋ؋}~zxxvtsqm|iUUwzrqeXPWw_w_shnqvxussdU kvv/ Ovv( @ , v#Ks Ju snjjkkVcpp}ȋȖâvwlczjYYI89CvMaN`\Pj>ǰF#Mi\H]Hs@8CUgfySSgtsmfji~g~gypvzuysqptxy+vvl9 ~: 拟5vwv%([^`gouuzzv|m`V=u$ڋ44 4OfvpQarrԋEx/{tonlhac~bqcqlduXuYSNFWggyrao~w|~ysmx}uumfkjiiyptytxsspuyzOLwjvJbʖ}zviK rsjaknponzkr *`vQ`q JY; fMvR`q!JY2Bx3|W}||x|xuuɋצKLw 0!dQJJD !Lw< nDvv$ ~tfJ Μ|ucH!ttkaghjyizruyq}vvmdRUrXYOwjv*= Ov!vk> #? OZ:Iwv$)a ToЋ͋Ŧ̧ڋ{jj_Unqrrqzos[wvmeig}d}dypvzuzutptwwOZ:vz9iU@]`}cncolbtVuVUTDVffy‹X!)aBuumdig}f}fyquzu{ttptxx-v! 7͙tuwRVeZ@v6v%" @v3ϋ`eQg{ipxxs{ynዡ5G5+z8GOCw"'@ w+ouwgwfvfwwkv 5y6g2ޤw&&(>(?()@fw% ?v;֝+t|f*w\~voyiWWfuquzz kwʏ|xԕ rakwlrz}y}|x~r~ra~Oamxw{|}}}xsf*wf>f*wAv\ luzutj^qr ~~eMtznt{z{{p}uzzwyw|so|`yDcs~sgr ×ė4vu|a]^t]xqkYixywvpsxorytr 7 2, - ,A B ), - F`quxyxyuqqtyxyyuqC a~%8. JD  V 6 / O$ 81 ,E ~ &('2 &3 A B ݟ $S`4 4A B  q6 !7 |$  &q6 !7 ~5  'q6 !7 AF  q6 !7 #oA B  q6 !7 +E  V6 !7 66G C `8W8  D ~l9 ~: |3$ &~l9 ~: G55 '~l9 ~: aF  ~l9 ~: m&A B s(; rg$ s&(; i5 s'(; i,F s (; YZA B OU"*= E O!k> #? B3$ O&!k> #? Q55 O'!k> #? XF O !k> #? v&A B O!k> #? LE O/"'@ g$ O/&"'@ i5 O/'"'@ ,F O/ "'@ qZA B >v )CCTcTItI 5>?`lm|mlg`f_||zvwywz||=Fsċڳɴɵ܃uyslīvvpiʣ?MČWY貵۰P[aghr|h籹/7/q>! vc<$rw~~~}y}̎>ꋡޅ}ztuyvxu~bO|)Gv4vd~zA]xmu~|y|yuqntxxvuj]bioypyvr~jBku|yrv8v^goo}|onf]R^ui_h_zYT}yjj{kzlu{p{~n ,vvkxdeXKERu^`zwoe\KW}dpcoqh`}ytw_FVbontyxqxrje^foo}ދҳ:c۾r^gu\nrvvxwxoeT[wekmstpmv{ȚOvv}g^U$=fWAbQvIAKVaPG\vҩȦӋߋygU2lQ{{|kh|f}eworxsxomtwyOevPo`pv{{np[c@L\]zoznonZahgzҋϋŝ`zktwtwmgjs{{(vo\fH'<48vqv\L %Z&'Al-Kfvlv4B?iv}wxpgo~r&`___is}y}zv}kY`(_vu}tstyssvxsfgpyzxwT[ta_u|trtyssvxsfgpyzxwT[ua^P99k.klMtAn cKuDm )&tAn d~)uEm ݋ ( MH NH  7&2, - ;5  72, - >SE ~&('2 &3 1lE  {vv`z;|smlifRQyRhQh^UkCjC{=70DWWqҋ~Q Yы Ћ3ڋ X̧~rrj`aSzFY~d{q|qwwt|t}pl`hpp~ 'v v8jxeeXIDKsTZtqlmheJT}_p^oietZtYXV_cffoxxXq؋ٽrZgs[nswx|nxxof)ѝŰvumdV}[p`oafu\mrwxdddd||?E0wEK\e}mpnqu]~Jt-J\e}npnqu]}Jt?vQ`oˋov~~}ys}Jn̋ov~~~}ys~JE0wEJ\e}npmqv]}JtvM`nˋov~~}ys~JsJJEJUSS`zCC:f % ZA B 8 %# A B iw8m'  nv nv_|zyzyxyyyyzzKK9II9JJzyzyxyyyyyzyI:40<xxtoptxxxwtoptxwJuDm )'t@n O5vwv*(\]`hotu{zv|m`VVWpًϡŵŶȨ Ë 4V 6  '*`' *`'sVs)`uUu ]^^_eml|΋؋ОDZȲҮѝԋpTUC3IP~WpWp`fi]i]rTzM\^a ۡԹθŭӋ{kk_RYWsVsVmcfqgpe~cZdmm| < Zm{}~JWbbwދыĘʝ'9~L~^p~qywt~t~mhdmvv &M& ||wt_HeU@dTwLDBQ__uЋq[gs\oswx oxxnd  *`  iɖ}yp_M rsiaklo~nlwjn beggpwxөȦӋߋv``O>3DnURURp>+ IxRf]qjkzelrvwwwqi OVgzbjrs΋ɦ|E Wjr|w{~~~z} r  r   ՋÚyxpgxvs{Z{qqoo ~~L{zq`lzqvyt{oc 4O'%' qtyyxyuqqtyxyyuq o endstream endobj 585 0 obj <> endobj 586 0 obj <>stream  cvt *fpgm0qglyf headŭ\e d6hhea- $hmtxwPI> loca<<maxp@ prep~e`q]1LLYk#j'a%^)J*PcXw-JDd| &9L$:ogIK-;GrGQg8 ]a&.CSc{B.&)16[bb#{D Vcyn $::ALNt   ?c +SUm~?h PNN G !)Wkx~6;>IR+,Y`|OPx %CDT\psw|  **00;@JU_gs469ORgpt:EsJaiu##.aK[&;b%&'DPbcfgppqqy~!-16=GGZhv|9VY^v|GKW[^t:Pr0;4SyX 't<n7WcZ%f[JnSPdSahkYS}<)9%)>9:SaLROn}>Y`LACUUckxSw:V )Sap@??>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y &QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,KS \XYXY-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,vA#p AE PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-;@cc c c)8+N  >V.tga%dQG9H:T-d%nd%9J,S bYL|Q99d<d%d<Xd%V"'H#&3 N%}%L%#Js&8;G%8)B\%jJD% TdydFEI+GJ-CEdd1|+(dXd7+YdiN+GA}P[}/[d4yd<V60V)K]K]3fd%Jid<dyfAjd%d%d$d49D }-\^%N%Na%M%M87;;:  %SJRcRc2.dT000V)L]L]/ARcRcJ*+SSSRu>1}}}C]##222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYg/@A''&&o_O?///.,)$@ 1'<')@;l)'2<2<2/<2v'2<')')o'omoo7@U  7@9gdWF6.+%$  @+JKKSB8+KR7+KP[XY8+TXCXYYKcKb S# QZ#BKKTBv??>9FD>9FD>9FD>9FD>9F`D>9F`D++++++++++++++++++++++++KPyut+++KSyut+++KSXY2KSXYA@{Ee#E`#Ee`#E`vhb @Ee#E &`bch &ae#eD@#D A{Ee#E &`bch &ae{#eDA#D{ETX{@eDA@AE#aDYNb*Ee#E`#Ee`#E`vhb *bEe#E &`bch &aeb#eD*#D NEe#E &`bch &ae#eDN#DETX@eDN@NE#aDYEiSBKPXBYC\XBY CX`!YBp>CX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#B+u++++++++++++++++sssssEiDEiDC\X2+Y endstream endobj 587 0 obj <>stream endstream endobj 588 0 obj <> endobj 589 0 obj <>/DW 1000/CIDToGIDMap/Identity/BaseFont/ODXTUL+SymbolMT/FontDescriptor 588 0 R /Subtype/CIDFontType2>> endobj 590 0 obj <>stream xՐj0 wS^C0Aʲ=c+Fqy*^B` ~~}~)dg ] 8ƉB} ?._UnIiy8EUU?3ϰyG?#a}jD7SJ?8 e)cc'lz.ضFs*(q p=Vi@z'unqc endstream endobj 591 0 obj <>stream   cmapX[Bcvt afpgm62tglyf@#L head)x%X6hhea {<%$hmtxY% Rloca 0maxp | xD prepD  , 2 pp~Y #~ O\_ :Rkmqt~    " & 0 3 : < > D  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k; 0 6<>ADQYm} 2DOYbjpu0? Y #~Q^ !@`mpt~   & 0 2 9 < > D  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j2 *8>@CFVjz1?NX^jms0<-vjqi+*)(zxtjfJ<i3%][w}ujy+ߨߖޖޢދަq_0@3$FE<9630)"ۿ۾۷ۥۯEBA$"!/+( I>ln(NvvxtLNJ,6jvgbcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+   4}?Avw|pqrtvuxw|56  !"#$%&'()*+,-./0123456789:;<=>?@ABCDEFGHIJKLMNOPQRSTUVWXYZ[\]^_`abcdefghijklmnopqrstuvwxyz{|}~ pp~Y #~ O\_ :Rkmqt~    " & 0 3 : < > D  !!!!"!&!.!T!^!!"""""""")"+"H"a"e###!%%% %%%%%$%,%4%<%l%%%%%%%%%%%%%%%&<&@&B&`&c&f&k; 0 6<>ADQYm} 2DOYbjpu0? Y #~Q^ !@`mpt~   & 0 2 9 < > D  !!!!"!&!.!S![!!"""""""")"+"H"`"d### %%% %%%%%$%,%4%<%P%%%%%%%%%%%%%%%&:&@&B&`&c&e&j2 *8>@CFVjz1?NX^jms0<-vjqi+*)(zxtjfJ<i3%][w}ujy+ߨߖޖޢދަq_0@3$FE<9630)"ۿ۾۷ۥۯEBA$"!/+( I>ln(NvvxtLNJ,6jvgbcdefghjikmlnoqprsutvwxzy{}|~      !"#$%&'()*+,  -   ./0 !"12#3$%&'()*+   4}?Avw|pqrtvuxw|56b~TTTTTTTMTTTdmT3@TX<wUT!,9h}8e<+*0-<TX* <<T_,0b<"1mTU`u|Y=Xe+`RU(IboENP%AZZTvx{ TU=Zb4:@v9HTd+U\}  ),8Lm(*,?+, 3G#'8=DEMWby  #RSu8l+WT68CU]ps|(HKU~=Nm4M44:<UYs0IVX`hopq{|++cSXq{,0M`yzmb.Dk 0<Ygs} ,?CIMVWYffhju..;=Uf&,23>1><}PPC;Hm!!`-W& tPZ`HRv_> AA>q-m =ZP;#Z#I9MW8J9ll8rP1~qT9j"p"|U$f cY<.~4m,6e(H0@U!&8,]`L|liAOesFA3AC9<4>gghggY!_zHH^QKV !0I<$ q Q^u|{'9LT\bi-0258>!$7<Z)4TTBC@AT@?>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,KS \XYXY-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,vi#p iE PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-,F#F`F# F`ab# #&&pE` PXaFY`h:-,B#Q@SZX TXC`BY$QX @TXC`BY$TX C`BKKRXC`BY@TXC`BY@cTXC`BY@cTXC`BYYYY-F      O{+N>?@? ? ?<++++++++++++++++Y#"54324&#"326<UᠠᠠߝfwS{_< %Qaɩ+ g ]-+8beWXkY.hhXS%Pc=<-~}Ul-[;8e<X.hSl[[[[Q|oY?ePmbbZ+6(&=pSceh%cgkT+=XXXhSSS<(<:;<V<c-vUc}~~XX.l.lhXXS[S[gZb{}}}}e}}}}}}}g|&AlZ .AiioXXX}}}kUk>.%8%8%8%8<Z  @A*WeXkY.hdcP<dbWFVATJEWEu(WWuX#w,dWWJXr((w#khd,cPY)W{Z::x3kk-<weMF!!K$3>x<k+1h%JII$$K$6<wIhsmvOz[e8hsOwC`$d?T7'J 'EmRb`%% e p?++++++]- p%%%%%%QQee  8qpvgaL J] uk&cA&jt<u]]%% +GGXhS[+$^D}+++((((B+B+XXXXXXXXhhhhhhhhhhhhS[S[S[S[S[S[S[ccchS[S[S[S[S[/wxwxkkbbPe)FklBhpppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppppp                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                    &"Ir/U TU3@:3@$2 2 3?A/p_?_?$@$2A!^!_!**;A GO27<2GO27<2A!)2!)222A YV2XV2WV2A`UUTT_TOTUToUoT?U?T?T/T/TTTRS)QJ)PE%OJ%NI%MG%LJKEJFIEDHFDGFD0ApF_EDD/D?DDDDD_DDD/DDDCCAA@@/@@@??>>===@<</<?<O<_<<<<< 505@5P5`5,/,,,-$! @A P`pA/O_?O@ ??OO@)<<2@)362@)2@) 2Ar))))/)?)))'''''O'_'''''''o'''''''/'O'_'(/(_(((('(P(((""?"O"/"?""" :A7O/?//?O))''((""!!  @++_5o555555aa``@ A\ \ \ r\ @\ @\ \ \ \ \ X\ N\ F\ /\ b@+ + + V+ 6+ 5+ 3+ )+ AYW W BW 2W "W W [!'!!!![!;!0!g,!&!$!U+@,_@9.-('#  @+JKKSBKcKb S# QZ#BKKTB7+KR8+K P[XY8+TXCX,,YYK PXYv??>9FD>9FD>9FD>9FD>9F`D>9F`D+++++++++++++++++++++++7+KSXY2KSXYKS \X86ED76EDYX 8ERX8 DYYKS \X 8ED!8EDYX ERX DYYKS \X7ED%7EDYX ERX DYYKS \X=!ED!!EDYX =ERX= DYYKS \Xg!ED!!EDYX gERXg DYYKS \X!!ED!!EDYX!ERX!DYYKS \X!!ED!EDYX!ERX!DYYKS \X!!ED%!EDYX!ERX!DYY+++++++++++eB++++++++++++++++++++++++++++JֱCzEe#E`#Ee`#E`vhb CEe#E &`bch &ae#eDC#D JzEe#E &`bch &aez#eDJ#DzETXz@eDJ@JE#aDYGa*Ee#E`#Ee`#E`vhb *aEe#E &`bch &aea#eD*#D GEe#E &`bch &ae#eDG#DETX@eDG@GE#aDYKSBKPXBYC\XBY CX`!YBp>CX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#BEiDEiDssEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDEiDssst^s^sssstsstssstusst++++sstC\XA ssYt+++++suEiDstEiDsEiDEiDEiDsEiDEiDEiDutsss++++++++++++sssssssssssssssss+++++++susu++++su++++++s++sssstu++++++ endstream endobj 592 0 obj <> endobj 593 0 obj <>stream  cvt *fpgm0qglyf headŭ\e d6hhea- $hmtxwPI> loca<<maxp@ prep~e`q]1LLYk#j'a%^)J*PcXw-JDd| &9L$:ogIK-;GrGQg8 ]a&.CSc{B.&)16[bb#{D Vcyn $::ALNt   ?c +SUm~?h PNN G !)Wkx~6;>IR+,Y`|OPx %CDT\psw|  **00;@JU_gs469ORgpt:EsJaiu##.aK[&;b%&'DPbcfgppqqy~!-16=GGZhv|9VY^v|GKW[^t:Pr0;4SyX 't<n7WcZ%f[JnSPdSahkYS}<)9%)>9:SaLROn}>Y`LACUUckxSw:V )Sap@??>=<;:987543210/.-,+*)('&%$#"!  ,E#F` &`&#HH-,E#F#a &a&#HH-,E#F` a F`&#HH-,E#F#a ` &a a&#HH-,E#F`@a f`&#HH-,E#F#a@` &a@a&#HH-, <<-, E# D# ZQX# D#Y QX# MD#Y &QX# D#Y!!-, EhD ` EFvhE`D-, C#Ce -, C#C -,#p>#pE: -,E#DE#D-, E%EadPQXED!!Y-,Cc#b#B+-, EC`D-,CCe -, i@a ,b`+ d#da\XaY-,E+#Dz-,E+#D-,CXE+#DzEi #D QX+#Dz!zYY-,-,%F`F@aH-,KS \XYXY-, %E#DE#DEe#E %`j #B#hj`a Ry!@E TX#!?#YaDRy@ E TX#!?#YaD-,C#C -,C#C -, C#C -, C#Ce -,C#Ce -,C#Ce -,KRXED!!Y-, %#I@` c RX#%8#%e8c8!!!!!Y-,KdQXEi C`:!!!Y-,%# `#-,%# a#-,%-, ` <<-, a <<-,++**-,CC -,>**-,5-,vA#p AE PXaY:/-,!! d#d@b-,!QX d#d b@/+Y`-,!QX d#dUb/+Y`-, d#d@b`#!-,&&&&Eh:-,&&&&Ehe:-,KS#KQZX E`D!!Y-,KTX E`D!!Y-,KS#KQZX8!!Y-,KTX8!!Y-,CXY-,CXY-,KTC\ZX8!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,C\X %% d#dadQX%% F`H F`HY !!!!Y-,KS#KQZX:+!!Y-,KS#KQZX;+!!Y-,KS#KQZC\ZX8!!Y-, KT&KTZ C\ZX8!!Y-;@cc c c)8+N  >V.tga%dQG9H:T-d%nd%9J,S bYL|Q99d<d%d<Xd%V"'H#&3 N%}%L%#Js&8;G%8)B\%jJD% TdydFEI+GJ-CEdd1|+(dXd7+YdiN+GA}P[}/[d4yd<V60V)K]K]3fd%Jid<dyfAjd%d%d$d49D }-\^%N%Na%M%M87;;:  %SJRcRc2.dT000V)L]L]/ARcRcJ*+SSSRu>1}}}C]##222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222222YYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYYg/@A''&&o_O?///.,)$@ 1'<')@;l)'2<2<2/<2v'2<')')o'omoo7@U  7@9gdWF6.+%$  @+JKKSB8+KR7+KP[XY8+TXCXYYKcKb S# QZ#BKKTBv??>9FD>9FD>9FD>9FD>9F`D>9F`D++++++++++++++++++++++++KPyut+++KSyut+++KSXY2KSXYA@{Ee#E`#Ee`#E`vhb @Ee#E &`bch &ae#eD@#D A{Ee#E &`bch &ae{#eDA#D{ETX{@eDA@AE#aDYNb*Ee#E`#Ee`#E`vhb *bEe#E &`bch &aeb#eD*#D NEe#E &`bch &ae#eDN#DETX@eDN@NE#aDYEiSBKPXBYC\XBY CX`!YBp>CX;!~ +Y #B #BCX-A-A +Y#B#BCX~;! +Y#B#B+u++++++++++++++++sssssEiDEiDC\X2+Y endstream endobj 594 0 obj <>stream endstream endobj 595 0 obj <> endobj 596 0 obj <>/DW 1000/CIDToGIDMap/Identity/BaseFont/XFGILG+SymbolMT/FontDescriptor 595 0 R /Subtype/CIDFontType2>> endobj 597 0 obj <>stream xՐMj0 ).̦]CEh8 lgWv)Xxij2W C 8DžBc u<._UnIiu84D4Ĝ3{[_#aqDwKJ8!e8(c lzؾ⇼x_©w=:dK# eG) 6}wo.da~܂On,%j$nJ1 䩛R__q* endstream endobj 598 0 obj <> endobj 599 0 obj <> endobj xref 0 600 0000000000 65535 f 0000000015 00000 n 0000521145 00000 n 0000524903 00000 n 0000000131 00000 n 0000000429 00000 n 0000521695 00000 n 0000044848 00000 n 0000001776 00000 n 0000001875 00000 n 0000001978 00000 n 0000044935 00000 n 0000002081 00000 n 0000002182 00000 n 0000002287 00000 n 0000045024 00000 n 0000002391 00000 n 0000002492 00000 n 0000002597 00000 n 0000002702 00000 n 0000002807 00000 n 0000522229 00000 n 0000045247 00000 n 0000002911 00000 n 0000003013 00000 n 0000003119 00000 n 0000051655 00000 n 0000003224 00000 n 0000003327 00000 n 0000003434 00000 n 0000051742 00000 n 0000003540 00000 n 0000003643 00000 n 0000003750 00000 n 0000051939 00000 n 0000003856 00000 n 0000003959 00000 n 0000004066 00000 n 0000052028 00000 n 0000004172 00000 n 0000004275 00000 n 0000004382 00000 n 0000052223 00000 n 0000004488 00000 n 0000004591 00000 n 0000004698 00000 n 0000052487 00000 n 0000004804 00000 n 0000004907 00000 n 0000005010 00000 n 0000005117 00000 n 0000052576 00000 n 0000005223 00000 n 0000005326 00000 n 0000005433 00000 n 0000052665 00000 n 0000005539 00000 n 0000005642 00000 n 0000005749 00000 n 0000060002 00000 n 0000005855 00000 n 0000005958 00000 n 0000006065 00000 n 0000060090 00000 n 0000006171 00000 n 0000006274 00000 n 0000006381 00000 n 0000060179 00000 n 0000006487 00000 n 0000006590 00000 n 0000006697 00000 n 0000060313 00000 n 0000006803 00000 n 0000006905 00000 n 0000007011 00000 n 0000060402 00000 n 0000007117 00000 n 0000007219 00000 n 0000007325 00000 n 0000066215 00000 n 0000007431 00000 n 0000007534 00000 n 0000007641 00000 n 0000066303 00000 n 0000007747 00000 n 0000007850 00000 n 0000007957 00000 n 0000066392 00000 n 0000008063 00000 n 0000008166 00000 n 0000008273 00000 n 0000066575 00000 n 0000008379 00000 n 0000008482 00000 n 0000008589 00000 n 0000073078 00000 n 0000008695 00000 n 0000008798 00000 n 0000008905 00000 n 0000073276 00000 n 0000009011 00000 n 0000009115 00000 n 0000009223 00000 n 0000080538 00000 n 0000009330 00000 n 0000009432 00000 n 0000009538 00000 n 0000080628 00000 n 0000009646 00000 n 0000009751 00000 n 0000009860 00000 n 0000080718 00000 n 0000009968 00000 n 0000010073 00000 n 0000010182 00000 n 0000080808 00000 n 0000010290 00000 n 0000010394 00000 n 0000010502 00000 n 0000080898 00000 n 0000010610 00000 n 0000010715 00000 n 0000010824 00000 n 0000100396 00000 n 0000010932 00000 n 0000011037 00000 n 0000011146 00000 n 0000100485 00000 n 0000011254 00000 n 0000011359 00000 n 0000011468 00000 n 0000100575 00000 n 0000011576 00000 n 0000011681 00000 n 0000011790 00000 n 0000114175 00000 n 0000011898 00000 n 0000012003 00000 n 0000012112 00000 n 0000114265 00000 n 0000012220 00000 n 0000012325 00000 n 0000012434 00000 n 0000121342 00000 n 0000012542 00000 n 0000012647 00000 n 0000012756 00000 n 0000121432 00000 n 0000012864 00000 n 0000012969 00000 n 0000013078 00000 n 0000121522 00000 n 0000013186 00000 n 0000013291 00000 n 0000013400 00000 n 0000128841 00000 n 0000013508 00000 n 0000013613 00000 n 0000013722 00000 n 0000128930 00000 n 0000013830 00000 n 0000013932 00000 n 0000014038 00000 n 0000129020 00000 n 0000014146 00000 n 0000014251 00000 n 0000014360 00000 n 0000129110 00000 n 0000014468 00000 n 0000014573 00000 n 0000014682 00000 n 0000129200 00000 n 0000014790 00000 n 0000014895 00000 n 0000015004 00000 n 0000135660 00000 n 0000015112 00000 n 0000015217 00000 n 0000015326 00000 n 0000145117 00000 n 0000015434 00000 n 0000015539 00000 n 0000015648 00000 n 0000145380 00000 n 0000015756 00000 n 0000015861 00000 n 0000015970 00000 n 0000153836 00000 n 0000016078 00000 n 0000016181 00000 n 0000016288 00000 n 0000161246 00000 n 0000016395 00000 n 0000016498 00000 n 0000016605 00000 n 0000016711 00000 n 0000029050 00000 n 0000168762 00000 n 0000029864 00000 n 0000029967 00000 n 0000030074 00000 n 0000168849 00000 n 0000030180 00000 n 0000030283 00000 n 0000030390 00000 n 0000176100 00000 n 0000030496 00000 n 0000030599 00000 n 0000030706 00000 n 0000176299 00000 n 0000030812 00000 n 0000030916 00000 n 0000031024 00000 n 0000184850 00000 n 0000031131 00000 n 0000031236 00000 n 0000031345 00000 n 0000184987 00000 n 0000031453 00000 n 0000031555 00000 n 0000031661 00000 n 0000185077 00000 n 0000031769 00000 n 0000031874 00000 n 0000031983 00000 n 0000192230 00000 n 0000032091 00000 n 0000032196 00000 n 0000032305 00000 n 0000192319 00000 n 0000032413 00000 n 0000032518 00000 n 0000032627 00000 n 0000192409 00000 n 0000032735 00000 n 0000032839 00000 n 0000032947 00000 n 0000200020 00000 n 0000033055 00000 n 0000033160 00000 n 0000033269 00000 n 0000200109 00000 n 0000033377 00000 n 0000033482 00000 n 0000033591 00000 n 0000213937 00000 n 0000033699 00000 n 0000033804 00000 n 0000033913 00000 n 0000214073 00000 n 0000034021 00000 n 0000034125 00000 n 0000034233 00000 n 0000214162 00000 n 0000034341 00000 n 0000034446 00000 n 0000034555 00000 n 0000214252 00000 n 0000034663 00000 n 0000034768 00000 n 0000034877 00000 n 0000214342 00000 n 0000034985 00000 n 0000035090 00000 n 0000035199 00000 n 0000214432 00000 n 0000035307 00000 n 0000035412 00000 n 0000035521 00000 n 0000214522 00000 n 0000035629 00000 n 0000035734 00000 n 0000035843 00000 n 0000220350 00000 n 0000035951 00000 n 0000036056 00000 n 0000036165 00000 n 0000220439 00000 n 0000036273 00000 n 0000036378 00000 n 0000036487 00000 n 0000220619 00000 n 0000036595 00000 n 0000036700 00000 n 0000036809 00000 n 0000228332 00000 n 0000036917 00000 n 0000037019 00000 n 0000037125 00000 n 0000235339 00000 n 0000037233 00000 n 0000037338 00000 n 0000037447 00000 n 0000243472 00000 n 0000037555 00000 n 0000037660 00000 n 0000037769 00000 n 0000037877 00000 n 0000044423 00000 n 0000044533 00000 n 0000044605 00000 n 0000044804 00000 n 0000522706 00000 n 0000044890 00000 n 0000044979 00000 n 0000523378 00000 n 0000045068 00000 n 0000524460 00000 n 0000045202 00000 n 0000220908 00000 n 0000045291 00000 n 0000045398 00000 n 0000051436 00000 n 0000051611 00000 n 0000051698 00000 n 0000060223 00000 n 0000051785 00000 n 0000051894 00000 n 0000051983 00000 n 0000052072 00000 n 0000052178 00000 n 0000052267 00000 n 0000052316 00000 n 0000052442 00000 n 0000052531 00000 n 0000052620 00000 n 0000052709 00000 n 0000052817 00000 n 0000059796 00000 n 0000059958 00000 n 0000060045 00000 n 0000060134 00000 n 0000060268 00000 n 0000060357 00000 n 0000066436 00000 n 0000060446 00000 n 0000060555 00000 n 0000066015 00000 n 0000066171 00000 n 0000066258 00000 n 0000066347 00000 n 0000066485 00000 n 0000066530 00000 n 0000066619 00000 n 0000072871 00000 n 0000073033 00000 n 0000073320 00000 n 0000073122 00000 n 0000073231 00000 n 0000073369 00000 n 0000080349 00000 n 0000080493 00000 n 0000080583 00000 n 0000080673 00000 n 0000080763 00000 n 0000080853 00000 n 0000080943 00000 n 0000080988 00000 n 0000087186 00000 n 0000524597 00000 n 0000087344 00000 n 0000093742 00000 n 0000093886 00000 n 0000100164 00000 n 0000100308 00000 n 0000100352 00000 n 0000100440 00000 n 0000100530 00000 n 0000100620 00000 n 0000106849 00000 n 0000106979 00000 n 0000113986 00000 n 0000114130 00000 n 0000114220 00000 n 0000114310 00000 n 0000121153 00000 n 0000121297 00000 n 0000121387 00000 n 0000121477 00000 n 0000121567 00000 n 0000128667 00000 n 0000128797 00000 n 0000128885 00000 n 0000128975 00000 n 0000129065 00000 n 0000129155 00000 n 0000129245 00000 n 0000129290 00000 n 0000129335 00000 n 0000135485 00000 n 0000135615 00000 n 0000135705 00000 n 0000140571 00000 n 0000140701 00000 n 0000144925 00000 n 0000145073 00000 n 0000145161 00000 n 0000145205 00000 n 0000145335 00000 n 0000145425 00000 n 0000153630 00000 n 0000153792 00000 n 0000153880 00000 n 0000154010 00000 n 0000161057 00000 n 0000161201 00000 n 0000161291 00000 n 0000168558 00000 n 0000168720 00000 n 0000168804 00000 n 0000184894 00000 n 0000168894 00000 n 0000169003 00000 n 0000175886 00000 n 0000176055 00000 n 0000176145 00000 n 0000176254 00000 n 0000176344 00000 n 0000176451 00000 n 0000184664 00000 n 0000184806 00000 n 0000184942 00000 n 0000185032 00000 n 0000185122 00000 n 0000185171 00000 n 0000192042 00000 n 0000192186 00000 n 0000192274 00000 n 0000192364 00000 n 0000192454 00000 n 0000192503 00000 n 0000199832 00000 n 0000199976 00000 n 0000200064 00000 n 0000200154 00000 n 0000206771 00000 n 0000206915 00000 n 0000213763 00000 n 0000213893 00000 n 0000213981 00000 n 0000214029 00000 n 0000214117 00000 n 0000214207 00000 n 0000214297 00000 n 0000214387 00000 n 0000214477 00000 n 0000214567 00000 n 0000220158 00000 n 0000220306 00000 n 0000220394 00000 n 0000220484 00000 n 0000220529 00000 n 0000220574 00000 n 0000220664 00000 n 0000220773 00000 n 0000220818 00000 n 0000220863 00000 n 0000220953 00000 n 0000228143 00000 n 0000228287 00000 n 0000228377 00000 n 0000235109 00000 n 0000235294 00000 n 0000235384 00000 n 0000524766 00000 n 0000235429 00000 n 0000235559 00000 n 0000235702 00000 n 0000242806 00000 n 0000243290 00000 n 0000243430 00000 n 0000243514 00000 n 0000243556 00000 n 0000243985 00000 n 0000261000 00000 n 0000275084 00000 n 0000291304 00000 n 0000306482 00000 n 0000321149 00000 n 0000335193 00000 n 0000349327 00000 n 0000363087 00000 n 0000379503 00000 n 0000394166 00000 n 0000407957 00000 n 0000426807 00000 n 0000440207 00000 n 0000454613 00000 n 0000469136 00000 n 0000482623 00000 n 0000496169 00000 n 0000516864 00000 n 0000519749 00000 n 0000519869 00000 n 0000520017 00000 n 0000520165 00000 n 0000520295 00000 n 0000525261 00000 n 0000531041 00000 n 0000531114 00000 n 0000531269 00000 n 0000531395 00000 n 0000531556 00000 n 0000531687 00000 n 0000531829 00000 n 0000531971 00000 n 0000532117 00000 n 0000532254 00000 n 0000532394 00000 n 0000532618 00000 n 0000532756 00000 n 0000532899 00000 n 0000533031 00000 n 0000533159 00000 n 0000533320 00000 n 0000533451 00000 n 0000533597 00000 n 0000533744 00000 n 0000533883 00000 n 0000534025 00000 n 0000534184 00000 n 0000534328 00000 n 0000534451 00000 n 0000534612 00000 n 0000534742 00000 n 0000534892 00000 n 0000535027 00000 n 0000535162 00000 n 0000535308 00000 n 0000535490 00000 n 0000535626 00000 n 0000535780 00000 n 0000535910 00000 n 0000536077 00000 n 0000536216 00000 n 0000536353 00000 n 0000536503 00000 n 0000536663 00000 n 0000536789 00000 n 0000536931 00000 n 0000537054 00000 n 0000537174 00000 n 0000537320 00000 n 0000537487 00000 n 0000537599 00000 n 0000537730 00000 n 0000537894 00000 n 0000538034 00000 n 0000538209 00000 n 0000538362 00000 n 0000538530 00000 n 0000538668 00000 n 0000538828 00000 n 0000538976 00000 n 0000539110 00000 n 0000539244 00000 n 0000539391 00000 n 0000539521 00000 n 0000539665 00000 n 0000539833 00000 n 0000539990 00000 n 0000540116 00000 n 0000540255 00000 n 0000540403 00000 n 0000540540 00000 n 0000540673 00000 n 0000540844 00000 n 0000540983 00000 n 0000541102 00000 n 0000541222 00000 n 0000541353 00000 n 0000541500 00000 n 0000541633 00000 n 0000541670 00000 n 0000541707 00000 n 0000541744 00000 n 0000541781 00000 n 0000597639 00000 n 0000597825 00000 n 0000645231 00000 n 0000645426 00000 n 0000671556 00000 n 0000671751 00000 n 0000684501 00000 n 0000684705 00000 n 0000707214 00000 n 0000707403 00000 n 0000712543 00000 n 0000712608 00000 n 0000712807 00000 n 0000713018 00000 n 0000713327 00000 n 0000733737 00000 n 0000733928 00000 n 0000739068 00000 n 0000739133 00000 n 0000739333 00000 n 0000739544 00000 n 0000739852 00000 n 0000739933 00000 n trailer < <313731383337303930333032322b3630> ]/Size 600/Info 599 0 R /Root 598 0 R >> startxref 740145 %%EOF